All posts by Colin Robertson

How to Get a Mortgage with a Low Credit Score

How to Get a Mortgage with a Low Credit Score
July 8, 2019 No Comments »

Mortgage Q&A: “How to get a mortgage with a low credit score.” If you’ve got a low credit score, but are determined to buy a home (or are looking to refinance your existing mortgage), you may be wondering how to ... Read More »

Homeowners with Year-Old Mortgages Are Refinancing Like Crazy

Homeowners with Year-Old Mortgages Are Refinancing Like Crazy
July 2, 2019 No Comments »

A new report from Black Knight revealed that prepayment activity (early payoff of a mortgage) has been surging thanks to the precipitous drop in mortgage rates. It has more than doubled in just the past four months alone, and is ... Read More »

How Soon Can I Refinance My Mortgage?

How Soon Can I Refinance My Mortgage?
June 27, 2019 No Comments »

Mortgage Q&A: “How soon can I refinance my mortgage?” With mortgage rates marching toward new all-time lows again, a lot of recent home buyers are probably asking this question, even those who just closed on their mortgage weeks ago. After ... Read More »

Freddie Mac CHOICERenovation Mortgage Review

Freddie Mac CHOICERenovation Mortgage Review
June 20, 2019 No Comments »

Freddie Mac has just launched a new renovation loan product known as the “Freddie Mac CHOICERenovation Mortgage.” While the name is a bit of a mouthful, the offering is expected to be more liberal than their existing plainly named Renovation ... Read More »

BoardRE Allows You to Go All Cash Even If You Need a Mortgage

BoardRE Allows You to Go All Cash Even If You Need a Mortgage
June 19, 2019 1 Comment »

A new startup by the name of “BoardRE” hopes to change the real estate game when it comes to all-cash home buyers and the rest of us. Even if you don’t have the necessary funds, you can still present yourself ... Read More »

A Startup Called ZeroDown Just Launched to Help Home Buyers Lease to Own

A Startup Called ZeroDown Just Launched to Help Home Buyers Lease to Own
June 12, 2019 No Comments »

It’s starting to feel a little like 2006 again. Recently, we’ve seen mortgage lenders launching interest-only mortgages, 40-year mortgage terms, and now a company by the name of “ZeroDown” has launched in San Francisco. Before we worry that it’s the ... Read More »

Should You Only Buy a House If You Can Afford a 15-Year Fixed Mortgage Payment?

Should You Only Buy a House If You Can Afford a 15-Year Fixed Mortgage Payment?
June 10, 2019 No Comments »

I’ve already written at length about the pros and cons of a 15-year fixed mortgage, but some financial experts claim you shouldn’t even buy a home if you can’t afford this shorter-term mortgage option. You know, guys like Dave Ramsey, ... Read More »

What Is Home Equity?

What Is Home Equity?
June 3, 2019 No Comments »

Mortgage Q&A: “What is home equity?” You’ve probably heard the phrase “home equity” thrown around, likely during a fast-paced radio or TV commercial urging you to pull the equity out of your home. So what the heck is it, and ... Read More »

Young Homeowners Are Having More Mortgage Regrets

Young Homeowners Are Having More Mortgage Regrets
May 30, 2019 No Comments »

While homeowners of all ages are mostly happy they purchased a property, younger borrowers seem to be regretting their mortgages more than the rest of the population. Per the semiannual survey titled, “Zillow Housing Aspirations Report,” Millennial and Generation Z ... Read More »