All posts by Colin Robertson

Post-Election Mortgage Rate Surge Crushes Refi Candidates, Puts Home Prices on Watch

Post-Election Mortgage Rate Surge Crushes Refi Candidates, Puts Home Prices on Watch
December 5, 2016 No Comments »

It’s been an eventful three weeks or so since the U.S. presidential election took place, that is, if you keep an eye on mortgage rates. They’ve moved in only one direction since November 8th – up. Way up. Though thanks ... Read More »

Is Now the Time to Slow Down Mortgage Repayment?

Is Now the Time to Slow Down Mortgage Repayment?
December 1, 2016 No Comments »

Now that mortgage rates have jumped, it might be time to take a look at how you’re repaying your mortgage. Put simply, if your mortgage rate is fixed and lower than prevailing rates, it could make sense to slow things ... Read More »

These Are the Cities Where Mortgages Are Denied Most

These Are the Cities Where Mortgages Are Denied Most
November 30, 2016 No Comments »

Not every mortgage application makes it to the finish line. In fact, lots of mortgages fall out of the pipeline early on for a variety of different reasons. Sometimes it’s the customer who has a change of heart, and other ... Read More »

Six Ways to Secure a Low Mortgage Rate Despite the Recent Jump

Six Ways to Secure a Low Mortgage Rate Despite the Recent Jump
November 21, 2016 No Comments »

Since the election, mortgage rates have been on fire. And by on fire, I mean rapidly escalating from the mid-3% range to above 4% with no end in sight. That might have pushed you into panic-mode if you’re considering a ... Read More »

Are You Equity Rich?

Are You Equity Rich?
November 21, 2016 No Comments »

If you own a home, you probably realize you have some precious equity, especially now that home prices have increased for years on end. Put simply, home equity is the difference between your property value and your existing lien(s). So ... Read More »

President-Elect Trump vs. Mortgage Rates

President-Elect Trump vs. Mortgage Rates
November 14, 2016 No Comments »

You may have already read the headlines. Things like Trump-fueled Treasury surge and the so-called Trump Effect, all driving mortgage rates higher. And it’s not just fodder, it’s true. Since the election results came in last Tuesday night, mortgage rates ... Read More »

Higher 2017 Conforming Loan Limit Should Boost Mortgage Originations

Higher 2017 Conforming Loan Limit Should Boost Mortgage Originations
November 8, 2016 No Comments »

A $5,000 Increase? What About $10,000? A new analysis from Black Knight Financial Services reveals that a slightly higher conforming loan limit could be enough to give mortgage origination volume a serious boost. They provided one scenario where the conforming ... Read More »

SoFi Wants You to Pay Off Your Student Loans with a Mortgage

SoFi Wants You to Pay Off Your Student Loans with a Mortgage
November 3, 2016 No Comments »

Often times student loans get in the way of a mortgage because of the tremendous monthly debt, but fintech lender SoFi wants to create the opposite effect. They’ve launched their so-called “Student Loan Payoff ReFi,” which as the name implies, ... Read More »

Nearly a Third of Recent Short Sellers Have New Mortgages

Nearly a Third of Recent Short Sellers Have New Mortgages
November 2, 2016 No Comments »

Even though the most recent housing crisis is barely behind us, many distressed homeowners have already moved on and apparently moved in. A new study from credit bureau Experian notes that some 29% of those who sold a house short ... Read More »