Vs.

Mortgage match-ups are found here. Be careful, things could get ugly…

Mortgage vs. Income

Mortgage vs. Income
April 3, 2012 2 Comments »

It’s been a while since I’ve done a mortgage match-up, so let’s look at the age old question, “mortgage vs. income.” Consider the Entire Housing Payment When determining how much house you can afford, you need to take into account ... Read More »

FHA Loan vs. Conventional Loan

FHA Loan vs. Conventional Loan
February 22, 2012 148 Comments »

Mortgage match-ups: “FHA vs. Conventional” Our latest mortgage match-up pits FHA loans against conventional loans, both of which are popular options for homeowners these days. In recent years, FHA loans surged in popularity, largely because subprime lending (and Alt-A) was ... Read More »

20-Year vs. 30-Year Mortgages

20-Year vs. 30-Year Mortgages
February 8, 2012 12 Comments »

It’s time for a new mortgage match-up, and because paying down the mortgage early seems to be so en vogue these days, let’s take a look at “20-year mortgages vs. 30-year mortgages.” The most common type of mortgage is the ... Read More »

Cash Out Refinance vs. Rate and Term Refinance

Cash Out Refinance vs. Rate and Term Refinance
November 18, 2011 No Comments »

It’s time for another mortgage match-up, though this installment is more about distinction than rivalry. If you’re in the market to refinance your current mortgage rate, you’ll most likely be asked if you want any “cash out” with that. This ... Read More »

30-Year vs. 10-Year Mortgages

30-Year vs. 10-Year Mortgages
September 20, 2011 8 Comments »

It’s time for another mortgage match-up folks. Today, we’ll look at 30-year vs. 10-year mortgages to see how they stack up. Before we get started, it’s important to note that there are two very different types of 10-year mortgages out ... Read More »

Home Prices vs. Mortgage Rates

Home Prices vs. Mortgage Rates
August 1, 2011 5 Comments »

Today we’ll take a look at the impact of both home prices and mortgage rates on your decision to buy a piece of property. Obviously, both are very important not only in terms of whether you should buy (from an ... Read More »

Second Mortgage vs. Home Equity Loan

Second Mortgage vs. Home Equity Loan
July 28, 2011 No Comments »

It’s time for another installment of “mortgage match-ups.” Today’s match-up: “Second mortgage vs. home equity loan.” This is an epic battle of the junior liens, which while subordinate to their first mortgage brethren, can still hold their own in a ... Read More »

Jumbo Loans vs. Conforming Loans

Jumbo Loans vs. Conforming Loans
July 7, 2011 No Comments »

Today we’ll look at another common mortgage match-up: “Jumbo loans vs. conforming loans.” If you currently have a mortgage, or have been shopping for a mortgage, you’ve probably heard plenty about both jumbo loans and conforming loans. So what’s the ... Read More »

30-Year Fixed vs. 5/1 ARM

30-Year Fixed vs. 5/1 ARM
June 24, 2011 47 Comments »

Here we go again…it’s that special time where I compare two popular loan programs to see how they stack up against each other. Today’s match-up: “30-year fixed vs. 5/1 ARM.” Everyone has heard of the 30-year fixed-rate mortgage – it’s ... Read More »

30 Year Fixed Mortgage vs. 7 Year ARM

30 Year Fixed Mortgage vs. 7 Year ARM
June 6, 2011 No Comments »

When shopping for a mortgage, it’s very important to pick a suitable loan product for your unique situation. Today, we’ll compare two popular loan programs, the “30-year fixed mortgage vs. the 7-year ARM.” We all know about the traditional 30-year ... Read More »