All posts by Colin Robertson

See Which Phase of the Housing Cycle Your City Is In

See Which Phase of the Housing Cycle Your City Is In
September 22, 2016 No Comments »

Recently, I wrote about when the next housing crash might take place. For opportunists, it’s something to look forward to. For others, and frankly most people, it’s a disaster waiting to happen…though today’s mortgages are pretty boring and largely affordable, ... Read More »

21 Things That Can Drive Your Mortgage Rate Higher

21 Things That Can Drive Your Mortgage Rate Higher
September 21, 2016 No Comments »

Wondering why you didn’t receive the low mortgage rate you saw advertised on TV? Well, there are a ton of reasons why the quote you obtained was higher. Let’s explore a lot of them. 1. Low credit score This is ... Read More »

This Year Will Be the Best in 40 Years for Mortgage Rates

This Year Will Be the Best in 40 Years for Mortgage Rates
September 21, 2016 No Comments »

While most folks are anxiously awaiting the Fed’s announcement of a potential rate hike, homeowners are continuing to enjoy record low mortgage rates that can be locked in for decades. And that doesn’t appear to be changing anytime soon. Mortgage ... Read More »

Morty: The Mortgage Broker 2.0

Morty: The Mortgage Broker 2.0
September 20, 2016 No Comments »

There’s yet another mortgage disruptor in town, the latest goes by the name of “Morty.” Sounds like a play on the word mortgage… They claim to offer the “modern, online mortgage.” Let’s find out more to see if they can ... Read More »

18 Reasons to Refinance Your Mortgage

18 Reasons to Refinance Your Mortgage
September 14, 2016 No Comments »

There are many reasons to refinance your mortgage, some obvious and some a bit more obscure and/or different. I figured I’d compile a list of the many reasons I can think of to refinance. Some of the situations are complete ... Read More »

It’s Not Hard to Get a Mortgage Today

It’s Not Hard to Get a Mortgage Today
September 13, 2016 No Comments »

I read an article recently that argued it’s hard to get a mortgage these days. Just seeing the headline got me a little fired up. When it comes down to it, it’s not difficult to get a mortgage today, though ... Read More »

Is It Actually a Terrible Time to Get a 15-Year Fixed Mortgage?

Is It Actually a Terrible Time to Get a 15-Year Fixed Mortgage?
September 8, 2016 No Comments »

I’ve seen some articles recently talking about how low 15-year mortgage rates are, and the many benefits of selecting a 15-year fixed vs. a 30-year fixed mortgage. But it might actually be a not-so-great time to take out a 15-year ... Read More »

Women Are Better at Paying the Mortgage Despite Worse Terms

Women Are Better at Paying the Mortgage Despite Worse Terms
September 7, 2016 No Comments »

A new study from the Urban Institute reveals that women are better at paying the mortgage despite receiving less favorable terms than men. This despite the fact that they receive higher mortgage rates because of weaker credit profiles, which logic ... Read More »

Permanent HARP Refinance Replacements Have Been Unveiled

Permanent HARP Refinance Replacements Have Been Unveiled
August 30, 2016 No Comments »

A little over a year ago, I wrote that HARP had received its final extension. I affixed the word “probably” to the end of it because the program kept getting extended over and over. It reminded me of one of ... Read More »