All posts by Colin Robertson

Should You Prepay the Mortgage or Invest Instead?

Should You Prepay the Mortgage or Invest Instead?
October 19, 2020 No Comments »

It’s been a while since I last posted a mortgage match-up, so without further ado, here’s the latest installment: “Prepay the mortgage or invest instead?” There are likely thousands of articles that deal with this very subject, all with plenty ... Read More »

Will Mortgage Rates Go Up or Down If Trump/Biden Wins the Election?

Will Mortgage Rates Go Up or Down If Trump/Biden Wins the Election?
October 14, 2020 No Comments »

As everyone knows, we have a very important U.S. presidential election just around the corner. In fact, it’s now less than three weeks away. It could be the biggest in U.S. history, at least in terms of drama and friction, ... Read More »

Is Refinancing Worth It?

Is Refinancing Worth It?
October 13, 2020 No Comments »

With mortgage rates at or near record lows, a lot of existing homeowners are probably asking themselves, “Is refinancing worth it?” The problem is there’s no absolute right or wrong answer to this question, though with interest rates a lot ... Read More »

SWBC Mortgage Review: Is Everything Bigger in Texas?

SWBC Mortgage Review: Is Everything Bigger in Texas?
October 12, 2020 No Comments »

Today we’ll check out SWBC Mortgage, short for Southwest Business Corporation. They’re a Texas-based direct-to-consumer mortgage lender, which is part of a larger diversified financial services company called, you guessed it, SWBC. Their claim to fame is being a top ... Read More »

What Mortgage Rate Can I Expect?

What Mortgage Rate Can I Expect?
October 12, 2020 No Comments »

Mortgage Q&A: “What mortgage rate can I expect?” The thing with mortgage rates is that they can vary greatly depending on a number of market forces and borrower-specific factors. That’s why it’s impossible to just throw a random interest rate ... Read More »

Costco Mortgage Review: What Don’t They Do?

Costco Mortgage Review: What Don’t They Do?
October 10, 2020 No Comments »

Costco, the well-known mega wholesaler that runs a chain of membership warehouses internationally, rolled out it’s so-called “Mortgage Services” back in 2011. Now known as “The Mortgage Program,” their lending partners have funded nearly 200,000 mortgages worth more than $51 ... Read More »

Redfin: 2020 Home Sales Will Be Highest Since 2006

Redfin: 2020 Home Sales Will Be Highest Since 2006
October 8, 2020 No Comments »

While 2020 continues to surprise us, somehow, someway, home sales are expected to hit their highest point since 2006 this year. This, despite an ongoing worldwide pandemic and a contentious U.S. presidential election that’s less than a month away. You’d ... Read More »

Axia Home Loans Review: A 100% Employee-Owned Mortgage Bank

Axia Home Loans Review: A 100% Employee-Owned Mortgage Bank
October 7, 2020 No Comments »

Today we’ll review Axia Home Loans, an up-and-coming independent mortgage bank that’s licensed in 17 states nationwide. In case you were wondering, Axia is a Greek word that means “value” or “worth.” They’re based out of the Pacific Northwest, Bellevue, ... Read More »

What Will Happen When the CARES Act Forbearance Option Ends?

What Will Happen When the CARES Act Forbearance Option Ends?
October 7, 2020 No Comments »

While it’s still possible to request forbearance via the CARES Act if you’re having trouble making mortgage payments, this option will eventually come to an end. Oddly, it’s not even known when that date is, at least when it comes ... Read More »