Should You Bother Refinancing Your Current Mortgage Rate? 7 Reasons Why You Can’t Refinance Your Mortgage Why Adjustable-Rate Mortgages Are Bad News Right Now 10 Ways to Build Home Equity A Mediocre Credit Score Will Cost You Big on Your Mortgage Should You Buy a House Now or Wait? 6 Things Holding Renters Back From Becoming Homeowners

Should You Bother Refinancing Your Current Mortgage ...

If you don’t mind, let me beat a dead horse. Mortgage rates are at or near record lows and you could save a ton of ...

7 Reasons Why You Can’t Refinance Your ...

With mortgage rates so low, just about everyone and their mother has at least inquired about refinancing. Unfortunately, a lot of current homeowners are finding ...

Why Adjustable-Rate Mortgages Are Bad News Right ...

With mortgage rates as low as they are at the moment, you may be looking beyond fixed-rate options if you’re in the market to purchase ...

10 Ways to Build Home Equity

These days, home equity is all the rage. During the housing boom, it was all about tapping into your home equity with a line of ...

A Mediocre Credit Score Will Cost You ...

While there are a number of factors that determine what mortgage rate you’ll qualify for, assuming you can indeed qualify for a mortgage, perhaps the ...

Should You Buy a House Now or ...

With mortgage rates on long-term fixed-rate mortgages finally slipping into the 3% range, mind you just barely, more fence-sitters may be pondering this very question. ...

6 Things Holding Renters Back From Becoming ...

A new survey from real estate listing service Trulia revealed that 59 percent of renters aspire to be homeowners, but there are six main issues ...

Latest Posts

Are Mortgage Calculators Actually Accurate?

Are Mortgage Calculators Actually Accurate?
September 18, 2014 No Comments »

Time for more mortgage Q&A: “Are mortgage calculators accurate?” Just about anyone looking to buy a property or refinance will rely upon a calculator to get a better understanding of what their monthly payment might be. But not all mortgage ... Read More »

Don’t Freak Out About the Recent Mortgage Rate ‘Spike’

Don’t Freak Out About the Recent Mortgage Rate ‘Spike’
September 18, 2014 No Comments »

Queue the panic. Mortgage rates have officially spiked and the media is all over it. Yep, the average rate on a 30-year fixed mortgage increased from 4.05% to 4.19% this week, per Zillow’s weekly survey. Over at Freddie Mac, the ... Read More »

Here Are the Many Reasons Why Renters Rent

Here Are the Many Reasons Why Renters Rent
September 11, 2014 No Comments »

The whole rent vs. own argument can be pretty polarizing. There are those that liken renting to throwing money down the drain, while others think homeownership is a huge waste of time and money. The latter group will tell you ... Read More »

New Bill Would Fix Mortgage Victims’ Credit Reports, Shorten Time Period Foreclosures Are Reported

New Bill Would Fix Mortgage Victims’ Credit Reports, Shorten Time Period Foreclosures Are Reported
September 10, 2014 No Comments »

A new bill introduced today by Congresswoman Maxine Waters (D-CA) aims to make sweeping changes to the Fair Credit Reporting Act (FCRA). In a news release, she noted that credit reports have become far too important to contain widespread errors ... Read More »

97% of Teens Believe They Will Own a Home One Day

97% of Teens Believe They Will Own a Home One Day
September 9, 2014 No Comments »

Several months ago, I thanked Millennials for their faith in real estate, seeing that Gen X isn’t a huge fan at the moment. But looking back, it appears that Generation Z is even more promising. While there have been recent ... Read More »

The Wealth Building Home Loan Makes the 15-Year Fixed Mortgage Affordable

The Wealth Building Home Loan Makes the 15-Year Fixed Mortgage Affordable
September 8, 2014 5 Comments »

Most homeowners opt for fixed-rate mortgages because there aren’t any surprises. Many of them go with a 30-year term because it’s the norm, and also because it allows would-be homeowners to buy a lot more home. The major downside is ... Read More »

Should You Take Out a 30-Year Fixed Mortgage Before It’s Gone Forever?

Should You Take Out a 30-Year Fixed Mortgage Before It’s Gone Forever?
September 4, 2014 No Comments »

Well-known banking analyst Dick Bove sounded alarm bells earlier this week after he warned of a mortgage crisis by winter. Yes, this winter, as in a few months from now. And by crisis, he means the 30-year fixed mortgage may ... Read More »

Some Guy Named Eric Estrada Tried to Get His Mortgage Crowdfunded

Some Guy Named Eric Estrada Tried to Get His Mortgage Crowdfunded
September 4, 2014 No Comments »

The world is getting stranger and stranger by the day, thanks in part to the Internet and a phenomenon known as “crowdfunding.” The latest silliness involves a guy with a mortgage who asked the community to pay it off, ostensibly ... Read More »

White House Asks Lenders to Offer Lower Mortgage Rates to the Military

White House Asks Lenders to Offer Lower Mortgage Rates to the Military
August 27, 2014 2 Comments »

There’s been a lot of news coverage lately concerning veterans not receiving proper medical care. Sadly, that’s just one area where our military isn’t being treated appropriately. Whether active duty military realize it or not, they’re also entitled to special ... Read More »

A Russian Bank Is Offering Free Cats to New Mortgage Customers

A Russian Bank Is Offering Free Cats to New Mortgage Customers
August 27, 2014 No Comments »

It’s not uncommon for banks and mortgage lenders to offer special perks to customers who take out mortgages. After all, a mortgage is somewhat of a commodity, despite there being many different types of loans and lenders out there, and ... Read More »