All posts by Colin Robertson

AmeriSave Mortgage Review: Pioneer of the Digital Mortgage?

AmeriSave Mortgage Review: Pioneer of the Digital Mortgage?
February 12, 2020 No Comments »

While perhaps not a household name, there’s a good chance you’ll stumble upon AmeriSave if actively shopping your home loan. They have quite a presence online and are a top-rated lender with LendingTree, despite a lack of physical branches and ... Read More »

A Fast Mortgage Isn’t Necessarily the Best Mortgage

A Fast Mortgage Isn’t Necessarily the Best Mortgage
February 11, 2020 No Comments »

These days, all the mortgage advertisements I see promote speed. Get your loan fast. Get it with the push of a button. Get approved in minutes, close in a week! Hello Figure and Rocket Mortgage, and basically every other fintech ... Read More »

HomeLight Cash Close: Make All-Cash Offers and Trade-In Your Old Home for a New One

HomeLight Cash Close:  Make All-Cash Offers and Trade-In Your Old Home for a New One
February 10, 2020 No Comments »

Real estate agent matchmaker HomeLight has launched two new programs for homeowners in California that make it easier to buy and sell by leveraging the power of cash. The new initiative, known as “HomeLight’s Cash Close program,” includes HomeLight Trade-In ... Read More »

What Is a Conventional Mortgage Loan?

What Is a Conventional Mortgage Loan?
February 7, 2020 No Comments »

Mortgage Q&A: “What is a conventional mortgage loan?” A “conventional mortgage” simply refers to any residential mortgage loan that is not insured or guaranteed by the federal government. The word conventional means standard, regular, or normal, which is basically saying ... Read More »

New American Funding Review: Plenty of Loan Options

New American Funding Review: Plenty of Loan Options
February 6, 2020 No Comments »

It’s time for another mortgage review, this time we’ll take a hard look at New American Funding to see if they should be included in your home loan search. They call themselves a family-owned business dedicated to helping other families ... Read More »

What Is a Lender Credit?

What Is a Lender Credit?
February 6, 2020 No Comments »

Mortgage Q&A: “What is a lender credit?” How a Lender Credit Works Mortgage lenders know you don’t want to pay any fees to get a home loan So they offer “credits” that offset the customary closing costs associated with a ... Read More »

Point Review: Get Payment-Free Cash In Exchange for Future Home Price Appreciation

Point Review: Get Payment-Free Cash In Exchange for Future Home Price Appreciation
February 4, 2020 No Comments »

A company called Point wants to give you “early access to your home equity” without ever having to make monthly payments, similar to how a reverse mortgage works. While at first glance it sounds pretty good, you’ve got to dig ... Read More »

You Can Refinance a Mortgage with Bad Credit, However…

You Can Refinance a Mortgage with Bad Credit, However…
February 4, 2020 No Comments »

For some reason, folks always want to know if you can do X, Y, and Z with bad credit. Which begs the question, why not improve your credit first! Okay, I get it, time is sometimes of the essence, especially ... Read More »

Figure Review: The Fastest Way to Tap Home Equity?

Figure Review: The Fastest Way to Tap Home Equity?
January 31, 2020 No Comments »

I received a letter in the mail the other day from a fintech company called “Figure” that claims it can approve me for a home equity line of credit (HELOC) online in five minutes. Better yet, they can fund the ... Read More »