All posts by Colin Robertson

Why Do Mortgage Companies Want You to Refinance So Badly?

Why Do Mortgage Companies Want You to Refinance So Badly?
February 18, 2021 1 Comment »

If you already have a mortgage, there’s a good chance you receive junk mail on a regular basis urging you to refinance. You may receive solicitations from both your current bank/loan servicer and from a competing lender or mortgage broker ... Read More »

Do I Qualify for a Mortgage?

Do I Qualify for a Mortgage?
February 17, 2021 No Comments »

Sometimes I tend to skip past the seemingly basic mortgage questions, assuming everyone already knows the simple stuff. Unfortunately, that’s not the case, and what may appear basic isn’t really so straightforward. So let’s talk about qualifying for a mortgage. ... Read More »

Watermark Home Loans Review: Loan Amounts Up to $10 Million

Watermark Home Loans Review: Loan Amounts Up to $10 Million
February 15, 2021 No Comments »

If you’ve been comparing mortgage rates and shopping your home loan lately, you may have encountered “Watermark Home Loans” along the way. They advertise quite a bit on some of the mortgage comparison websites, but aren’t necessarily a household name ... Read More »

Should You Buy a New Home or an Old Home?

Should You Buy a New Home or an Old Home?
February 15, 2021 No Comments »

It’s time for another match-up, this time we’ll compare buying a new home versus purchasing an old one. For the record, some home builders refer to existing homes as “used,” which sounds kind of silly considering we’re talking about a ... Read More »

Assurance Financial Review: So Fast You Can Apply During Halftime

Assurance Financial Review: So Fast You Can Apply During Halftime
February 11, 2021 No Comments »

Today we’ll check out a mortgage lender based in the south by the name “Assurance Financial,” which is headquartered in Baton Rouge, Louisiana. Aside from being fans of LSU, they also say you can apply for a mortgage during halftime, ... Read More »

You Can Now Request COVID-Related Mortgage Forbearance for Up to 18 Months

You Can Now Request COVID-Related Mortgage Forbearance for Up to 18 Months
February 10, 2021 No Comments »

Some good news for homeowners struggling to make ends meet thanks to COVID-19, which as the name implies has been going on for a while now. The Federal Housing Finance Agency (FHFA), which oversees Fannie Mae and Freddie Mac, has ... Read More »

Residential Mortgage Services Review: A Home Purchase-Focused Lender in the Northeast

Residential Mortgage Services Review: A Home Purchase-Focused Lender in the Northeast
February 4, 2021 No Comments »

Today we’ll check out “Residential Mortgage Services Inc.,” or RMS for short, which refers to itself as a leading independent purchase-focused mortgage lender. The retail direct-to-consumer mortgage lender primarily serves the Northeast, Mid-Atlantic and Eastern Seaboard markets. RMS said purchase ... Read More »

InterFirst Mortgage Review: A Private Equity-Backed Lender Looking to Grow

InterFirst Mortgage Review: A Private Equity-Backed Lender Looking to Grow
February 3, 2021 1 Comment »

Today we’ll examine “InterFirst Mortgage,” which bills itself as a private equity-backed mortgage originator that is motivated to grow. Their game plan is to acquire consumer-direct call centers and “strategically located licensed conforming/government wholesale mortgage operations” throughout the United States ... Read More »

Real Estate Is Red Hot Because Mortgage Payments Are Still Cheap

Real Estate Is Red Hot Because Mortgage Payments Are Still Cheap
February 3, 2021 No Comments »

If you’re scratching your head wondering why home prices continue to go up and up, consider the fact that it’s actually cheaper now than it was a year ago. It’s also less expensive to own a home today than it ... Read More »