Demystifying How Mortgages Are Calculated Mortgage Due Dates 101 Cash Out Refinance vs. Rate and Term Refinance Should You Bother Refinancing Your Current Mortgage Rate? 10 Ways to Build Home Equity A Mediocre Credit Score Will Cost You Big on Your Mortgage 6 Things Holding Renters Back From Becoming Homeowners

Demystifying How Mortgages Are Calculated

Calculating a Mortgage Mortgages can be complicated business – fortunately there are a ton of great calculators out there that take the legwork out of ...

Mortgage Due Dates 101

If you recently took out a mortgage, or have been thinking about financing a piece of property, you may be wondering when your mortgage payments ...

Cash Out Refinance vs. Rate and Term ...

It’s time for another mortgage match-up, though this installment is more about distinction than rivalry. If you’re in the market to refinance your current mortgage ...

Should You Bother Refinancing Your Current Mortgage ...

If you don’t mind, let me beat a dead horse. Mortgage rates are at or near record lows and you could save a ton of ...

10 Ways to Build Home Equity

These days, home equity is all the rage. During the housing boom, it was all about tapping into your home equity with a line of ...

A Mediocre Credit Score Will Cost You ...

While there are a number of factors that determine what mortgage rate you’ll qualify for, assuming you can indeed qualify for a mortgage, perhaps the ...

6 Things Holding Renters Back From Becoming ...

A new survey from real estate listing service Trulia revealed that 59 percent of renters aspire to be homeowners, but there are six main issues ...

Latest Posts

Caliber Home Loans Unveils Ultimate Homebuying Experience: Close Your Mortgage in 10 Days

Caliber Home Loans Unveils Ultimate Homebuying Experience: Close Your Mortgage in 10 Days
December 9, 2016 No Comments »

Caliber Home Loans out of Irving, Texas wants to close your mortgage faster than anyone else, and thinks it can accomplish the feat in less than 10 days. Yes, you heard that right. Less than 10 days. So just how ... Read More »

Some Prospective Home Buyers Would Give Up If Mortgage Rates Rise Another Half Point

Some Prospective Home Buyers Would Give Up If Mortgage Rates Rise Another Half Point
December 6, 2016 No Comments »

Let’s talk about mortgage rates again, because let’s face it, they’re on everyone’s mind at the moment and they’ve been extremely volatile of late. Yesterday, I noted that the recent mortgage rate surge wiped out about half of the eight ... Read More »

Is the 30-Year Fixed Mortgage Actually a Lot of Work?

Is the 30-Year Fixed Mortgage Actually a Lot of Work?
December 5, 2016 No Comments »

I typically refer to the 30-year fixed mortgage as a set-it-and-forget-it type of mortgage because it’s fixed for the entire duration of the loan. The mortgage rate in month one is the same as the rate in month 360. The ... Read More »

Post-Election Mortgage Rate Surge Crushes Refi Candidates, Puts Home Prices on Watch

Post-Election Mortgage Rate Surge Crushes Refi Candidates, Puts Home Prices on Watch
December 5, 2016 No Comments »

It’s been an eventful three weeks or so since the U.S. presidential election took place, that is, if you keep an eye on mortgage rates. They’ve moved in only one direction since November 8th – up. Way up. Though thanks ... Read More »

Is Now the Time to Slow Down Mortgage Repayment?

Is Now the Time to Slow Down Mortgage Repayment?
December 1, 2016 No Comments »

Now that mortgage rates have jumped, it might be time to take a look at how you’re repaying your mortgage. Put simply, if your mortgage rate is fixed and lower than prevailing rates, it could make sense to slow things ... Read More »

These Are the Cities Where Mortgages Are Denied Most

These Are the Cities Where Mortgages Are Denied Most
November 30, 2016 No Comments »

Not every mortgage application makes it to the finish line. In fact, lots of mortgages fall out of the pipeline early on for a variety of different reasons. Sometimes it’s the customer who has a change of heart, and other ... Read More »

Six Ways to Secure a Low Mortgage Rate Despite the Recent Jump

Six Ways to Secure a Low Mortgage Rate Despite the Recent Jump
November 21, 2016 No Comments »

Since the election, mortgage rates have been on fire. And by on fire, I mean rapidly escalating from the mid-3% range to above 4% with no end in sight. That might have pushed you into panic-mode if you’re considering a ... Read More »

Are You Equity Rich?

Are You Equity Rich?
November 21, 2016 No Comments »

If you own a home, you probably realize you have some precious equity, especially now that home prices have increased for years on end. Put simply, home equity is the difference between your property value and your existing lien(s). So ... Read More »

President-Elect Trump vs. Mortgage Rates

President-Elect Trump vs. Mortgage Rates
November 14, 2016 No Comments »

You may have already read the headlines. Things like Trump-fueled Treasury surge and the so-called Trump Effect, all driving mortgage rates higher. And it’s not just fodder, it’s true. Since the election results came in last Tuesday night, mortgage rates ... Read More »

Higher 2017 Conforming Loan Limit Should Boost Mortgage Originations

Higher 2017 Conforming Loan Limit Should Boost Mortgage Originations
November 8, 2016 No Comments »

A $5,000 Increase? What About $10,000? A new analysis from Black Knight Financial Services reveals that a slightly higher conforming loan limit could be enough to give mortgage origination volume a serious boost. They provided one scenario where the conforming ... Read More »