Mortgage Tips

Simple mortgage tips to help you better prepare for the mortgage process and ideally save money on your mortgage.

HELOC vs. Credit Card: Why the Plastic May Work Out Better

HELOC vs. Credit Card: Why the Plastic May Work Out Better
January 17, 2018 No Comments »

You may have heard recently that “tappable” home equity has reached an all-time high, thanks to rapidly appreciating home prices and conservative borrowing on behalf of existing homeowners. If you haven’t, know that some 42 million homeowners have around $5.4 ... Read More »

Rent or Buy in 2018? More than Half of Markets Still Favor Buying

Rent or Buy in 2018? More than Half of Markets Still Favor Buying
January 12, 2018 No Comments »

It’s a new year, but the rent vs. buy a home argument hasn’t gone away, or become any clearer. It’s always a complicated decision, with or without confusing tax changes. At the same time, it’s a personal question with a ... Read More »

Buying a Home in 2018? 11 Tips to Get It Done!

Buying a Home in 2018? 11 Tips to Get It Done!
January 4, 2018 No Comments »

If you’ve yet to enter the housing market, but are thinking of buying a home in 2018, there’s a lot you need to know. As I once pointed out, this isn’t your older sibling’s housing market. Not just anyone can ... Read More »

2018 Real Estate and Mortgage Predictions

2018 Real Estate and Mortgage Predictions
December 29, 2017 1 Comment »

Just like that, another year has gone by, well, almost. There are still a few days left and anything can happen. In the meantime, I present my latest installment of real estate and mortgage predictions for the year 2018, which ... Read More »

2018 Mortgage Rate Forecast: Overall It’s Looking Pretty Good

2018 Mortgage Rate Forecast: Overall It’s Looking Pretty Good
December 13, 2017 No Comments »

It’s that time of the year again, when we take a look at what’s in store for mortgage rates the following year. So without further ado, here is the “2018 mortgage rate forecast” from a variety of different housing and ... Read More »

Will 2018 Be the Last Great Year for This Real Estate Boom?

Will 2018 Be the Last Great Year for This Real Estate Boom?
December 11, 2017 No Comments »

A new survey of housing experts and economists led by Zillow sees home prices rising 4.1% in 2018 before annual gains normalize at around three percent per year. So far this year, home prices have risen about 6.5% (through October), ... Read More »

Can You Pay the Mortgage with Bitcoin?

Can You Pay the Mortgage with Bitcoin?
November 30, 2017 No Comments »

Mortgage Q&A: “Can you pay the mortgage with bitcoin?” First off, I apologize for writing an article about bitcoin. I know it’s all the rage right now and I’m just adding to the hype, but it’s newfound relevancy warrants this ... Read More »

Are Mortgages Simple Interest and Compounded Monthly?

Are Mortgages Simple Interest and Compounded Monthly?
November 21, 2017 No Comments »

People seem to be fascinated with how mortgages are calculated and paid off, but when it comes down to it, there’s nothing too mind-blowing happening. Each month, a portion of principal and interest are paid off as mortgage payments are ... Read More »

21 Mortgage Questions That Are Commonly Asked, Answered

21 Mortgage Questions That Are Commonly Asked, Answered
November 8, 2017 No Comments »

1. What will my mortgage rate be? Let’s start with what always seems to be everyone’s number one concern. Similar to any other payment you’re trying to negotiate, it depends on a lot of factors. The mortgage rate you ultimately ... Read More »

FHA 203k Loan Program: The All-in-One Renovation Mortgage

FHA 203k Loan Program: The All-in-One Renovation Mortgage
October 24, 2017 No Comments »

In a nutshell, the FHA 203k loan program allows prospective home buyers to finance the cost of a property and improvements in one convenient mortgage. Instead of buying a fixer-upper, taking out a mortgage, and then later taking out a ... Read More »