All posts by Colin Robertson

2021 Conforming Loan Limit Rises to $548,250

2021 Conforming Loan Limit Rises to $548,250
November 30, 2020 No Comments »

Thanks to another year of stellar home price appreciation, the 2021 conforming loan limit will increase to $548,250, per the Federal Housing Finance Agency (FHFA). This is the maximum loan amount for mortgages that can be acquired by Fannie Mae ... Read More »

Why Adjustable-Rate Mortgages Are Bad News Right Now

Why Adjustable-Rate Mortgages Are Bad News Right Now
November 23, 2020 No Comments »

With mortgage interest rates as low as they are at the moment, you may be looking beyond fixed-rate options if you’re in the market to purchase a home or refinance an existing home loan. After all, while 30-year fixed mortgage ... Read More »

Castle & Cooke Mortgage Review: Are They the Key to Your Castle?

Castle & Cooke Mortgage Review: Are They the Key to Your Castle?
November 23, 2020 No Comments »

Today we’ll take a close look at “Castle & Cooke Mortgage,” an independent mortgage lender with a sizable presence in the Southwestern United States. They’re a retail, direct-to-consumer lender that has been around for about 15 years, yet they still ... Read More »

It’s Taking a Really Long Time to Get a Mortgage Right Now

It’s Taking a Really Long Time to Get a Mortgage Right Now
November 23, 2020 No Comments »

Similar to the increased waiting times to get a COVID-19 test these days, it’s taking an extended amount of time to get a mortgage to the finish line. The reason is simply unprecedented demand, just like those COVID-19 tests. The ... Read More »

Don’t Let Your Current Lender Talk You Out of a Mortgage Refinance

Don’t Let Your Current Lender Talk You Out of a Mortgage Refinance
November 20, 2020 No Comments »

What I’ve seen and heard through the years is certain lenders not being so forthcoming with existing customers wanting to refinance their mortgage. For example, when a homeowner goes to inquire about the “awesome low rates,” their first instinct may ... Read More »

VIP Mortgage Review: A Top-10 Arizona Mortgage Lender

VIP Mortgage Review: A Top-10 Arizona Mortgage Lender
November 18, 2020 No Comments »

If you live in State 48, there’s a pretty good chance you’ve heard of “VIP Mortgage,” either because you’ve been a customer or you’ve seen one of their ads. Regardless, they are a major mortgage force in Arizona, having closed ... Read More »

First Mortgage Direct Review: An Online Mortgage Lender That Appears to Offer Low Rates

First Mortgage Direct Review: An Online Mortgage Lender That Appears to Offer Low Rates
November 18, 2020 No Comments »

If you’ve been shopping mortgage rates online lately, perhaps via the Zillow marketplace, you may have stumbled upon “First Mortgage Direct.” The online mortgage lender appears to advertise quite a bit on Zillow, so I thought we’d take a deeper ... Read More »

USA Mortgage Review: #1 Mortgage Lender in Missouri?

USA Mortgage Review: #1 Mortgage Lender in Missouri?
November 17, 2020 No Comments »

If you live in the USA and need a mortgage, perhaps you’ve thought about applying at “USA Mortgage.” Makes sense, right? It just so happens that USA Mortgage is located right smack in the middle of our fine country, in ... Read More »

Why Are Mortgage Rates Different?

Why Are Mortgage Rates Different?
November 17, 2020 No Comments »

Mortgage rate Q&A: “Why are mortgage rates different?” Why is the sky blue? Why are clouds white? Why won’t your neighbor trim their tree branches? These are all good questions, and ones that often puzzle even the most savvy of ... Read More »