All posts by Colin Robertson

Redfin Compete Score: How Hard Is It to Win That Home?

Redfin Compete Score: How Hard Is It to Win That Home?
July 24, 2018 No Comments »

Redfin just launched its so-called “Compete Score,” a tool designed to help prospective home buyers determine how hard it’ll be to “win a home” in a particular city or neighborhood. Is this the beginning of the end? The late stages ... Read More »

One Really Simple Way to Offset a Higher Mortgage Rate

One Really Simple Way to Offset a Higher Mortgage Rate
July 3, 2018 No Comments »

We all know mortgage interest rates are increasing. While they’ve seen periods of relief here and there, the trajectory seems to be decidedly higher. How much higher remains to be seen, but there’s a good chance the rate you receive ... Read More »

Average Home Seller in 2017 Made Only $39,000

Average Home Seller in 2017 Made Only $39,000
June 27, 2018 1 Comment »

While all the headlines paint a really rosy picture for the real estate market where sellers are cashing in mega gains, the average takeaway isn’t all that great. A recent analysis from Zillow revealed that the typical home seller in ... Read More »

Should You Pay Off Your Mortgage Before Retirement?

Should You Pay Off Your Mortgage Before Retirement?
June 13, 2018 No Comments »

If you speak to any financial planners or so-called experts on the matter, they’ll probably say, “Yes, pay off your mortgage before you retire.” But is it fair to make the same conclusion for all individuals? Probably not. And times ... Read More »

Laurel Road: Truly Digital Mortgages Built Entirely Online

Laurel Road: Truly Digital Mortgages Built Entirely Online
June 13, 2018 No Comments »

Another Millennial or even Gen-Z focused mortgage lender has come online, literally, to offer you a mortgage. I’m talking about Laurel Road, which sounds like a really neat place to get a home loan. They claim to “offer an end-to-end ... Read More »

Citi Is Offering .50% Off Your Mortgage Rate If You Deposit a Million Bucks

Citi Is Offering .50% Off Your Mortgage Rate If You Deposit a Million Bucks
May 31, 2018 No Comments »

Okay, it sounds a little silly, but it’s not a bad deal if you happen to have a million dollars lying around the house. CitiMortgage has so-called “relationship pricing” that affords its customers certain discounts on home loans they take ... Read More »

Look for a Mortgage Before You Search for a Home

Look for a Mortgage Before You Search for a Home
May 29, 2018 No Comments »

While it might look and sound counterintuitive at first glance, it could actually make perfect sense. Instead of assuming that home loan financing is just a cumbersome, yet mostly guaranteed step toward the American Dream, understand that it will dictate ... Read More »

Freddie Mac HomeOne Mortgage: New 3% Down Mortgage with No Income Restrictions

Freddie Mac HomeOne Mortgage: New 3% Down Mortgage with No Income Restrictions
April 30, 2018 No Comments »

A new home loan program is being rolled out this July by Freddie Mac, known as “HomeOne Mortgage,” which features a 3% down payment and no income restrictions. While Freddie Mac already offers a similar 3% down program via its ... Read More »

What Mortgage Rates at 4-Year Highs Does and Doesn’t Mean

What Mortgage Rates at 4-Year Highs Does and Doesn’t Mean
April 26, 2018 No Comments »

You’ve probably already seen the alarming headlines, that mortgage interest rates rose this week to highs not seen in over four years. Gasp! It sounds like doomsday for mortgage rates, but to really interpret what four years means, we have ... Read More »