All posts by Colin Robertson

Zillow: Homes Would Be Worth More Without the Housing Bubble

Zillow: Homes Would Be Worth More Without the Housing Bubble
August 22, 2016 No Comments »

A new analysis from Zillow reveals that many homes would actually be worth a lot more today had there been no housing bubble back in the early 2000s. The basic premise is that historic home price growth year after year ... Read More »

Clara: There’s a New Hipster Mortgage Lender in Town

Clara: There’s a New Hipster Mortgage Lender in Town
August 17, 2016 1 Comment »

A new online mortgage lender by the name of “Clara” looks to separate itself from the crowd by touting technology and transparency. And from the looks of their website, they seem to be appealing to the youth. I might be ... Read More »

Quicken Loan’s 1% Down Mortgage Program

Quicken Loan’s 1% Down Mortgage Program
August 17, 2016 No Comments »

It seems just about everyone is lowering mortgage down payment requirements to deal with rising home prices, this despite the near-record low mortgage rates still widely available. You see, down payment is still the biggest hurdle to homeownership, and I ... Read More »

Mortgage Origination Volume Expected to Hit $2 Trillion This Year

Mortgage Origination Volume Expected to Hit $2 Trillion This Year
August 15, 2016 No Comments »

While many expected the mortgage market to cool off this year thanks to both rising home prices and higher mortgage rates, the complete opposite seems to have happened. Today, Freddie Mac released its latest monthly outlook report, noting that 2016 ... Read More »

How Risky Mortgages Might Make You Money

How Risky Mortgages Might Make You Money
August 10, 2016 No Comments »

The recent trend of mortgage lenders requiring less and less money down might actually be a boon for investors everywhere. In case you haven’t noticed, big lenders like Wells Fargo and Bank of America only require 3% down for a ... Read More »

Buy a Home in a Good School District Even If You Don’t Have or Want Kids

Buy a Home in a Good School District Even If You Don’t Have or Want Kids
August 9, 2016 No Comments »

Over the years, we’ve learned that buying homes near certain types of businesses can boost the value quite substantially. For example, homes near Starbucks tend to outperform those near a Dunkin’ Donuts, and you’re better off buying a condo next ... Read More »

If You Want a Mortgage, Go to College and Get a Degree

If You Want a Mortgage, Go to College and Get a Degree
August 2, 2016 No Comments »

Assuming you want to become a homeowner, it’s probably best to go to college, even if you have to take out costly student loans in the process. You may have read articles over the past several years that talk about ... Read More »

This Blog Is 10 Years Old Today: What’s Different Today in the Mortgage Industry?

This Blog Is 10 Years Old Today: What’s Different Today in the Mortgage Industry?
July 28, 2016 2 Comments »

A week or so ago, I was scanning through my archived posts and it occurred to me that my blog’s 10-year anniversary was just days away. I found the first post I wrote and laughed a bit as I read ... Read More »

Should You Drive Until You Qualify for a Mortgage?

Should You Drive Until You Qualify for a Mortgage?
July 25, 2016 No Comments »

In the mortgage/real estate world there’s the saying, “Drive until you qualify.” It’s a cute way of saying if you can’t afford a home in a certain (desirable) area, hop on the highway and keep driving until home prices get ... Read More »