All posts by Colin Robertson

Realtor and Airbnb Team Up to Let People Try Before They Buy

Realtor and Airbnb Team Up to Let People Try Before They Buy
June 24, 2015 No Comments »

Consider this common scenario. You really like a house and decide to make an offer. After winning a bidding war and perhaps paying a little more than you wanted, that dream house is yours. Once it comes time to move ... Read More »

Owning a Home Costs Nearly $10,000 a Year Not Including the Mortgage

Owning a Home Costs Nearly $10,000 a Year Not Including the Mortgage
June 23, 2015 No Comments »

A lot of folks I know who rent are still hot on the idea of homeownership, but it’s important not to overlook all the costs involved with purchasing a piece of a property. It’s not uncommon for prospective home buyers ... Read More »

New Mortgage Disclosures Delayed Until October

New Mortgage Disclosures Delayed Until October
June 18, 2015 1 Comment »

The so-called TILA RESPA Integrated Disclosure rule, also known as TRID for short, or Know Before You Owe, was expected to go live on August 1st of this year. But due to an “administrative error” discovered by the Consumer Financial ... Read More »

New Bill Touts Shared Equity Mortgage Modifications

New Bill Touts Shared Equity Mortgage Modifications
June 17, 2015 No Comments »

While the housing outlook has certainly improved significantly, some 5.1 million homeowners remain underwater on their mortgages. This means they are unable to sell their homes because they owe more than their properties are worth, and possibly barred from a ... Read More »

Discover to Halt Mortgage Lending

Discover to Halt Mortgage Lending
June 17, 2015 No Comments »

If you’re wondering how difficult it is to enter the business of originating mortgages, just take a look at Discover. The credit card company turned mortgage lender is exiting the business after just three years. The departure coincides with a ... Read More »

Mortgage Rates Cross Back Above 4%

Mortgage Rates Cross Back Above 4%
June 11, 2015 No Comments »

Sound the alarm! Mortgage rates have crossed an important psychological threshold. Yep, the 30-year fixed is now priced above 4% again, per the latest weekly survey from Freddie Mac, which always tends to be delayed because data is gathered throughout ... Read More »

Most Americans Believe the Housing Crisis Still Isn’t Over

Most Americans Believe the Housing Crisis Still Isn’t Over
June 9, 2015 2 Comments »

Despite what many have referred to as a clear or even robust housing recovery, most Americans continue to believe that we are still in the midst of a housing crisis. A new survey released today by the MacArthur Foundation titled, ... Read More »

The Mortgage Crisis Needed More Adjustable Rate Mortgages

The Mortgage Crisis Needed More Adjustable Rate Mortgages
May 28, 2015 No Comments »

You know what the mortgage crisis needed more of? Adjustable-rate mortgages. Yep, we needed more loans with variable interest rates to both avoid such a disastrous downturn and recovery more quickly. Allow me to explain. James J. McAndrews, executive vice ... Read More »

It Turns Out Housing Affordability Is Still Really Good

It Turns Out Housing Affordability Is Still Really Good
May 21, 2015 No Comments »

I’m the first guy to mutter that home prices are too high. That they’ve become too expensive, but if you look at the actual numbers, my grumbling might just be grumbling and nothing more. It’s no secret that housing affordability ... Read More »