All posts by Colin Robertson

HUD Has $412 Million in Uncollected FHA Mortgage Insurance Refunds

HUD Has $412 Million in Uncollected FHA Mortgage Insurance Refunds
October 29, 2014 No Comments »

If you’ve ever taken out an FHA loan, you may be eligible for a refund on that costly upfront mortgage insurance premium. Sure, the FHA is struggling at the moment and no longer so liberal about doling out refunds on ... Read More »

Online Refinance Shop Lenda Has Plans to Fund Home Loans in Seconds

Online Refinance Shop Lenda Has Plans to Fund Home Loans in Seconds
October 22, 2014 2 Comments »

In the technology world, and more specifically, the venture capitalist world, the word “disrupt” gets thrown around an awful lot. Too much really. There’s even a Disrupt conference. Every new business these days seeking millions of dollars in funding has ... Read More »

Mortgage Lending Volume Expected to Rise 7% in 2015

Mortgage Lending Volume Expected to Rise 7% in 2015
October 21, 2014 No Comments »

After what seemed like a dismal few weeks, some good news is finally streaming back into the mortgage world. First off, mortgage rates are super low again, with the 30-year fixed pricing below 4% at some lenders. It sounds like ... Read More »

Fannie and Freddie Will Offer 3% Down Mortgages Again

Fannie and Freddie Will Offer 3% Down Mortgages Again
October 20, 2014 2 Comments »

Some good news finally came out of Las Vegas today, and I’m not talking about someone winning a mega jackpot on an oversized one-armed bandit. During the Mortgage Bankers Association’s Annual Convention in Sin City, it was revealed that Fannie ... Read More »

The Rent vs. Buy Argument Depends on Mortgage Type Too

The Rent vs. Buy Argument Depends on Mortgage Type Too
October 15, 2014 No Comments »

Trulia releases a quarterly Rent Versus Buy report to determine if it makes more sense to buy a home or continue renting based on current metrics. Their latest report for the third quarter of 2014 revealed that buying is still 38% ... Read More »

Mortgage Rate Plunge! Time to Take Another Look at a Refinance/Purchase?

Mortgage Rate Plunge! Time to Take Another Look at a Refinance/Purchase?
October 15, 2014 No Comments »

As many long anticipated, the stock market finally took a major hit after months of seemingly endless gains. When it comes down to it, things can’t keep rising forever (remember home prices), and so we’re finally seeing some pullback, though ... Read More »

Man Offers to Sell Home In Exchange for an iPhone 6 or the 32 GB iPad

Man Offers to Sell Home In Exchange for an iPhone 6 or the 32 GB iPad
October 14, 2014 No Comments »

So a guy, an Austrian fellow named Andreas Gindelhuber, with apparent dreams of making money in real estate here in the United States, resorted to selling his home in exchange for an iPhone 6 last week. He originally purchased the ... Read More »

Should We Worry About a Triple Dip in Home Prices?

Should We Worry About a Triple Dip in Home Prices?
October 13, 2014 No Comments »

The weather is finally beginning to cool off and Halloween is just around the corner. Oh, and The Walking Dead is back on TV. It must be fall. Surely that means homes sales are going to slow down after the ... Read More »

Peer-to-Peer Lender SoFi Now Offering Mortgages to Smart People

Peer-to-Peer Lender SoFi Now Offering Mortgages to Smart People
October 9, 2014 No Comments »

A new lender has entered the mortgage space, but this one’s a little unique, and its offerings are too. You see, they’re a “marketplace lender,” otherwise known as a peer-to-peer lender, meaning everyday investors can provide funds to borrowers seeking ... Read More »