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	<title>The Truth About Mortgage.com &#187; Mortgage Rates</title>
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		<title>You May Have Missed the Housing Bottom, But Not the Mortgage Rate Bottom</title>
		<link>http://www.thetruthaboutmortgage.com/you-may-have-missed-the-housing-bottom-but-not-the-mortgage-rate-bottom/</link>
		<comments>http://www.thetruthaboutmortgage.com/you-may-have-missed-the-housing-bottom-but-not-the-mortgage-rate-bottom/#comments</comments>
		<pubDate>Tue, 15 May 2012 18:18:27 +0000</pubDate>
		<dc:creator>Colin Robertson</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Mortgage Rates]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutmortgage.com/?p=16690</guid>
		<description><![CDATA[Over the past several months, it has become somewhat clear (insert gigantic grain of salt here) that home prices may have bottomed last year, at least in some areas of the country. While it’s still too early to say so definitively, it looks like some homes were snatched up at rock-bottom prices a year ago. ]]></description>
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		<title>Watch Out for Low Mortgage Rates You Have to Pay For</title>
		<link>http://www.thetruthaboutmortgage.com/watch-out-for-low-mortgage-rates-you-have-to-pay-for/</link>
		<comments>http://www.thetruthaboutmortgage.com/watch-out-for-low-mortgage-rates-you-have-to-pay-for/#comments</comments>
		<pubDate>Mon, 07 May 2012 17:36:15 +0000</pubDate>
		<dc:creator>Colin Robertson</dc:creator>
				<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Mortgage Tips]]></category>
		<category><![CDATA[Refinance]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutmortgage.com/?p=16664</guid>
		<description><![CDATA[Mortgage rates keep on marching lower and lower, with new records broken seemingly every week. But with all the fervor surrounding mortgage rates, some lenders are playing the “how low can we appear to go” game. For example, mortgage lenders may be talking about their lowest rates (with multiple points), as opposed to offering their ]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Mortgage Rates Are On the Rise: Should You Panic?</title>
		<link>http://www.thetruthaboutmortgage.com/mortgage-rates-are-on-the-rise-should-you-panic/</link>
		<comments>http://www.thetruthaboutmortgage.com/mortgage-rates-are-on-the-rise-should-you-panic/#comments</comments>
		<pubDate>Fri, 23 Mar 2012 19:49:33 +0000</pubDate>
		<dc:creator>Colin Robertson</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Refinance]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutmortgage.com/?p=16509</guid>
		<description><![CDATA[So the inevitable happened. Mortgage rates ticked up from their record lows, and the popular 30-year fixed has now drifted above four percent. Gasp! Does this mean we should stock up on water, dry goods and ammo, and crawl into our respective bomb shelters? Not exactly. While mortgage rates aren’t as low as they once ]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Are Mortgage Rates Going to Stay Low?</title>
		<link>http://www.thetruthaboutmortgage.com/are-mortgage-rates-going-to-stay-low/</link>
		<comments>http://www.thetruthaboutmortgage.com/are-mortgage-rates-going-to-stay-low/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 19:57:50 +0000</pubDate>
		<dc:creator>Colin Robertson</dc:creator>
				<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Mortgage Tips]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutmortgage.com/?p=16271</guid>
		<description><![CDATA[Well, it happened again. Mortgage rates crept down to yet another record low. It’s getting old at this point. To be honest, I’m sick of even talking about. Another week, another record. But it still doesn’t seem to be having much of a positive effect on the housing market. Per the latest weekly MBA mortgage ]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Mass Mortgage Refinancing Plan: Obama’s Ace In the Hole</title>
		<link>http://www.thetruthaboutmortgage.com/mass-mortgage-refinancing-plan-obamas-ace-in-the-hole/</link>
		<comments>http://www.thetruthaboutmortgage.com/mass-mortgage-refinancing-plan-obamas-ace-in-the-hole/#comments</comments>
		<pubDate>Thu, 05 Jan 2012 22:02:20 +0000</pubDate>
		<dc:creator>Colin Robertson</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Refinance]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutmortgage.com/?p=16257</guid>
		<description><![CDATA[We’ve heard talk of mass refinancing plans for years now, but nothing has quite delivered. Sure, the Home Affordable Refinance Program (HARP) was recently expanded to allow just about any homeowner to refinance, regardless of negative equity issues. But since it was announced in late October, I haven’t heard too much about it. Perhaps because ]]></description>
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		<slash:comments>3</slash:comments>
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		<title>Happy Holidays: Your Gift is Record Low Mortgage Rates</title>
		<link>http://www.thetruthaboutmortgage.com/happy-holidays-your-gift-is-record-low-mortgage-rates/</link>
		<comments>http://www.thetruthaboutmortgage.com/happy-holidays-your-gift-is-record-low-mortgage-rates/#comments</comments>
		<pubDate>Thu, 22 Dec 2011 19:19:01 +0000</pubDate>
		<dc:creator>Colin Robertson</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Refinance]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutmortgage.com/?p=16249</guid>
		<description><![CDATA[You guessed it. Just in time for the holidays, mortgage rates fell to yet a new record low. Average interest rates on the popular 30-year fixed-rate mortgage slipped to 3.91% during the week ending December 22, down from 3.94% a week earlier, per Freddie Mac data released today. The loan program had hit a record ]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Home Sales to Be Revised Down, Mortgage Rates to Remain Low in 2012</title>
		<link>http://www.thetruthaboutmortgage.com/home-sales-to-be-revised-down-mortgage-rates-to-remain-low-in-2012/</link>
		<comments>http://www.thetruthaboutmortgage.com/home-sales-to-be-revised-down-mortgage-rates-to-remain-low-in-2012/#comments</comments>
		<pubDate>Wed, 14 Dec 2011 21:02:51 +0000</pubDate>
		<dc:creator>Colin Robertson</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Mortgage Rates]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutmortgage.com/?p=16232</guid>
		<description><![CDATA[In yet another setback for the already fragile housing market, the eternally optimistic National Association of Realtors announced Tuesday that it will revise existing home sales data lower in its next release scheduled for December 21. Though we don’t know how big of a revision is in store, NAR chief economist Lawrence Yun said the ]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Should You Bother Refinancing Your Current Mortgage Rate?</title>
		<link>http://www.thetruthaboutmortgage.com/should-you-bother-refinancing-your-current-mortgage-rate/</link>
		<comments>http://www.thetruthaboutmortgage.com/should-you-bother-refinancing-your-current-mortgage-rate/#comments</comments>
		<pubDate>Tue, 15 Nov 2011 18:44:39 +0000</pubDate>
		<dc:creator>Colin Robertson</dc:creator>
				<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Mortgage Tips]]></category>
		<category><![CDATA[Refinance]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutmortgage.com/?p=15903</guid>
		<description><![CDATA[If you don’t mind, let me beat a dead horse. Mortgage rates are at or near record lows and you could save a ton of money by refinancing. There. I won’t say it again because I know how cliché and annoying it is to talk about how much money you can save by doing “X.” ]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>What Mortgage Has the Best Interest Rate?</title>
		<link>http://www.thetruthaboutmortgage.com/what-mortgage-has-the-best-interest-rate/</link>
		<comments>http://www.thetruthaboutmortgage.com/what-mortgage-has-the-best-interest-rate/#comments</comments>
		<pubDate>Mon, 29 Aug 2011 18:47:20 +0000</pubDate>
		<dc:creator>Colin Robertson</dc:creator>
				<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Mortgage Tips]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutmortgage.com/?p=15492</guid>
		<description><![CDATA[Here’s an interesting question: “What mortgage has the best interest rate?” Before we dive in, “best” questions are always a bit difficult to answer because what’s best to one person could be the worst for another. But we can still examine what makes one mortgage rate on a certain product better than another, in certain ]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Chase Mortgage Refinance Rates Intentionally Inflated?</title>
		<link>http://www.thetruthaboutmortgage.com/chase-mortgage-refinance-rates-intentionally-inflated/</link>
		<comments>http://www.thetruthaboutmortgage.com/chase-mortgage-refinance-rates-intentionally-inflated/#comments</comments>
		<pubDate>Wed, 24 Aug 2011 19:47:09 +0000</pubDate>
		<dc:creator>Colin Robertson</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Refinance]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutmortgage.com/?p=15483</guid>
		<description><![CDATA[Those looking to refinance may get a surprise if they bank with Chase. The NYC-based bank and mortgage lender is currently advertising mortgage rates well above the national average. The WSJ first reported on the “issue,” speculating that Chase is trying to pump the brakes on new loan origination because they’re “flooded with demand.” For ]]></description>
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		<slash:comments>0</slash:comments>
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