Mortgage Rates

Everything you’ve ever wanted to know about mortgage rates. And even more than that…

2018 Mortgage Rate Forecast: Overall It’s Looking Pretty Good

2018 Mortgage Rate Forecast: Overall It’s Looking Pretty Good
December 13, 2017 No Comments »

It’s that time of the year again, when we take a look at what’s in store for mortgage rates the following year. So without further ado, here is the “2018 mortgage rate forecast” from a variety of different housing and ... Read More »

The Fed Non-Taper Doesn’t Really Save Homeowners That Much Money

The Fed Non-Taper Doesn’t Really Save Homeowners That Much Money
October 1, 2013 No Comments »

It’s been about two weeks since the Fed decided to keep its mortgage purchases going strong, an initiative implemented to keep downward pressure on interest rates. So how meaningful has the decision to keep things unchanged been for mortgage rates? ... Read More »

Zillow: Credit Score Single Most Important Factor for Mortgage Rates

Zillow: Credit Score Single Most Important Factor for Mortgage Rates
September 26, 2013 No Comments »

This morning, Zillow released a new study that analyzed the impact credit scores have on mortgage rates and corresponding payments. The company used data from 13 million loan quotes and 225,000+ purchase loan requests on the Zillow Mortgage Marketplace. What ... Read More »

Is the ‘No Taper’ Good or Bad for Mortgage Rates and the Housing Market?

Is the ‘No Taper’ Good or Bad for Mortgage Rates and the Housing Market?
September 19, 2013 No Comments »

Yesterday, many declared “victory” when the Fed decided not to taper its monthly purchases of mortgage-backed securities and longer-term Treasuries. Put simply, most assumed the Fed would announce some level of tapering, such as reducing their $40 billion in monthly ... Read More »

Mortgage Rate History: Check Out These Charts from the Early 1900s

Mortgage Rate History: Check Out These Charts from the Early 1900s
September 12, 2013 2 Comments »

Today we’ll take a brief look at some mortgage rate history to gain a little context. It’s always helpful to know what came before so you can better guess what might come after. Just about everyone knows that mortgage rates ... Read More »

Freddie Chief Economist ‘Pretty Certain’ 30-Year Fixed Mortgage Rates Will Hit 5% by Mid-2014

Freddie Chief Economist ‘Pretty Certain’ 30-Year Fixed Mortgage Rates Will Hit 5% by Mid-2014
September 10, 2013 No Comments »

During the latest radio interview with Real Estate Today Radio, Freddie Mac Vice President and Chief Economist Frank Nothaft weighed in on the direction of mortgage rates, as he normally does for his own company. While he typically speaks about ... Read More »

There Are Two Ways to Look at Today’s Higher Mortgage Rates: One Good, One Bad

There Are Two Ways to Look at Today’s Higher Mortgage Rates: One Good, One Bad
September 5, 2013 No Comments »

Mortgage rates have been all the rage this year, with new record lows met with equally unprecedented upsurges. It’s been a rough ride for many of those in the business, along with homeowners looking to refinance or purchase a new ... Read More »

Prospective Buyers Are Beginning to Walk Away from Home Purchases

Prospective Buyers Are Beginning to Walk Away from Home Purchases
September 4, 2013 3 Comments »

Over the past few years, the term “walking away” was synonymous with strategic default. In short, homeowners who were underwater on their mortgages had very little hope of turning things around. As a result, they would simply walk away from ... Read More »

Mortgage Rates vs. War: The Silver Lining

Mortgage Rates vs. War: The Silver Lining
August 28, 2013 No Comments »

Over the past week or so, there have been hawkish rumblings of a U.S.-led military strike in Syria, whose government allegedly used chemical weapons on its own people. Defense Secretary Chuck Hagel indicated that his crew is “ready to go,” ... Read More »

First Sign of Mortgage Rate Impact as New Home Sales Disappoint

First Sign of Mortgage Rate Impact as New Home Sales Disappoint
August 23, 2013 No Comments »

There’s been a lot of speculation lately about the impact higher mortgage rates might have on the housing market, with some arguing that they’ll simply slow purchases, while another claimed they’ll lead to smaller home purchases. Regardless, we now have ... Read More »