Mortgage Tips

Simple tips to help you save money on your mortgage.

Paying Your Mortgage Faster So You Can Actually Sell Your Home

Paying Your Mortgage Faster So You Can Actually Sell Your Home
April 28, 2016 No Comments »

Most people seem to be obsessed with paying off their mortgage early, whether it’s good for them or not. Clearly it’s a psychological victory to tackle a giant debt and free yourself from the grips of your evil mortgage lender. ... Read More »

Can We Use These Charts to Predict the Next Housing Crisis?

Can We Use These Charts to Predict the Next Housing Crisis?
April 26, 2016 No Comments »

The Urban Institute released its monthly chartbook today, which provides tons of data about the mortgage market. As I scanned through it, I came across three charts I felt kind of summed up where we’re at in the current housing ... Read More »

Get a Fixed Mortgage If You’re Worried You Won’t Be Able to Get Another One

Get a Fixed Mortgage If You’re Worried You Won’t Be Able to Get Another One
April 19, 2016 No Comments »

Recently, I wrote about how an adjustable-rate mortgage can make a lot of sense if you’re not planning on staying in your home (or condo) too long. Most ARMs have a fixed period for some years so you can take ... Read More »

You Can Sell Your Home for More If It Looks Like a Barn

You Can Sell Your Home for More If It Looks Like a Barn
April 14, 2016 No Comments »

How to Boost Your Home’s Value If you’re thinking about listing your home in the coming months (or this month), you might be wondering what last minute improvements you can make to boost the value without breaking the bank. Generally, ... Read More »

Why You May Want to Apply for That Mortgage Alone

Why You May Want to Apply for That Mortgage Alone
April 6, 2016 No Comments »

Conventional wisdom tells us that two salaries are better than one, especially when it comes to qualifying for a mortgage. Put simply, the collective income should increase what you can afford in the way of a house, meaning you might ... Read More »

Don’t Swipe Your Credit Card Before You Apply for a Mortgage

Don’t Swipe Your Credit Card Before You Apply for a Mortgage
March 31, 2016 No Comments »

Large Credit Card Purchases Really Can Tank Your Credit Score You’ve probably heard at some point that making large purchases with your credit card(s) before applying for a mortgage is a no-no. In fact, you may have read that on ... Read More »

Get Up to One Million Credit Card Miles When You Apply for a Mortgage with Capital One

Get Up to One Million Credit Card Miles When You Apply for a Mortgage with Capital One
March 23, 2016 No Comments »

Are you looking to snag a boatload of credit card miles in a hurry? Well, you can score up to 1,000,000 simply by refinancing your mortgage, or by financing a new home purchase with Capital One. From now until the ... Read More »

Use Your Tax Refund to Pay Down the Mortgage

Use Your Tax Refund to Pay Down the Mortgage
March 23, 2016 No Comments »

It’s that time of year again, unfortunately. We’re just a few weeks away from April 15th, a day no one really looks forward to. Well, this year it’s actually April 18th (or the 19th if you’re in Massachusetts) thanks to ... Read More »

Buy a House Close to Target, Not Walmart

Buy a House Close to Target, Not Walmart
March 14, 2016 No Comments »

Finding That Perfect Location In my quest to find the perfect home location, as opposed to one poorly located, I was just given a new data point thanks to the folks over at RealtyTrac. We already know you’d be wise ... Read More »

Zillow Says Early May Is Now the Best Time to Sell a Home

Zillow Says Early May Is Now the Best Time to Sell a Home
March 3, 2016 No Comments »

When to List Your Home It used to be common belief that the best time to sell a home was in mid-March or mid-April, around the beginning of spring. Speaking of spring, it’s coming up on Sunday March 20th. This ... Read More »