Can You Have Two Mortgages at the Same Time?
It’s time for some more mortgage Q&A: “Can you have two mortgages at the same time?” This question came up recently and despite all the… Read More »Can You Have Two Mortgages at the Same Time?
Mortgage Tips
This was the first category I created when this website was created in 2006.
And it’s really why I launched the site to begin with. To educate prospective home buyers and existing homeowners.
Simple guides and practical mortgage tips can help you better understand and prepare for the home loan process.
Same goes for answering mortgage questions and brushing up on the latest mortgage lingo.
Sometimes home buyers focus exclusively on the real estate piece while ignoring the home loan part.
This can result in some bad decisions when it comes to getting a mortgage. Or simply overpaying because of missteps (or a lack of shopping around!).
Learn how to get a mortgage, refinance an existing loan, and discover the many different loans programs available today.
You’re not financing a TV, or a car for that matter. It’s a big purchase and it deserves a lot more time and attention.
Arm yourself with knowledge early on and you’ll likely enjoy a better outcome.
Do Mortgage Discounts Even Matter?
I’ve noticed a trend lately where more mortgage lenders are offering so-called discounts. While it’s still not as common as what you see in other… Read More »Do Mortgage Discounts Even Matter?
An Adjustable-Rate Mortgage Strategy to Offset Risk
With fixed mortgage rates still quite high compared to recent years, and ARMs finally providing a decent discount, you might be starting to look beyond… Read More »An Adjustable-Rate Mortgage Strategy to Offset Risk
How Do Buy Now, Pay Later Loans Affect Mortgage Eligibility?
Everyone knows Buy Now, Pay Later (BNPL) loans are pervasive at this point. Anytime you buy anything online, you’re given the option to pay it… Read More »How Do Buy Now, Pay Later Loans Affect Mortgage Eligibility?
Top 10 Mortgage Refinance Companies (New for 2026)
Each year, I compile the top 10 mortgage refinance companies by loan volume. This means the mortgage lenders closing the most refinance loans in the… Read More »Top 10 Mortgage Refinance Companies (New for 2026)
Will AI Lead to Higher or Lower Mortgage Rates?
There’s this theory that AI adoption will be “massively disinflationary.” In that as the technology improves, we will see big production gains that lower the… Read More »Will AI Lead to Higher or Lower Mortgage Rates?
Why Aren’t Mortgage Rates Rising with the Middle East Conflict Seemingly Worsening?
You might be wondering why mortgage rates remain fairly low despite tensions in the Middle East remaining quite high. While there was a glimmer of… Read More »Why Aren’t Mortgage Rates Rising with the Middle East Conflict Seemingly Worsening?
Does It Make Sense to Float with Mortgage Rates Near 3.5-Year Lows?
I got to thinking lately that floating a mortgage rate might not offer much upside at the moment. Obviously it’s situational and depends on a… Read More »Does It Make Sense to Float with Mortgage Rates Near 3.5-Year Lows?
No, Mortgage Rates Are Not Back to 7% Again
There are charts floating around (again) claiming that the 30-year fixed mortgage is back to 7%. These are hyperbolic and misleading and being used to… Read More »No, Mortgage Rates Are Not Back to 7% Again
Mortgage Rates Ease Back Toward 6% Thanks to Oil Assurances From Trump
After a very bumpy start to the week, mortgage rates are falling back toward 6% again. They jumped on Monday after an unexpected weekend strike… Read More »Mortgage Rates Ease Back Toward 6% Thanks to Oil Assurances From Trump