# The Truth About Mortgage

> Your guide to a smarter home loan.

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## Pages

- [What Is a Conforming Mortgage? A Loan That Meets the Guidelines of Fannie Mae or Freddie Mac](https://www.thetruthaboutmortgage.com/conforming-mortgage-loans/): A “conforming mortgage” is a home loan with a loan amount up to $806,500 that also meets the underwriting guidelines...
- [How Are Mortgage Rates Determined?](https://www.thetruthaboutmortgage.com/what-causes-mortgage-interest-rates-to-move/): The Mortgage Rates Puzzle A lot of factors go into determining your mortgage rate Things like credit score are huge...
- [Which Mortgage Is Right For Me? Look Beyond the 30-Year Fixed If You Dare](https://www.thetruthaboutmortgage.com/which-mortgage-is-right-for-me/): An age old question: “Which mortgage is right for me? ” When shopping for a home loan, whether it’s a...
- [The Cash-Out Refinance: A Simple Way to Tap Your Home Equity](https://www.thetruthaboutmortgage.com/cash-out-refinance/): Let’s talk mortgage basics. There are two main types of mortgage refinances available to homeowners. There is the standard rate...
- [What Is a Mortgage Broker? Your Personal Rate Shopper and Loan Guide](https://www.thetruthaboutmortgage.com/what-is-a-mortgage-broker/): Unless you live under a rock (like I do), you’ve probably heard the term “mortgage broker” get thrown around on...
- [Par Mortgage Rate: An Interest Rate Without Points or Credits](https://www.thetruthaboutmortgage.com/mortgage-dictionary/par-rate-loan/): In the mortgage world, the “par rate” is the mortgage rate a borrower qualifies for assuming there is no interest...
- [Today's Mortgage Rates](https://www.thetruthaboutmortgage.com/todays-mortgage-rates/): As I often say around here, it’s important to compare mortgage rates to ensure you receive favorable pricing on your...
- [Mission Statement](https://www.thetruthaboutmortgage.com/mission-statement/): You might be wondering what the point of this website is. Many websites sell a product or offer a service....
- [Editorial Standards](https://www.thetruthaboutmortgage.com/editorial-standards/): First a brief history. I created The Truth About Mortgage all the way back in 2006. My mission statement continues...
- [Rent vs. Buy Calculator](https://www.thetruthaboutmortgage.com/rent-vs-buy-calculator/): If you’re still determining if it’s time to move on from renting to homeownership, you may want to do the...
- [Mortgage Affordability Calculator](https://www.thetruthaboutmortgage.com/mortgage-affordability-calculator/): One of the most important things you can do when shopping for real estate is determine how much mortgage you...
- [Refinance Calculator](https://www.thetruthaboutmortgage.com/refinance-calculator/): Wondering if it makes sense to refinance your mortgage? Check out the refinance calculator below to determine the potential savings...
- [Early Mortgage Payoff Calculator](https://www.thetruthaboutmortgage.com/early-mortgage-payoff-calculator/): If you own real estate and are considering making extra mortgage payments, the “early mortgage payoff calculator” below could be...
- [Mortgage Payment Calculator](https://www.thetruthaboutmortgage.com/mortgage-payment-calculator/): If you’re looking for a basic mortgage payment calculator, you’ve come to the right place. The mortgage rate calculator below...
- [USDA Home Loans: Eligibility and Program Requirements](https://www.thetruthaboutmortgage.com/usda-home-loans-eligibility-and-program-requirements/): When you see or hear the acronym “USDA,” the first image that probably comes to mind is a big, juicy...
- [Purchase Money Mortgage: The Different Types and How They Work](https://www.thetruthaboutmortgage.com/purchase-money-mortgage/): A “purchase money mortgage” is a home loan used to purchase a piece of property, whether it be a principal...
- [How Balloon Mortgages Work](https://www.thetruthaboutmortgage.com/balloon-mortgage/): A “balloon mortgage” is a home loan that does not fully amortize over the life of the loan, leaving a...
- [Mortgage Discount Points: How They Can Lower Your Interest Rate and Save You Money](https://www.thetruthaboutmortgage.com/mortgage-discount-points/): I think it goes without saying that everyone with a mortgage (or thinking about getting one) wants the lowest interest...
- [How to Get a Mortgage: From Start to Finish](https://www.thetruthaboutmortgage.com/how-to-get-a-mortgage/): Mortgage Q&A: “How to get a mortgage? ” If you already know what a mortgage is, you may be wondering...
- [What Is a Short Refinance? A Reduced Mortgage Balance to Keep You in Your Home](https://www.thetruthaboutmortgage.com/what-is-a-short-refinance/): A “short refinance” is a transaction in which your bank or mortgage lender agrees to pay off your existing mortgage...
- [Mortgage Pre-Qualification vs. Mortgage Pre-Approval: The Ultimate Guide](https://www.thetruthaboutmortgage.com/pre-qualification-vs-pre-approval/): Mortgage Q&A: “Pre-Qualification vs. Pre-Approval” When you initially set out to purchase a new home, the real estate agent(s) and...
- [What Is Title Insurance? Is It Required for Your Mortgage?](https://www.thetruthaboutmortgage.com/what-is-title-insurance/): Mortgage Q&A: “What is title insurance? ” When you apply for a mortgage, keep in mind you’ll need to pay...
- [What Do Mortgage Lenders Look For on Bank Statements and Tax Returns?](https://www.thetruthaboutmortgage.com/what-mortgage-lenders-look-for/): Mortgage Q&A: “What do mortgage lenders look for? ” Most banks and mortgage lenders are looking for the same basic...
- [Mortgages with No Money Down: There Are Many Options to Avoid a Down Payment](https://www.thetruthaboutmortgage.com/mortgages-with-no-money-down/): As of 2024, there are lots of options to get a mortgage with no money down, which is surprising given...
- [Loan Modification Programs: Options to Keep You in Your Home](https://www.thetruthaboutmortgage.com/loan-modification-programs/): Since the mortgage crisis took flight, “loan modification programs” have become all the rage. Instead of originating new loans, former...
- [What Caused the Mortgage Crisis? A Game of Hot Potato](https://www.thetruthaboutmortgage.com/what-caused-the-mortgage-crisis/): So, “what caused the mortgage crisis” anyway? In case you hadn’t heard, we went through one of the worst housing...
- [Mortgage 101: All the Help Topics You Need to Read Under One Roof](https://www.thetruthaboutmortgage.com/mortgage-help/): Getting a mortgage can be complicated, I know because I used to work directly in the business. For that reason...
- [Payment Shock: How It Can Jeopardize Your Mortgage Approval](https://www.thetruthaboutmortgage.com/payment-shock/): You may have heard the phrase “payment shock” get thrown around by your loan officer or mortgage broker, and for...
- [Privacy Policy](https://www.thetruthaboutmortgage.com/privacy-policy/): The privacy of our visitors at TheTruthAboutMortgage. com is very important to us. As with most other websites, we collect...
- [What Is a Stated Income Home Loan? How The Liar's Loan Works](https://www.thetruthaboutmortgage.com/stated-income-loans/): In short, stated income loans allow borrowers to simply state their monthly income on a mortgage application instead of verifying...
- [Alt-A Mortgages: What Are They and How Do They Work?](https://www.thetruthaboutmortgage.com/alt-a-mortgages-alt-a-lending/): The term “Alt-A mortgage” gets thrown around a lot, and for good reason. It’s kind of the generic term for...
- [Fixed-Rate Mortgages: An Easy Option But Are They a Good Deal?](https://www.thetruthaboutmortgage.com/fixed-rate-mortgage/): A “fixed-rate mortgage” is the most basic and uncomplicated home loan available to borrowers today. It is far and away...
- [Second Mortgages Explained: The 80/20, Piggyback, and More](https://www.thetruthaboutmortgage.com/second-mortgages/): When you hear the phrase “second mortgage,” a negative connotation may come to mind. You could be thinking, “Why would...
- [Biweekly Mortgage Payments: An Easy Trick to Do Them for Free](https://www.thetruthaboutmortgage.com/biweekly-mortgage-payments/): You’ve probably already heard the claims. That a “biweekly mortgage” can save you thousands of dollars. And that biweekly mortgage...
- [What Is a Short Sale? Selling Your Home for Less Than the Mortgage](https://www.thetruthaboutmortgage.com/real-estate-short-sales/): When the mortgage crisis struck in the early 2000s, missed monthly payments and notices of defaults increased dramatically, leading to...
- [Negative Amortization Loans: How They Work](https://www.thetruthaboutmortgage.com/negative-amortization-loan/): You’ve probably heard the term “negative amortization” by now, as the subprime industry goes down the drain and option-arm mortgages...
- [PMI vs. Combo Loans: Which Is the Better Choice?](https://www.thetruthaboutmortgage.com/private-mortgage-insurance-vs-combo-loans/): Before the mortgage crisis, it was common practice for borrowers short on down payment funds or home equity to take...
- [What Is a Subprime Mortgage? Your Credit Score Is Key](https://www.thetruthaboutmortgage.com/subprime-lending-and-subprime-lenders/): “Subprime mortgage lending” is best defined as offering financing to an individual with poor credit, low income, limited documentation, or...
- [Seller Carryback Financing: When the Seller Becomes the Bank](https://www.thetruthaboutmortgage.com/seller-carryback-financing/): Let’s face it, selling your home can be pretty difficult, and even if you do find a willing buyer, who...
- [Hard Money Loans: Solutions for Hard to Close Mortgages](https://www.thetruthaboutmortgage.com/hard-money-loans/): A hard money loan is a mortgage with a higher-than-market interest rate that usually serves as a source of short-term...
- [The No Cost Refinance: How It Works and What It Really Costs](https://www.thetruthaboutmortgage.com/no-cost-refinance-loans/): You may have seen or heard ads for a “no cost refinance” lately, a mortgage loan program that promises no...
- [Documents Needed for a Home Loan](https://www.thetruthaboutmortgage.com/documents-needed-during-the-loan-process/): Mortgages Are Very Paperwork Intensive If you plan to refinance your home loan or purchase a property with a mortgage,...
- [Mortgages on Investment Properties](https://www.thetruthaboutmortgage.com/investment-properties/): Investment properties, also known as non-owner occupied properties, can be very profitable for everyday homeowners and real estate investors alike....
- [Terms of Service](https://www.thetruthaboutmortgage.com/terms-of-service/): TheTruthAboutMortgage. com is a free Internet resource that provides information to consumers about residential mortgages and related financial products. The...
- [Interest-Only Mortgages: Pros, Cons, and How They Work](https://www.thetruthaboutmortgage.com/interest-only-home-loans/): Let’s take a moment to talk about “interest-only mortgages. ” A decade ago, very few individuals seemed to be interested...
- [Mortgage Teaser Rates: Get a Low Start Rate on Your Home Loan](https://www.thetruthaboutmortgage.com/teaser-rates/): A “teaser rate” is a low, introductory interest rate that is typically offered for the first few months or years...
- [No Documentation Mortgage Loans](https://www.thetruthaboutmortgage.com/no-doc-2nd-mortgage/): The housing market was on fire in the early 2000s before it eventually burnt to a crisp. This led to...
- [Private Mortgage Insurance (PMI): When It's Required and How to Remove It](https://www.thetruthaboutmortgage.com/pmi-private-mortgage-insurance/): I’m sure most prospective homeowners like the idea of putting little to nothing down when purchasing real estate, but doing...
- [How to Keep Your Home and Avoid Foreclosure](https://www.thetruthaboutmortgage.com/foreclosure-help/): If you fail to make your mortgage payments each month, your bank or mortgage lender may take action to repossess...
- [Adjustable-Rate Mortgage 101: How They Work and Why They Can Be a Cheaper Option](https://www.thetruthaboutmortgage.com/adjustable-rate-mortgage/): An “adjustable-rate mortgage” is a type of home loan that features a variable interest rate that can move higher or...
- [Bridge Loans: Why They're Needed and How They Work](https://www.thetruthaboutmortgage.com/bridge-loan/): A “bridge loan” is essentially a short term loan taken out by a borrower against their current property to finance...
- [Loan Officer Job Description - Expected Salary and What Your Day Will Look Like](https://www.thetruthaboutmortgage.com/loan-officer-jobs/): So you need a job and you’re thinking about becoming a residential mortgage loan officer? Or a mortgage loan originator...
- [How to Quickly Remove Mortgage Lates From Your Credit Report](https://www.thetruthaboutmortgage.com/how-to-remove-mortgage-lates/): So you got a “mortgage late. ” You thought you paid your home loan on time, but for some reason...
- [Buying Down Your Interest Rate: Determine If It's Worth the Cost](https://www.thetruthaboutmortgage.com/buying-down-your-interest-rate/): Some existing and prospective homeowners out there are fixated on obtaining the lowest possible mortgage interest rate, even if it...
- [Homeowners Insurance: How It Works and What's Actually Covered](https://www.thetruthaboutmortgage.com/homeowners-insurance/): Homeowners insurance provides coverage in the event your home is damaged or destroyed, and also provides liability for injuries incurred...
- [Types of Mortgage Lenders: Retail vs. Wholesale, Correspondents and More](https://www.thetruthaboutmortgage.com/types-of-mortgage-lenders/): There are a variety of different types of mortgage lenders out there that originate home loans, from small mom and...
- [Prime Rate, Discount Rate, and the Federal Funds Rate: What It All Means to You and Your Mortgage](https://www.thetruthaboutmortgage.com/discount-rate-prime-rate-and-the-federal-funds-rate/): Ever wonder how the economy goes ’round? Or how inflation is controlled and recessions are avoided? Or at least attempted...
- [Mortgage Calculators](https://www.thetruthaboutmortgage.com/mortgage-calculators/): The use of a “mortgage calculator” can be very helpful when trying to figure out monthly housing payments, how much...
- [Reverse Mortgages: Who They're For and The Pros and Cons](https://www.thetruthaboutmortgage.com/reverse-mortgage/): A “reverse mortgage” is a tax-exempt home loan that allows a homeowner to take cash-out of their home using their...
- [Tips for First-Time Home Buyers: What You Should Know Before You Buy a Property](https://www.thetruthaboutmortgage.com/tips-for-first-time-homebuyers/): So you’re thinking about buying your first piece of real estate? Congratulations! It’s an exciting time... and a nerve-racking one....
- [The Rate and Term Refinance Explained: What It Is and How It Works](https://www.thetruthaboutmortgage.com/rate-and-term-refinance/): In the mortgage world, a “rate and term refinance” refers to the replacement of an existing mortgage(s) with a brand...
- [A Long List of Mortgage Stocks Grouped by Industry: Are Any Good Buys?](https://www.thetruthaboutmortgage.com/mortgage-stocks/): Let’s talk mortgage stocks for a moment, shall we? During the early and mid 2000s, the housing market was on...
- [How Option ARM Mortgages Work](https://www.thetruthaboutmortgage.com/option-arm-mortgage/): The “option ARM” loan program was one of the most popular mortgage choices for borrowers in the United States during...
- [Mortgage Appraisals and Appraised Value: How the Lender Values Your Home](https://www.thetruthaboutmortgage.com/appraisals-and-appraised-value/): A “home appraisal” is a comprehensive report that determines the value of your property based on a number of factors,...
- [Predatory Mortgage Lending: What to Watch Out For](https://www.thetruthaboutmortgage.com/predatory-mortgage-lending/): Predatory mortgage lending means different things to different people. To some, it may involve charging too much to obtain a...
- [Loan Origination Fee: What Is It and Do I Need to Pay It?](https://www.thetruthaboutmortgage.com/mortgage-dictionary/loan-origination/): The phrase “loan origination” refers to the initiation/completion of the home loan process, while the “loan origination fee” is the...
- [How a HELOC Works: Tap Your Home Equity for Cash](https://www.thetruthaboutmortgage.com/home-equity-line-of-credit-heloc/): A “HELOC” or “home equity line of credit,” is a type of home loan that allows a borrower to open...
- [Right of Rescission Period: When It Starts and Ends and Why It's Necessary](https://www.thetruthaboutmortgage.com/right-of-rescission/): Have you ever made a decision you later regretted, only to wish you could have taken it all back? Well,...
- [Jumbo Loans: What Are They and Do They Still Cost More?](https://www.thetruthaboutmortgage.com/jumbo-mortgage-loans/): What Is a Jumbo Mortgage Loan? A “jumbo loan” is a mortgage with a loan amount that exceeds the conforming...
- [VA Loans: All Your Veteran Mortgage Questions Answered](https://www.thetruthaboutmortgage.com/va-mortgage-loans/): A “VA loan” is a government-backed mortgage guaranteed by the Department of Veterans Affairs (VA) available to both veterans and...
- [What Is an Islamic Mortgage? How Interest Is Avoided](https://www.thetruthaboutmortgage.com/islamic-mortgage/): Mortgage Q&A: “What is an Islamic mortgage? ” There are a variety of different types of home loans out there,...
- [FHA Loans: Everything You Need to Know](https://www.thetruthaboutmortgage.com/fha-loans/): What Is an FHA Loan? “FHA loans” are government-backed mortgages insured by the Federal Housing Administration (FHA). Congress established the...
- [10 Mortgage Mistakes to Avoid for a Smooth Home Loan Experience](https://www.thetruthaboutmortgage.com/mortgage-mistakes/): Common Mortgage Mistakes Borrowers Make Not getting pre-approved for a mortgage Not shopping around for a lower interest rate Failing...
- [Why It's Super Important to Lock Your Mortgage Rate](https://www.thetruthaboutmortgage.com/mortgage-rate-lock/): A “mortgage rate lock” is essential to ensure you actually receive the interest rate you are quoted by a bank...
- [Asset and Reserve Requirements for Mortgages: How Much Money Do You Need?](https://www.thetruthaboutmortgage.com/assets-and-reserve-requirements/): When applying for a mortgage, a mortgage broker or lender will likely inquire about your assets, and more specifically, your...
- [Debt-to-Income Ratio (DTI): What It Is and How to Calculate It](https://www.thetruthaboutmortgage.com/dti-debt-to-income-ratio/): The “debt-to-income ratio” or “DTI ratio” as it’s known in the mortgage industry, is the way a bank or lender...
- [Mortgage Indexes: They Determine Your Rate When Your ARM Adjusts](https://www.thetruthaboutmortgage.com/mortgage-indexes/): If you have an adjustable-rate mortgage, your interest rate may vary from month-to-month, or year-to-year, based on the index associated...
- [1031 Exchange: How You Can Avoid or Offset Capital Gains](https://www.thetruthaboutmortgage.com/1031-exchange-help-rules/): A “1031 exchange,” also known as a real estate exchange or a tax-deferred exchange, was created by the IRS in...
- [Mortgage Pricing Adjustments: How to Read a Mortgage Rate Sheet](https://www.thetruthaboutmortgage.com/mortgage-pricing-adjustments/): If you ever get your hands on a mortgage lender rate sheet, you’ll probably get confused in a hurry. The...
- [What Is a Prepayment Penalty? Hard vs. Soft and More](https://www.thetruthaboutmortgage.com/prepayment-penalty-mortgage/): Many people don’t seem to understand what a “prepayment penalty” is, much to their own detriment months or years after...
- [Mortgage Amortization: Learn How Your Mortgage Is Paid Off Over Time](https://www.thetruthaboutmortgage.com/amortization/): How Mortgage Amortization Works While your mortgage payment stays the same each month The composition changes over time as the...
- [Types of Mortgages to Choose From: Learn About the Many Options Available Today](https://www.thetruthaboutmortgage.com/mortgage-loan-types-home-loan-types/): There Are Many Different Types of Mortgages A variety of home loan programs exist today to serve different needs But...
- [What Are Mortgage Points?](https://www.thetruthaboutmortgage.com/mortgage-dictionary/mortgage-loan-points-mortgage-discount-points/): Mortgage Q&A: “What are mortgage points? ” The mortgage process can be pretty stressful and hard to make sense of...
- [Mortgage Dictionary: Key Terms You Should Know Before You Own](https://www.thetruthaboutmortgage.com/mortgage-dictionary/): Is your bank or broker confusing you with big words? Do you want to sound a whole lot savvier when...
- [Yield Spread Premium (YSP)](https://www.thetruthaboutmortgage.com/mortgage-dictionary/yield-spread-premium/): The “yield spread premium,” or YSP as it was known in the industry, was a fee paid by a mortgage...
- [Risk-Based Pricing: Your Level of Risk Determines Your Rate](https://www.thetruthaboutmortgage.com/mortgage-dictionary/risk-based-pricing-loan/): When shopping for a home loan, you may come across the term “risk-based pricing”. It’s a method the mortgage industry...
- [About Me...](https://www.thetruthaboutmortgage.com/about-the-author/): In the early 2000s, I worked as an Account Executive for a large wholesale mortgage lender based in Los Angeles,...
- [What Is a Mortgage? First Let's Define the Word](https://www.thetruthaboutmortgage.com/what-is-a-mortgage-definition/): Mortgage Definition The word “mortgage” is French in origin And literally means death pledge in their native language (mort =...
- [Mortgage Brokers vs. Banks: Which Is Better?](https://www.thetruthaboutmortgage.com/mortgage-brokers-vs-banks/): There are a variety of different ways to obtain a mortgage, but let’s focus on two specific channels, “mortgage brokers...
- [What Is My Home Worth?: Free Internet House Values and Math Behind Them](https://www.thetruthaboutmortgage.com/home-value-house-value/): When considering a home purchase, or a mortgage refinance for that matter, knowing the true value of the subject property...
- [How Much House Can I Afford: How the Math Works and Rule of Thumb](https://www.thetruthaboutmortgage.com/how-much-can-i-afford/): If the term mortgage has crossed your mind recently and you’re in the market to purchase a new home, you’ve...

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## Posts

- [Will Mortgage Rates Bounce Higher on the Expected Fed Rate Cut?](https://www.thetruthaboutmortgage.com/will-mortgage-rates-bounce-higher-on-the-expected-fed-rate-cut/): There’s a saying known as “sell the news,” in which traders position themselves on a well-known rumor, then unwind once...
- [Mortgage Rates See Unexpected Drop Night Before Fed Rate Cut Decision](https://www.thetruthaboutmortgage.com/mortgage-rates-see-unexpected-drop-night-before-fed-rate-cut-decision/): Mortgage rates had another winning day today on the eve of the big Federal Reserve rate decision. This one was...
- [Michigan Credit Union Offering a 4.99% 30-Year Fixed Mortgage Rate Special](https://www.thetruthaboutmortgage.com/michigan-credit-union-offering-a-4-99-30-year-fixed-mortgage-rate-special/): It seems more and more banks and lenders are banking on mortgage rates moving lower in the near future. The...
- [Is Zillow Winding Down Its Mortgage Marketplace?](https://www.thetruthaboutmortgage.com/is-zillow-winding-down-its-mortgage-marketplace/): Now that Zillow has gone all-in on mortgages, soon you might not be able to compare rates from third-party lenders...
- [CPI Comes in Warm, But Jobless Claims Enough to Keep Mortgage Rates Flat](https://www.thetruthaboutmortgage.com/cpi-comes-in-warm-but-jobless-claims-enough-to-keep-mortgage-rates-flat/): A slightly warmer-than-expected inflation report was offset by a cooler-than-expected jobs report today, keeping mortgage rates relatively flat. I spoke...
- [The Fed Cutting Rates Is a Good Marketing Opportunity for Mortgage Loan Originators](https://www.thetruthaboutmortgage.com/the-fed-cutting-rates-is-a-good-marketing-opportunity-for-mortgage-loan-originators/): Their a long-held belief that the Fed sets consumer mortgage rates. It’s reinforced by the media, namely working “journalists” that...
- [Mortgage Rates Biggest Headwind Is Inflation Again](https://www.thetruthaboutmortgage.com/mortgage-rates-biggest-headwind-is-inflation-again/): Mortgage rates have been on an incredible run lately, reversing all the uncertainty and turmoil of the past 52 weeks....
- [Chase Launches Limited Time Sale on Mortgage Refinances](https://www.thetruthaboutmortgage.com/chase-launches-limited-time-sale-on-mortgage-refinances/): About a month after launching a sale on home purchase mortgages, Chase Home Lending is now running a mortgage refinance...
- [Mortgage Rates Rally on Another Dismal Jobs Report](https://www.thetruthaboutmortgage.com/mortgage-rates-rally-on-another-dismal-jobs-report/): Well, this morning’s jobs report delivered, assuming you were looking for even lower mortgage rates. If you were rooting for...
- [Mortgage Rates at 2025 Lows Thanks to More Weak Employment Data](https://www.thetruthaboutmortgage.com/mortgage-rates-at-2025-lows-thanks-to-more-weak-employment-data/): Well, there’s a silver lining to everything. And while the U. S. economy appears as if it’s faltering, at least...
- [Freddie Mac Raising Maximum LTVs on 2-4 Unit Primary Residences to 95%](https://www.thetruthaboutmortgage.com/freddie-mac-raising-maximum-ltvs-on-2-4-unit-primary-residences-to-95/): In a somewhat surprising move, mortgage financier Freddie Mac is upping maximum loan-to-value ratios on 2-4 unit primary residences. The...
- [Will a Fed Rate Cut Lead to Lower Mortgage Rates?](https://www.thetruthaboutmortgage.com/will-a-fed-rate-cut-lead-to-lower-mortgage-rates/): Well, summer is officially over and it is now September. And we’ve got a Federal Reserve meeting coming up in...
- [You Need a Buffer When Tapping Your Home Equity](https://www.thetruthaboutmortgage.com/you-need-a-buffer-when-tapping-your-home-equity/): I sometimes forget your average homeowner doesn’t know it all when it comes to mortgages. They’re complex and confusing and...
- [The Fed Rate Cuts Will Only Make ARMs and HELOCs Cheaper](https://www.thetruthaboutmortgage.com/the-fed-rate-cuts-will-only-make-arms-and-helocs-cheaper/): The Federal Reserve rate cuts that are now projected as soon as next month will likely only lower short-term rates....
- [Can Mortgage Rates Get Any Better By the Next Fed Meeting?](https://www.thetruthaboutmortgage.com/can-mortgage-rates-get-any-better-by-the-next-fed-meeting/): While mortgage rates are currently the lowest they’ve been all year, additional improvement might be hard to come by soon....
- [Chase Brings Back Their Home Equity Line of Credit. Is It a Good Deal?](https://www.thetruthaboutmortgage.com/chase-brings-back-their-home-equity-line-of-credit-is-it-a-good-deal/): About five years ago, Chase Bank got rid of its home equity line of credit (HELOC) due to market conditions....
- [Mortgage Rates Move Lower After Powell Speech at Jackson Hole](https://www.thetruthaboutmortgage.com/mortgage-rates-move-lower-after-powell-speech-at-jackson-hole/): While Jerome Powell made it known he wouldn’t be bullied into lowering rates, he indicated that deteriorating economic data may...
- [Top Mortgage Lenders in Connecticut](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-connecticut/): Let’s talk about the top mortgage lenders in Connecticut, based on their total loan volume. Nearly 550 companies originated home...
- [Don’t Circle September 17th on Your Calendar as Mortgage Rate Drop Day](https://www.thetruthaboutmortgage.com/dont-circle-september-17th-on-your-calendar-as-mortgage-rate-drop-day/): I’m seeing more people buy into the idea, or perhaps myth, that mortgage rates will drop when the Fed makes...
- [How Will Mortgage Rates Move Lower Without Bad Jobs Numbers?](https://www.thetruthaboutmortgage.com/how-will-mortgage-rates-move-lower-without-bad-jobs-numbers/): I got to thinking the other day that absent bad jobs numbers, it will be difficult for mortgage rates to...
- [Buffett Bought Home Builders Again. Is It a Play on Lower Mortgage Rates?](https://www.thetruthaboutmortgage.com/buffett-bought-home-builders-again-is-it-a-play-on-lower-mortgage-rates/): You may have heard that Warren Buffett’s Berkshire Hathaway bought shares in a pair of home builders last quarter. The...
- [Top USDA Lenders in 2024: UWM Beat Out DHI Mortgage for the #1 Spot](https://www.thetruthaboutmortgage.com/top-usda-lenders/): Today we’ll take a look at the top USDA lenders by loan volume in 2024. In case you need a...
- [Treasury Secretary Bessent Calls for Huge Rate Cuts. What Will Mortgage Rates Do?](https://www.thetruthaboutmortgage.com/treasury-secretary-bessent-calls-for-huge-rate-cuts-what-will-mortgage-rates-do/): If you’re hoping for lower mortgage rates, you might be thrilled to hear what Treasury Secretary Scott Bessent has to...
- [Who Are the Top Bank Mortgage Lenders?](https://www.thetruthaboutmortgage.com/who-are-the-top-bank-mortgage-lenders/): It’s no secret that banks have lost interest in mortgage lending in recent years. It has become very much dominated...
- [What on Earth Is The Great American Mortgage Corporation?](https://www.thetruthaboutmortgage.com/what-on-earth-is-the-great-american-mortgage-corporation/): Over the weekend, President Donald Trump teased a new company known as “The Great American Mortgage Corporation” on his Truth...
- [Chase Is Having a Sale on Mortgage Rates This Month](https://www.thetruthaboutmortgage.com/chase-is-having-a-sale-on-mortgage-rates-this-month/): You don’t hear about a mortgage lender having a sale very often. But Chase is bucking the trend by offering...
- [Should You Wait for Mortgage Rates to Fall Even More Before Refinancing Your Mortgage?](https://www.thetruthaboutmortgage.com/should-you-wait-for-mortgage-rates-to-fall-even-more-before-refinancing-your-mortgage/): With mortgage rates reaching their best levels in about a year, refinancing might finally be heating up again. It’s been...
- [Are We on the Cusp of Another Housing Boom?](https://www.thetruthaboutmortgage.com/are-we-on-the-cusp-of-another-housing-boom/): Over the weekend, I spent time with a friend who is currently in the market to buy a home. He...
- [Home Builders Unloading Inventory Today Looks Nothing Like the Early 2000s](https://www.thetruthaboutmortgage.com/home-builders-unloading-inventory-today-looks-nothing-like-the-early-2000s/): Lately, the home builders have been struggling to sell homes. And the culprit has been affordability. In June, new single-family...
- [Top Mortgage Lenders in Nevada](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-nevada/): It’s time to check out the top mortgage lenders in Nevada based on their total loan volume. Last year, nearly...
- [A Terrible Jobs Report Means You Can’t Count Out Lower Mortgage Rates in 2025](https://www.thetruthaboutmortgage.com/a-terrible-jobs-report-means-you-cant-count-out-lower-mortgage-rates-in-2025/): Welp, just like that it appears mortgage rates are moving back down toward 6. 50%, possibly lower. And you can...
- [VA Home Loan Program Reform Act Brings Back Partial Claim to Help Veterans Avoid Foreclosure](https://www.thetruthaboutmortgage.com/va-home-loan-program-reform-act-brings-back-partial-claim-to-help-veterans-avoid-foreclosure/): After the Veterans Affairs Servicing Purchase (VASP) program was abruptly wound down earlier this year, scores of veteran homeowners were...
- [Opendoor Cash Plus Launched Amid Meme Stock Frenzy](https://www.thetruthaboutmortgage.com/opendoor-cash-plus-launched-amid-meme-stock-frenzy/): In the midst of becoming a meme stock, iBuying company Opendoor has launched a new feature. It seems to be...
- [Why Beyoncé and Jay-Z Took Out a Second Mortgage](https://www.thetruthaboutmortgage.com/why-beyonce-and-jay-z-took-out-a-second-mortgage/): When you hear the phrase “second mortgage,” a negative connotation likely comes to mind. Back in the day, the presence...
- [Fannie Mae Forecasts Lower Mortgage Rates, Less Home Price Appreciation in 2026](https://www.thetruthaboutmortgage.com/fannie-mae-forecasts-lower-mortgage-rates-less-home-price-appreciation-in-2026/): While it’s a difficult concept to wrap one’s head around, it is possible to see lower mortgage rates and slowing...
- [Home Builders Are Advertising Monthly Payments Instead of Home Prices to Clear Inventory](https://www.thetruthaboutmortgage.com/home-builders-are-advertising-monthly-payments-instead-of-home-prices-to-clear-inventory/): Once upon a time, it was pretty common to see a new housing development flanked by a sign saying something...
- [The Magic Mortgage Rate Is Now 6%](https://www.thetruthaboutmortgage.com/the-magic-mortgage-rate-is-now-6/): Ever since mortgage rates surged from their record lows in early 2022, economists have been attempting to figure out what...
- [UWM Launches Borrower-Paid Temporary Buydown for Refinances](https://www.thetruthaboutmortgage.com/uwm-launches-borrower-paid-temporary-buydown-for-refinances/): The nation’s top mortgage lender has launched a new borrower-paid temporary buydown to drum up refinance business. It appears they’re...
- [Firing Jerome Powell Won’t Benefit Mortgage Rates](https://www.thetruthaboutmortgage.com/firing-jerome-powell-wont-benefit-mortgage-rates/): Once again, there have been reports of President Trump threatening to fire Fed Chair Jerome Powell. But like the last...
- [Here’s How Your Mortgage Payment Can Go Up Even If It’s Not an ARM](https://www.thetruthaboutmortgage.com/heres-how-your-mortgage-payment-can-go-up-even-if-its-not-an-arm/): While adjustable-rate mortgages are mostly a thing of the past, homeowners are still receiving notices about monthly payment increases. But...
- [The Past Month’s Mortgage Rate Rally Has Nearly Been Entirely Erased](https://www.thetruthaboutmortgage.com/the-past-months-mortgage-rate-rally-has-nearly-been-entirely-erased/): What a difference a month makes. Mortgage rates were close to eight month lows about two weeks ago. Today? They’re...
- [Top Mortgage Lender UWM Invests $100M in Bilt Credit Card to Drive More Leads](https://www.thetruthaboutmortgage.com/top-mortgage-lender-uwm-invests-100m-in-bilt-credit-card-to-drive-more-leads/): Another big tie-up has been announced in the mortgage space, this time between the nation’s top mortgage lender and a...
- [Will Paying Rent on Time Really Make It Easier to Get a Mortgage?](https://www.thetruthaboutmortgage.com/will-paying-rent-on-time-really-make-it-easier-to-get-a-mortgage/): You’ve heard the news. FHFA Director Bill Pulte has ordered Fannie Mae and Freddie Mac to begin accepting VantageScore credit...
- [For Mortgage Rates, lt’s All Eyes on Labor at This Point](https://www.thetruthaboutmortgage.com/for-mortgage-rates-lts-all-eyes-on-labor-at-this-point/): Somewhat amazingly, the 30-year fixed is once again priced back near 7% thanks to a hot jobs report. While many...
- [A Key Difference Between HELOCs and Home Equity Loans Could Matter Again Soon](https://www.thetruthaboutmortgage.com/a-key-difference-between-helocs-and-home-equity-loans-could-matter-again-soon/): A lot of people (even industry folks) speak about HELOCs and home equity loans interchangeably. As if they’re essentially the...
- [Robinhood Partners with Sage Home Loans to Offer Mortgage Rate Discounts to Gold Members](https://www.thetruthaboutmortgage.com/robinhood-partners-with-sage-home-loans-to-offer-mortgage-rate-discounts-to-gold-members/): The popular trading platform Robinhood has teamed up with Sage Home Loans to offer big mortgage rate discounts to its...
- [Will Mortgage Rates Be Higher or Lower by the End of 2025? I Asked AI.](https://www.thetruthaboutmortgage.com/will-mortgage-rates-be-higher-or-lower-by-the-end-of-2025-i-asked-ai/): I was thinking about mortgage rates, as I often do, when I decided to pose a question to Grok, the...
- [Rocket Mortgage Completes Redfin Takeover, Offers $6,000 Home Buyer Credit](https://www.thetruthaboutmortgage.com/rocket-mortgage-completes-redfin-takeover-offers-6000-home-buyer-credit/): The Rocket Mortgage acquisition of Redfin is now complete. You might notice changes if you visit the Redfin website, or...
- [Trump Wants Interest Rates Cut to 1%. What Would That Mean for Mortgage Rates?](https://www.thetruthaboutmortgage.com/trump-wants-interest-rates-cut-to-1-what-would-that-mean-for-mortgage-rates/): President Trump’s latest salvo against Fed Chair Jerome Powell called for 1% interest rates. And he added that he’d “love...
- [Mortgage Rates Quietly Fall to Lows of 2025](https://www.thetruthaboutmortgage.com/mortgage-rates-quietly-fall-to-lows-of-2025/): While President Trump and FHFA Director Pulte continue to call for lower rates, mortgage rates have quietly marched down to...
- [What the Fannie Mae and Freddie Mac Crypto Order Really Means](https://www.thetruthaboutmortgage.com/what-the-fannie-mae-and-freddie-mac-crypto-order-really-means/): There’s been a lot of hubbub about crypto-backed mortgages in the past 24 hours. But the excitement (of crypto enthusiasts)...
- [Powell Says They’d Still Be Cutting If There Weren’t Tariffs, and Chances Are Mortgage Rates Would Be Lower Too](https://www.thetruthaboutmortgage.com/powell-says-theyd-still-be-cutting-if-there-werent-tariffs-and-chances-are-mortgage-rates-would-be-lower-too/): In testimony to the House Financial Services Committee today, Federal Reserve Chair Jerome Powell said they haven’t cut rates this...
- [Rocket Mortgage Launches Bridge Loan to Help Customers Buy Now, Sell Later](https://www.thetruthaboutmortgage.com/rocket-mortgage-launches-bridge-loan-to-help-customers-buy-now-sell-later/): The nation’s second largest mortgage lender has launched a new bridge loan product to help buyers move before selling their...
- [Mortgage Rates Move Lower Despite Evolving Iran Conflict](https://www.thetruthaboutmortgage.com/mortgage-rates-move-lower-despite-evolving-iran-conflict/): While one may have worried that mortgage rates would move higher after the U. S. bombed Iran nuclear facilities, so...
- [Pulte Blames Powell for High Mortgage Rates and Trapping Borrowers in Their Homes](https://www.thetruthaboutmortgage.com/pulte-blames-powell-for-high-mortgage-rates-and-trapping-borrowers-in-their-homes/): It’s no secret certain folks don’t like Fed Chair Powell. You may have heard of one of them, President Donald...
- [Powell Signals There Won’t Be Shortcuts on Rate Cuts or Path to Lower Mortgage Rates](https://www.thetruthaboutmortgage.com/powell-signals-there-wont-be-shortcuts-on-rate-cuts-or-path-to-lower-mortgage-rates/): The big Fed decision yesterday was keeping rates unchanged. Everyone knew that was going to be the case and didn’t...
- [Is Housing Market Weakness What Finally Brings Down Mortgage Rates?](https://www.thetruthaboutmortgage.com/is-housing-market-weakness-what-finally-brings-down-mortgage-rates/): I got to thinking that one way mortgage rates could come down is due to housing market weakness. The thought...
- [Guild Mortgage to Be Acquired by Bayview Asset Management for $1.3B](https://www.thetruthaboutmortgage.com/guild-mortgage-to-be-acquired-by-bayview-asset-management-for-1-3b/): In yet another mortgage tie-up, Guild Mortgage has agreed to be acquired by Bayview Asset Management. It’s pretty big news...
- [7/1 ARM vs. 30-Year Fixed Mortgage: Pros, Cons, and How Much Cheaper Are They?](https://www.thetruthaboutmortgage.com/30-year-fixed-vs-7-year-arm/): Lately, I’ve been highlighting loan programs beyond the 30-year fixed now that interest rates on fixed-rate mortgages are no longer...
- [Rising Oil Prices Could Be Yet Another Headwind for Mortgage Rates](https://www.thetruthaboutmortgage.com/rising-oil-prices-could-be-yet-another-headwind-for-mortgage-rates/): As if mortgage rates didn’t have enough problems lately, now they’ve got the threat of rising oil prices. And the...
- [Top Mortgage Lenders in Georgia](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-georgia/): It’s time to check out the top mortgage lenders in Georgia based on their 2024 home lending volume. These mortgage...
- [Mortgage Rates Lower as Inflation Eases, But Only a Little](https://www.thetruthaboutmortgage.com/mortgage-rates-lower-as-inflation-eases-but-only-a-little/): Mortgage rates came down after a softer-than-expected CPI print. But only a little bit. Instead of a 30-year fixed quote...
- [Mortgage Rates Can’t Shake 7%](https://www.thetruthaboutmortgage.com/mortgage-rates-cant-shake-7/): As hard as they try, mortgage rates keep hovering around the 7% level. It appears any time progress is made,...
- [Top Mortgage Lenders in North Carolina](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-north-carolina/): Despite being a big banking hub, the top mortgage lenders in North Carolina are mostly nonbanks. In fact, just two...
- [Mortgage Rates Will Be Stuck for Longer If Tariffs Keep Getting Pushed Back](https://www.thetruthaboutmortgage.com/mortgage-rates-will-be-stuck-for-longer-if-tariffs-keep-getting-pushed-back/): Lately, the best single word to sum up mortgage rates has been “stuck. ” Ever since early April when they...
- [Cheaper HELOC Rates, Cash Needs Might Finally Lead to a Home Equity Lending Boom](https://www.thetruthaboutmortgage.com/cheaper-heloc-rates-cash-needs-might-finally-lead-to-a-home-equity-lending-boom/): A new report found that the typical monthly payment to borrow $50,000 via a home equity line of credit (HELOC)...
- [Top Mortgage Lenders in Florida](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-florida/): Now it’s time to take a look at the top mortgage lenders in Florida based on 2024 volume. The Sunshine...
- [High Mortgage Rates Are Delaying Home Purchases](https://www.thetruthaboutmortgage.com/high-mortgage-rates-are-delaying-home-purchases/): This morning, the National Association of Realtors (NAR) reported that pending home sales dropped 6. 3% in April from a...
- [Nation’s Top Mortgage Lender Rolls Out ARMs. Why Now?](https://www.thetruthaboutmortgage.com/nations-top-mortgage-lender-rolls-out-arms-why-now/): Long out of favor, adjustable-rate mortgages are quietly making a comeback. To be fair, they are still pretty fringe, but...
- [Redfin Expects Flat Mortgage Rates, Falling Home Prices for Remainder of 2025](https://www.thetruthaboutmortgage.com/redfin-expects-flat-mortgage-rates-falling-home-prices-for-remainder-of-2025/): A few months ago, Redfin proclaimed that a buyer’s market had finally arrived. It was the first time home sellers...
- [Pulte Asks Powell to Lower Interest Rates, But Would Mortgage Rates Actually Go Down?](https://www.thetruthaboutmortgage.com/pulte-asks-powell-to-lower-interest-rates-but-would-mortgage-rates-actually-go-down/): Fed chair Jerome Powell has had no shortage of critics, not least being President Donald Trump. A month ago, there...
- [Top Mortgage Lenders in Ohio](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-ohio/): Today we’ll take a look at the top mortgage lenders in Ohio. Last year, nearly 900 mortgage companies originated about...
- [President Trump Teases Release of Fannie Mae and Freddie Mac](https://www.thetruthaboutmortgage.com/president-trump-teases-release-of-fannie-mae-and-freddie-mac/): In another twist of events, President Donald Trump has floated the release of Fannie Mae and Freddie Mac. On his...
- [Mortgage Rates Are Still Expected to Come Down By the End of 2025](https://www.thetruthaboutmortgage.com/mortgage-rates-are-still-expected-to-come-down-by-the-end-of-2025/): With so many calls for higher mortgage rates lately, now might be the perfect time to play contrarian. It’s something...
- [Is the Magic Number for Mortgage Rates Now Anything Close to 6%?](https://www.thetruthaboutmortgage.com/is-the-magic-number-for-mortgage-rates-now-anything-close-to-6/): One silver lining to elevated mortgage rates, other than the refinance opportunity later, has been a shifting psychology. A few...
- [How Moody’s Downgrade Could Actually Help Lower Mortgage Rates](https://www.thetruthaboutmortgage.com/how-moodys-downgrade-could-actually-help-lower-mortgage-rates/): In general, I like to play contrarian because it’s nice to consider alternative viewpoints. Instead of simply regurgitating the same...
- [Mortgage Rates Aren’t That High](https://www.thetruthaboutmortgage.com/mortgage-rates-arent-that-high/): With mortgage rates staying stubbornly elevated, new narratives are being written in an attempt to change that view. A popular...
- [Top Mortgage Lenders in Texas](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-texas/): Today we’ll take a look at the top mortgage lenders in Texas based on their annual production last year, including...
- [PRMG Launches Co-Branded Credit Card That Earns Points on Mortgage Payments](https://www.thetruthaboutmortgage.com/prmg-launches-co-branded-credit-card-that-earns-points-on-mortgage-payments/): Mortgage lender Paramount Residential Mortgage Group (PRMG) has launched a co-branded credit card with fintech company Mesa. The Mesa Homeowners...
- [7% Mortgage Rates Are Back Again Despite Lower Inflation and Tariff Relief](https://www.thetruthaboutmortgage.com/7-mortgage-rates-are-back-again-despite-lower-inflation-and-tariff-relief/): Why are mortgage rates approaching 7% again if inflation is cooling and the trade war has softened? You would think...
- [The Trick Home Builders Use to Sell More Homes](https://www.thetruthaboutmortgage.com/the-trick-home-builders-use-to-sell-more-homes/): It’s been an uphill battle to sell a home lately, with interest rates through the roof and home prices equally...
- [Lower Becomes Latest Mortgage Lender to Acquire a Real Estate Portal](https://www.thetruthaboutmortgage.com/lower-becomes-latest-mortgage-lender-to-acquire-a-real-estate-portal/): The year 2025 has been all about mortgage and real estate linkups and vertical integration. Two of the biggest were...
- [Mortgage Rates Moderately Higher as China Trade Deal Reached](https://www.thetruthaboutmortgage.com/mortgage-rates-moderately-higher-as-china-trade-deal-reached/): Over the weekend, the United States and China reached a temporary deal to cut tariffs tremendously. Instead of an astronomical...
- [Dave Ramsey Thinks Lower Mortgage Rates Could Ignite a Home Buying Frenzy](https://www.thetruthaboutmortgage.com/dave-ramsey-thinks-lower-mortgage-rates-could-ignite-a-home-buying-frenzy/): While folks debate whether mortgage rates are going higher or lower, most expect a boom if they eventually do come...
- [Mortgage Rates Worsen After First Trade Deal Announced](https://www.thetruthaboutmortgage.com/mortgage-rates-worsen-after-first-trade-deal-announced/): A day after the Fed held its key policy rate steady, 10-year bond yields are up double-digits. And that will...
- [This Might Be as Good as Mortgage Rates Get Until Late 2025](https://www.thetruthaboutmortgage.com/this-might-be-as-good-as-mortgage-rates-get-until-late-2025/): I got to thinking lately that mortgage rates are probably as good as they’re going to be for the foreseeable...
- [Don’t Expect Fed Meeting to Bring Lower Mortgage Rates](https://www.thetruthaboutmortgage.com/dont-expect-fed-meeting-to-bring-lower-mortgage-rates/): While it’s been said countless times, it bears repeating: the Fed doesn’t set mortgage rates. The Fed simply sets short-term...
- [The Gap Between Good and Bad Mortgage Rates Has Grown Wider, Shop Accordingly](https://www.thetruthaboutmortgage.com/the-gap-between-good-and-bad-mortgage-rates-has-grown-wider-shop-accordingly/): Not all mortgage rates are created equal. Why? Because lenders don’t price them the same for any number of reasons,...
- [High DTI Ratios Continue to Be the Leading Cause of Mortgage Denial](https://www.thetruthaboutmortgage.com/high-dti-ratios-continue-to-be-the-leading-cause-of-mortgage-denial/): Last year marked yet another year where high debt-to-income income ratios were the leading cause of denial for mortgage applicants....
- [Nation’s Top Mortgage Lender Takes Loan Servicing In House to Win Even More Business](https://www.thetruthaboutmortgage.com/nations-top-mortgage-lender-takes-loan-servicing-in-house-to-win-even-more-business/): The mortgage landscape is changing fast, with the two biggest players making major moves to increase their market share even...
- [For Mortgage Rates, It’s One Step Forward, Two Steps Back](https://www.thetruthaboutmortgage.com/for-mortgage-rates-its-one-step-forward-two-steps-back/): It’s been a pretty solid week or two for mortgage rates. The 30-year fixed, which unexpectedly breached the key 7%...
- [The 2% Mortgage Hack Explained](https://www.thetruthaboutmortgage.com/the-2-mortgage-hack-explained/): Folks on social media love coming up with so-called “hacks” to excite their followers. In the mortgage realm, this typically...
- [Mortgage Rates Want a Trade Deal, But Patience Might Be Needed](https://www.thetruthaboutmortgage.com/mortgage-rates-want-a-trade-deal-but-patience-might-be-needed/): If the last few days are any indication, mortgage rates want a trade deal. They don’t like tariffs, trade wars,...
- [Top Mortgage Lenders in California: UWM Sweeps All Categories, Rocket Second](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-california/): Thanks to newly-released data, it’s time to take a fresh look at the top mortgage lenders in California in 2024....
- [Here’s Why the Housing Market Isn’t Crashing Today](https://www.thetruthaboutmortgage.com/heres-why-the-housing-market-isnt-crashing-today/): With home prices out of reach for many today, an obvious question has been when will the housing market crash?...
- [Mortgage Brokers Are Supposed to Shop Around on Your Behalf](https://www.thetruthaboutmortgage.com/mortgage-brokers-are-supposed-to-shop-around-on-your-behalf/): A new lawsuit filed by Ohio Attorney General Dave Yost claims the nation’s top mortgage lender is ripping off Ohio...
- [How Will Mortgage Rates React to the End of the Trade War?](https://www.thetruthaboutmortgage.com/how-will-mortgage-rates-react-to-the-end-of-the-trade-war/): Is it too soon to be talking about the end of the trade war? Perhaps, but there have been rumblings...
- [What Happens to Mortgage Rates If Powell Gets Fired?](https://www.thetruthaboutmortgage.com/what-happens-to-mortgage-rates-if-powell-gets-fired/): There’s growing talk about Fed Chair Jerome Powell being fired by President Donald Trump. Similar to his first term, he...
- [Beware of the Mortgage Rate That Ends with .875%](https://www.thetruthaboutmortgage.com/beware-of-the-mortgage-rate-that-ends-with-875/): I was looking at ICE’s most recent Mortgage Monitor Report when something struck me. In their rate distribution chart of...
- [Redfin Ultimatum: Buyers Should See All the Listings](https://www.thetruthaboutmortgage.com/redfin-ultimatum-buyers-should-see-all-the-listings/): A week after Zillow drew a hard line on off-market listings, Redfin has rolled out its own ultimatum. Redfin CEO...
- [Mortgage Rates Back Below 7%, But Don’t Expect Any Huge Moves Lower](https://www.thetruthaboutmortgage.com/mortgage-rates-back-below-7-but-dont-expect-any-huge-moves-lower/): The mortgage rate whirlwind continues as we start another week. This time, rates are back below 7% (just barely), though...
- [The Fight for Control of Real Estate Listings Heats Up as Zillow Plays Hardball](https://www.thetruthaboutmortgage.com/the-fight-for-control-of-real-estate-listings-heats-up-as-zillow-plays-hardball/): A new battle, or perhaps war, is underway for control of real estate listing data. Depending on who you ask,...
- [Where Would Mortgage Rates Be Without Liberation Day?](https://www.thetruthaboutmortgage.com/where-would-mortgage-rates-be-without-liberation-day/): In case you haven’t heard, the tariffs levied against China are now 145%. Yes, you read that right. Not the...
- [Mortgage Rates Back to 7% as Tariff Day Rattles Bond Market](https://www.thetruthaboutmortgage.com/mortgage-rates-back-to-7-as-tariff-day-rattles-bond-market/): Welp, the question I asked recently, would mortgage rates hit 5. 99% or 7% next, has been answered. And unfortunately,...
- [Mortgage Rates Can Change In an Instant](https://www.thetruthaboutmortgage.com/mortgage-rates-can-change-in-an-instant/): If you’ve been paying attention to mortgage rates lately, you might be wondering what on earth is going on. Mortgage...
- [A Good Reminder That Lenders Are Always Quick to Raise Mortgage Rates](https://www.thetruthaboutmortgage.com/a-good-reminder-that-lenders-are-always-quick-to-raise-mortgage-rates/): I keep hearing that lower mortgage rates are the silver lining of a global trade war. That despite the stock...
- [What the Heck Is Going on with Mortgage Rates?](https://www.thetruthaboutmortgage.com/what-the-heck-is-going-on-with-mortgage-rates/): There’s a lot going on right now with mortgage rates so I’m dedicating a very long post to it. First...
- [Top Mortgage Lenders of 2024: UWM Beats Rocket for Second Straight Year, But Will It Last?](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-of-2024/): Like the year before, United Wholesale Mortgage (UWM) was the top mortgage lender in 2024. It marked their second year...
- [Fannie Mae Now Expects Mortgage Rates to Be 30 Basis Points Lower By Year End](https://www.thetruthaboutmortgage.com/fannie-mae-now-expects-mortgage-rates-to-be-30-basis-points-lower-by-year-end/): The latest mortgage rate forecast from Fannie Mae is a good one, assuming you’re a prospective home buyer or an...
- [Mortgage Rates Appear to Be Falling as Recession Fears Rise](https://www.thetruthaboutmortgage.com/mortgage-rates-appear-to-be-falling-as-recession-fears-rise/): As always, it’s been hard to determine the path forward for mortgage rates. They’re never easy to predict, but since...
- [Rocket Buying Nation's Largest Loan Servicer Mr. Cooper to Reclaim Top Mortgage Lender Title](https://www.thetruthaboutmortgage.com/rocket-buying-nations-largest-loan-servicer-mr-cooper-to-reclaim-top-mortgage-lender-title/): I’ve been saying for a year or two, maybe longer, that recapture was the next big thing in mortgage. Instead...
- [Should I Wait for Mortgage Rates to Drop Before Buying a Home?](https://www.thetruthaboutmortgage.com/should-i-wait-for-mortgage-rates-to-drop-before-buying-a-home/): I’ve seen a lot of posts lately on social media talking about waiting for mortgage rates to drop before buying...
- [Non-Permanent Residents No Longer Eligible for FHA Loans](https://www.thetruthaboutmortgage.com/non-permanent-residents-no-longer-eligible-for-fha-loans/): A sweeping change took place this morning that blocks non-permanent residents from taking out FHA loans. After conforming loans backed...
- [Mortgage Rates Could Go Up If Foreign Countries Dump Their MBS Holdings](https://www.thetruthaboutmortgage.com/mortgage-rates-could-go-up-if-foreign-countries-dump-their-mbs-holdings/): File this one under unintended consequences of a global trade war. When you start a trade war, or at least...
- [Veterans United the Top VA Loan Lender in 2024 for Third Straight Year](https://www.thetruthaboutmortgage.com/veterans-united-the-top-va-loan-lender-in-2024/): Well, another year is in the books at the VA, and like prior years, Veterans United topped the list as...
- [Where Would Mortgage Rates Be Today If Kamala Harris Won?](https://www.thetruthaboutmortgage.com/where-would-mortgage-rates-be-today-if-kamala-harris-won/): A couple weeks ago, I wrote about how mortgage rates hadn’t really done much since the U. S. presidential election...
- [If You Have a Mortgage, You Are Not Rich](https://www.thetruthaboutmortgage.com/if-you-have-a-mortgage-you-are-not-rich/): I’ve been a lot more active on social media over the past few years. And one of my observations is...
- [If Mortgage Rates Don’t Move, They’ll Be Better in a Month](https://www.thetruthaboutmortgage.com/if-mortgage-rates-dont-move-theyll-be-better-in-a-month/): Lately, mortgage rates have been pretty flat. They enjoyed a nice string of six or seven weeks where they tumbled...
- [2025 Home Selling Tips to Get Top Dollar: How to Navigate a Cooler Housing Market](https://www.thetruthaboutmortgage.com/12-home-selling-tips-for-2019/): Let’s talk home selling tips. While still-high mortgage rates will undoubtedly make prospective home buyers feel stretched, there’s still plenty...
- [Higher Mortgage Rates Mean Principal Repayment Has Slowed to a Crawl](https://www.thetruthaboutmortgage.com/higher-mortgage-rates-mean-principal-repayment-has-slowed-to-a-crawl/): I remember when I wrote my mortgage myths post, I pointed out that mortgages aren’t mostly interest. But I did...
- [Mortgage Rate History: Check Out These Charts from the Early 1900s](https://www.thetruthaboutmortgage.com/check-out-these-mortgage-rate-charts-from-the-early-1900s/): Today we’ll take a brief look at some mortgage rate history to gain a little context for where we stand...
- [If You’re Buying a Home Today, Expect to Keep It for a Long Time](https://www.thetruthaboutmortgage.com/if-youre-buying-a-home-today-expect-to-keep-it-for-a-long-time/): It seems pretty clear that the housing market has cooled, and is now more of a buyer’s market than a...
- [Can the Housing Market Stomach a Return to 7% Mortgage Rates?](https://www.thetruthaboutmortgage.com/can-the-housing-market-stomach-a-return-to-7-mortgage-rates/): Yesterday, I wrote about how the uncertainty surrounding tariffs was hurting mortgage rates. In short, the market doesn’t know what...
- [How to Reduce Closing Costs on Your Mortgage](https://www.thetruthaboutmortgage.com/how-to-reduce-closing-costs-on-your-mortgage/): When you take out a mortgage, whether it’s a home purchase or a refinance, you must pay “closing costs. ”...
- [The Trade War Matters More to Mortgage Rates Than Cool Economic Data](https://www.thetruthaboutmortgage.com/the-trade-war-matters-more-to-mortgage-rates-than-cool-economic-data/): It’s clear that the trade war is now the biggest driver of mortgage rates today. Prior to the arrival of...
- [2025 Could Be the Year of the Rate and Term Refinance](https://www.thetruthaboutmortgage.com/2025-could-be-the-year-of-the-rate-and-term-refinance/): So far, 2025 is shaping up to be a bit better when it comes to mortgage rates. While the 30-year...
- [Rocket to Acquire Redfin to Boost Home Purchase Lending and Take Back #1 Spot](https://www.thetruthaboutmortgage.com/rocket-to-acquire-redfin-to-boost-home-purchase-lending-and-take-back-1-spot/): Just a week after Rocket Mortgage exited Canada, parent company Rocket Companies has announced its intent to acquire Redfin. The...
- [Navy Federal Mortgage Review: Rates Appear Low and They Keep Your Loan](https://www.thetruthaboutmortgage.com/navy-federal-mortgage-review-rates-appear-low-and-they-keep-your-loan/): One of the oldest and largest credit unions in the nation, Navy Federal FCU, happens to be a big player...
- [Don’t Be Surprised If Mortgage Rates Go Up Tomorrow](https://www.thetruthaboutmortgage.com/dont-be-surprised-if-mortgage-rates-go-up-tomorrow/): Tomorrow is a big day for mortgage rates, potentially. I say that because tomorrow is the release of the monthly...
- [Have Trump and Bessent Actually Lowered Mortgage Rates At All?](https://www.thetruthaboutmortgage.com/have-trump-and-bessent-actually-lowered-mortgage-rates-at-all/): There’s been a lot of optimism about mortgage rates under Trump. After all, rates have fallen for the past six...
- [Mortgage Rates Are Now Back to October Levels. How Could They Move Even Lower?](https://www.thetruthaboutmortgage.com/mortgage-rates-are-now-back-to-october-levels-how-could-they-move-even-lower/): Today was yet another good day for mortgage rates, which came down an additional 10 bps (0. 10%), per the...
- [Renting vs. Buying a Home: 55 Pros and Cons](https://www.thetruthaboutmortgage.com/renting-vs-buying-55-pros-and-cons/): It’s time for yet another mortgage match-up, so without further ado, here’s a biggie: “Renting vs. buying a home. ”...
- [Are Mortgage Rates Going to 5.99% or 7% Next?](https://www.thetruthaboutmortgage.com/are-mortgage-rates-going-to-5-99-or-7-next/): It’s no secret mortgage rates are falling. I’ve argued they never really stopped falling since the 30-year fixed hit 8%...
- [Mortgage Rates Are Down About Half a Percent in the Past Six Weeks](https://www.thetruthaboutmortgage.com/mortgage-rates-are-down-about-half-a-percent-in-the-past-six-weeks/): What a run it has been for mortgage rates lately. In just the past six weeks, the 30-year fixed has...
- [Locking vs. Floating Your Mortgage Rate: Which Is Better and Why?](https://www.thetruthaboutmortgage.com/locking-vs-floating-your-mortgage-rate/): To mortgage folks across the country, it’s an age-old question: “Lock or float? ” It’s a question loan officers and...
- [A Weakening Economy Might Bring Lower Mortgage Rates, But What Else?](https://www.thetruthaboutmortgage.com/a-weakening-economy-might-bring-lower-mortgage-rates-but-what-else/): It’s been a great week for mortgage rates. You can’t argue that. The 30-year fixed is now averaging around 6....
- [Mortgage Rates Back Below Year-Ago Levels as We Head into Spring](https://www.thetruthaboutmortgage.com/mortgage-rates-back-below-year-ago-levels-as-we-head-into-spring/): As anticipated, mortgage rates are back below their year-ago levels. I had suspected they would be, despite a rough couple...
- [How to Pay Off the Mortgage Early: 30+ Methods You Can Use Right Now](https://www.thetruthaboutmortgage.com/how-to-pay-off-the-mortgage-early/): Mortgage Q&A: “How to pay off the mortgage early. ” If you’re looking to pay off your mortgage quickly, now...
- [Buying a Home in 2025? Supply Is Finally Rising and Some Are Calling It a Buyer's Market. Here Are 11 Tips to Help Make It Happen!](https://www.thetruthaboutmortgage.com/buying-a-home-in-2018-11-tips-to-get-it-done/): If you’ve yet to enter the housing market, but are thinking of buying a home in 2025, there’s a lot...
- [RocketRentRewards Offers 10% Back on Rent to Use Toward Closing Costs on a Home Purchase](https://www.thetruthaboutmortgage.com/rocketrentrewards-offers-10-back-on-rent-to-use-toward-closing-costs-on-a-home-purchase/): In a bid to help more renters make the leap to homeownership, Rocket Mortgage has launched a new program called...
- [FHA Layoffs: 40% of Staff to Be Let Go in Latest Government Cuts](https://www.thetruthaboutmortgage.com/fha-layoffs-40-of-staff-to-be-let-go-in-latest-government-cuts/): Less than a week after a task force was launched to “eliminate waste, fraud, and abuse” at HUD, it appears...
- [Is Trump’s Plan to Lower Mortgage Rates Mass Government Layoffs?](https://www.thetruthaboutmortgage.com/is-trumps-plan-to-lower-mortgage-rates-mass-government-layoffs/): I got to thinking the other day that Trump’s plan to lower mortgage rates might be through increased unemployment. While...
- [Can You Use a Credit Card for a Down Payment on a House?](https://www.thetruthaboutmortgage.com/can-you-use-a-credit-card-for-a-down-payment-on-a-house/): One of the biggest hurdles to homeownership is the down payment. After all, the typical American has barely anything in...
- [Trump Wants to Lower Mortgage Rates without the Fed](https://www.thetruthaboutmortgage.com/trump-wants-to-lower-mortgage-rates-without-the-fed/): You’ve likely heard that one of President Trump’s goals is to lower mortgage rates. He talked about it on the...
- [Is It Better to Refinance with Your Current Mortgage Lender?](https://www.thetruthaboutmortgage.com/is-it-better-to-refinance-with-your-current-mortgage-lender/): If you already have a mortgage, you might be curious about refinancing, and more specifically if you have to use...
- [The Release of Fannie and Freddie Could Come Down to Mortgage Rates: But Should It?](https://www.thetruthaboutmortgage.com/bessent-says-release-of-fannie-and-freddie-depends-on-mortgage-rates/): If you’re hoping for a quick release of Fannie Mae and Freddie Mac, you might want to exercise some patience....
- [What Is Mortgage Matchup? And Why Did UWM Create It?](https://www.thetruthaboutmortgage.com/what-is-mortgage-matchup/): If you’ve seen commercials for “Mortgage Matchup” lately, perhaps during an NBA game, or on the court itself, you might...
- [Mortgage Rates Back Below 7%, But Pricing Remains Cautious](https://www.thetruthaboutmortgage.com/mortgage-rates-back-below-7-but-pricing-remains-cautious/): It’s been a good couple of weeks for mortgage rates, which benefited from a delay on tariffs and some favorable...
- [Better Forever Program Waives Loan Origination Fees for Life](https://www.thetruthaboutmortgage.com/better-forever-program-waives-loan-origination-fees-for-life/): A new loyalty program has been launched by Better Mortgage that waives loan origination fees for life. Known as the...
- [Can You Refinance an Adjustable-Rate Mortgage?](https://www.thetruthaboutmortgage.com/can-you-refinance-an-adjustable-rate-mortgage/): If you have an adjustable-rate mortgage you’re looking to get out of, the good news is it’s usually as simple...
- [Housing Inventory Expected to Normalize by Mid-2026](https://www.thetruthaboutmortgage.com/housing-inventory-expected-to-normalize-by-mid-2026/): It’s no secret for-sale inventory has been in short supply for a long time now, making it increasingly difficult to...
- [Treasury Secretary Bessent Becomes Acting Director of CFPB: How Will It Affect Mortgages?](https://www.thetruthaboutmortgage.com/treasury-secretary-scott-bessent-becomes-acting-director-of-the-consumer-financial-protection-bureau/): The Consumer Financial Protection Bureau (CFPB) has a new acting director, none other than Treasury Secretary Scott Bessent. The news...
- [Home Builders Urge Trump to Rethink Tariffs That Could Drive Home Prices Up Further](https://www.thetruthaboutmortgage.com/home-builders-urge-trump-to-rethink-tariffs-that-could-drive-home-prices-up-further/): If you haven’t heard, the Trump administration imposed tariffs on imports from Mexico, Canada, and China today. As of February...
- [Mortgage Rates vs. Tariffs: What's the Impact?](https://www.thetruthaboutmortgage.com/mortgage-rates-vs-tariffs/): I knew I was going to have to write this post at some point during Trump’s second term. And here...
- [What Is a Cash-In Refinance? Lower Your Loan Balance and Your Mortgage Rate](https://www.thetruthaboutmortgage.com/what-is-a-cash-in-refinance/): If you’re currently the proud owner of a mortgage, you’ve undoubtedly heard of a cash-out refinance, one that allows you...
- [Non-Mortgage Housing Costs Nearly Exceed the Mortgage Itself](https://www.thetruthaboutmortgage.com/non-mortgage-housing-costs-nearly-exceed-the-mortgage-itself/): If you’re an existing homeowner who purchased your property as recently as 2022, you probably have a really low, fixed...
- [Down Payment Assistance Programs May Be Affected by Federal Funding Pause](https://www.thetruthaboutmortgage.com/down-payment-assistance-programs-may-be-affected-by-federal-funding-pause/): While it appears that Trump’s funding freeze won’t affect home buyers who use a government-backed mortgage, there’s now another concern....
- [What Happens If the Appraisal Comes In Low?](https://www.thetruthaboutmortgage.com/what-happens-if-the-appraisal-comes-in-low/): With home prices dare I say a little frothy these days, low appraisals are becoming a concern again for home...
- [Trump’s Funding Freeze Causes Uncertainty for Government-Backed Mortgages](https://www.thetruthaboutmortgage.com/trumps-funding-freeze-causes-uncertainty-for-government-backed-mortgages/): Yesterday, President Trump released a memo calling for the temporary pause of grants, loans, and other financial assistance programs. The...
- [Trump May Get His Wish of Lower Mortgage Rates Granted, But Not for the Right Reasons](https://www.thetruthaboutmortgage.com/trump-may-get-his-wish-of-lower-mortgage-rates-granted-but-not-for-the-right-reasons/): Last week, President Donald Trump demanded that “interest rates drop immediately” while addressing the World Economic Forum in Davos, Switzerland...
- [Existing Home Sales Fall to Lowest Level Since 1995](https://www.thetruthaboutmortgage.com/existing-home-sales-fall-to-lowest-level-since-1995/): To say it’s been a bad 12 months for home sales would be a massive understatement. Today, the National Association...
- [The Largest HELOC Lenders in the Nation (Updated for 2025)](https://www.thetruthaboutmortgage.com/top-heloc-lenders/): Now that tapping home equity is back in fashion, I figured it’d be helpful to see who the top HELOC...
- [FHA Life of Loan Premiums Might Be Scrapped Under Trump](https://www.thetruthaboutmortgage.com/fha-life-of-loan-premiums-might-be-scrapped-under-trump/): Well, we’re just one day into Trump’s second term and there are already rumblings of new residential housing policy. While...
- [Mortgage Rates Begin Above 7% to Start Trump’s Second Term in Office](https://www.thetruthaboutmortgage.com/mortgage-rates-begin-above-7-to-start-trumps-second-term-in-office/): Well, President Donald Trump is officially back in office after the long-awaited inauguration took place today in Washington D. C....
- [HELOC Rates Expected to Continue Falling in 2025](https://www.thetruthaboutmortgage.com/heloc-rates/): Let’s talk about HELOC rates. If you’ve had a home equity line of credit (HELOC) for a while, you likely...
- [WaFd Bank Exits Single-Family Mortgage Lending Business](https://www.thetruthaboutmortgage.com/wafd-bank-exits-single-family-mortgage-lending-business/): Welp, another day in 2025, another mortgage lender calling it quits. This time it’s depository Washington Federal Bank, or WaFd...
- [Mortgage Rates Get Boost from Bessent and Soft Economic Data](https://www.thetruthaboutmortgage.com/mortgage-rates-get-boost-from-bessent-and-soft-economic-data/): As I’ve said before when talking about mortgage, what a difference a week makes. Or even a couple days. If...
- [What Is a Letter of Explanation? Your Chance to Talk to an Underwriter](https://www.thetruthaboutmortgage.com/what-is-a-letter-of-explanation/): Mortgage Q&A series: “What is a letter of explanation for a mortgage? ” If you’re currently going through the joyful...
- [What Is a 3/1 ARM? A 30-Year Loan That's Only Fixed for the First Three Years](https://www.thetruthaboutmortgage.com/what-is-a-3-1-arm/): If you haven’t been feeling 30-year mortgage rates recently, maybe an ARM could suit you better. This is especially true...
- [10 Simple Ways You Can Save Money on Your Next Mortgage](https://www.thetruthaboutmortgage.com/10-ways-to-save-money-on-your-next-mortgage/): You’ve heard the news – mortgage rates jumped from close to 6% back in September to over 7% in less...
- [Can You Refinance a Home Equity Loan or a HELOC?](https://www.thetruthaboutmortgage.com/can-you-refinance-a-home-equity-loan-or-a-heloc/): With second mortgages like home equity loans and home equity lines of credit (HELOCs) growing in popularity lately, I figured...
- [Fannie, Freddie, FHA, and Chase Announce Mortgage Relief for LA Wildfire Victims](https://www.thetruthaboutmortgage.com/fannie-freddie-fha-and-chase-announce-mortgage-relief-for-la-wildfire-victims/): While the Los Angeles wildfires are still ongoing, some mortgage relief options are beginning to roll out. This morning, both...
- [What Is the Downside of Getting a Mortgage?](https://www.thetruthaboutmortgage.com/what-is-the-downside-of-getting-a-mortgage/): I saw his seemingly straightforward question posed and was surprised I’d never really addressed it. I’ve been writing about mortgages...
- [Ally Financial Calls It Quits on Mortgage Lending, Will Lay Off Staff](https://www.thetruthaboutmortgage.com/ally-financial-calls-it-quits-on-mortgage-lending-will-lay-off-staff/): Well, 2025 is off to a rough start with one fairly large mortgage lender calling it quits already. Ally Financial...
- [Should You Drive Until You Qualify for a Mortgage?](https://www.thetruthaboutmortgage.com/should-you-drive-until-you-qualify-for-a-mortgage/): In the mortgage/real estate world there’s a saying: “Drive until you qualify. ” It’s a cute way of saying if...
- [New Rule Removes Medical Bills from Credit Reports, Could Lead to 20K More Mortgage Approvals Annually](https://www.thetruthaboutmortgage.com/new-rule-removes-medical-bills-from-credit-reports-could-lead-to-20k-more-mortgage-approvals-annually/): The Consumer Financial Protection Bureau (CFPB) has finalized a rule that will remove medical debts from consumer credit reports. In...
- [Is the 30-Year Fixed Even a Good Deal Anymore?](https://www.thetruthaboutmortgage.com/is-the-30-year-fixed-even-a-good-deal-anymore/): It’s no secret that the 30-year fixed was the best deal ever a few short years ago. Back in 2021...
- [Mortgage Rates Are Back at 2001 Levels](https://www.thetruthaboutmortgage.com/mortgage-rates-are-back-at-2001-levels/): The popular 30-year fixed averaged 6. 91% to begin 2025, per the latest Freddie Mac data. This means mortgage rates...
- [What Is a Mortgagee? Hint: It's Not a Typo Nor Is It Misspelled](https://www.thetruthaboutmortgage.com/what-is-a-mortgagee/): Are You a Mortgagee or Mortgagor? It’s 2025 and it’s time for some fresh mortgage Q&A! Today’s question: “What is...
- [Lender Credits: The Opposite of Paying Points on Your Mortgage](https://www.thetruthaboutmortgage.com/what-is-a-lender-credit/): Mortgage Q&A: “What is a lender credit? ” If you’ve been shopping mortgage rates, whether for a new home purchase...
- [We Are Entering 2025 with Mortgage Rates on the Rise](https://www.thetruthaboutmortgage.com/we-are-entering-2025-with-mortgage-rates-on-the-rise/): What a difference a year makes. Toward the end of 2023, mortgage rates fell nearly 150 basis points to ring...
- [2025 Mortgage and Real Estate Predictions: Where Is the Market Headed Next?](https://www.thetruthaboutmortgage.com/2025-mortgage-and-real-estate-predictions/): 1. Mortgage rates will move lower and hit the 5s at some point I always start my New Year predictions...
- [One Major Reason Why the Housing Market Is Much Better Off Than It Used to Be](https://www.thetruthaboutmortgage.com/one-major-reason-why-the-housing-market-is-much-better-off-than-it-used-to-be/): With home prices out of reach for many and affordability the worst it’s been in decades, a lot of folks...
- [Mortgage Rates Increased About a Quarter Percent This Week.  What Does That Actually Mean?](https://www.thetruthaboutmortgage.com/mortgage-rates-increased-about-a-quarter-percent-this-week-what-does-that-actually-mean/): If you’ve scanned the headlines lately, you probably saw that mortgage rates went up yet again. And they did so...
- [The Reason Mortgage Rates Jumped After the Fed Rate Cut](https://www.thetruthaboutmortgage.com/the-reason-mortgage-rates-jumped-after-the-fed-rate-cut/): Well, it happened again. The Federal Reserve announced another rate cut and mortgage rates surged higher. In fact, the 30-year...
- [2025 Mortgage Rate Predictions: Where Do They Go From Here?](https://www.thetruthaboutmortgage.com/2025-mortgage-rate-predictions/): It’s that time of the year when I look at what the next year might have in store for mortgage...
- [Larger Loan Amounts Require Smaller Mortgage Rate Decreases for a Refinance to Pencil](https://www.thetruthaboutmortgage.com/larger-loan-amounts-require-smaller-mortgage-rate-decreases-for-a-refinance-to-pencil/): While 2025 offers some hope mortgage rates will move lower, that’s still very much up in the air. There are...
- [If You’re Serious About Selling Your Home, List Below the Zestimate](https://www.thetruthaboutmortgage.com/if-youre-serious-about-selling-your-home-list-below-the-zestimate/): Recently, I’ve encountered two very different types of for-sale listings in the market. There are the properties that go pending...
- [Homeowners Who Refinanced Recently Saw the Biggest Mortgage Rate Improvement in Decades](https://www.thetruthaboutmortgage.com/homeowners-who-refinanced-recently-saw-the-biggest-mortgage-rate-improvement-in-decades/): When mortgage rates fell to around 6% in August, homeowners jumped at the opportunity to refinance. In the months of...
- [Opt-Out Before You Begin Mortgage Shopping](https://www.thetruthaboutmortgage.com/opt-out-before-you-begin-mortgage-shopping/): Often times when you apply for a mortgage, you’ll be bombarded by offers from competing banks and lenders. The reason...
- [Are We Still in a Falling Mortgage Rate Environment?](https://www.thetruthaboutmortgage.com/are-we-still-in-a-falling-mortgage-rate-environment/): It’s been a wild ride for mortgage rates this year. The 30-year fixed began 2024 at around 6. 625% and...
- [Winter Is Coming for Mortgage Rates. Why That Might Be a Good Thing](https://www.thetruthaboutmortgage.com/winter-is-coming-for-mortgage-rates-why-that-might-a-good-thing/): Mortgage rates have been on a wild ride the past few years. In fact, it was still possible to obtain...
- [The U.S. President Doesn’t Set Mortgage Rates](https://www.thetruthaboutmortgage.com/the-u-s-president-doesnt-set-mortgage-rates/): Mortgage rates are a pretty complex subject. They’re also commonly misunderstood and oversimplified, with many myths perpetuated by those who...
- [Why You Might Want to Steer Clear of a Cash Out Refinance Right Now](https://www.thetruthaboutmortgage.com/why-you-might-want-to-steer-clear-of-a-cash-out-refinance-right-now/): It’s no secret that mortgage rates aren’t cheap anymore. In the first quarter of 2022, you could still get a...
- [Bilt Card to Offer Point Earning on Mortgage Payments](https://www.thetruthaboutmortgage.com/bilt-card-to-offer-point-earning-on-mortgage-payments/): Well, it sounds like the new Mesa Homeowners Card got the attention of one of its competitors. Bilt is best...
- [Mortgage Rates Tend to Fall Within 12 Weeks of a First Fed Rate Cut](https://www.thetruthaboutmortgage.com/mortgage-rates-tend-to-fall-within-12-weeks-of-a-first-fed-rate-cut/): Lately, there’s been a ton of speculation surrounding the direction of mortgage rates. I too have taken part in this...
- [Mortgage Rates Improve After New Treasury Secretary Bessent Announced](https://www.thetruthaboutmortgage.com/mortgage-rates-improve-after-new-treasury-secretary-bessent-announced/): As I’ve been saying for a while now, all of the potential bad news (for mortgage rates) has been largely...
- [Watch Out for Mortgage Mailers That Look Super Official But Aren’t](https://www.thetruthaboutmortgage.com/watch-out-for-mortgage-mailers-that-look-super-official-but-arent/): Lately we’ve been hearing a lot about trigger leads due to legislation trying to ban them. If you’re unaware, when...
- [Three Key Differences Between HELOCs and Home Equity Loans](https://www.thetruthaboutmortgage.com/three-key-differences-between-helocs-and-home-equity-loans/): Lately, homeowners have been turning to their equity for their cash needs. After all, most already have a super low...
- [It’s Okay to Negotiate with Your Real Estate Agent](https://www.thetruthaboutmortgage.com/its-okay-to-negotiate-with-your-real-estate-agent/): The big NAR settlement is expected to be finalized next week, but the changes already took effect back in August....
- [Normal Mortgage Rates? The Average Mortgage Rate Since 1972 Is Roughly 7.75%](https://www.thetruthaboutmortgage.com/normal-mortgage-rates-the-average-mortgage-rate-since-1972-is-roughly-7-75/): Lately, I’ve been a hearing a lot of people say that mortgage rates are “average” or “normal. ” As in,...
- [What Does It Actually Mean to Return to Lower Mortgage Rates?](https://www.thetruthaboutmortgage.com/what-does-it-actually-mean-to-return-to-lower-mortgage-rates/): Recently, a lot of people have argued that we won’t return to lower mortgage rates. That there’s no possible way...
- [Do the Home Builders Need to Offer Mortgage Rate Buydowns to Make the Math Work?](https://www.thetruthaboutmortgage.com/do-the-home-builders-need-to-offer-mortgage-rate-buydowns-to-make-the-math-work/): If you’ve been home shopping since early 2022 when mortgage rates surged higher, you’ve likely come across the buydown. The...
- [Can Mortgage Rates Improve Much Before Trump’s Inauguration?](https://www.thetruthaboutmortgage.com/can-mortgage-rates-improve-much-before-trumps-inauguration/): While mortgage rates have already seen some improvement since the election dust settled, they remain quite elevated. At last glance,...
- [Don’t Attempt to Time the Housing Market](https://www.thetruthaboutmortgage.com/dont-attempt-to-time-the-housing-market/): It’s a tale as old as time. Someone attempts to time the market, only to fail miserably. Then they either...
- [Is This Housing Market Cycle Just Getting Started?](https://www.thetruthaboutmortgage.com/is-this-housing-market-cycle-just-getting-started/): I sometimes wonder with so little equity extracted this cycle if it’s still early innings for the housing market. At...
- [What Will Happen to Mortgage Rates During Trump's Second Term?](https://www.thetruthaboutmortgage.com/what-will-happen-to-mortgage-rates-during-trumps-second-term/): It’s been no secret that most everyone thinks mortgage rates will be higher under President Trump. But because it’s been...
- [First-Time Home Buyer Share Hits Record Low: Why That Might Be a Good Thing](https://www.thetruthaboutmortgage.com/first-time-home-buyer-share-hits-record-low-why-that-might-be-a-good-thing/): The National Association of Realtors (NAR) reported that the first-time home buyer share fell to a historic low of just...
- [How Did Almost Half of Recent Home Buyers Snag a Mortgage Rate Under 5%?](https://www.thetruthaboutmortgage.com/how-did-almost-half-of-recent-home-buyers-snag-a-mortgage-rate-under-5/): Everyone knows high mortgage rates have been a total drag lately, especially for prospective home buyers facing extremely high asking...
- [Chase Relationship Pricing Offers Discounted Mortgage Rates for Up to 1% Off](https://www.thetruthaboutmortgage.com/chase-relationship-pricing-offers-discounted-mortgage-rates-for-up-to-1-off/): If you recall, Chase took over troubled First Republic Bank back in May 2023. Prior to First Republic going under,...
- [Mortgage Rates Are in a Holding Pattern Until After the Election](https://www.thetruthaboutmortgage.com/mortgage-rates-are-in-a-holding-pattern-until-after-the-election/): Seems pretty clear now that it doesn’t matter what economic data shows up between now and next week. Mortgage rates...
- [Would-Be Sellers vs. Must-Sell Sellers](https://www.thetruthaboutmortgage.com/would-be-sellers-vs-must-sell-sellers/): I wanted to take a moment to talk about the types of sellers that exist in the housing market. There...
- [Figure Launches a Piggyback Second Mortgage](https://www.thetruthaboutmortgage.com/figure-launches-a-piggyback-second-mortgage/): Figure Lending has unveiled a new piggyback loan at a time when housing affordability has rarely been worse. Call it...
- [Home Buyers: Use High Mortgage Rates as an Excuse to Get a Lower Price](https://www.thetruthaboutmortgage.com/home-buyers-use-high-mortgage-rates-as-an-excuse-to-get-a-lower-price/): I often try to find silver linings in bad situations. The latest issue facing prospective home buyers is a return...
- [Fannie and Freddie Expand Appraisal Waivers to Even More Home Buyers](https://www.thetruthaboutmortgage.com/fannie-and-freddie-expand-appraisal-waivers-to-even-more-home-buyers/): Both Fannie Mae and Freddie Mac announced newly expanded appraisal waivers to reduce costs and help more first-time home buyers...
- [Calque Looks to Solve the Buy Before You Sell Problem](https://www.thetruthaboutmortgage.com/calque-mortgage-looks-to-solve-the-buy-before-you-sell-problem/): Another fintech has been quietly growing in the mortgage space, looking to solve the age-old “buy before you sell” conundrum....
- [The Second Mortgage Sales Pitch Is Coming, Be Ready](https://www.thetruthaboutmortgage.com/the-second-mortgage-sales-pitch-is-coming-be-ready/): We’re currently in a strange sort of housing crisis where existing homeowners are in a fantastic spot, but prospective buyers...
- [Use a Higher Mortgage Rate When Shopping for a Home to Stay Within Budget](https://www.thetruthaboutmortgage.com/use-a-higher-mortgage-rate-when-shopping-for-a-home-to-stay-within-budget/): With mortgage rates surging higher again, somewhat unexpectedly, a thought came to my mind if you’re currently home shopping. A...
- [Is It Time to Bring Back the Mortgage Prepayment Penalty?](https://www.thetruthaboutmortgage.com/is-it-time-to-bring-back-the-mortgage-prepayment-penalty/): When the housing market crashed in the early 2000s, new mortgage rules emerged to prevent a similar crisis in the...
- [Do Mortgage Payments Increase? Here Are 4 Ways They Can Get More Expensive](https://www.thetruthaboutmortgage.com/do-mortgage-payments-increase/): Mortgage Q&A: “Do mortgage payments increase? ” Wondering why your mortgage keeps going up? While this sounds like a no-brainer...
- [Mortgage Rates Take Time to Fall, So Be Patient](https://www.thetruthaboutmortgage.com/mortgage-rates-take-time-to-fall-so-be-patient/): If you’ve been paying attention, you may have noticed that mortgage rates have quietly crept back up to nearly 7%....
- [Is Home Equity Lending Really That Crazy Today?](https://www.thetruthaboutmortgage.com/is-home-equity-lending-really-that-crazy-today/): I came across a report from CoreLogic the other day that said home equity loan lending increased to its highest...
- [UWM Is Now Offering 90% LTV Cash Out Refis.  Should We Worry?](https://www.thetruthaboutmortgage.com/uwm-is-now-offering-90-ltv-cash-out-refis-should-we-worry/): The nation’s largest mortgage lender, UWM, has launched a new 90% LTV cash-out refi to drum up more business. While...
- [Assumable Mortgages Have a Down Payment Problem](https://www.thetruthaboutmortgage.com/assumable-mortgages-have-a-down-payment-problem/): At first glance, assumable mortgages sound like an awesome solution to a problem home buyers have been facing lately. With...
- [A Temporary Buydown Could Make Sense While Mortgage Rates Continue to Fall](https://www.thetruthaboutmortgage.com/a-temporary-buydown-could-make-sense-while-mortgage-rates-continue-to-fall/): Last week, I argued that mortgage rates remain in a downward trend, despite some pullback lately. The 30-year fixed had...
- [Are Mortgage Rates Just a Distraction for High Home Prices?](https://www.thetruthaboutmortgage.com/are-mortgage-rates-just-a-distraction-for-high-home-prices/): Over the past several years, we’ve been entirely focused on high mortgage rates. The 30-year fixed surged from sub-3% levels...
- [Is This Mortgage Rate Scare Going to Get Home Buyers Off the Fence?](https://www.thetruthaboutmortgage.com/is-this-mortgage-rate-scare-going-to-get-home-buyers-off-the-fence/): It’s not quite Halloween just yet, but home buyers may have already gotten a good scare. The 30-year fixed mortgage,...
- [If You Can’t Refinance, You Can Make Larger Mortgage Payments Each Month Instead](https://www.thetruthaboutmortgage.com/if-you-cant-refinance-you-can-make-larger-mortgage-payments-each-month-instead/): Did those higher mortgage rates ruin your plans to refinance your mortgage? Well, there might be a temporary solution to...
- [Five Million Refinances Hinge on Mortgage Rates Falling Back to 5.5%](https://www.thetruthaboutmortgage.com/five-million-refinances-hinge-on-mortgage-rates-falling-back-to-5-5/): In the mortgage rate world, it’s sometimes a game of inches. This can be true for both prospective home buyers...
- [Mortgage Rates Don’t Move in a Straight Line Up or Down](https://www.thetruthaboutmortgage.com/mortgage-rates-dont-move-in-a-straight-line-up-or-down/): Ever since the Fed announced their 50-basis point cut, mortgage rates have been climbing higher. In fact, they’re basically 50...
- [Don’t Buy a Home with Friends](https://www.thetruthaboutmortgage.com/dont-buy-a-home-with-friends/): Recently, Zillow began airing a commercial called “Homeowner Mates. ” It depicts three women moving into a home together. It...
- [Did Mortgage Lenders Raise Their Early Bird 2025 Conforming Loan Limits Too High?](https://www.thetruthaboutmortgage.com/did-mortgage-lenders-raise-their-early-bird-2025-conforming-loan-limits-too-high/): Over the past several years, mortgage lenders have been offering “early bird” conforming loan limits for the upcoming year. This...
- [Maybe Homeowners Are Struggling with Mortgage Loan Amount Lock-In](https://www.thetruthaboutmortgage.com/maybe-homeowners-are-struggling-with-mortgage-loan-amount-lock-in/): When mortgage rates surged off their record lows in early 2022, the housing market ground to a halt. In the...
- [Those Double-Digit Mortgage Rates from the 80s Required You to Pay Points Too!](https://www.thetruthaboutmortgage.com/those-double-digit-mortgage-rates-from-the-80s-required-you-to-pay-points-too/): Even though mortgage rates have fallen quite a bit from their highs seen a year ago, they remain quite elevated...
- [Is This as Good as Mortgage Rates Get For Now?](https://www.thetruthaboutmortgage.com/is-this-as-good-as-mortgage-rates-get-for-now/): Well, it’s been over a week since the Fed cut rates and mortgage rates went up. While this may have...
- [The Other Reason You Should Shop Around for Your Mortgage](https://www.thetruthaboutmortgage.com/the-other-reason-you-should-shop-around-for-your-mortgage/): I know, I know, mortgage shopping is the worst. It’s not a fun thing to do. It’s not like shopping...
- [Home Purchase Lending Expected to Be Lackluster in 2025 Despite Lower Rates](https://www.thetruthaboutmortgage.com/home-purchase-lending-expected-to-be-lackluster-in-2025-despite-lower-rates/): While lower mortgage rates have reinvigorated hope for the stalling housing market, 2025 might not wind up much better than...
- [Mesa Wants to Reward You for Every Dollar You Spend on Your Home](https://www.thetruthaboutmortgage.com/mesa-wants-to-reward-you-for-every-dollar-you-spend-on-your-home/): There is apparently a “home cost crisis,” and a new fintech company called Mesa is looking to solve that. It’s...
- [You Could Try a Mortgage Rate Modification Instead of a Refinance](https://www.thetruthaboutmortgage.com/what-is-a-mortgage-rate-modification/): Want to lower your mortgage rate without a traditional refinance? Look into a “mortgage rate modification,” which does just that....
- [Fed Rate Cut, But Mortgage Rates Up: What Gives?](https://www.thetruthaboutmortgage.com/fed-rate-cut-but-mortgage-rates-up-what-gives/): Anyone who works in the industry probably saw this coming. But those who don’t might be left scratching their head....
- [Why You Probably Don’t Want to Lock Your HELOC](https://www.thetruthaboutmortgage.com/why-you-probably-dont-want-to-lock-your-heloc/): If you’ve got a home equity line of credit (HELOC), payment relief may finally be here. The Fed is expected...
- [Rate and Term Refinances Are Up a Whopping 300% from a Year Ago](https://www.thetruthaboutmortgage.com/rate-and-term-refinances-are-up-a-whopping-300-from-a-year-ago/): What a difference a year makes. While the mortgage industry has been purchase loan-heavy for several years now, it could...
- [Mortgage Rates Could Fall Another Half Point Just from Market Normalization](https://www.thetruthaboutmortgage.com/mortgage-rates-could-fall-another-half-point-just-from-market-normalization/): It’s been a pretty good year so far for mortgage rates, which topped out at around 8% last year. The...
- [UWM Launches KEEP to Recapture Prior Mortgage Clients for Its Broker Partners](https://www.thetruthaboutmortgage.com/uwm-launches-keep-to-recapture-prior-mortgage-clients-for-its-broker-partners/): I’ve said for a while that the mortgage recapture game was going to ramp up and get more aggressive. Customer...
- [I Pay My Mortgage Around the 15th of Every Month](https://www.thetruthaboutmortgage.com/i-pay-my-mortgage-around-the-15th-of-every-month/): Lately, savings accounts have been paying a pretty solid return. Companies like Capital One and Discover have been offering over...
- [Surge in FHA Loans with Piggyback Second Mortgages Could Spell Future Problems](https://www.thetruthaboutmortgage.com/surge-in-fha-loans-with-piggyback-second-mortgages-could-spell-future-problems/): A recent report from CoreLogic revealed that “piggybacked purchase loans” for FHA borrowers reach a new high in June of...
- [More Consumers Think Mortgage Rates Will Go Down and That Home Prices Are Going to Fall](https://www.thetruthaboutmortgage.com/more-consumers-think-mortgage-rates-will-go-down-and-that-home-prices-are-going-to-fall/): The latest monthly national housing survey from Fannie Mae revealed an interesting contradiction. Last month, a new survey-high 39% of...
- [It’s Not a Mortgage Rate Story Anymore](https://www.thetruthaboutmortgage.com/its-not-a-mortgage-rate-story-anymore/): The other day I noticed that mortgage rates were being advertised at some really low levels. Many quotes in the...
- [The Hidden Problem with FHA Loans](https://www.thetruthaboutmortgage.com/the-hidden-problem-with-fha-loans/): If you’re thinking about purchasing a property, you’ve likely sifted through available home loan options to determine what’s best. There...
- [Researchers Says Don’t Wait on the Fed Rate Cut to Refinance Your Mortgage](https://www.thetruthaboutmortgage.com/researchers-says-dont-wait-on-the-fed-rate-cut-to-refinance-your-mortgage/): A new paper from Yale professor Kelly Shue argues that consumers mistakenly wait to take out mortgages and other long-term...
- [Home Buyers Were Urged to Beat the Rush, But Are Now Being Told They Might Want to Wait](https://www.thetruthaboutmortgage.com/home-buyers-were-urged-to-beat-the-rush-but-now-told-that-they-might-want-to-wait/): They say not to time the market. It’s a chump’s game. If anyone had any real success at it, they’d...
- [I am Debt-Averse, But Don’t Mind Having a Mortgage](https://www.thetruthaboutmortgage.com/i-am-debt-averse-but-dont-mind-having-a-mortgage/): I went for a walk today and starting thinking about mortgage debt. I know, pretty lame. But that’s what apparently...
- [New Flat-Fee AI-Powered Real Estate Buyer Agent Service Called Landian Launches](https://www.thetruthaboutmortgage.com/new-flat-fee-ai-powered-real-estate-buyer-agent-service-called-landian-launches/): What’s better than taking on the National Association of Realtors (NAR) and winning? Well, launching your own flat-fee, AI-powered real...
- [New Study Says Mortgage Brokers Save Consumers More Than $10K](https://www.thetruthaboutmortgage.com/new-study-says-mortgage-brokers-save-consumers-more-than-10k/): If you’re looking to save money on your next mortgage, a mortgage broker might be able to help. A firm...
- [Rocket Mortgage Unveils New 2-1 Rate Buydown for Lower Income Home Buyers](https://www.thetruthaboutmortgage.com/rocket-mortgage-unveils-new-2-1-rate-buydown-for-lower-income-home-buyers/): In an effort to boost affordability for those most in need, Rocket Mortgage has launched a new program called “Welcome...
- [How Does Real Estate Commission Work Now?](https://www.thetruthaboutmortgage.com/how-does-real-estate-commission-work-now/): In the not-so-distant past, aka before August 17th, 2024, real estate commissions worked a lot differently. Or at least the...
- [Can Real Estate Commissions Be Financed via the Mortgage?](https://www.thetruthaboutmortgage.com/can-real-estate-commissions-be-financed-via-the-mortgage/): You’ve probably heard about the big NAR settlement that could completely change how real estate works going forward. But if...
- [I Refinanced My Mortgage Without Making a Single Phone Call](https://www.thetruthaboutmortgage.com/i-refinanced-my-mortgage-without-making-a-single-phone-call/): In recent years, new technologies have been rolled out to increase efficiency, lower costs, and improve the borrower experience during...
- [Is It Better to Buy a Home When Mortgage Rates Are High?](https://www.thetruthaboutmortgage.com/is-it-better-to-buy-a-home-when-mortgage-rates-are-high/): Over the years, there’s been a popular argument that it’s better to buy a home when mortgage rates are high....
- [Will Home Prices Go Up When Interest Rates Go Down?](https://www.thetruthaboutmortgage.com/will-home-prices-go-up-when-interest-rates-go-down/): Well, here we are. It took longer than expected, but mortgage rates have finally strung together a decent rally after...
- [Will the Housing Market Crash in 2025?](https://www.thetruthaboutmortgage.com/will-the-housing-market-crash-in-2025/): I got active on Twitter over the past year and change and to my surprise (not sure why it’s surprising...
- [Presidential Candidate Kamala Harris Has a 7-Year Adjustable-Rate Mortgage](https://www.thetruthaboutmortgage.com/presidential-candidate-kamala-harris-has-a-7-year-adjustable-rate-mortgage/): By now you’ve heard the news. President Biden dropped out of the 2024 presidential race and paved the way for...
- [Beware of Inferior Mortgage Refinance Offers from Your Original Lender](https://www.thetruthaboutmortgage.com/beware-of-inferior-mortgage-refinance-offers-from-your-original-lender/): In case you haven’t heard, there’s talk of a “refinance boom” as soon as 2025. Yes, you read that right....
- [More Than 4 Million Mortgages Originated Since 2022 Have Rates Above 6.5%](https://www.thetruthaboutmortgage.com/more-than-4-million-mortgages-originated-since-2022-have-rates-above-6-5/): Want to hear some good news about mortgage rates that involves them being a lot higher than they previously were?...
- [Will Mortgage Rates Ever Go Back Down to 3% Again?](https://www.thetruthaboutmortgage.com/will-mortgage-rates-ever-go-back-down-to-3-again/): They say to never say never. But why? Because if you say it, whatever you said would never happen typically...
- [If I Have a Mortgage, Do I Actually Own My House?](https://www.thetruthaboutmortgage.com/if-i-have-a-mortgage-do-i-actually-own-my-house/): I’ve heard this argument many times, whether in real life or on social media. That if you hold a mortgage...
- [Can I Mortgage a House That Is Paid Off?](https://www.thetruthaboutmortgage.com/can-i-mortgage-a-house-that-is-paid-off/): Mortgage Q&A: “Can I mortgage a house that is paid off? ” When you own a home without any associated...
- [Freddie Mac’s Pilot Program to Buy Second Mortgages Probably Isn’t a Big Deal](https://www.thetruthaboutmortgage.com/freddie-macs-pilot-program-to-buy-second-mortgages-probably-isnt-a-big-deal/): In case you missed it, the Federal Housing Finance Agency (FHFA) granted conditional approval to Freddie Mac to purchase single-family...
- [The Other Major Downside to a Higher Mortgage Rate (Aside From the Payment)](https://www.thetruthaboutmortgage.com/the-other-major-downside-to-a-higher-mortgage-rate/): If you’re currently thinking about buying a home, or somehow in a position to refinance an existing loan, current mortgage...
- [Is a 0% Down Home Purchase Much Different Than a 3% Down Purchase?](https://www.thetruthaboutmortgage.com/is-a-0-down-home-purchase-much-different-than-a-3-down-purchase/): You may have heard that the nation’s largest mortgage lender just rolled out a zero down mortgage. If you were...
- [What Is a Conditional Loan Approval?](https://www.thetruthaboutmortgage.com/what-is-a-conditional-loan-approval/): When you apply for a home loan, an underwriter will review your file in order to make a lending decision....
- [What Is a Mortgage Account Executive?](https://www.thetruthaboutmortgage.com/what-is-a-mortgage-account-executive/): There are many different people involved in the home loan process. I wrote about this in detail already, but probably...
- [HELOC vs. Credit Card: Why the Plastic May Work Out Better](https://www.thetruthaboutmortgage.com/heloc-vs-credit-card-why-the-plastic-may-work-out-better/): You may have heard recently that “tappable” home equity has reached an all-time high, thanks to rapidly appreciating home prices...
- [Want to Move But Have a Super Low Mortgage Rate? Here’s What My Friend Is Doing](https://www.thetruthaboutmortgage.com/want-to-move-but-have-a-super-low-mortgage-rate/): I spoke to a friend the other day who is selling their home and moving up to a bigger one....
- [Which Mortgage Should I Pay Off First?](https://www.thetruthaboutmortgage.com/which-mortgage-should-i-pay-off-first/): Mortgage Q&A : “Which mortgage should I pay off first? ” Today we’re going to talk about strategy if you...
- [Assumable Mortgages: Do They Finally Make Sense with 7%+ Mortgage Rates?](https://www.thetruthaboutmortgage.com/assumable-mortgages-set-to-get-popular-once-rates-rise/): It’s time to talk about assumable mortgages. Everyone knows mortgage rates are no longer super cheap. The popular 30-year fixed...
- [What Do Mortgage Loan Processors Do? In Short, Everything to Close Your Loan!](https://www.thetruthaboutmortgage.com/what-do-loan-processors-do/): I’ve already covered the mortgage underwriter’s role, so let’s take a look at what mortgage loan processors do too. After...
- [What Do Mortgage Underwriters Do? Decide If You're Approved!](https://www.thetruthaboutmortgage.com/what-do-underwriters-do/): Here’s some Q&A with regard to the home loan approval process: “What do underwriters do? ” Once you actually apply...
- [Portfolio Lenders: A Solution for Hard to Close Mortgages](https://www.thetruthaboutmortgage.com/use-portfolio-lenders-for-hard-to-close-mortgage-deals/): If you’re having trouble obtaining a home loan, perhaps after speaking to multiple banks, lenders and even a mortgage broker,...
- [How Does Mortgage Refinancing Work?](https://www.thetruthaboutmortgage.com/how-does-refinancing-work/): Trade In Your Old Home Loan for a New One Fundamental mortgage Q&A: “How does mortgage refinancing work? ” When...
- [What Mortgage Rate Can I Get With My Credit Score?](https://www.thetruthaboutmortgage.com/what-mortgage-rate-can-i-get-with-my-credit-score/): A reader recently asked, “What mortgage rate can I get with my credit score? ” So I figured I’d try...
- [Top Mortgage Lenders of 2023: UWM Finally #1 After Rocket's Reign Comes to an End](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-2023/): We’ve finally got data for 2023 and United Wholesale Mortgage (UWM) left no doubt that it was the top mortgage...
- [Why Are Refinance Rates Higher? It All Has to Do With Risk](https://www.thetruthaboutmortgage.com/why-are-refinance-rates-higher/): Mortgage Q&A: “Why are refinance rates higher? ” If you’ve been comparing mortgage rates lately in an effort to save...
- [Does the Fed Control Mortgage Rates?](https://www.thetruthaboutmortgage.com/does-the-fed-control-mortgage-rates/): Mortgage Q&A: “Does the Fed control mortgage rates? ” With all the recent hubbub concerning mortgage rates, and the Fed,...
- [Fannie Mae and Freddie Mac Expect Mortgage Rates to Be Higher for Longer](https://www.thetruthaboutmortgage.com/fannie-mae-and-freddie-mac-expect-mortgage-rates-to-be-higher-for-longer/): Well, so much for mortgage rates falling just in time for the spring home buying season. While many expected interest...
- [Why Won’t Home Builders Lower Prices If Mortgage Rates Are Way Higher?](https://www.thetruthaboutmortgage.com/why-dont-home-builders-lower-prices-if-mortgage-rates-are-way-higher/): Lately, mortgage rates have surged higher, climbing from as low as 2% to over 8% in some cases. Despite this,...
- [President Biden Proposes New $10,000 Mortgage Relief Credits](https://www.thetruthaboutmortgage.com/president-biden-proposes-new-10000-mortgage-relief-credits/): The Biden Administration has just unveiled a number of proposals to make homeownership more affordable. Aside from legislation to build...
- [The Power of Extra Mortgage Payments](https://www.thetruthaboutmortgage.com/the-power-of-extra-mortgage-payments/): Mortgages can be viewed very differently. Some see them as a positive financial instrument, a way to free up their...
- [UWM Is Officially the Nation’s Largest Mortgage Lender](https://www.thetruthaboutmortgage.com/uwm-is-officially-the-nations-largest-mortgage-lender/): It’s official. United Wholesale Mortgage (UWM) is the nation’s largest mortgage lender. The Pontiac, Michigan-based wholesale lender took the top...
- [What Is a Mortgage Loan Servicer? The Company That Collects Your Payments](https://www.thetruthaboutmortgage.com/what-is-a-mortgage-loan-servicer/): Perhaps one of the most confusing aspects of getting a mortgage is knowing who you actually pay once the thing...
- [The Refinance Rule of Thumb: Only Refinance Your Mortgage If...](https://www.thetruthaboutmortgage.com/the-refinance-rule-of-thumb/): How Much Lower Should Mortgage Rates Be to Refinance? Unfortunately there is no one-size-fits-all answer to this question Because no...
- [What’s the Best Mortgage for First Time Buyers?](https://www.thetruthaboutmortgage.com/whats-the-best-mortgage-for-first-time-buyers/): If you’re new to real estate and preparing to make an offer on a property, you might be wondering what...
- [15-Year Fixed vs. 30-Year Fixed: The Pros and Cons](https://www.thetruthaboutmortgage.com/30-year-fixed-vs-15-year-fixed/): It’s time for another mortgage match-up: “15-year fixed vs. 30-year fixed. ” As always, there is no one-size-fits-all mortgage solution...
- [Cash Out vs. HELOC vs. Home Equity Loan: Which Is the Best Option Right Now and Why?](https://www.thetruthaboutmortgage.com/cash-out-vs-heloc-vs-home-equity-loan/): It’s time for another mortgage match-up: “Cash out vs. HELOC vs. home equity loan. ” Yes, this is a three-way...
- [Mortgage Impounds vs. Paying Taxes and Insurance Yourself: The Pros and Cons](https://www.thetruthaboutmortgage.com/mortgage-impounds-vs-paying-taxes-and-insurance-yourself/): If you’ve been researching mortgages, or are in the process of taking out a home loan, you may have come...
- [Is Rent Out and Rent the New Way to Move to a Different House?](https://www.thetruthaboutmortgage.com/is-rent-out-and-rent-the-new-way-to-move-to-a-different-house/): I had a conversation with a friend the other day about his current housing situation. In a nutshell, the home...
- [18 Important Mortgage Refinance Questions Answered](https://www.thetruthaboutmortgage.com/refinance-questions/): With mortgage rates no longer at or near record lows, the refinance question has become a lot more complex. It...
- [Should You Only Buy a House If You Can Afford a 15-Year Fixed Mortgage Payment?](https://www.thetruthaboutmortgage.com/should-you-only-buy-a-house-if-you-can-afford-a-15-year-fixed-mortgage-payment/): I’ve already written at length about the pros and cons of a 15-year fixed mortgage, but some financial experts claim...
- [10 Big Mortgage Myths Proved Wrong, Once and For All](https://www.thetruthaboutmortgage.com/mortgage-myths/): These days, the world is full of misinformation. You can thank the Internet for that, which has led to an...
- [When Should You Start Looking for a House?](https://www.thetruthaboutmortgage.com/when-should-you-start-looking-for-a-house/): Real estate Q&A: “When should you start looking for a house? ” The short answer: Immediately. That is, if you...
- [Does Refinancing Hurt Your Credit Score?](https://www.thetruthaboutmortgage.com/does-refinancing-hurt-your-credit-score/): Mortgage Q&A: “Does refinancing hurt your credit score? ” Everyone seems to be obsessed with their credit scores and what...
- [Do Mortgage Rates Change Daily?](https://www.thetruthaboutmortgage.com/do-mortgage-rates-change-daily/): The latest mortgage Q&A: “Do mortgage rates change daily? ” It’s that time again folks, where I answer your burning...
- [Are Mortgage Points Worth the Cost?](https://www.thetruthaboutmortgage.com/are-mortgage-points-worth-the-cost/): Mortgage Q&A: “Are mortgage points worth it? ” When taking out a mortgage, whether for a new home purchase or...
- [Mortgage Lingo: 26 Terms You Should Know Before You Apply](https://www.thetruthaboutmortgage.com/mortgage-lingo/): Applying for a mortgage can be stressful, what with all the money that’s on the line. Oh, and the possibility...
- [25 Mortgage Questions You Should Know the Answer To](https://www.thetruthaboutmortgage.com/21-mortgage-questions-that-are-commonly-asked-answered/): I figured it’d be helpful to create a post that answers the top “mortgage questions” people ask, all in one...
- [What Is a Trigger Lead?](https://www.thetruthaboutmortgage.com/what-is-a-trigger-lead/): If you’ve recently applied for a home loan and been bombarded by competing offers, a “trigger lead” might be to...
- [How Much Does a Real Estate Agent Make?](https://www.thetruthaboutmortgage.com/how-much-does-a-real-estate-agent-make/): Ever wonder how much that real estate agent you constantly see on bus benches or your grocery store receipts makes?...
- [A Record High Share of Consumers Believe Mortgage Rates Will Go Down Over the Next 12 Months](https://www.thetruthaboutmortgage.com/a-record-high-share-of-consumers-believe-mortgage-rates-will-go-down-over-the-next-12-months/): With the winter break now finally behind us, it’s time to talk mortgage rates again. Lately, they’ve been on the...
- [2024 Mortgage and Real Estate Predictions: Lower Rates and Falling Home Prices?](https://www.thetruthaboutmortgage.com/2024-mortgage-and-real-estate-predictions/): Well, another year is nearly in the books, which means it’s time to look ahead to what the next 365...
- [How to Track Mortgage Rates: It's Easier Than You Might Think](https://www.thetruthaboutmortgage.com/how-to-track-mortgage-rates/): If you’re thinking about buying a home, or refinancing an existing home loan, mortgage rates are likely top of mind....
- [Do We Need a Mortgage MSRP?](https://www.thetruthaboutmortgage.com/do-we-need-a-mortgage-msrp/): Mortgage rate pricing can be a bit of a mystery. And also super complex. I’ve written about it in detail...
- [It’s Easier to Save More Money When Refinancing a High-Rate Mortgage](https://www.thetruthaboutmortgage.com/its-easier-to-save-more-money-when-refinancing-a-high-rate-mortgage/): Over the past year and change, mortgage refinance applications have fallen off a cliff. We had some of the biggest...
- [Mortgage Rates Fall to Lowest Levels Since Spring As Fed Indicates Cuts on the Way in 2024](https://www.thetruthaboutmortgage.com/mortgage-rates-fall-to-lowest-levels-since-spring/): Just when it appeared that the recent rally was running out of steam, mortgage rates sunk even lower. Despite a...
- [K. Hovnanian American Mortgage Review: Big Mortgage Rate Deals for Home Builder Customers](https://www.thetruthaboutmortgage.com/k-hovnanian-american-mortgage-review/): Today we’ll take a look at another home builder’s lender, K. Hovnanian American Mortgage. They are the affiliated lender of...
- [Buy Now, Refinance for Free Deals Aren’t All They're Cracked Up to Be](https://www.thetruthaboutmortgage.com/buy-now-refinance-for-free-deals-arent-all-their-cracked-up-to-be/): Lately, some mortgage lenders have pitched “buy now, refinance for free” offers to get more home buyers to take the...
- [Should I Use the Home Builder’s Mortgage Lender or a Different One?](https://www.thetruthaboutmortgage.com/should-i-use-the-home-builders-mortgage-lender-or-a-different-one/): Lately, new home sales have surged as existing housing supply continues to be hard to come by. This is partially...
- [Will Mortgage Rates Go Down in 2024? Here Are All the Latest Predictions From the Biggest Names](https://www.thetruthaboutmortgage.com/will-mortgage-rates-go-down-in-2024/): Well, another year is nearly in the books, which means it’s time to look ahead at what 2024 might have...
- [Newrez Enters the 1% Down Mortgage Fray with RezSource](https://www.thetruthaboutmortgage.com/newrez-rezsource-1-down-mortgage/): A new week, a new 1% down mortgage product, the latest coming from Fort Washington, Pennsylvania based lender Newrez. Call...
- [Silverton Mortgage Launches 100% Financing Across All Loan Types](https://www.thetruthaboutmortgage.com/silverton-mortgage-launches-100-financing-across-all-loan-types/): Silverton Mortgage has rolled out a series of mortgages that feature 100% financing in light of ongoing affordability woes. Some...
- [HomeAmerican Mortgage Review: Interest Rate Specials for Those Buying a Richmond American Home](https://www.thetruthaboutmortgage.com/homeamerican-mortgage-review/): Today we’ll take a hard look at “HomeAmerican Mortgage,” yet another home builder affiliated mortgage lender. They offer home purchase...
- [2024 FHA Loan Limits Rise to $498,257](https://www.thetruthaboutmortgage.com/2024-fha-loan-limits-rise-to-498257/): The Federal Housing Administration (FHA) announced new loan limits for 2024 this week, bumping up the “floor” on FHA loans...
- [2024 Conforming Loan Limit Climbs to $766,550](https://www.thetruthaboutmortgage.com/2024-conforming-loan-limit-climbs-to-766550/): Another year, another increase in the conforming loan limit, thanks to continued home price gains. The FHFA announced today that...
- [Foreclosures Halted for VA Loan Holders Until June 2024 (Extended to December 31st)](https://www.thetruthaboutmortgage.com/foreclosure-halted-for-va-loan-holders-until-june-2024/): In an effort to keep more veterans and servicemembers in their homes, the VA has paused foreclosures for the next...
- [Guaranteed Rate Launches Lock It, List It: Real Estate Agents Can Secure a Discounted Mortgage Rate for the Buyer Before They List](https://www.thetruthaboutmortgage.com/guaranteed-rate-launches-lock-it-list-it/): A new program called “Lock It, List It” allows real estate agents to secure a mortgage rate for a buyer...
- [Zillow Home Loans Review: Best-in-Class Service Offered By a Household Name, But How Are the Rates?](https://www.thetruthaboutmortgage.com/zillow-home-loans-review/): In the spring of 2019, “Zillow Home Loans” was launched by its parent company Zillow. You probably know them best...
- [Is Now a Good Time to Refinance My Home?](https://www.thetruthaboutmortgage.com/is-now-a-good-time-to-refinance-my-home/): Mortgage Q&A: “Is now a good time to refinance my home? ” If you’re one of the few people asking...
- [Down Payments on Houses Rise to Highest Levels in Over 20 Years](https://www.thetruthaboutmortgage.com/down-payments-on-houses-rise-to-highest-levels-in-over-20-years/): Gone are the days of the zero-down mortgage. At least for the typical home buyer. Instead, the 2023 Profile of...
- [It Now Takes More Than a Decade to Break Even on a Home Purchase](https://www.thetruthaboutmortgage.com/it-now-takes-more-than-a-decade-to-break-even-on-a-home-purchase/): I’ve already written about it not being the best time to buy a home right now, at least from a...
- [What Mortgage Has the Best Interest Rate and Why?](https://www.thetruthaboutmortgage.com/what-mortgage-has-the-best-interest-rate/): Here’s an interesting question: “What mortgage has the best interest rate? ” Before we dive in, “best” questions are always...
- [Inspire Home Loans Review: You Might Be Able to Snag Major Savings When Buying a New Home](https://www.thetruthaboutmortgage.com/inspire-home-loans-review/): It’s time to check out “Inspire Home Loans,” which is the lending partner of home builder Century Communities. They pride...
- [Redfin Says It’s the Best Time to Buy a Home Since Mid-September: Should You Buy Now or Hold On?](https://www.thetruthaboutmortgage.com/redfin-says-its-the-best-time-to-buy-a-home-since-mid-september-should-you-buy-now-or-hold-on/): Thanks to a record number of price cuts and a big improvement in mortgage rates, home buying conditions have improved...
- [Toll Brothers Mortgage Review: The Builder's Lender Is Hard to Beat](https://www.thetruthaboutmortgage.com/toll-brothers-mortgage-review/): It’s time to check out “Toll Brothers Mortgage,” which is a subsidiary of home builder Toll Brothers. Toll Brothers is...
- [CEO of Nation’s #1 Mortgage Lender Expects Mortgage Rates to Be Lower Before the Election](https://www.thetruthaboutmortgage.com/ceo-of-nations-1-mortgage-lender-expects-mortgage-rates-to-be-lower-before-the-election/): Mortgage rates finally caught a break last week after steadily rising throughout much of 2023. The 30-year fixed fell about...
- [Taylor Morrison Home Funding Review: Huge Mortgage Rate Buydowns Make Them Hard to Beat](https://www.thetruthaboutmortgage.com/taylor-morrison-home-funding-review/): If you’ve got your eye on a Taylor Morrison home, you may have come across their affiliated lender “Taylor Morrison...
- [loanDepot accessZERO: You Can Buy a Home with Zero Down Again](https://www.thetruthaboutmortgage.com/loandepot-accesszero/): In order to make homeownership more accessible, loanDepot has launched a new program called “accessZERO. ” As the name suggests,...
- [Low Mortgage Rates Are the #1 Reason Homeowners Aren't Moving](https://www.thetruthaboutmortgage.com/low-mortgage-rates-are-1-reason-homeowners-arent-moving/): While there has been some debate about the so-called mortgage rate lock-in effect, it appears to be a pretty legit...
- [Lender Will Split the Difference If You Give Up Your 3% Mortgage Rate](https://www.thetruthaboutmortgage.com/lender-will-split-the-difference-if-you-give-up-your-3-mortgage-rate/): You’ve probably heard of the mortgage rate lock-in effect, where homeowners are unwilling (or unable) to give up their ultra-low...
- [Use of VantageScore May Boost Annual Mortgage Volume by $1 Trillion](https://www.thetruthaboutmortgage.com/use-of-vantagescore-may-boost-annual-mortgage-volume-by-1-trillion/): How does an additional $1 trillion in annual home loan origination volume sound? At the moment, it sounds incredible if...
- [NVR Mortgage Review: A One-Stop Shop for a New Home and a Loan](https://www.thetruthaboutmortgage.com/nvr-mortgage-review/): The fourth largest home builder in the country, NVR, also operates its own financing division called “NVR Mortgage. ” This...
- [Are Adjustable-Rate Mortgages Going to Replace Mortgage Rate Buydowns?](https://www.thetruthaboutmortgage.com/are-adjustable-rate-mortgages-going-to-replace-mortgage-rate-buydowns/): Lately, mortgage rate buydowns have been all the rage as a means to reduce home buying costs. This could come...
- [KBHS Home Loans Review: Mortgage Rate Specials for Those Who Buy a KB Home](https://www.thetruthaboutmortgage.com/kbhs-home-loans-review/): Today we’ll check out another home builder’s in-house mortgage lender, this time KB Home’s “KBHS Home Loans. ” As the...
- [Higher Mortgage Rates Hurt Sales Volume, Not Home Prices](https://www.thetruthaboutmortgage.com/higher-mortgage-rates-hurt-sales-volume-not-home-prices/): For those of you still wondering why home prices haven’t plummeted, despite significantly higher mortgage rates, it’s because there isn’t...
- [Pulte Mortgage Review: Gain Access to Unique Financing Specials If You Use the Builder's Lender](https://www.thetruthaboutmortgage.com/pulte-mortgage-review/): One of the nation’s largest home builders, PulteGroup, also operates its own financing division called “Pulte Mortgage. ” This is...
- [It’s Not a Good Time to Buy a Home and Everyone Knows It](https://www.thetruthaboutmortgage.com/its-not-a-good-time-to-buy-a-home-and-everyone-knows-it/): As if you needed more evidence that it’s not a good time to buy a home. The latest piece comes...
- [An Alternative to Paying the Mortgage with a Credit Card](https://www.thetruthaboutmortgage.com/an-alternative-to-paying-the-mortgage-with-a-credit-card/): This week, I read an article in the WSJ about paying the mortgage with a credit card. Either things are...
- [DHI Mortgage Review: The Nation's Largest Home Builder Has Its Own Mortgage Lender](https://www.thetruthaboutmortgage.com/dhi-mortgage-review/): The nation’s largest home builder, D. R. Horton, also has its own affiliated mortgage lender known as “DHI Mortgage. ”...
- [Is It Time to Start Talking About 9% Mortgage Rates?](https://www.thetruthaboutmortgage.com/9-mortgage-rates/): If you thought 8% mortgage rates were bad, what about 9% mortgage rates? What was once unthinkable is now not...
- [What Is Escrow?](https://www.thetruthaboutmortgage.com/what-is-escrow/): If you have ever purchased a home and applied for a mortgage, you’ve likely come across the term “escrow. ”...
- [An 8% Mortgage Rate?! Use These Mortgage Charts to Easily Compare Monthly Payments Fast](https://www.thetruthaboutmortgage.com/use-this-mortgage-payment-chart-to-easily-compare-rates/): One of the things prospective home buyers and existing homeowners seem to care most about is mortgage rates. And for...
- [8% Mortgage Rates Look Imminent, But Could That Be Their Peak?](https://www.thetruthaboutmortgage.com/8-mortgage-rates-look-imminent-but-could-that-be-their-peak/): On a day when mortgage rates are officially close to hitting 8%, I decided to write a post about why...
- [Lennar Mortgage Review: Known for Offering Big Mortgage Rate Buydowns](https://www.thetruthaboutmortgage.com/lennar-mortgage-review/): Today we’ll check out “Lennar Mortgage,” which is the financing division of parent company Lennar Corp. If you weren’t aware,...
- [Now You Can Use ADU Income to Qualify for an FHA Loan](https://www.thetruthaboutmortgage.com/adu-income-to-qualify-for-an-fha-loan/): The U. S. Department of Housing and Urban Development (HUD) announced today that lenders will now be able to count...
- [You Can Now Search for Homes for Sale by School District on Zillow](https://www.thetruthaboutmortgage.com/you-can-now-search-for-homes-for-sale-by-school-district-on-zillow/): It’s common for home buyers to purchase a property in a certain school district. This ensures their children can attend...
- [Why Did Mortgage Rates Plunge This Week?](https://www.thetruthaboutmortgage.com/why-did-mortgage-rates-plunge-this-week/): If you’ve been keeping track lately, you might be wondering why mortgage rates plunged this week. Last week was a...
- [How to Supercharge the Savings of a Mortgage Rate Buydown](https://www.thetruthaboutmortgage.com/how-to-supercharge-the-savings-of-a-mortgage-rate-buydown/): These days, a lot of home buyers are using mortgage rate buydowns to make the deal work. They are particularly...
- [What Are Caps on Adjustable-Rate Mortgages?](https://www.thetruthaboutmortgage.com/adjustable-rate-mortgage-caps/): The other day I wrote about how adjustable-rate mortgages might soon make a comeback, given how high fixed mortgage rates...
- [Are Adjustable-Rate Mortgages Finally a Good Deal?](https://www.thetruthaboutmortgage.com/are-adjustable-rate-mortgages-finally-a-good-deal/): If you visit most bank/lender websites and navigate to their home loans section, you’ll likely only see fixed-rate mortgages advertised....
- [Mortgage Rates and Home Prices Can Fall Together](https://www.thetruthaboutmortgage.com/mortgage-rates-and-home-prices-can-fall-together/): If you don’t believe mortgage rates and home prices can fall together, just look at what home prices have done...
- [What Happens to Mortgage Rates During a Government Shutdown?](https://www.thetruthaboutmortgage.com/what-happens-to-mortgage-rates-during-a-government-shutdown/): It’s looking more likely that there will be a government shutdown beginning October 1st, which begs the question, what happens...
- [What to Do If Your Adjustable-Rate Mortgage Is About to Adjust Higher](https://www.thetruthaboutmortgage.com/what-to-do-if-your-adjustable-rate-mortgage-is-about-to-adjust/): Recently, a friend of mine with an adjustable-rate mortgage told me his rate was set to adjust significantly higher. His...
- [Frost Bank Re-Enters Mortgage Biz with a Zero Down Home Loan](https://www.thetruthaboutmortgage.com/frost-bank-re-enters-mortgage-biz-with-a-zero-down-home-loan/): Frost Bank, long absent from the mortgage industry, is back in the biz and rolling out a zero down home...
- [How to Compare HELOCs From One Lender to the Next](https://www.thetruthaboutmortgage.com/how-to-compare-helocs/): Over the past year or so, home equity lines of credit (HELOCs) have become a lot more popular. As a...
- [Home Prices Least Affordable in Over Three Decades](https://www.thetruthaboutmortgage.com/home-prices-least-affordable-in-over-three-decades/): If you think home prices are too expensive, you wouldn’t be the only one. A new analysis from First American...
- [What Is Cash to Close?](https://www.thetruthaboutmortgage.com/what-is-cash-to-close/): When you take out a mortgage, whether it’s a refinance or a home purchase, you may come across the phrase...
- [Are High Mortgage Rates Here to Stay?](https://www.thetruthaboutmortgage.com/are-high-mortgage-rates-here-to-stay/): Today was a rough day for mortgage rates as the market digested the Fed’s latest outlook, which confirmed its inflation...
- [Former Ginnie Mae Boss Makes the Case for a Zero Down FHA Loan](https://www.thetruthaboutmortgage.com/former-ginnie-mae-boss-makes-the-case-for-a-zero-down-fha-loan/): Past Ginnie Mae president Ted Tozer has argued that the FHA should lower or completely eliminate its current 3. 5%...
- [Who Are All the People Involved in the Home Loan Process?](https://www.thetruthaboutmortgage.com/who-are-all-the-people-involved-in-the-home-loan-process/): One interesting aspect of the home loan process is the sheer number of individuals you’ll work with along the way....
- [Why Are There No Homes for Sale?](https://www.thetruthaboutmortgage.com/why-are-there-no-homes-for-sale/): At last glance, 30-year fixed mortgage rates were sitting above 7%. Despite this, there are virtually no homes for sale....
- [Guaranteed Rate Launches a 5 Minute Approval for Mortgages](https://www.thetruthaboutmortgage.com/guaranteed-rate-5-minute-approval/): How fast is fast enough? Ask Guaranteed Rate, which just launched “5 Minute Approval” for mortgage applications. This new “innovation”...
- [Roam Assumable Mortgage Platform Allows Home Buyers to Snag Mortgage Rates as Low as 2%](https://www.thetruthaboutmortgage.com/roam-home-review-new-assumable-mortgage-platform/): A new startup called “Roam” has launched a service to make assuming a mortgage painless. The company is backed by...
- [The Silver Lining of High Mortgage Rates](https://www.thetruthaboutmortgage.com/the-silver-lining-of-high-mortgage-rates/): I don’t think it would be much of a stretch to assume nobody likes high mortgage rates. They make it...
- [Fannie Mae Chief Economist Calls Current Housing Market Unusual, Doesn’t Expect It to Change Anytime Soon](https://www.thetruthaboutmortgage.com/fannie-mae-chief-economist-calls-current-housing-market-unusual/): It’s time to check in on the state of the housing market. At last glance, mortgage rates were still above...
- [Homeowners Can Now See How Much They’ll Make Renting a Room on Airbnb](https://www.thetruthaboutmortgage.com/homeowners-can-now-see-how-much-theyll-make-renting-a-room-on-airbnb/): If you peruse real estate listings on Realtor. com, you might come across a new Airbnb integration. This week, the...
- [The Typical Home Sold in the Past Three Months Went for $200,000 More Than the Seller Paid](https://www.thetruthaboutmortgage.com/typical-home-sold-for-200000-more-than-seller-paid/): Lately, there’s been a lot of talk about a lack of affordability, even a potential housing bubble. And it comes...
- [One Really Simple Way to Offset a Higher Mortgage Rate](https://www.thetruthaboutmortgage.com/one-really-simple-way-to-offset-a-higher-mortgage-rate/): We all know mortgage interest rates have increased tremendously. While there were periods of relief here and there, the trajectory...
- [Shark Tank’s Kevin O’Leary Predicts 8% Mortgage Rates](https://www.thetruthaboutmortgage.com/shark-tanks-kevin-oleary-predicts-8-mortgage-rates/): A week ago, it seemed like we were on the fast track to 8% mortgage rates. But then something spectacular...
- [Why Are Lower Job Openings Good for Mortgage Rates?](https://www.thetruthaboutmortgage.com/why-are-lower-job-openings-good-for-mortgage-rates/): This morning, the Job Openings and Labor Turnover Survey (JOLTS report) was released by the Labor Department. It revealed that...
- [Zillow Home Loans Launches a 1% Down Mortgage](https://www.thetruthaboutmortgage.com/zillow-home-loans-1-down-mortgage/): Today, Zillow Home Loans announced its “1% Down Payment” loan program, making them the latest lender to join the near-zero...
- [What Will It Take for Mortgage Rates to Fall Again?](https://www.thetruthaboutmortgage.com/what-will-it-take-for-mortgage-rates-to-fall-again/): It’s been a rough month or so for mortgage rates. If we zoom out even further, it’s been a horrendous...
- [It’s Mortgage Principal, Not Principle](https://www.thetruthaboutmortgage.com/its-mortgage-principal-not-principle/): Principal vs. Principle Attention loan officers, mortgage brokers, real estate agents, and so on The words “principal” and “principle” are...
- [Why Are Mortgage Rates Still Going Up If the Fed Is Done Hiking?](https://www.thetruthaboutmortgage.com/why-are-mortgage-rates-still-going-up-if-the-fed-is-done-hiking/): While Fed rate hike forecasts indicate the worst is behind us, mortgage rates are still going up. In fact, they...
- [Options Other Than Refinancing Your Mortgage](https://www.thetruthaboutmortgage.com/options-other-than-refinancing-your-mortgage/): With 30-year mortgage rates now above 7%, a refinance likely isn’t in the cards for most homeowners. In fact, the...
- [Why Are Mortgage Rates So High?](https://www.thetruthaboutmortgage.com/why-are-mortgage-rates-so-high/): At last glance, the 30-year fixed mortgage was back above 7%, depending on the data source. Prior to late July...
- [3 Reasons Why You Need to Compare Mortgage Brokers Too](https://www.thetruthaboutmortgage.com/compare-mortgage-brokers/): While the most advantageous reason to use a mortgage broker might be their ability to shop your rate with multiple...
- [Today’s Housing Market Risk Factors: Is Real Estate in Trouble?](https://www.thetruthaboutmortgage.com/todays-housing-market-risk-factors/): With mortgage rates exceeding 7% again and home prices reaching new heights, some critics are sounding the alarm. The argument...
- [Zillow and Redfin Join Forces to Push More New Construction Home Sales](https://www.thetruthaboutmortgage.com/zillow-and-redfin-join-forces-to-push-more-new-construction-home-sales/): In a clear sign of the times, Zillow has announced a partnership to syndicate new-construction listings on Redfin. This means...
- [The Hidden Danger of a Higher Mortgage Rate](https://www.thetruthaboutmortgage.com/the-hidden-danger-of-a-higher-mortgage-rate/): Everyone knows mortgage rates aren’t as low as they used to be. Understatement of the decade there. But this doesn’t...
- [Zillow Says Homeowners Twice as Likely to Sell If Their Mortgage Rate Is Above 5%](https://www.thetruthaboutmortgage.com/zillow-says-homeowners-twice-as-likely-to-sell-if-their-mortgage-rate-is-above-5/): More news on the mortgage rate lock-in effect, this time from Zestimate creator Zillow. The company conducted a survey and...
- [Big Jump in Homeowners Saying They’ll Sell in the Next Three Years](https://www.thetruthaboutmortgage.com/big-jump-in-homeowners-saying-theyll-sell-in-the-next-three-years/): Has residential housing supply finally bottomed? Are we finally going to see more single-family homes hit the market, after years...
- [Nearly Half of Homeowners with a Mortgage Are Equity Rich](https://www.thetruthaboutmortgage.com/nearly-half-of-homeowners-with-a-mortgage-are-equity-rich/): While bulls and bears continue to argue the health of the housing market, a new report revealed that most existing...
- [Guaranteed Rate OneDown: The Latest 1% Down Mortgage + $1,000 Toward Lender Fees](https://www.thetruthaboutmortgage.com/guaranteed-rate-onedown/): Another day, another affordable home loan program launches, this time “OneDown” from Guaranteed Rate. As the name implies, you only...
- [Homebuyer Assistance Programs: What's Available These Days and Who Qualifies?](https://www.thetruthaboutmortgage.com/homebuyer-assistance-programs/): It’s no secret that homes just aren’t as affordable as they used to be. An unwelcome combination of significantly higher...
- [The National Average Mortgage Rate Lock-In Effect Is Worth $55,000](https://www.thetruthaboutmortgage.com/the-national-average-mortgage-rate-lock-in-effect-is-worth-55000/): You may have heard the phrase mortgage rate lock-in effect lately. As a quick refresher, it’s a homeowner’s unwillingness to...
- [Carrington Mortgage Launches a 40-Year Mortgage to Tackle Affordability Concerns](https://www.thetruthaboutmortgage.com/carrington-mortgage-launches-a-40-year-mortgage/): It’s been a tough year for the mortgage industry, with origination volume down substantially from the boom years of 2020...
- [Wondering Where Home Prices Go Next? Look at Inventory, Not Mortgage Rates](https://www.thetruthaboutmortgage.com/wondering-where-home-prices-go-next-look-at-inventory-not-mortgage-rates/): There’s been a lot of speculation that home prices would crash as mortgage rates surged. The argument was especially convincing...
- [U.S. Bank Access Home Loan Offers Up to $12,500 in Down Payment Assistance and a $5K Lender Credit](https://www.thetruthaboutmortgage.com/u-s-bank-access-home-loan/): The mortgage deals keep coming, the latest being the new “U. S. Bank Access Home Loan,” which comes with up...
- [Why Are Home Prices Not Dropping?](https://www.thetruthaboutmortgage.com/why-are-home-prices-not-dropping/): Late last year, Zillow said home prices needed to come down about 25% to become affordable again. Around that same...
- [Will Mortgage Rates Go Down in 2023?](https://www.thetruthaboutmortgage.com/will-mortgage-rates-go-down-in-2023/): Well, were about halfway through the year and mortgage rates seem to have settled in around the high 6% range....
- [Guild Mortgage Launches 1% Down Home Loan Combined with a Temporary Rate Buydown](https://www.thetruthaboutmortgage.com/guild-mortgage-launches-1-down-combined-with-a-temporary-buydown/): In the past few months, 1% down payment mortgages have returned with a vengeance. We’ve already seen Rocket Mortgage ONE+...
- [Chase Offering $200 If It Can’t Meet or Beat Your Mortgage Offer](https://www.thetruthaboutmortgage.com/chase-offering-200-if-it-cant-meet-or-beat-your-mortgage-offer/): The mortgage space is unique from a lot of other businesses in that the customer isn’t always right. And special...
- [Navy Federal No-Refi Rate Drop: Lower Your Mortgage Rate for Just $250](https://www.thetruthaboutmortgage.com/navy-federal-no-refi-rate-drop/): Lately, there’s been a lot of talk about buying now and refinancing later, once mortgage rates drop. Of course, that’s...
- [Why Are Mortgage Rates Different?](https://www.thetruthaboutmortgage.com/why-are-mortgage-rates-different/): Mortgage rate Q&A: “Why are mortgage rates different? ” Why is the sky blue? Why are clouds white? Why won’t...
- [Top Illinois Mortgage Lenders](https://www.thetruthaboutmortgage.com/top-illinois-mortgage-lenders/): There was a new top mortgage lender in Illinois in 2022, per the latest HMDA data. And it was Chicago’s...
- [CFPB: Choosing a Cheaper Mortgage Lender Could Save You $100 a Month](https://www.thetruthaboutmortgage.com/cfpb-mortgage-rates-range-by-a-half-percent-among-lenders/): You’ve heard it a million times, but I’ll say it again. It pays to shop around for your mortgage. Freddie...
- [Why Are Mortgage Rate Spreads So High Right Now?](https://www.thetruthaboutmortgage.com/why-are-mortgage-rate-spreads-so-high-right-now/): If you haven’t heard, the 30-year fixed has once again surpassed 7%, at least by some accounts. After settling in...
- [Movement Mortgage Launches Zero Down FHA Loan](https://www.thetruthaboutmortgage.com/movement-mortgage-launches-zero-down-fha-loan/): As housing affordability wanes, mortgage lenders have gotten increasingly creative to help borrowers qualify. The latest innovative product is “Movement...
- [Rocket Mortgage ONE+: The Latest 1% Down Home Loan Program](https://www.thetruthaboutmortgage.com/rocket-mortgage-one/): Rocket Mortgage is the latest company to offer a 1% down payment mortgage to address ongoing affordability concerns. The new...
- [What Is the Mortgage Rate Lock-In Effect?](https://www.thetruthaboutmortgage.com/what-is-the-mortgage-rate-lock-in-effect/): Those looking to buy a home, along with existing owners, may have come across the term “mortgage rate lock-in effect”...
- [Temporary vs. Permanent Mortgage Buydowns: Which to Choose and Why](https://www.thetruthaboutmortgage.com/temporary-vs-permanent-mortgage-buydowns/): Mortgage rates aren’t so low these days. In fact, they’ve basically doubled since early 2022. While this clearly isn’t great...
- [Top Mortgage Lenders in 2022: Rocket Squeaks Past UWM for #1 Spot](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-2022/): Last year, Rocket Mortgage was the top mortgage lender in the nation, per the latest HMDA data. While that wasn’t...
- [27 States Oppose New Fannie/Freddie Mortgage Fees That Appear to Punish High FICO Score Borrowers](https://www.thetruthaboutmortgage.com/27-states-oppose-new-fannie-freddie-mortgage-fees/): Those new mortgage fees you’ve probably heard about are causing quite a stir. So much so that Pennsylvania State Treasurer...
- [Nearly Half of Home Loan Applicants Paid Mortgage Points in 2022](https://www.thetruthaboutmortgage.com/nearly-half-of-home-loan-applicants-paid-mortgage-points-in-2022/): A new analysis from Zillow revealed that nearly half of mortgage applicants opted to pay points when taking out a...
- [Fannie Mae Is Predicting Much Lower Mortgage Rates by Year End](https://www.thetruthaboutmortgage.com/fannie-mae-is-predicting-much-lower-mortgage-rates-by-year-end/): In its latest housing forecast, Fannie Mae has become much more optimistic with regard to mortgage rates. We’re talking 30-year...
- [Mortgage Rate Shopping: 10 Quick Tips to Score a Better Deal on Your Home Loan](https://www.thetruthaboutmortgage.com/mortgage-rate-shopping-10-tips-to-get-a-better-deal/): It’s time to talk mortgage rate shopping, which has become an absolute must in 2023. Simply put, you’ve got to...
- [Home Prices Just Experienced the Biggest Annual Decline Since 2012](https://www.thetruthaboutmortgage.com/home-prices-just-experienced-the-biggest-annual-decline-since-2012/): March was a rough month for home prices. The median U. S. home price fell a sizable 3. 3% in...
- [We Need 5.5% Mortgage Rates (or Lower) to Attract Home Buyers](https://www.thetruthaboutmortgage.com/we-need-5-5-mortgage-rates-to-attract-home-buyers/): A new survey from John Burns Research & Consulting found that 5. 5% is the “magic mortgage rate. ” By...
- [Nation's Top Mortgage Lender Launches a 1% Down Payment Home Loan](https://www.thetruthaboutmortgage.com/nations-top-mortgage-lender-launches-a-1-down-payment-home-loan/): The nation’s leading mortgage lender, United Wholesale Mortgage, has re-launched the 1% down payment home loan. It comes at a...
- [Zillow Now Lets Users Filter Homes by Monthly Payment](https://www.thetruthaboutmortgage.com/zillow-now-lets-users-filter-homes-by-monthly-payment/): Due to ongoing mortgage rate volatility, Zillow has launched a new feature that lets users search by monthly payment. Traditionally,...
- [Homepoint Exits Mortgage Origination, Sells Wholesale Division to The Loan Store](https://www.thetruthaboutmortgage.com/homepoint-exits-mortgage-origination-sells-wholesale-division-to-the-loan-store/): More mortgage M&A activity today. Homepoint announced this morning that it has entered into a definitive agreement to sell the...
- [Home Prices Are Still Too High, But Will They Actually Come Down?](https://www.thetruthaboutmortgage.com/home-prices-are-still-too-high-but-will-they-actually-come-down/): The housing market has been stubbornly frustrating for prospective home buyers. Not only have mortgage rates doubled over the past...
- [Rocket Mortgage Launches BUY+: Get a 1.5% Credit When Using a Rocket Homes Partner Agent](https://www.thetruthaboutmortgage.com/rocket-mortgage-buy-plus/): Rocket Mortgage has rolled out a new program called “BUY+” that offers a credit of up to $10,000 when you...
- [Moon Mortgage Launches a Crypto Mortgage to Materialize Digital Wealth](https://www.thetruthaboutmortgage.com/moon-mortgage-crypto-mortgage/): Crypto lending platform Moon Mortgage has launched its own “crypto mortgage. ” The move is designed to “help crypto investors...
- [SoFi Mortgage Review: Pricing Perks and an Online Application But No FHA or VA Loans](https://www.thetruthaboutmortgage.com/sofi-mortgage-review/): Today we’ll do a deep dive into SoFi, short for Social Finance, which offers mortgages, personal loans, student loan refinancing,...
- [Top Adjustable-Rate Mortgage Lenders](https://www.thetruthaboutmortgage.com/top-adjustable-rate-mortgage-lenders/): With fixed-rate mortgages no longer on sale, I thought it’d be useful to take a look at the top adjustable-rate...
- [Rocket Visa Signature Card: Rewards Can Be Used Toward Down Payment on a Home or an Existing Mortgage Balance](https://www.thetruthaboutmortgage.com/rocket-visa-signature-card/): The nation’s largest mortgage lender has launched a credit card, known as the “Rocket Visa Signature Card. ” It allows...
- ['California Dream For All' Home Loan Requires Zero Down Payment for Future Appreciation](https://www.thetruthaboutmortgage.com/california-dream-for-all-shared-appreciation-loan/): The California Housing Finance Agency has launched a new shared appreciation loan for home buyers. The program, known as the...
- [Why Do Mortgage Rates Go Down When the Fed Raises Rates?](https://www.thetruthaboutmortgage.com/why-do-mortgage-rates-go-down-when-the-fed-raises-rates/): Yesterday, the Federal Reserve raised its benchmark federal funds rate a quarter point (. 25%). As a result, some may...
- [Top Mortgage Lenders in Oklahoma](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-oklahoma/): It’s time to check out the top mortgage lenders in Oklahoma based on closed loan volume. These are the companies...
- [Median Down Payment on a House Falls to 10%, Compared to 14% a Year Ago](https://www.thetruthaboutmortgage.com/median-down-payment-on-a-house-falls-to-10-down-from-14-a-year-ago/): Down payments are falling as the housing market slows and competition wanes. A new report from Redfin revealed that the...
- [Top Mortgage Lenders in Louisiana](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-louisiana/): Today we’ll check out who the top mortgage lenders in Louisiana were based on the most recent year’s loan volume....
- [What Happens to My Mortgage If My Bank Fails?](https://www.thetruthaboutmortgage.com/what-happens-to-my-mortgage-if-my-bank-fails/): Mortgage Q&A: “What happens to my mortgage if my bank fails? ” It’s happening again – banks are failing. The...
- [Mortgage Rates Are Very Volatile Right Now. Here’s What to Watch For](https://www.thetruthaboutmortgage.com/mortgage-rates-are-very-volatile-right-now-heres-what-to-watch-for/): Mortgage rates fell. Then mortgage rates rose. Then mortgage rates fell again. What the heck is going on out there?...
- [Here's an Argument for the Wait to Buy a Home Crowd](https://www.thetruthaboutmortgage.com/heres-an-argument-for-the-wait-to-buy-a-home-crowd/): A lot of folks have pondered the buy now or buy later question when it comes to a home purchase....
- [Mortgage Rates vs. Bank Failures](https://www.thetruthaboutmortgage.com/mortgage-rates-vs-bank-failures/): You’ve heard about, you know about it. Last week, Silicon Valley Bank was the target of a bank run, prompting...
- [Veterans United Home Loans Review: Is the Nation's Second Largest VA Lender a Good Choice?](https://www.thetruthaboutmortgage.com/veterans-united-home-loans-review/): If you’re an active duty or veteran homeowner (or aspiring home buyer), chances are you’ve heard of Veterans United Home...
- [Guaranteed Rate Same Day Mortgage: Get a Home Loan Approval in 1 Business Day](https://www.thetruthaboutmortgage.com/guaranteed-rate-brings-back-same-day-mortgage-underwriting/): Back in the good old days, pre-mortgage crisis, you could get a fully-underwritten mortgage approval the same day. In fact,...
- [94% of Homeowners Who Refinanced Recently Raised Their Mortgage Rate a Lot in the Process](https://www.thetruthaboutmortgage.com/94-of-homeowners-who-refinanced-recently-raised-their-mortgage-rate-a-lot-in-the-process/): Typically, borrowers refinance their home loans to take advantage of lower mortgage rates. But recently, the average refinance has resulted...
- [Today’s Homeowners Can’t Afford to Sell](https://www.thetruthaboutmortgage.com/todays-homeowners-cant-afford-to-sell/): The housing bears have ratcheted up their rhetoric lately, calling for an impeding crash. It’s not a crazy notion with...
- [Mortgage Rates vs. Home Prices: Is There Really an Inverse Relationship?](https://www.thetruthaboutmortgage.com/home-prices-vs-mortgage-rates/): Mortgage Q&A: “Mortgage rates vs. home prices. ” Today, we’ll look at the impact of home prices and mortgage rates...
- [Why You Might Still See 5% Mortgage Rates](https://www.thetruthaboutmortgage.com/why-you-might-still-be-seeing-5-mortgage-rates/): It’s been tough sledding for mortgage rates over the past month. They were actually on a roll to start off...
- [FHA vs. Conventional Loan: These Charts Can Help You Determine Which Is Cheaper](https://www.thetruthaboutmortgage.com/fha-loan-vs-conventional-loan/): It’s time for another edition of mortgage match-ups: “FHA vs. conventional loan. ” Our latest bout pits FHA loans against...
- [Better's 'Equity Unlocker' Allows Amazon Employees to Buy Homes with Company Stock](https://www.thetruthaboutmortgage.com/better-equity-unlocker/): Better Mortgage has launched a new product called “Equity Unlocker” to help Amazon employees purchase homes. The innovative loan program...
- [Top VA Loan Lenders in 2022: Veterans United #1 Thanks to Large Home Purchase Share](https://www.thetruthaboutmortgage.com/top-va-loan-lenders/): If you’re curious who the top VA loan lenders were last year, wonder no longer. The biggest was Veterans United...
- [Is It Worth Using a Mortgage Lender Now for the Promise of Waived Fees in the Future?](https://www.thetruthaboutmortgage.com/is-it-worth-using-a-mortgage-lender-now-for-the-promise-of-waived-fees-in-the-future/): These days, mortgage rates aren’t as cheap as they used to be. And that is the understatement of the century....
- [VA Funding Fee Being Reduced for Home Purchases and Cash Out Refis](https://www.thetruthaboutmortgage.com/va-funding-fee-being-reduced-for-home-purchases-and-cash-out-refis/): In an effort to make mortgage costs a little more bearable, the U. S. Department of Veterans Affairs (VA) is...
- [Can Free and Clear Homeowners Save the Housing Market?](https://www.thetruthaboutmortgage.com/can-free-and-clear-homeowners-save-the-housing-market/): The housing market is in trouble. The latest blow being mortgage rates returning to 7%. But the ongoing issue has...
- [Annual Mortgage Insurance Premium on FHA Loans Reduced 30 Basis Points](https://www.thetruthaboutmortgage.com/annual-mortgage-insurance-premium-on-fha-loans-reduced-30-basis-points/): In an effort to make homeownership more affordable, the U. S. Department of Housing and Urban Development (HUD) is reducing...
- [Why Are Mortgage Rates Going Up Again?](https://www.thetruthaboutmortgage.com/why-are-mortgage-rates-going-up-again/): It feels like déjà vu. Mortgage rates are going up again. What gives? I thought they peaked. Not so fast....
- [10 Things You Should Do Before Applying for a Mortgage](https://www.thetruthaboutmortgage.com/10-things-you-should-do-before-applying-for-a-mortgage/): I recently wrote that you should look for a mortgage before searching for a property to buy because unless you...
- [What Time of Year Are Mortgage Rates Lowest? Here's What The Data Says](https://www.thetruthaboutmortgage.com/when-are-mortgage-rates-lowest/): Mortgage Q&A: “What time of year are mortgage rates lowest? ” We’re all looking for an angle, especially if it’ll...
- [Why the “It’s the 2008 Housing Crisis All Over Again” Argument Falls Short](https://www.thetruthaboutmortgage.com/why-the-its-the-2008-housing-crisis-all-over-again-argument-falls-short/): There’s been a lot of buzz lately regarding another 2008 housing crisis unfolding in 2023. I’m hearing the phrases underwater...
- [There Is No Free Mortgage](https://www.thetruthaboutmortgage.com/there-is-no-free-mortgage/): You’ve heard the term “no free lunch. ” Well, the same is true of home loans. There is no “free...
- [Better Mortgage Review: They Promise Speed But at What Price?](https://www.thetruthaboutmortgage.com/better-mortgage-review/): One of the first “fintech” mortgage lenders that came into existence in recent years was Better Mortgage. Launched in 2014,...
- [How the Fed Could Benefit from Lower Mortgage Rates](https://www.thetruthaboutmortgage.com/how-the-fed-could-benefit-from-lower-mortgage-rates/): The Fed has played a major role in consumer mortgage rates over the past decade and change. Back in 2008,...
- [What Is the Easiest Type of Mortgage to Get?](https://www.thetruthaboutmortgage.com/what-is-the-easiest-type-of-mortgage-to-get/): Mortgage Q&A: “What is the easiest type of mortgage to get? ” Relative to other types of loans, it can...
- [Top Mortgage Lenders in DC](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-dc/): Now it’s time to check out the top mortgage lenders in DC, the capital of the United States. In 2021,...
- [Why You May Want a 780+ FICO Score When Applying for a Mortgage](https://www.thetruthaboutmortgage.com/780-fico-score-mortgage/): It used to be that a 720 FICO score was all you needed to ensure you qualified for the lowest...
- [Mortgage Co-Borrower vs. Co-Signer](https://www.thetruthaboutmortgage.com/mortgage-co-borrower-vs-co-signer/): Today we’ll discuss the key differences between a mortgage co-borrower and a mortgage co-signer. While the two phrases sound pretty...
- [A 1% Decrease in Mortgage Rates Is Worth an 11% Drop in Home Prices](https://www.thetruthaboutmortgage.com/a-1-decrease-in-mortgage-rates-is-worth-an-11-drop-in-home-prices/): A recent podcast from First American economists discussed the current state of the housing market. The subject was the rebalancing...
- [What Are Seller Concessions?](https://www.thetruthaboutmortgage.com/what-are-seller-concessions/): Now that the housing market is turning in favor of home buyers, the phrase “seller concessions” might become a lot...
- [Nearly Half of Homeowners Regret Their Adjustable-Rate Mortgage](https://www.thetruthaboutmortgage.com/nearly-half-of-homeowners-regret-their-adjustable-rate-mortgage/): A new survey from U. S. News & World Report found that nearly half of homeowners with adjustable-rate mortgages regret...
- [Wells Fargo to Exit Correspondent, Shrink Mortgage Business, Focus on Bank Clients and Minority Borrowers](https://www.thetruthaboutmortgage.com/wells-fargo-to-exit-correspondent-lending-shrink-mortgage-business/): Despite long being the #1 mortgage lender in the country, Wells Fargo has announced plans to shrink its mortgage business....
- [Why Mortgage Lenders Are Requiring Upfront Points](https://www.thetruthaboutmortgage.com/why-do-mortgage-lenders-charge-points/): There’s been a recent phenomenon where mortgage lenders are requiring borrowers to pay upfront points when obtaining a home loan....
- [2023 Mortgage Rate Predictions: All Eyes on Inflation](https://www.thetruthaboutmortgage.com/2023-mortgage-rate-predictions/): Another year has nearly passed, which means it’s time for the 2023 mortgage rate predictions. I think we can all...
- [Top Mortgage Lenders in Kentucky](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-kentucky/): It’s time to find out who the top mortgage lenders in Kentucky are, based on total loan volume. More than...
- [Mortgage Broker Magnate Ishbia to Buy the Phoenix Suns and Mercury](https://www.thetruthaboutmortgage.com/uwm-ishbia-to-buy-the-phoenix-suns-and-mercury/): In a rather surprising move, United Wholesale Mortgage president and CEO Mat Ishbia is set to acquire the Phoenix Suns...
- [Cash Out Refinance Fees Are Going Up in Early 2023](https://www.thetruthaboutmortgage.com/cash-out-refinance-fees-are-going-up-in-early-2023/): While most homeowners probably don’t have a refinance on their radar (due to the big jump in interest rates), take...
- [Top Mortgage Lenders in Hawaii](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-hawaii/): Today we’ll check out the top mortgage lenders in Hawaii based on total loan volume. These companies closed the most...
- [Top Mortgage Lenders in Idaho](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-idaho/): Let’s take a look at the top mortgage lenders in Idaho, based on annual loan origination volume. The Gem State...
- [2023 Mortgage and Real Estate Predictions](https://www.thetruthaboutmortgage.com/2023-mortgage-and-real-estate-predictions/): It’s nearly 2023, which means it’s time for a fresh batch of mortgage and real estate predictions for the new...
- [Top Mortgage Lenders in Alabama](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-alabama/): Today we’ll take a look at the top mortgage lenders in Alabama, based on their most recent year’s loan volume....
- [The Beauty of High Mortgage Rates](https://www.thetruthaboutmortgage.com/the-beauty-of-high-mortgage-rates/): High mortgage rates are bad. They reduce affordability, lead to fewer home sales, and can cause lots of industry-related job...
- [How to Shop for a Mortgage](https://www.thetruthaboutmortgage.com/how-to-shop-for-a-mortgage/): Mortgage basics: “How to shop for a mortgage. ” Every now and then I focus on mortgage 101 because it...
- [2023 Conforming Loan Limits Rise to $726,200](https://www.thetruthaboutmortgage.com/2023-conforming-loan-limits/): A dollar ain’t worth what it used to be; just take a look at the newly released 2023 conforming loan...
- [Mortgage Rates vs. CPI: Less Inflation = Lower Rates](https://www.thetruthaboutmortgage.com/mortgage-rates-vs-cpi/): While it seemed mortgage rates just couldn’t catch a break, a positive CPI report has led to a huge rally....
- [UWM Becomes Top Mortgage Lender in the Nation](https://www.thetruthaboutmortgage.com/uwm-becomes-top-mortgage-lender-in-the-nation/): Similar to how Rocket Mortgage overtook Wells Fargo, United Wholesale Mortgage (UWM) has now risen above Rocket to become the...
- [loanDepot Digital HELOC Launched: Paperless Process and Funding in as Little as 7 Days](https://www.thetruthaboutmortgage.com/loandepot-digital-heloc/): Direct lender loanDepot has launched a so-called “Digital HELOC” to help homeowners tap into their massive amounts of home equity....
- [Rocket Rewards Loyalty Program Launched by Rocket Mortgage](https://www.thetruthaboutmortgage.com/rocket-rewards-loyalty-program/): The nation’s number one lender, Rocket Mortgage, has launched a new loyalty program called “Rocket Rewards. ” Similar to other...
- [Top Mortgage Lenders in Wisconsin](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-wisconsin/): Now we’ll rank the top mortgage lenders in Wisconsin, based on the most recent year’s completed loan volume. These are...
- [How Mortgage Interest Works](https://www.thetruthaboutmortgage.com/how-mortgage-interest-works/): A friend of mine asked me over the weekend how mortgage interest works? His coworker had posed a similar question...
- [Who Cares What Mortgage Rates Were in the 1980s?](https://www.thetruthaboutmortgage.com/mortgage-rates-in-the-1980s/): Month after month, and week after week, articles continue to focus on mortgage rates in the 1980s, to seemingly paint...
- [FICO 10 T and VantageScore 4.0 Approved for Fannie Mae and Freddie Mac Mortgages](https://www.thetruthaboutmortgage.com/fico-10-t-and-vantagescore-4-0-approved-for-fannie-mae-and-freddie-mac-mortgages/): Two new credit scores will be used if and when you apply for a mortgage backed by Fannie Mae or...
- [Home Prices Need to Fall 25%, But They Probably Won’t](https://www.thetruthaboutmortgage.com/home-prices-need-to-fall-25-but-they-probably-wont/): A new report from Zillow revealed that home prices need to come down by about 25% to become affordable again....
- [Top Mortgage Lenders in Missouri](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-missouri/): Today we’ll take a look at the top mortgage lenders in Missouri, based on loan volume. This means the biggest...
- [The Case for Sub-5% Mortgage Rates by 2023](https://www.thetruthaboutmortgage.com/the-case-for-sub-5-mortgage-rates-by-2023/): While mortgage rates have a good chance of getting worse before they get better, hope might be on the horizon....
- [Buy a House Before Mortgage Rates Come Back Down?](https://www.thetruthaboutmortgage.com/buy-a-house-before-mortgage-rates-come-back-down/): There is a plausible scenario where mortgage rates continue higher for a short period and then eventually correct. Possibly as...
- [Are Mortgage Rates Going to 8.5% Next?](https://www.thetruthaboutmortgage.com/are-mortgage-rates-going-to-8-5-next/): The year 2022 has been absolutely dreadful with respect to mortgage rates. We’ve seen the popular 30-year fixed rise from...
- [Top Mortgage Lenders in Indiana](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-indiana/): Now let’s talk about the top mortgage lenders in Indiana, based on their most recent year’s loan volume. In 2021,...
- [Now You Can Get a Mortgage at Walmart](https://www.thetruthaboutmortgage.com/walmart-mortgage/): It’s official, you can get a mortgage at Walmart now. So next time you’re grocery shopping, or picking up other...
- [Top Mortgage Lenders in South Carolina](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-south-carolina/): It’s time to check out the top mortgage lenders in South Carolina, based on who did the most business. Last...
- [What Is Inflation Buster from Rocket Mortgage?](https://www.thetruthaboutmortgage.com/what-is-inflation-buster-from-rocket-mortgage/): I was watching some football this weekend and happened upon an ad for “Inflation Buster” from Rocket Mortgage. I’m always...
- [Top Mortgage Lenders in Minnesota](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-minnesota/): Let’s check out the top mortgage lenders in Minnesota based on the most recent year’s loan volume. Around 750 mortgage...
- [The Truth About Falling Home Prices](https://www.thetruthaboutmortgage.com/the-truth-about-falling-home-prices/): Real estate doom and gloom articles are going to ramp up big time in coming months, if they haven’t already....
- [Top Reverse Mortgage Lenders](https://www.thetruthaboutmortgage.com/top-reverse-mortgage-lenders/): If you’re a senior, you might be wondering who the top reverse mortgage lenders in the nation are. Unlike the...
- [Crowdfunded Zero Down Mortgage Launched as Housing Market Peaks](https://www.thetruthaboutmortgage.com/crowdfunded-zero-down-mortgage-launched/): A credit union out of Cheyenne, Wyoming has launched a crowdfunded, zero down mortgage loan for its customers. It comes...
- [Marry the House, Date the Rate. What?](https://www.thetruthaboutmortgage.com/marry-the-house-date-the-rate/): Lately, I’ve been seeing the old “marry the house, date the rate” adage thrown around a lot. The idea is...
- [Top Mortgage Lenders in Tennessee](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-tennessee/): Today we’ll take a hard look at the top mortgage lenders in Tennessee by loan volume. Last year, nearly 1,200...
- [Your Credit Score Alone Can Make or Break Your HELOC Rate](https://www.thetruthaboutmortgage.com/heloc-credit-score/): You’ve probably heard that maintaining an excellent credit score is very important when it comes to getting a mortgage. Not...
- [Why Homeowners Aren’t Selling](https://www.thetruthaboutmortgage.com/why-homeowners-arent-selling/): With all the talk of a housing market crash, there’s not a lot of data to support it. Sure, home...
- [Watch Out for 8% Mortgage Rates](https://www.thetruthaboutmortgage.com/8-percent-mortgage-rates/): Now that interest rates have resumed their upward climb, do we have to worry about 8% mortgage rates next? Back...
- [Top Mortgage Lenders in Oregon](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-oregon/): Today we’ll take a look at the top mortgage lenders in Oregon, based on total loan volume. Nearly 700 different...
- [Housing Crash Imminent?  The National LTV Is Below 30%](https://www.thetruthaboutmortgage.com/housing-crash-imminent-the-national-ltv-is-below-30/): The topic du jour lately has been a housing market on the edge of disaster. But no one can quite...
- [Top Mortgage Lenders in Utah](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-utah/): If you’re curious who the top mortgage lenders in Utah are, I’ve got some answers. Last year, more than 500...
- [Top Mortgage Lenders in Michigan](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-michigan/): Let’s check out the top mortgage lenders in Michigan based on the most recent year’s loan volume. The state of...
- [Top Mortgage Lenders in Maryland](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-maryland/): Today we’ll have a look at the top mortgage lenders in Maryland based on their annual loan volume. Like other...
- [Bank of America Launches a Zero Down Mortgage](https://www.thetruthaboutmortgage.com/bank-of-america-zero-down-mortgage/): This week, Bank of America unveiled a zero down mortgage option as part of their Community Homeownership Commitment. In short,...
- [Home Equity Loans 101: Everything You Need to Know](https://www.thetruthaboutmortgage.com/home-equity-loan/): Today we’re going to talk about the “home equity loan,” which is quickly becoming all the rage with mortgage rates...
- [Top Mortgage Lenders in Pennsylvania](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-pennsylvania/): Today we’ll take a look at the top mortgage lenders in Pennsylvania based on their annual loan volume. The state...
- [The Temporary Buydown: How to Get a Lower Rate the First Couple Years on Your Mortgage](https://www.thetruthaboutmortgage.com/buydown-mortgage/): Today we’re going to talk about a “temporary buydown,” the latest effort by the mortgage industry to provide much-needed payment...
- [4.5% Mortgage Rates in 2023?  That’s the Latest Estimate from Fannie Mae](https://www.thetruthaboutmortgage.com/4-5-mortgage-rates-in-2023/): Might 2023 be good to mortgage rates? If you believe the latest Housing Forecast from Fannie Mae, then yes. Most...
- [Top Mortgage Lenders in the State of Massachusetts](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-massachusetts/): Now let’s check out the top mortgage lenders in Massachusetts, based on loan volume. In 2021, roughly $164 billion in...
- [Orchard Mortgage Review: A Tech-Enabled Mortgage Broker That Wants to Transform the Stale Home Buying Process](https://www.thetruthaboutmortgage.com/orchard-mortgage-review/): Today we’ll check out “Orchard Mortgage,” formerly known as Orchard Home Loans. The direct lender is backed by its parent...
- [Could a 50-Year Fixed Mortgage Finally Solve the Affordability Crisis?](https://www.thetruthaboutmortgage.com/50-year-mortgage/): With mortgage rates nearly double what they used to be, you might wonder if an alternative product like a “50-year...
- [A Severe Housing Downturn Is Now Possible](https://www.thetruthaboutmortgage.com/a-severe-housing-downturn-is-now-possible/): Sound the alarm. A severe housing downturn may now be in the cards in the United States. That is, if...
- [The Top Refinance Companies By Loan Volume Last Year](https://www.thetruthaboutmortgage.com/top-refinance-companies/): Now it’s time to take a look at the top refinance companies in the country, based on who closed the...
- [Half of Americans Don’t Even Know What a Mortgage Is?](https://www.thetruthaboutmortgage.com/half-of-americans-dont-even-know-what-a-mortgage-is/): A new shock poll (I just wanted to utter that phrase) found that half of Americans don’t even know what...
- [Top Mortgage Lenders in New Jersey](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-new-jersey/): Today we’ll do a deep dive into the top mortgage lenders in New Jersey. Using HMDA data, we can see...
- [Top Mortgage Lenders in Virginia](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-virginia/): Now we’ll check out the top mortgage lenders in Virginia, which like many other states, was led by Rocket Mortgage....
- [Why Is the Housing Market Cooling? And Should We Worry About a Bubble Bursting?](https://www.thetruthaboutmortgage.com/why-is-the-housing-market-cooling/): The housing market is cooling. There’s really no debate. Things are slowing down. You can mostly thank a doubling in...
- [Top Mortgage Lenders in Colorado](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-colorado/): Today we’ll take a look at the top mortgage lenders in Colorado. Interestingly, the top lender in the state isn’t...
- [Top Mortgage Lenders in New York](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-new-york/): Now let’s take a look at the top mortgage lenders in New York, based on overall loan volume produced last...
- [Mortgage Rate Predictions for the Rest of the Year (2022)](https://www.thetruthaboutmortgage.com/mortgage-rate-predictions-for-the-rest-of-the-year-2022/): With all the seesaw movement in the first eight months of 2022, I wanted to throw out some mortgage rate...
- [Arvest Central Mortgage Review: the Top Mortgage Lender in the State of Arkansas](https://www.thetruthaboutmortgage.com/arvest-central-mortgage-review/): If you reside in Arkansas or a nearby state, chances are you’ve heard of Arvest Central Mortgage. Or perhaps you...
- [Top Mortgage Lenders in Washington State](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-washington-state/): If you reside in the Pacific Northwest, you might wonder who the top mortgage lenders in Washington State are. Yes,...
- [40-Year Mortgages: Do They Make Any Sense?](https://www.thetruthaboutmortgage.com/do-40-year-mortgages-make-any-sense/): Interested in a 40-Year Fixed Mortgage? If you need even more time to pay off your mortgage Or need to...
- [Top Mortgage Lenders in Arizona](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-arizona/): If you’re curious who the top mortgage lenders in Arizona are, you’ve come to the right place. I’ve compiled several...
- [Does Having A Mortgage Help Your Credit Score? Your Mileage May Vary, Here's Why](https://www.thetruthaboutmortgage.com/does-having-a-mortgage-help-your-credit-score/): Mortgage Q&A: “Does Having A Mortgage Help Your Credit Score? ” If you’ve ever pulled your credit report and/or viewed...
- [Will Mortgage Rates Hit 7% Next?](https://www.thetruthaboutmortgage.com/seven-percent-mortgage-rates/): It seems mortgage rates can’t catch a break in 2022, despite a few pullbacks here and there. However, those moments...
- [What Is a Housing Correction?  And Are We In One Now?](https://www.thetruthaboutmortgage.com/what-is-a-housing-correction/): Lately, I’ve been hearing a lot about a “housing correction,” which at first glance looks and sounds kind of bad....
- [An Easy Way to Save Even More Money with an Adjustable Rate Mortgage](https://www.thetruthaboutmortgage.com/how-to-save-money-with-an-adjustable-rate-mortgage/): Because mortgage rates have more than doubled lately, interest in adjustable-rate mortgages has taken off. The popular 30-year fixed, which...
- [Mortgage Rates vs. Recessions: Do They Go Up or Down During Hard Times?](https://www.thetruthaboutmortgage.com/mortgage-rates-vs-recessions/): It’s time for another mortgage match-up, the latest installment “mortgage rates vs. recessions. ” This is a timely post seeing...
- [First Home Mortgage Review: A Maryland Mortgage Lender with a Strong Focus on Home Buyers](https://www.thetruthaboutmortgage.com/first-home-mortgage-review/): With a name like “First Home Mortgage,” you would expect a serious commitment to home buyers. And that’s exactly what...
- [AnnieMac Mortgage Review: A New Jersey Mortgage Lender Big on Human Touch](https://www.thetruthaboutmortgage.com/anniemac-mortgage-review/): If you want a more personal home loan experience, take a look at AnnieMac Home Mortgage. The New Jersey-based lender...
- [Paying Extra Today Won’t Lower Your Future Monthly Mortgage Payments](https://www.thetruthaboutmortgage.com/paying-more-today-wont-lower-future-monthly-mortgage-payments/): Just about everyone with a home loan ponders the idea of paying a little extra, whether it’s via biweekly mortgage...
- [The Average Homeowner Now Has $207,000 in Tappable Equity: The Question Is How Do You Tap It?](https://www.thetruthaboutmortgage.com/tappable-equity/): While prospective home buyers continue to grapple with high mortgage rates and limited supply, existing owners are getting richer. A...
- [Can You Still Get an Adjustable Rate Mortgage?](https://www.thetruthaboutmortgage.com/can-you-still-get-an-adjustable-rate-mortgage/): Yes, adjustable-rate mortgages are still available, even though your lender may have hidden them from you for the past few...
- [Flat Branch Home Loans Review: Over 1,000 Years of Mortgage Experience](https://www.thetruthaboutmortgage.com/flat-branch-home-loans-review/): If you’re looking for a home purchase lending expert in the Midwest, you may want to check out “Flat Branch...
- [NJ Lenders Corp. Review: The 5th Largest Mortgage Lender in the State of New Jersey](https://www.thetruthaboutmortgage.com/nj-lenders-corp-review/): With a name like “NJ Lenders Corp. ,” there’s no question who they’re focused on; folks in the Garden State!...
- [What Does It Mean to Be House Poor?](https://www.thetruthaboutmortgage.com/what-does-it-mean-to-be-house-poor/): If you’re an existing homeowner or an aspiring one, you may have heard the phrase “house poor,” typically uttered by...
- [Summit Mortgage Review: If You Want More Than a Call Center Home Loan](https://www.thetruthaboutmortgage.com/summit-mortgage-review/): If you’re looking for personalized service, instead of a call-center home loan, you might want to check out Summit Mortgage....
- [Top Mortgage Lenders by Volume in 2021: Rocket Zooms Highest Once Again with $100 Billion Gap](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-2021/): Now that the Home Mortgage Disclosure Act (HMDA) data is out, we can check out the top mortgage lenders of...
- [Top FHA Lenders: Pennymac Is #1 Overall, But Is Biggest the Best?](https://www.thetruthaboutmortgage.com/top-fha-lenders/): If you’re in need of an FHA loan, you might be curious who the top FHA lenders are. By top,...
- [Why You Might Not Want to Get Too Excited (or Nervous) About a Housing Crash](https://www.thetruthaboutmortgage.com/why-you-might-not-want-to-get-too-excited-or-nervous-about-a-housing-crash/): As mortgage rates continue their ascent toward 6%, more and more folks are talking housing market crash. But high interest...
- [Sometimes It’s Actually Better to Choose the Higher Mortgage Rate](https://www.thetruthaboutmortgage.com/sometimes-its-better-to-choose-the-higher-mortgage-rate/): With mortgage rates hovering around 5. 5%, there might be the temptation to snag a 30-year fixed at say 4....
- [Highlands Residential Mortgage Review: On a Mission to Become the World’s Most Respected Mortgage Brand](https://www.thetruthaboutmortgage.com/highlands-residential-mortgage-review/): Today we’ll check out “Highlands Residential Mortgage,” a Texas-based mortgage lender that’s on a mission. Their assignment? To be the...
- [Are Home Prices Falling? The Devil Is in the Details](https://www.thetruthaboutmortgage.com/are-home-prices-falling/): How’s this for a dramatic headline: “Home prices are falling! ” But before you get too excited, assuming you’re a...
- [10-Year Mortgages vs. the 30-Year Fixed: Are They Worth the Small Discount?](https://www.thetruthaboutmortgage.com/30-year-vs-10-year-mortgages/): It’s time for another mortgage match-up folks. Today, we’ll look at 10-year mortgages versus the 30-year fixed mortgage to see...
- [Now That We’ve Got 5% Mortgage Rates, Is the Seller’s Market Finally Over?](https://www.thetruthaboutmortgage.com/now-that-weve-got-5-mortgage-rates-is-the-sellers-market-finally-over/): We’ve got 5% mortgage rates and record high home prices. Does this mean the seller’s market is finally over? You...
- [Is an Adjustable-Rate Mortgage a Good Short-Term Strategy Until Interest Rates Cool Off?](https://www.thetruthaboutmortgage.com/is-an-adjustable-rate-mortgage-a-good-short-term-strategy-until-interest-rates-cool-off/): We know mortgage rates are projected to keep rising, so what’s a cost-effective solution if you need a home loan...
- [Allow Me to Introduce You to the 5% Mortgage Rate](https://www.thetruthaboutmortgage.com/allow-me-to-introduce-you-to-the-5-mortgage-rate/): For those new to mortgages, the number five might feel a bit foreign. Over the past decade and even longer,...
- [Have Mortgage Rates Peaked?](https://www.thetruthaboutmortgage.com/have-mortgage-rates-peaked/): Two weeks ago, I wrote about how mortgage rates jumped, something just about everyone is aware of. But I also...
- [Are We Near the Peak of the Current Housing Cycle?](https://www.thetruthaboutmortgage.com/are-we-near-the-peak-of-the-current-housing-cycle/): They say real estate is cyclical, much like the stock market and the wider economy. It ebbs and flows, goes...
- [Are the Housing Bears Being Too Rational?](https://www.thetruthaboutmortgage.com/are-the-housing-bears-being-too-rational/): Now that 30-year fixed mortgage rates are flirting with 5%, there’s been quite the uptick in housing bubble chatter. The...
- [Figure's Crypto Mortgage: Purchase a Home with Nothing Down While You Continue to HODL](https://www.thetruthaboutmortgage.com/figure-crypto-mortgage-review/): For the individual who eschews fiat currency, but still needs a mortgage, look no further than Figure. The company originally...
- [Diamond Residential Mortgage Review: No Borrower Is Left Behind Thanks to Their Endless Menu of Loan Programs](https://www.thetruthaboutmortgage.com/diamond-residential-mortgage-review/): Today we’ll check out “Diamond Residential Mortgage Corp. ,” a Midwest mortgage lender that’s named after its founder, not the...
- [5/1 ARM vs. 30-Year Fixed: What's the Better Choice and Why?](https://www.thetruthaboutmortgage.com/30-year-fixed-vs-51-arm/): Now that mortgage rates have jumped, it might be time to consider alternatives to the 30-year fixed, such as the...
- [Mortgage Rates Have Jumped. Just How Bad Is It?](https://www.thetruthaboutmortgage.com/mortgage-rates-have-jumped-just-how-bad-is-it/): In a word, bad. At least in terms of historic interest rate moves, which have rarely rivaled the massive increases...
- [Nation’s Largest Wholesale Lender Now Offering Bank Statement Loans](https://www.thetruthaboutmortgage.com/uwm-bank-statement-loans/): What year is it? 2006? The nation’s largest wholesale mortgage lender, United Wholesale Mortgage, has just announced the availability of...
- [Is the Best Cure for High Mortgage Rates, High Mortgage Rates?](https://www.thetruthaboutmortgage.com/is-the-best-cure-for-high-mortgage-rates-high-mortgage-rates/): There’s an old adage in the commodities market that says, “the best cure for high prices is, high prices. ”...
- [Sun West Mortgage Review: Near Instantaneous Underwriting to Get Your Home Loan Closed Fast](https://www.thetruthaboutmortgage.com/sun-west-mortgage-review/): Not many mortgage companies have been around since the 1980s, but “Sun West Mortgage” has. However, that doesn’t mean they...
- [What Is a Conventional Mortgage Loan?](https://www.thetruthaboutmortgage.com/what-is-a-conventional-mortgage-loan/): Mortgage Q&A: “What is a conventional mortgage loan? ” A “conventional loan” simply refers to any residential mortgage loan that...
- [If You Want to Buy a Home, Adjust Your Max Purchase Price Filter a Lot Lower](https://www.thetruthaboutmortgage.com/if-you-want-to-buy-a-home-adjust-your-max-purchase-price-filter-a-lot-lower/): If you’re a prospective home buyer, you need to prepare for the worst. And by worst, I mean a much...
- [Mortgage Investors Group Review: A Leading Southeast Mortgage Lender with Great First-Time Buyer Loan Programs](https://www.thetruthaboutmortgage.com/mortgage-investors-group-review/): Mortgage Investors Group, or MIG for short, has a familiar story in that they were founded by a small group...
- [Canopy Mortgage Review: Proprietary Tech and Some of the Best Pricing in the Industry?](https://www.thetruthaboutmortgage.com/canopy-mortgage-review/): Today we’ll take a look at “Canopy Mortgage,” a Utah-based mortgage lender that is big on transparency when it comes...
- [Mortgage Rates vs. War: The Silver Lining](https://www.thetruthaboutmortgage.com/mortgage-rates-vs-war-the-silver-lining/): Sadly, there’s another war taking place, this time Russia’s invasion of neighboring Ukraine. While it doesn’t involve the United States...
- [UpEquity Review: They Can Make You an All-Cash Power Buyer in a Hot Housing Market](https://www.thetruthaboutmortgage.com/upequity-review/): The latest company looking to tackle the buy before you sell quandary goes by the name “UpEquity. ” They’re also...
- [Waterstone Mortgage Review: Home Purchase Loan Experts Who Strive to Close On Time](https://www.thetruthaboutmortgage.com/waterstone-mortgage-review/): Today we’ll take a thorough look at “Waterstone Mortgage,” a residential mortgage lender backed by a billion-dollar depository bank. Despite...
- [NFM Lending Review: A Baltimore Area Mortgage Lender That Bridges the Gap Between Online and In-Touch](https://www.thetruthaboutmortgage.com/nfm-lending-review/): Today we’ll check out “NFM Lending,” a Baltimore area mortgage lender that has been around since the 20th century. Also...
- [Number Who Say It’s a Good Time to Buy a Home Hits an All-Time Low, However…](https://www.thetruthaboutmortgage.com/number-who-say-its-a-good-time-to-buy-a-home-hits-an-all-time-low-however/): You may have heard that home buying sentiment is horrible at the moment, what with home prices and mortgage rates...
- [10 Ways to Get a Bigger Mortgage: With Home Prices On the Rise You May Need One](https://www.thetruthaboutmortgage.com/get-a-bigger-mortgage/): With home prices on the rise, and only expected to go higher this year, you might be wondering how to...
- [Is This Mortgage Company Legit? How to Quickly Vet Your Lender](https://www.thetruthaboutmortgage.com/is-this-mortgage-company-legit/): It’s a question I see consumers ask whenever they size up a lender: “Is X mortgage company legit? ” Ultimately,...
- [Loan Factory Review: They Dare You to Compare Rates Elsewhere](https://www.thetruthaboutmortgage.com/loan-factory-review/): Do you want a low mortgage rate and a good experience to boot while obtaining a home loan? While that...
- [InstaMortgage Review: A Minority-Owned Lender That Aims to Provide Legendary Customer Service](https://www.thetruthaboutmortgage.com/instamortgage-review/): Today we’ll deep dive into “InstaMortgage,” formerly known as Arcus Lending, a lender that promises low rates, legendary service, and...
- [UWM Offering No-Cost Appraisals on Home Purchase Loans](https://www.thetruthaboutmortgage.com/uwm-offering-no-cost-appraisals-on-home-purchase-loans/): In an effort to make loan closings even faster, United Wholesale Mortgage (UWM) is offering an appraisal credit on home...
- [Cake Mortgage Review: A Piece of Cake From Start to Finish?](https://www.thetruthaboutmortgage.com/cake-mortgage-review/): Today we’ll check out “Cake Mortgage Corp. ,” which as the name implies wants to make the home loan process...
- [The Mortgage Refinance Process: Complete Step-by-Step Guide and Timeline](https://www.thetruthaboutmortgage.com/mortgage-refinance-process-steps/): Most homeowners know what a mortgage refinance is, but aren’t necessarily familiar with the process and many steps that take...
- [How Many Homes Should I Look at Before I Buy? One Could Be Enough But More Is Definitely Better](https://www.thetruthaboutmortgage.com/how-many-homes-should-i-look-at-before-i-buy/): These days, prospective home buyers are spending a lot more time looking at homes virtually rather than in person. This...
- [What Is Prepaid Interest? Here's Why You Need to Pay the Mortgage Lender Ahead of Time](https://www.thetruthaboutmortgage.com/what-is-prepaid-interest/): As the name implies, “prepaid interest” is money you owe to a bank or mortgage lender that is paid in...
- [What Mortgage Term Is Best? Why It Could Pay to Look Beyond the 30-Year Fixed](https://www.thetruthaboutmortgage.com/what-mortgage-term-is-best/): Mortgage Q&A: “What mortgage term is best? ” Before you set out to snag the lowest rate on your home...
- [Do You Need 20% Down to Buy a House? Why This Old Rule No Longer Applies](https://www.thetruthaboutmortgage.com/do-you-need-20-down-to-buy-a-house/): It’s been some time since I’ve done mortgage Q&A, so without further delay, let’s explore the following question: “Do you...
- [Why You May Want to Act Fast If Taking Out a Mortgage on a Second Home or Expensive Property](https://www.thetruthaboutmortgage.com/new-fees-for-high-balance-loans-and-second-home-loans/): If you own a second home or hold a high balance loan amount, you may want to refinance sooner rather...
- [2022 Real Estate and Mortgage Predictions](https://www.thetruthaboutmortgage.com/2022-real-estate-predictions/): It’s almost mid-December, which means it is time for another round of mortgage and real estate predictions for the upcoming...
- [Strong Home Mortgage Review: A Veteran-Owned Mortgage Lender That's Part of the Costco Program](https://www.thetruthaboutmortgage.com/strong-home-mortgage-review/): Today we’ll take a good look at a newer veteran-owned mortgage lender by the name of Strong Home Mortgage. As...
- [2022 Mortgage Rate Predictions: Is This the Year They Finally Hit 4%?](https://www.thetruthaboutmortgage.com/2022-mortgage-rate-predictions/): Well, just like that it’s December again, which means it’s time for the 2022 mortgage rate predictions. This past year...
- [NASB Home Loans Review: NerdWallet Ranked Them Best Mortgage Lender Overall](https://www.thetruthaboutmortgage.com/nasb-home-loans-review/): Today we’ll review a Missouri-based community bank that’s big on home loans, North American Savings Bank, or NASB Home Loans...
- [Mortgage Network Review: One of the Largest Independent Mortgage Lenders in New England](https://www.thetruthaboutmortgage.com/mortgage-network-review/): If you live in New England, or more specifically Massachusetts, there’s a very good chance you’ve heard of Mortgage Network,...
- [2022 FHA Loan Limits: Floor Rises to $420,680, Ceiling to $970,800](https://www.thetruthaboutmortgage.com/2022-fha-loan-limits/): Similar to the FHFA, the U. S. Department of Housing and Urban Development (HUD) announces maximum loan limits each year...
- [2022 Conforming Loan Limit Jumps to $647,200](https://www.thetruthaboutmortgage.com/2022-conforming-loan-limits/): This morning, the 2022 conforming loan limits were officially announced by the FHFA, with the baseline limit hitting a whopping...
- [Mortgage Rates vs. Omicron](https://www.thetruthaboutmortgage.com/mortgage-rates-vs-omicron/): Last week, the World Health Organization (WHO) designated Omicron, formally known as B. 1. 1. 529, a variant of concern....
- [Lendevity Review: A SoCal Mortgage Broker That Charges $0 Broker Fees and Offers a Loyalty Program](https://www.thetruthaboutmortgage.com/lendevity-review/): Today we’ll check out a Southern California-based mortgage broker named “Lendevity,” which has been earning rave reviews lately. Their name...
- [What Will Cause the Next Housing Crash?](https://www.thetruthaboutmortgage.com/what-will-cause-the-next-housing-crash/): I think I finally know what’s going to cause the next major financial collapse. Crypto. Ignore the fact that the...
- [Another Reason You Can’t Find a Home to Buy: Investors](https://www.thetruthaboutmortgage.com/cant-find-home-to-buy/): Don’t be fooled by Zillow’s recent iBuying exit. The housing market is alive and well, despite some expected seasonal slowing....
- [FHA-to-Conventional Refinance: How to Drop Mortgage Insurance Once and For All](https://www.thetruthaboutmortgage.com/an-fha-to-conventional-refinance-may-allow-you-to-ditch-mip/): While refinance applications seem to be slowing, there are still some good reasons to refinance your mortgage, even if interest...
- [Lakeview Loan Servicing Review: A Top Mortgage Loan Servicer Big on Refis](https://www.thetruthaboutmortgage.com/lakeview-mortgage-review/): Today we’ll explore one of the nation’s largest loan servicers that happens to be a major mortgage lender as well,...
- [Zillow Offers Shuts Down Because It Can't Forecast Future Home Prices, 25% of Workforce to Be Let Go](https://www.thetruthaboutmortgage.com/zillow-offers-shuts-down/): In a somewhat strange turn of events, the iBuying unit of Zillow, known as Zillow Offers, is shutting down after...
- [Zillow Hits Pause on iBuying for the Rest of 2021:  Should We Worry?](https://www.thetruthaboutmortgage.com/zillow-hits-pause-on-ibuying-for-the-rest-of-2021-should-we-worry/): In a rather surprising turn, Zillow has suspended new home purchases via its Zillow Offers unit through the end of...
- [2022 Home Prices: Goldman Sachs Sees Values Rising Another 16%](https://www.thetruthaboutmortgage.com/2022-home-prices/): Think home prices are expensive today? Well, get ready for an even bigger shock. A new report claims 2022 home...
- [Why Are Mortgages Cheaper Than Rent?](https://www.thetruthaboutmortgage.com/why-are-mortgages-cheaper-than-rent/): Mortgage Q&A: “Why are mortgages cheaper than rent? ” Today we’ll discuss why mortgages often appear to be less expensive...
- [Mortgages for Doctors:  Expanded LTVs and Large Loan Amounts](https://www.thetruthaboutmortgage.com/mortgages-for-doctors-expanded-ltvs-and-large-loan-amounts/): If you’re a doctor, resident, or even a veterinarian, getting a mortgage can be a little bit easier thanks to...
- [Dude, Where’s My Low Mortgage Rate?](https://www.thetruthaboutmortgage.com/dude-wheres-my-low-mortgage-rate/): A Common Mortgage Rate Tale You’ve been shopping mortgage rates and finally found a lender you like. The loan officer...
- [It’s Okay to Rent Until You Find a House You Really Like](https://www.thetruthaboutmortgage.com/its-okay-to-rent-until-you-find-a-house-you-really-like/): When deciding between renting and buying, individuals often fret about missing out on home equity if they do the former....
- [What the Names Zillow, Redfin, and Trulia Mean](https://www.thetruthaboutmortgage.com/what-the-names-zillow-redfin-and-trulia-mean/): Nowadays, just about everyone looking to buy or sell real estate begins their search online. And a small handful of...
- [What Is Lender-Paid Mortgage Insurance? First Of All, You Still Pay For It](https://www.thetruthaboutmortgage.com/what-is-lender-paid-mortgage-insurance/): Mortgage Q&A: “What is lender-paid mortgage insurance? ” Several years back, a rule went into effect that made mortgage insurance...
- [Two Simple Ways to Boost Your Credit Score Before Applying for a Mortgage](https://www.thetruthaboutmortgage.com/two-simple-ways-to-boost-your-credit-score-before-applying-for-a-mortgage/): A while back, I cautioned readers to avoid swiping the credit card before applying for a mortgage. In short, the...
- [Michigan State Athletes Will Soon Be Paid $500 Per Month to Promote Mortgage Brokers](https://www.thetruthaboutmortgage.com/michigan-state-athletes-will-soon-be-paid-500-per-month-to-promote-mortgage-brokers/): Back in July, the NCAA granted college athletes the opportunity to make money by using their “name, image and likeness”...
- [6 Ways to Snag a Low Mortgage Rate Even If They Suddenly Jump Higher](https://www.thetruthaboutmortgage.com/six-ways-to-secure-a-low-mortgage-rate-despite-the-recent-jump/): Over the past year, mortgage rates have been relatively steady near their all-time lows. This has continued to benefit existing...
- [Mortgage Insurance vs. Homeowners Insurance: Only One of Them Protects You](https://www.thetruthaboutmortgage.com/mortgage-insurance-vs-homeowners-insurance/): These days, it seems as if you can insure just about anything. Your car, your house, your dog, your phone,...
- [Change Home Mortgage Review: If Homeownership Feels Like a Long Shot, Give Them a Call](https://www.thetruthaboutmortgage.com/change-home-mortgage-review/): If you’ve driven the 405 freeway lately, you may have seen a billboard from “ChangeFi,” a bank that’s looking to...
- [Neat Loans Will Give You a $500 Discount on Your Mortgage If You Got the COVID-19 Vaccine](https://www.thetruthaboutmortgage.com/neat-loans-covid-19-discount/): This appears to be a first – digital mortgage lender Neat Loans will provide applicants with a $500 discount if...
- [ClearPath Lending Review: They're a Big Time VA Loan Lender](https://www.thetruthaboutmortgage.com/clearpath-lending-review/): If you’re in need of a VA loan, one mortgage company that deals almost exclusively in them goes by the...
- [Borrowers Don’t Choose Mortgage Lenders for the Best Interest Rate](https://www.thetruthaboutmortgage.com/borrowers-dont-choose-mortgage-lenders-for-the-best-interest-rate/): Conventional wisdom would lead us to believe that consumers go with the mortgage lender that offers the lowest interest rate....
- [Is the Housing Market Finally Slowing Down? Not So Fast…](https://www.thetruthaboutmortgage.com/is-the-housing-market-finally-slowing-down/): It’s a question a lot of prospective home buyers are asking right now. When will the housing market slow down?...
- [Nation’s Second Largest Mortgage Lender to Accept Bitcoin Because They Want to Be First](https://www.thetruthaboutmortgage.com/nations-second-largest-mortgage-lender-to-accept-bitcoin-because-they-want-to-be-first/): The nation’s second largest mortgage lender, United Wholesale Mortgage, has plans to accept bitcoin for mortgage payments. The Pontiac, Michigan-based...
- [Your Positive Rental History Will Now Help You Qualify for a Mortgage](https://www.thetruthaboutmortgage.com/your-positive-rental-history-will-now-help-you-qualify-for-a-mortgage/): In a bid to help more renters become homeowners, Fannie Mae has introduced a new “innovation” that will incorporate rental...
- [Are Mortgage Calculators Accurate? Why Some Totally Miss the Mark](https://www.thetruthaboutmortgage.com/are-mortgage-calculators-actually-accurate/): Time for more mortgage Q&A: “Are mortgage calculators accurate? ” Just about anyone looking to buy real estate or apply...
- [Rocket Mortgage Launches Detroit Home Loan+: Is It a Good Deal?](https://www.thetruthaboutmortgage.com/detroit-home-loan-plus-rocket-mortgage/): The nation’s largest mortgage lender, Rocket Mortgage, has just rolled out a home loan program exclusively for customers buying homes...
- [Mortgage Rates vs. Unemployment: Keep a Close Eye on the Jobs Report!](https://www.thetruthaboutmortgage.com/mortgage-rates-vs-unemployment/): It’s time for another mortgage match-up: “Mortgage rates vs. unemployment. ” When it comes to making (or for our purposes...
- [Why a Really Cheap Mortgage Might Actually Be Trouble](https://www.thetruthaboutmortgage.com/why-a-really-cheap-mortgage-might-actually-be-trouble/): I know, I know. It sounds ridiculous to complain about or imply that something cheap is a bad thing. Clearly...
- [Why It's Best to Apply for a Mortgage When Things Are Slow](https://www.thetruthaboutmortgage.com/why-you-may-want-to-apply-for-a-mortgage-when-things-are-slow/): A working paper from the National Bureau of Economic Research revealed that it might be best to apply for a...
- [Resetting the Clock When You Refinance: Why It Could Cost You](https://www.thetruthaboutmortgage.com/resetting-the-clock-when-refinancing-your-mortgage/): Mortgage rates are trickling back toward record lows again and refinance applications are on the rise. You can thank our...
- [How to Lower Your Mortgage Rate Without Refinancing](https://www.thetruthaboutmortgage.com/can-i-lower-my-mortgage-interest-rate-without-refinancing/): Here’s an interesting one. Is it possible to obtain a lower mortgage rate without refinancing? While it’s not all that...
- [Why Are Mortgage Payments Mostly Interest?](https://www.thetruthaboutmortgage.com/why-are-mortgage-payments-mostly-interest/): Mortgage Q&A: “Why are mortgage payments mostly interest? ” Here’s an interesting mortgage question – pun sadly intended because I...
- [New Mortgage Startup Tomo Exists Because Buying a Home Can Be Terrible](https://www.thetruthaboutmortgage.com/tomo-mortgage-review/): The mortgage and real estate industry is no stranger to disruptors, especially over the past few years as scores of...
- [Peoples Mortgage Company Review: A Highly-Rated Arizona-Based Lender](https://www.thetruthaboutmortgage.com/peoples-mortgage-company-review/): Today we’ll check out “Peoples Mortgage Company,” an Arizona-based independent mortgage lender that operates as a dba of Moria Development,...
- [Fixed-Rate Mortgages vs. ARMs: Which to Choose and Why?](https://www.thetruthaboutmortgage.com/30-year-fixed-vs-arm/): Mongoose vs. Cobra. Coyote vs. Roadrunner. Pirate vs. Ninja? And finally, “fixed-rate mortgage vs. adjustable-rate mortgage. ” Yes, we’re talking...
- [Better Will Now Guarantee Your Mortgage Even If the Appraisal Comes in Low](https://www.thetruthaboutmortgage.com/better-appraisal-guarantee/): With the housing market so competitive, and properties often going above asking, getting a mortgage can be a little more...
- [American Express Cardholders Can Get Up to $6,000 Statement Credits If They Use Rocket or Better Mortgage](https://www.thetruthaboutmortgage.com/american-express-mortgage-promotion/): If you happen to be an American Express cardholder, or were thinking about becoming one, they’ve got new a limited-time...
- [If You Want to Be a Homeowner, Go to College and Get a Degree](https://www.thetruthaboutmortgage.com/if-you-want-a-mortgage-go-to-college-and-get-a-degree/): Assuming you want to become a homeowner, it’s probably best to go to college, even if you have to take...
- [3 Reasons Why Putting Less Down Can Raise Your Mortgage Payment](https://www.thetruthaboutmortgage.com/3-ways-a-low-down-payment-can-raise-your-mortgage-payment/): If you’re in the market to purchase a new home, perhaps because mortgage rates are low and you’re an extremely...
- [The Mortgage Firm Review: Twice a SocialSurvey Winner for Customer Satisfaction](https://www.thetruthaboutmortgage.com/the-mortgage-firm-review/): Today we’ll check out Florida-based lender “The Mortgage Firm,” which has been originating home loans since the mid-1990s. That’s a...
- [American Pacific Mortgage Review: Big on Diversity, Service, and Giving Back](https://www.thetruthaboutmortgage.com/american-pacific-mortgage-review/): One of the top-35 retail mortgage companies in the country goes by the name “American Pacific Mortgage,” or APM for...
- [Top Mortgage Lenders by State in 2020: Rocket Claims 19 States and D.C.](https://www.thetruthaboutmortgage.com/top-mortgage-lenders-by-state-2020/): Assuming you actually needed to be told, Quicken Loans (aka Rocket Mortgage) was the top residential mortgage lender in the...
- [Thursday Is the Best Day to List Your House](https://www.thetruthaboutmortgage.com/thursday-is-the-best-day-to-list-your-house/): Not that it matters much these days, but apparently Thursday is the best day to list your home for sale....
- [Directors Mortgage Review: Oregon's Local Mortgage Lender](https://www.thetruthaboutmortgage.com/directors-mortgage-review/): Today we’ll check out “Directors Mortgage,” a Portland, Oregon-based mortgage lender that says it “takes a community-first, people-focused approach” to...
- [Do Mortgage Payments Go Down Over Time?](https://www.thetruthaboutmortgage.com/do-mortgage-payments-decrease/): Mortgage Q&A: “Do mortgage payments decrease? ” While everyone always seems to focus on mortgage payments adjusting higher, there are...
- [Supreme Lending Review: A Local Lender That Aims to Close Loans in 20 Days or Less](https://www.thetruthaboutmortgage.com/supreme-lending-review/): Today we’ll check out “Supreme Lending,” a mortgage banker out of Dallas, Texas that is all about speed. In fact,...
- [Mortgage vs. Cash: Which Is the Better Option When Buying a Home?](https://www.thetruthaboutmortgage.com/mortgage-vs-cash-which-is-the-better-option-when-buying-a-home/): It’s been a while since my last mortgage match-up, so let’s give it a whirl again: “Mortgage vs. cash. ”...
- [Evergreen Home Loans Review: Their Guarantee May Provide an Edge in a Bidding War](https://www.thetruthaboutmortgage.com/evergreen-home-loans-review/): Today we’ll check out a Pacific Northwest mortgage lender by the name of “Evergreen Home Loans” that has more than...
- [How Many Mortgage Quotes Should I Get? A Key Study Says the More the Better](https://www.thetruthaboutmortgage.com/how-many-mortgage-quotes-should-i-get/): Mortgage Q&A: “How many mortgage quotes should I get? ” When it comes to getting the best deal on your...
- [Nation’s Top Wholesale Mortgage Lender Launches New Line of Adjustable-Rate Mortgages](https://www.thetruthaboutmortgage.com/united-wholesale-mortgage-arms/): Declaring that ARMs are back, United Wholesale Mortgage (UWM) has just rolled out a new line of adjustable-rate mortgages for...
- [Garden State Home Loans Review: One of the Highest-Rated Lenders I’ve Come Across](https://www.thetruthaboutmortgage.com/garden-state-home-loans-review/): Today we’ll check out East Coast mortgage lender “Garden State Home Loans,” which says it has some of the lowest...
- [Quicken Loans Changes Name to Rocket Mortgage](https://www.thetruthaboutmortgage.com/quicken-loans-changes-name-to-rocket-mortgage/): In an effort to perhaps streamline its brand and create a little less consumer confusion, Quicken Loans announced today that...
- [Central Bank Mortgage Review: A Modern Home Loan from a 100-Year Old Bank](https://www.thetruthaboutmortgage.com/central-bank-mortgage-review/): Today we’ll review a Midwest-based depository bank that is big on home loans, “Central Bank,” which also operates an online...
- [Why You Shouldn't Swipe Your Credit Card Before You Apply for a Mortgage](https://www.thetruthaboutmortgage.com/dont-swipe-your-credit-card-before-you-apply-for-a-mortgage/): Large Credit Card Purchases Really Can Tank Your Credit Score While missed payments are arguably the worst offense Even racking...
- [New Fannie/Freddie Refinance Option Drops Adverse Market Fee, Offers $500 Appraisal Credit](https://www.thetruthaboutmortgage.com/new-fannie-freddie-refinance-option-drops-adverse-market-fee-offers-500-appraisal-credit/): In an effort to undo some of the damage the Federal Housing Finance Agency (FHFA) basically caused itself, it’s throwing...
- [Don't Be a Desperate Home Buyer: Be Prepared and Willing to Move On](https://www.thetruthaboutmortgage.com/dont-be-a-desperate-home-buyer/): It’s no secret the housing market is hot at the moment, so much so that just about everyone is wondering...
- [Why Is the Housing Market So Hot?](https://www.thetruthaboutmortgage.com/why-is-the-housing-market-so-hot/): Real estate Q&A: “Why Is the Housing Market So Expensive Right Now? ” If you asked me this same question...
- [Do Mortgage Brokers Offer Better Rates Than the Competition?](https://www.thetruthaboutmortgage.com/do-mortgage-brokers-offer-better-rates-than-the-competition/): In your endless search to find the lowest mortgage rates on the planet, you may be wondering which route will...
- [Jim Cramer Just Paid Off His Mortgage with Bitcoin Gains](https://www.thetruthaboutmortgage.com/jim-cramer-just-paid-off-his-mortgage-with-bitcoin-gains/): File this one under bizarre, for several different reasons. Mad Money host Jim Cramer disclosed yesterday that “he recently paid...
- [When Will the Next Housing Market Crash Take Place? All Eyes on 2024](https://www.thetruthaboutmortgage.com/when-will-the-next-housing-market-crash-take-place/): I’ve noticed a trend lately. Everyone’s a real estate expert. It seems the most recent crisis and recovery has turned...
- [How to Pay for Home Renovations: Pros and Cons to Different Methods](https://www.thetruthaboutmortgage.com/how-to-pay-for-home-renovations-pros-and-cons-to-different-methods/): Most properties require some amount of work to get into their desired shape, even newer ones. And just about everyone...
- [10 Reasons to Buy a House Other Than for the Investment](https://www.thetruthaboutmortgage.com/10-reasons-to-buy-a-house-other-than-for-the-investment/): There are a lot of good reasons to buy a house, and probably a lot of bad ones too. But...
- [11 Ways to Build Home Equity](https://www.thetruthaboutmortgage.com/10-ways-to-build-home-equity/): These days, home equity is booming thanks to rapidly appreciating property values. At last glance, total equity on mortgaged properties...
- [Spring EQ Review: Need a Second Mortgage?](https://www.thetruthaboutmortgage.com/spring-eq-review/): With the weather warming up, I thought it’d be prudent to check out “Spring EQ,” a lender that specializes in...
- [10 Reasons Why You Can't Refinance Your Mortgage](https://www.thetruthaboutmortgage.com/7-reasons-why-you-cant-refinance-your-mortgage/): With mortgage rates so low, just about everyone and their mother has at least inquired about refinancing their mortgage lately,...
- [21 Things That Can Drive Your Mortgage Rate Higher](https://www.thetruthaboutmortgage.com/21-things-that-can-drive-your-mortgage-rate-higher/): Wondering why you didn’t receive the low mortgage rate you saw advertised on TV or the Internet? Well, there are...
- [Marriage and Mortgage May Not Mix](https://www.thetruthaboutmortgage.com/marriage-and-mortgage/): Marriage or Mortgage? The premise of the new Netflix show “Marriage or Mortgage” is simple. It pits a wedding planner...
- [Demystifying How Mortgages Are Calculated](https://www.thetruthaboutmortgage.com/demystifying-how-mortgages-are-calculated/): The Importance of Knowing How to Calculate a Mortgage While there are plenty of mortgage calculators out there that do...
- [Condo vs. Townhouse: Why It Matters](https://www.thetruthaboutmortgage.com/condo-vs-townhouse-why-it-matters/): It’s been a while since I’ve done a matchup, so let’s talk about an important one if you’re in the...
- [Sunnyhill Financial Review: A Mortgage Broker That Makes Things Simple](https://www.thetruthaboutmortgage.com/sunnyhill-financial-review/): Today we’ll check out a large-scale mortgage broker by the name of Sunnyhill Financial that’s looking to start a “Doc...
- [Why You May Want to Switch Mortgage Companies](https://www.thetruthaboutmortgage.com/more-than-half-of-consumers-switch-mortgage-companies/): Loyalty? Not in the mortgage business. That is, if you actually want to save money on your home loan. A...
- [What Is the Loan-to-Value Ratio? (LTV) How to Easily Calculate It Fast](https://www.thetruthaboutmortgage.com/what-is-loan-to-value/): Let’s talk mortgage basics: “What is the loan-to-value ratio? ” If you’re currently shopping for a home or already going...
- [Why Every Mortgage Lender Will Disappoint You](https://www.thetruthaboutmortgage.com/why-every-mortgage-lender-will-disappoint-you/): People constantly ask me if a particular lender is good, bad, or should be avoided at all costs. They also...
- [Summit Funding Review: Highly Rated 'Home Loan Experts'](https://www.thetruthaboutmortgage.com/summit-funding-review/): It’s time for another mortgage review, this time we’ll take hard look at Summit Funding Inc. , which bills itself...
- [18 Reasons to Refinance Your Mortgage](https://www.thetruthaboutmortgage.com/18-reasons-to-refinance-your-mortgage/): There are many reasons to refinance your mortgage, some obvious and some a bit more obscure and/or different. I figured...
- [Own Up Review: The Mortgage You Deserve?](https://www.thetruthaboutmortgage.com/own-up-review/): Today we’ll check out “Own Up,” a new technology company that wants to be your mortgage co-pilot. By that, they...
- [Zillow Will Now Buy Your Home for Its Zestimate Price](https://www.thetruthaboutmortgage.com/zillow-will-now-buy-your-home-for-its-zestimate-price/): Zillow appears to be putting its money where its mouth is by offering to buy properties at their Zestimate price....
- [Look for a Mortgage Before You Search for a Home](https://www.thetruthaboutmortgage.com/look-for-a-mortgage-before-you-search-for-a-home/): While it might look and sound counterintuitive at first glance, it could actually make perfect sense. Instead of assuming that...
- [Why Does Everyone Want Us to Pay Down Our Mortgages?](https://www.thetruthaboutmortgage.com/why-does-everyone-want-us-to-pay-down-our-mortgages/): You may have come across one of those articles lately that talks about how a couple paid off their mortgage...
- [Why Do Mortgage Companies Want You to Refinance So Badly?](https://www.thetruthaboutmortgage.com/why-do-mortgage-companies-want-you-to-refinance-so-badly/): If you already have a mortgage, there’s a good chance you receive junk mail on a regular basis urging you...
- [Do I Qualify for a Mortgage?](https://www.thetruthaboutmortgage.com/do-i-qualify-for-a-mortgage/): Sometimes I tend to skip past the seemingly basic mortgage questions, assuming everyone already knows the simple stuff. Unfortunately, that’s...
- [Watermark Home Loans Review: Loan Amounts Up to $5 Million](https://www.thetruthaboutmortgage.com/watermark-home-loans-review/): If you’ve been comparing mortgage rates online and shopping your home loan lately, you may have encountered “Watermark Home Loans”...
- [Should You Buy a New Home or an Old Home? There Are Pros and Cons to Both](https://www.thetruthaboutmortgage.com/should-you-buy-a-new-home-or-an-old-home/): New Home vs. Old Home It’s time for another match-up, this time we’ll compare buying a new home versus purchasing...
- [You Can Now Request COVID-Related Mortgage Forbearance for Up to 18 Months](https://www.thetruthaboutmortgage.com/covid-mortgage-forbearance-15-months/): Some good news for homeowners struggling to make ends meet thanks to COVID-19, which as the name implies has been...
- [The CEO of a Tech-Enabled Loan Servicer Believes We Might Be on the Cusp of Another Foreclosure Crisis](https://www.thetruthaboutmortgage.com/valon-loan-servicer-cusp-of-another-foreclosure-crisis/): The co-founder and CEO of a so-called “tech-enabled residential mortgage servicer” named Valon (formerly Peach Street) has warned we could...
- [Sage Home Loans Review: A Fully-Digital Refinance Lender](https://www.thetruthaboutmortgage.com/sage-mortgage-review/): Today we’ll check out “Sage Home Loans,” a digital mortgage lender startup backed by Red Ventures, which refers to itself...
- [Carrington Mortgage Review: Might Be a Good Option for Hard-to-Close Loans](https://www.thetruthaboutmortgage.com/carrington-mortgage-review/): Today we’ll check out “Carrington Mortgage,” a top-50 mortgage lender nationally that is based in Anaheim, California. They recently launched...
- [Does a Refinance Require an Appraisal?](https://www.thetruthaboutmortgage.com/does-a-refinance-require-an-appraisal/): Mortgage Q&A: “Does a refinance require an appraisal? ” A reader recently asked if they needed an appraisal to refinance...
- [The 2021 Housing Market Is Kind of Like the Toilet Paper Shortage](https://www.thetruthaboutmortgage.com/the-2021-housing-market-is-kind-of-like-the-toilet-paper-shortage/): To say residential real estate is on fire would be a huge understatement. In fact, it’s so popular that we’re...
- [Optimum First Mortgage Review: #1 in Price and Customer Service?](https://www.thetruthaboutmortgage.com/optimum-first-mortgage-review/): You’ve got to pretty confident to say you’re #1 in both price and customer service, but that’s exactly how “Optimum...
- [What Is a Streamline Refinance?](https://www.thetruthaboutmortgage.com/what-is-a-streamline-refinance/): Mortgage Q&A: “What is a streamline refinance? ” While qualifying for a mortgage refinance is generally a lot harder than...
- [How to Get a Wholesale Mortgage Rate](https://www.thetruthaboutmortgage.com/how-to-get-a-wholesale-mortgage-rate/): Mortgage Q&A: “How to get a wholesale mortgage rate? ” Wholesale mortgage rates tend to be considerably cheaper than their...
- [Nations Lending Review: A Human Home Loan?](https://www.thetruthaboutmortgage.com/nations-lending-review/): While tech has taken center stage in the mortgage world, Nations Lending still strives to make home loans human. That’s...
- [How to Move Out of Your Parents House](https://www.thetruthaboutmortgage.com/how-to-move-out-of-your-parents-house/): There’s nothing inherently wrong with living with your parents, other than EVERYTHING! So let’s talk about how to GET OUT!...
- [First Republic Bank Mortgage Review: Big on Jumbo Lending](https://www.thetruthaboutmortgage.com/first-republic-bank-mortgage-review/): One of the more unique mortgage originators out there is First Republic Bank, due to both their large volume of...
- [PenFed Mortgage Review: Competitive Rates with No Lender Fees](https://www.thetruthaboutmortgage.com/penfed-mortgage-review/): Today we’ll take a deep dive into a major credit union that’s also a sizable mortgage lender, Pentagon Federal Credit...
- [Ruoff Mortgage Review: Enjoy a Stress-Free Mortgage Process?](https://www.thetruthaboutmortgage.com/ruoff-mortgage-review/): If you live in Indiana, there’s a very good chance you either got your home loan from Ruoff Mortgage, or...
- [2021 Mortgage and Housing Market Predictions](https://www.thetruthaboutmortgage.com/2021-mortgage-and-housing-market-predictions/): Welp, it’ll be nice to close out 2020 and look ahead to a brand-new year that hopefully features a lot...
- [Paramount Residential Mortgage Group Review: A Top-50 Lender Chock Full of Loan Programs](https://www.thetruthaboutmortgage.com/paramount-residential-mortgage-group-review/): While searching for a home loan, you may have come across “Paramount Residential Mortgage Group,” or PRMG for short, along...
- [2021 Mortgage Rate Predictions: Mostly Flat But New Record Lows Possible](https://www.thetruthaboutmortgage.com/2021-mortgage-rate-predictions/): Yet another year is about to come to an end, and that means it’s time to look ahead to what...
- [Partial Claim May Be Option for VA Borrowers Exiting COVID-19 Forbearance](https://www.thetruthaboutmortgage.com/partial-claim-va-loan-covid-19-forbearance/): The Department of Veterans Affairs (VA) has proposed a new loss mitigation method to help homeowners with VA loans in...
- [United Wholesale Mortgage Now Offering FHA Loans with Rates Below 2%](https://www.thetruthaboutmortgage.com/uwm-fha-loans-mortgage-rates-below-2/): The leading wholesale mortgage lender in the nation has brought the heat once again, this time offering 30-year fixed mortgage...
- [American Financial Network Mortgage Review: In the Top-3 on LendingTree](https://www.thetruthaboutmortgage.com/american-financial-network-mortgage-review/): American Financial Network Inc. bills itself as one of the fastest growing mortgage bankers in the United States, and is...
- [Lower Mortgage Review: A Techy Mortgage Lender in Love with Everything Low](https://www.thetruthaboutmortgage.com/lower-mortgage-review/): Today we’ll check out another one of the newcomers in the mortgage industry that is all about technology and low...
- [American Financing Mortgage Review: Peyton Manning Is a Fan](https://www.thetruthaboutmortgage.com/american-financing-mortgage-review/): If you live in Colorado, you may have heard a radio ad for “American Financing,” a direct-to-consumer mortgage lender based...
- [2021 Conforming Loan Limit Rises to $548,250](https://www.thetruthaboutmortgage.com/2021-conforming-loan-limits/): Thanks to another year of stellar home price appreciation, the 2021 conforming loan limit will increase to $548,250, per the...
- [Don’t Let Your Current Lender Talk You Out of a Mortgage Refinance](https://www.thetruthaboutmortgage.com/dont-let-your-current-lender-talk-you-out-of-a-refinance/): What I’ve seen and heard through the years is certain lenders not being so forthcoming with existing customers wanting to...
- [VIP Mortgage Review: A Top-10 Arizona Mortgage Lender](https://www.thetruthaboutmortgage.com/vip-mortgage-review/): If you live in State 48, there’s a pretty good chance you’ve heard of “VIP Mortgage,” either because you’ve been...
- [USA Mortgage Review: Nearly a Top-5 Mortgage Lender in Missouri](https://www.thetruthaboutmortgage.com/usa-mortgage-review/): If you live in the USA and need a mortgage, perhaps you’ve thought about applying at “USA Mortgage. ” Makes...
- [Why Joe Biden and Kamala Harris Haven't Paid Off Their Mortgages](https://www.thetruthaboutmortgage.com/why-joe-biden-and-kamala-harris-havent-paid-off-their-mortgages/): You’d think presumably wealthy politicians like Joe Biden and Kamala Harris would own their homes free and clear. But that’s...
- [If a Mortgage Lender Reaches Out to You, Reach Out to Other Lenders](https://www.thetruthaboutmortgage.com/if-a-mortgage-lender-reaches-out-to-you-reach-out-to-other-lenders/): A lot of homeowners are looking to refinance their mortgages at the moment. That’s abundantly clear based on the record...
- [FBC Mortgage Review: A Florida Lender with a Simple Loan Process](https://www.thetruthaboutmortgage.com/fbc-mortgage-review/): Today we’ll take a look at FBC Mortgage, which is a Florida-based mortgage lender that does a ton of business...
- [An Alternative to Paying Mortgage Points: Just Be a Little 'Extra'](https://www.thetruthaboutmortgage.com/alternative-to-paying-mortgage-points/): If and when you take out a mortgage, you’ll be faced with an important choice. To pay or not pay...
- [Watch Out for Low Mortgage Rates You Have to Pay For](https://www.thetruthaboutmortgage.com/watch-out-for-low-mortgage-rates-you-have-to-pay-for/): Mortgage rates keep on marching lower and lower, with new records broken seemingly every week. But with all the fervor...
- [When to Refinance a Home Mortgage: Now, Later, or Never?](https://www.thetruthaboutmortgage.com/when-to-refinance-a-mortgage/): Mortgage Q&A: “When to refinance a home mortgage. ” With mortgage rates at or near record lows, you may be...
- [Royal United Mortgage Review: A Faster, Friendlier Mortgage Lender?](https://www.thetruthaboutmortgage.com/royal-united-mortgage-review/): If customer satisfaction is your thing, and you happen to need a home loan, you might want to check out...
- [Record Home Purchase Activity Expected in 2021 Despite Higher Mortgage Rates](https://www.thetruthaboutmortgage.com/record-home-purchase-activity-expected-in-2021-despite-higher-mortgage-rates/): While mortgage rates are projected to be slightly higher next year, home purchase activity should hit a new record high,...
- [Synergy One Lending Review: They've Got an App But How Is the Pricing?](https://www.thetruthaboutmortgage.com/synergy-one-lending-review/): Today, we’ll take a look at Synergy One Lending, a company whose mission is to create a modern mortgage experience...
- [Loan Simple Mortgage Review: A Boutique Mortgage Lender](https://www.thetruthaboutmortgage.com/loan-simple-mortgage-review/): One mortgage lender that’s been around a while, but is beginning to shake things up is Loan Simple. As the...
- [Should You Prepay the Mortgage or Invest Instead? How to Earn a Better Return](https://www.thetruthaboutmortgage.com/prepay-the-mortgage-or-invest-instead/): It’s been a while since I last posted a mortgage match-up, so without further ado, here’s the latest installment: “Prepay...
- [Will Mortgage Rates Go Up or Down If Trump/Biden Wins the Election?](https://www.thetruthaboutmortgage.com/will-mortgage-rates-go-up-or-down-if-trump-biden-wins-the-election/): As everyone knows, we have a very important U. S. presidential election just around the corner. In fact, it’s now...
- [Is Refinancing Worth It? Consider the Costs and How Long You'll Keep the Loan](https://www.thetruthaboutmortgage.com/is-refinancing-worth-it/): With mortgage rates at or near record lows, a lot of existing homeowners are probably asking themselves, “Is refinancing worth...
- [What Mortgage Rate Can I Expect? Answer These Questions First](https://www.thetruthaboutmortgage.com/what-mortgage-rate-can-i-expect/): Mortgage Q&A: “What mortgage rate can I expect? ” The thing with mortgage rates is that they can vary greatly...
- [SWBC Mortgage Review: Is Everything Bigger and Better in Texas?](https://www.thetruthaboutmortgage.com/swbc-mortgage-review/): Today we’ll check out SWBC Mortgage, short for Southwest Business Corporation. They’re a Texas-based direct-to-consumer mortgage lender, which is part...
- [Costco Mortgage Review: Yes, They Do Home Loans Too, Kind Of](https://www.thetruthaboutmortgage.com/costco-mortgage-review-what-dont-they-do/): Costco, the well-known mega wholesaler that runs a chain of membership warehouses internationally, rolled out it’s so-called “Mortgage Services” program...
- [Redfin: 2020 Home Sales Will Be Highest Since 2006](https://www.thetruthaboutmortgage.com/redfin-2020-home-sales-will-be-highest-since-2006/): While 2020 continues to surprise us, somehow, someway, home sales are expected to hit their highest point since 2006 this...
- [You Can Buy More House If You Put More Money Down](https://www.thetruthaboutmortgage.com/you-can-buy-more-house-if-you-put-more-money-down/): I was reading through the latest quarterly home price report from the National Association of Realtors yesterday and stumbled upon...
- [What Will Happen When the CARES Act Forbearance Option Ends?](https://www.thetruthaboutmortgage.com/cares-act-forbearance-option-end-date/): While it’s still possible to request mortgage forbearance via the CARES Act if you’re having trouble making monthly payments, this...
- [Should You Use Experian Boost Before Applying for a Mortgage? How It Can Help](https://www.thetruthaboutmortgage.com/should-you-use-experian-boost-before-applying-for-a-mortgage/): You may have seen commercials lately for “Experian Boost,” a program that says it can increase your credit scores instantly....
- [Union Home Mortgage Review: Ohio's Mortgage Lender](https://www.thetruthaboutmortgage.com/union-home-mortgage-review/): If you’ve watched a Cleveland Guardians baseball game lately, you may have noticed a big sign for “Union Home Mortgage”...
- [The Mortgage Broker Comeback](https://www.thetruthaboutmortgage.com/the-mortgage-broker-comeback/): Once left for dead, the mortgage broker is alive and well. And in fact, thriving. There are now more than...
- [UWM Offering 50 Basis Point Discount on VA Streamline Loans Through Veterans Day](https://www.thetruthaboutmortgage.com/uwm-offering-50-basis-point-discount-on-va-streamline-loans-through-veterans-day/): United Wholesale Mortgage continues to bring the heat, this time shaving 50 basis points off streamline VA loans from now...
- [Regions Mortgage Review: A Top Bank-Based Mortgage Leader in the Southeast](https://www.thetruthaboutmortgage.com/regions-mortgage-review/): If you live in Florida or the Southeast, you’ve likely heard of Regions Mortgage. In fact, you might already be...
- [Primary Residential Mortgage Inc. (PRMI) Review: Faster, Simpler, Smarter?](https://www.thetruthaboutmortgage.com/primary-residential-mortgage-review-prmi/): Primary Residential Mortgage, Inc. , or PRMI for short, is a direct mortgage lender based out of Salt Lake City,...
- [Beeline Loans Mortgage Review: Using Tech to Make Mortgages Painless](https://www.thetruthaboutmortgage.com/beeline-loans-mortgage-review/): In early 2019, a new mortgage lender called Beeline Loans, or Beeline for short, was launched. Their mission: to completely...
- [United Wholesale Mortgage Going Public](https://www.thetruthaboutmortgage.com/united-wholesale-mortgage-going-public/): Despite the ongoing pandemic, it’s turning out to be a very good time for companies to go public, especially mortgage...
- [Sierra Pacific Mortgage Review: Serving Homeowners for Nearly 40 Years](https://www.thetruthaboutmortgage.com/sierra-pacific-mortgage-review/): One of the older and more established mortgage brands out there is Sierra Pacific Mortgage, which has been around for...
- [Zillow Homes: Zillow Launches a Real Estate Brokerage](https://www.thetruthaboutmortgage.com/zillow-homes-zillow-launches-a-real-estate-brokerage/): Zillow has officially launched a real estate brokerage, known as “Zillow Homes. ” The move is intended to “simplify and...
- [Is It a Bad Idea to Buy a Home During a Pandemic?](https://www.thetruthaboutmortgage.com/is-it-a-bad-idea-to-buy-a-home-during-a-pandemic/): A recent op-ed said buying a home during a pandemic was a terrible idea. The author, Teresa Ghilarducci, noted that...
- [Cardinal Financial Mortgage Review: A High-Octane Mortgage Lender](https://www.thetruthaboutmortgage.com/cardinal-financial-mortgage-review/): One of the “most senior lenders in the industry,” in their own words, is Charlotte, North Carolina-based Cardinal Financial. The...
- [Mortgage Lending Volume Hits Highest Level on Record Despite COVID-19](https://www.thetruthaboutmortgage.com/mortgage-lending-volume-hits-highest-level-on-record-despite-covid-19/): It makes sense that the mortgage industry would see its best quarter in history during a global pandemic. Okay, it...
- [NOVA Home Loans Review: Arizona's Mortgage Lender](https://www.thetruthaboutmortgage.com/nova-home-loans-review/): If you reside in Arizona, there’s a really good chance you’ve driven by a billboard advertising NOVA Home Loans. I...
- [Rounding Up Your Mortgage Payment: Can It Really Save You Money?](https://www.thetruthaboutmortgage.com/rounding-up-your-mortgage-payment-does-it-actually-work/): There are all sorts of gimmicks, tips, and tricks out there to pay down the mortgage a little (or a...
- [Beware the New Mortgage Fee Fearmongering](https://www.thetruthaboutmortgage.com/new-mortgage-fee-refinance/): You may have heard there’s a “new mortgage fee. ” And you might have been told to hurry up and...
- [When Do Mortgage Payments Start? It Depends When You Close](https://www.thetruthaboutmortgage.com/when-do-mortgage-payments-start/): A little bit of mortgage Q&A: “When do mortgage payments start? ” New homeowners (and those refinancing a mortgage) often...
- [CMG Financial Mortgage Review: Is Their All In One Loan for You?](https://www.thetruthaboutmortgage.com/cmg-financial-mortgage-review/): While you may not have heard of CMG Financial, they aren’t new to the mortgage industry, having been around since...
- [U.S. Bank Mortgage Review: A Near Perfect Rating on Zillow From 20,000+ Customers](https://www.thetruthaboutmortgage.com/us-bank-mortgage-review/): While there are thousands of mortgage companies nationwide, only a select few land in the top 10. And even fewer...
- [Fannie Mae and Freddie Mac Mortgage Refinances Just Got More Expensive](https://www.thetruthaboutmortgage.com/fannie-mae-and-freddie-mac-mortgage-refinances-just-got-more-expensive/): Way to rain on our parade, Fannie Mae and Freddie Mac. Just when mortgage rates were hitting record lows, the...
- [How Low Will Mortgage Rates Go?](https://www.thetruthaboutmortgage.com/how-low-will-mortgage-rates-go/): It seems that lately we reach a new all-time low for mortgage rates just about every week, which begs the...
- [Prosperity Home Mortgage Review: A Berkshire Hathaway Backed Mortgage Lender](https://www.thetruthaboutmortgage.com/prosperity-home-mortgage-review/): Prosperity Home Mortgage based out of Chantilly, Virginia originally got started in the Carolinas back in 2006. While that was...
- [Do Mortgage Inquiries Affect Your Credit Score? Yes, But You Can Still Shop](https://www.thetruthaboutmortgage.com/do-mortgage-inquiries-affect-credit-score/): Mortgage Q&A: “Do mortgage inquiries affect credit score? ” When preparing to take out a mortgage, you may have concerns...
- [COVID-19 Is Pushing Home Buyers to Move Sooner](https://www.thetruthaboutmortgage.com/covid-19-is-pushing-home-buyers-to-move-sooner/): Sometimes you need a little push to get things going, especially when it’s a big something like purchasing a home....
- [UWM’s Exact Rate Lets Borrowers Choose Exact Mortgage Rates](https://www.thetruthaboutmortgage.com/uwms-exact-rate-lets-borrowers-choose-exact-mortgage-rates/): The mortgage industry can be a little bit old school. Similar to how the stock market used to operate in...
- [Is a 2.25% 30-Year Fixed Mortgage Rate in the Cards?](https://www.thetruthaboutmortgage.com/is-a-2-25-30-year-fixed-mortgage-rate-in-the-cards/): One of the problems with refinancing a home loan right now is that mortgage rates keep falling. As such, you...
- [Homespire Mortgage Review: Now Waiving Lender Fees for Healthcare Workers](https://www.thetruthaboutmortgage.com/homespire-mortgage-review/): Today we’ll learn more about “Homespire Mortgage,” which has made the Inc. 5000’s List of America’s Fastest-Growing Private Companies for...
- [Homeowners in Forbearance Plans Have Lower Credit Scores, Higher DTI Ratios](https://www.thetruthaboutmortgage.com/homeowners-in-forbearance-plans-have-lower-credit-scores-higher-dti-ratios/): The latest weekly Forbearance and Call Volume Survey from the Mortgage Bankers Association (MBA) revealed that 7. 80% of outstanding...
- [What Is a Gift of Equity? One Way to Buy Your Parents House](https://www.thetruthaboutmortgage.com/what-is-a-gift-of-equity/): One of the biggest hurdles to homeownership is down payment. Most people can afford a monthly mortgage payment, especially with...
- [Is Mortgage a Good Debt or a Bad Debt? It Can Be the Absolute Best Debt](https://www.thetruthaboutmortgage.com/is-mortgage-a-good-debt-or-a-bad-debt/): You may have heard that mortgage is a “good debt,” in that it’s okay to carry a multi-hundred-thousand-dollar loan for...
- [Knock Home Swap: Buy, Sell, a Get a Mortgage with Just One Company](https://www.thetruthaboutmortgage.com/knock-home-swap-buy-sell-a-get-a-mortgage-with-just-one-company/): One of the trickiest aspects of homeownership is unloading an existing property while acquiring a replacement. Aside from being stressful,...
- [A Look Inside the Books of Rocket Companies, Inc.](https://www.thetruthaboutmortgage.com/a-look-inside-the-books-of-rocket-companies-inc/): Thanks to a newly released SEC Form S-1 associated with their upcoming initial public offering (IPO), we now know a...
- [Now Home Prices Are Expected to Fall By 2021 Thanks to COVID-19](https://www.thetruthaboutmortgage.com/now-home-prices-are-expected-to-fall-by-2021-thanks-to-covid-19/): While the housing market has been coming up roses lately, even in the face of COVID-19, it might turn out...
- [The Top 25 Mortgage Lenders of 2019](https://www.thetruthaboutmortgage.com/the-top-25-mortgage-lenders-of-2019/): If you’re curious which mortgage lender closed the most home loans in 2019, I’ve got your answer. You probably already...
- [Veterans Can Now Get Rates as Low as 2.25% on a 30-Year Fixed Mortgage](https://www.thetruthaboutmortgage.com/veterans-can-now-get-rates-as-low-as-2-25-on-a-30-year-fixed-mortgage/): It seems mortgage rates keep moving lower and lower, and now some veterans and active duty military might be able...
- [COVID-19 May Have Just Been a Speed Bump for Surging Housing Market](https://www.thetruthaboutmortgage.com/covid-19-may-have-just-been-a-speed-bump-for-surging-housing-market/): We’re starting to get a better picture of how COVID-19 affected the housing market, with the National Association of Realtors’...
- [Quicken Loans IPO: Top Mortgage Lender Reportedly Going Public](https://www.thetruthaboutmortgage.com/quicken-loans-ipo-going-public/): Some very big news in the mortgage world – Quicken Loans is reportedly going public, with an IPO currently being...
- [NewRez Mortgage Review: Are They the Home of Your Perfect Loan?](https://www.thetruthaboutmortgage.com/newrez-mortgage-review/): One mortgage lender making a big splash of late is Newrez, short for New Residential Investment Corp. They’ve grown mightily...
- [Planet Home Lending Review: A Top-25 Mortgage Lender You May Have Never Heard Of](https://www.thetruthaboutmortgage.com/planet-home-lending-review/): Today we’ll take a good look at Planet Home Lending, a rising star in the mortgage world that’s beginning to...
- [5 Things to Know If Considering Mortgage Forbearance](https://www.thetruthaboutmortgage.com/5-things-to-know-if-considering-mortgage-forbearance/): If you’re a homeowner, or just became one during the pandemic, you’ve likely heard of mortgage forbearance. Not to be...
- [Home Equity Could Prevent Flood of Forbearance-Related Foreclosures](https://www.thetruthaboutmortgage.com/home-equity-could-prevent-flood-of-forbearance-related-foreclosures/): The latest Mortgage Monitor report from Black Knight reveals that many homeowners in forbearance plans are sitting on a healthy...
- [FHA Will Insure Mortgages in Forbearance, With a Catch](https://www.thetruthaboutmortgage.com/fha-will-buy-mortgages-in-forbearance-with-a-catch/): The Federal Housing Administration (FHA) finally announced a new policy, which is temporary, to endorse mortgages where the borrower has...
- [On Q Financial Mortgage Review: The Simple Way to Get a Mortgage?](https://www.thetruthaboutmortgage.com/on-q-financial-mortgage-review/): Today we’ll take a good look at On Q Financial, a direct mortgage lender based in Tempe, Arizona that wants...
- [Pennymac Mortgage Review: Get 1% Off Your Rate in Year One](https://www.thetruthaboutmortgage.com/pennymac-mortgage-review/): One of the fastest growing and largest mortgage lenders in the country goes by the name Pennymac, not to be...
- [Eagle Home Mortgage Review: Should You Get a Mortgage from the Nation’s Largest Homebuilder?](https://www.thetruthaboutmortgage.com/eagle-home-mortgage-review/): Update: Eagle Home Mortgage is now known as Lennar Mortgage. If you’re thinking about buying a home or refinancing an...
- [46% of Homeowners in Forbearance Plans Still Made Their Mortgage Payments](https://www.thetruthaboutmortgage.com/46-of-homeowners-in-forbearance-plans-still-made-their-mortgage-payments/): Another interesting trend has emerged from the latest mortgage forbearance data, this time courtesy of a new report from data...
- [Fairway Home Mortgage Review: A Top-10 Lender Big on Home Purchase Financing](https://www.thetruthaboutmortgage.com/fairway-independent-mortgage-review/): One of the largest mortgage lenders in the country you may not have heard of is Fairway Home Mortgage, based...
- [Despite COVID-19, You Can Still Get a Jumbo Home Loan](https://www.thetruthaboutmortgage.com/despite-covid-19-you-can-still-get-a-jumbo-home-loan/): While lots of lenders have recently cut back on offerings that aren’t backed explicitly by the government, some are rolling...
- [Only 5% of Homeowners Who Got Approved for Mortgage Forbearance Needed It](https://www.thetruthaboutmortgage.com/only-five-percent-who-requested-mortgage-forbearance-needed-it/): Just five percent of homeowners who recently got approved for mortgage forbearance actually needed it, according to a shocking survey...
- [There Will Be a 3-Month Waiting Period to Get a Mortgage After Forbearance](https://www.thetruthaboutmortgage.com/mortgage-forbearance-waiting-period/): We’ve finally got some clarity regarding what happens after mortgage forbearance in terms of obtaining a subsequent home loan. The...
- [Mortgage Forbearance Rate Only Rises 3% From a Week Ago, But Second Wave Could Be Coming](https://www.thetruthaboutmortgage.com/mortgage-forbearance-rate-only-rises-3-from-a-week-ago-but-second-wave-could-be-coming/): Maybe there’s some good news out there, or maybe it’s just the calm before another storm. The mortgage forbearance rate...
- [Payment Deferral Will Be an Option to Repay Mortgage Forbearance](https://www.thetruthaboutmortgage.com/covid-19-payment-deferral/): The Federal Housing Finance Agency (FHFA) announced today that Fannie Mae and Freddie Mac have launched a new payment deferral...
- [Home Buyer Demand Bounces Back, Small Towns Become Hot](https://www.thetruthaboutmortgage.com/home-buyer-demand-bounces-back-small-towns-become-hot/): Well that didn’t take long – demand to buy a home is now back above its so-called “pre-coronavirus levels,” per...
- [It’s Now Possible to Get a 1.99% Mortgage Rate on a 30-Year Fixed](https://www.thetruthaboutmortgage.com/its-now-possible-to-get-a-2-5-mortgage-rate-on-a-30-year-fixed/): Here’s a good sign mortgage rates might be moving even lower than they already are. Pontiac, Michigan-based United Wholesale Mortgage...
- [Will Forbearance Prevent You from Getting a Mortgage in the Future?](https://www.thetruthaboutmortgage.com/will-forbearance-prevent-you-from-getting-a-mortgage-in-the-future/): Since the CARES Act rolled out in early April, more than four million Americans have reportedly put their mortgage payments...
- [Mortgage Forbearance Rate Up Near 8%, Housing Assistance Fund Proposed](https://www.thetruthaboutmortgage.com/mortgage-forbearance-rate-up-near-8-housing-assistance-fund-proposed/): The mortgage forbearance rate increased again last week, rising to 7. 91% from 7. 54% a week earlier, per the...
- [Home Prices vs. COVID-19: Will They Go Up or Down?](https://www.thetruthaboutmortgage.com/home-prices-vs-covid-19-will-they-go-up-or-down/): It’s time to take a look at how COVID-19 could impact home prices given the massive disruption to the local,...
- [Nearly 4 Million Homeowners Now in Mortgage Forbearance Plans, Servicers May Get $500 Payments](https://www.thetruthaboutmortgage.com/nearly-4-million-homeowners-now-in-mortgage-forbearance-plans-servicers-may-get-500-payments/): The mortgage forbearance rate worsened yet again compared to last week, though as expected the increase has slowed as the...
- [Loan Servicers Accused of Providing Unclear and Dated Mortgage Forbearance Information](https://www.thetruthaboutmortgage.com/loan-servicers-accused-of-providing-unclear-and-dated-mortgage-forbearance-information/): While some have complained that the mortgage forbearance program under the CARES Act is far too liberal, a new report...
- [NewDay USA Mortgage Review: A Mortgage Company Designed for Veterans](https://www.thetruthaboutmortgage.com/newday-usa-mortgage-review-a-mortgage-company-designed-for-veterans/): Today we’ll review NewDay USA, a mortgage lender that is geared specifically toward veterans and active duty military. Like other...
- [Mortgage Forbearance Rate Hits 7%, Fannie/Freddie May Offer Partial Claim to Repay](https://www.thetruthaboutmortgage.com/mortgage-forbearance-rate-hits-7-fannie-freddie-may-offer-partial-claim-to-repay/): Here we go again – the latest Forbearance and Call Volume Survey from the Mortgage Bankers Association’s (MBA) revealed that...
- [FHFA Says No Lump Sum Due Once Mortgage Forbearance Ends](https://www.thetruthaboutmortgage.com/fhfa-says-no-lump-sum-due-once-mortgage-forbearance-ends/): It’s Monday and I’ve got some good news for homeowners regarding mortgage forbearance. This morning, the Federal Housing Finance Agency...
- [12 Reasons Today’s Housing Market Is Not the Great Recession All Over Again](https://www.thetruthaboutmortgage.com/12-reasons-todays-housing-market-is-not-the-great-recession-all-over-again/): While it’s becoming easier to compare the housing bust that sparked the Great Recession with today’s uncertain climate, the two...
- [Quicken Loans Officially the Biggest Mortgage Lender in the Country](https://www.thetruthaboutmortgage.com/quicken-loans-officially-the-biggest-mortgage-lender-in-the-country/): Back in early 2018, Quicken Loans proclaimed it was the largest mortgage lender in the country, thanks to a solid...
- [It’s Going to Be Harder to Get a Mortgage Thanks to COVID-19](https://www.thetruthaboutmortgage.com/its-going-to-be-harder-to-get-a-mortgage-thanks-to-covid-19/): While the first quarter was booming for many mortgage lenders (see Quicken’s record month), the second quarter and beyond might...
- [Fannie Mae and Freddie Mac Agree to Buy Mortgages in Forbearance](https://www.thetruthaboutmortgage.com/fannie-mae-and-freddie-mac-agree-to-buy-mortgages-in-forbearance/): While the CARES Act has allowed millions of homeowners nationwide to put their mortgage payments on hold, doing so has...
- [Nearly 6% of Mortgages in Forbearance as FHFA Provides Relief to Loan Servicers](https://www.thetruthaboutmortgage.com/nearly-6-of-mortgages-in-forbearance-as-fhfa-provides-relief-to-loan-servicers/): With each week that goes by, the mortgage forbearance rate climbs to new highs thanks to the coronavirus (COVID-19). The...
- [Introducing the Livestream Open House](https://www.thetruthaboutmortgage.com/introducing-the-livestream-open-house/): Necessity is the mother of innovation, and with that comes the so-called “Livestream Open House,” which has just been launched...
- [Nearly 3 Million Homeowners Already Receiving Mortgage Forbearance](https://www.thetruthaboutmortgage.com/nearly-3-million-homeowners-already-receiving-mortgage-forbearance/): We’re now getting more information on just how many Americans might be receiving mortgage relief due to the crippling effects...
- [Could a Cash Out Refinance Be a Better Solution Than Mortgage Forbearance?](https://www.thetruthaboutmortgage.com/could-a-cash-out-refinance-be-a-better-solution-than-mortgage-forbearance/): The current solution for those struggling to make mortgage payments due to COVID-19 is mortgage forbearance. It allows homeowners to...
- [Stimulus Checks Barely Make Dent in Mortgage](https://www.thetruthaboutmortgage.com/stimulus-checks-barely-make-dent-in-mortgage/): The so-called “coronavirus checks” have begun to hit Americans’ bank accounts this week, providing relief to those whose income has...
- [Quicken Loans Just Had Its Biggest Month in History](https://www.thetruthaboutmortgage.com/quicken-loans-just-had-its-biggest-month-in-history/): The nation’s top retail mortgage lender just knocked it out of the park, despite the ongoing coronavirus pandemic. Quicken Loans...
- [Mortgage Forbearance Rate Worsens, But Most Probably Won’t Lose Their Homes](https://www.thetruthaboutmortgage.com/mortgage-forbearance-rate-worsens-but-most-probably-wont-lose-their-homes/): Well, another week has gone by, and with that a new wave of mortgage forbearance requests. The total number of...
- [Chase Now Requires a 700 FICO and 20% Down to Get a New Mortgage](https://www.thetruthaboutmortgage.com/chase-now-requires-a-700-fico-and-20-down-to-get-a-new-mortgage/): Following in the footsteps of many other mortgage lenders of late, JP Morgan Chase has upped its minimum requirements to...
- [Citizens Bank Mortgage Review: Digital Process and a Smartphone App](https://www.thetruthaboutmortgage.com/citizens-bank-mortgage-review/): Today we’ll take a hard look at Citizens Bank Mortgage, which is operated by one of the oldest and largest...
- [Which Housing Markets Are Most at Risk From COVID-19?](https://www.thetruthaboutmortgage.com/which-housing-markets-are-most-at-risk-from-covid-19/): While it’s hard to compare the current possible housing crisis to the very real one experienced about a decade ago,...
- [How Is Mortgage Forbearance Paid Back? Lump Sum Now or Never?](https://www.thetruthaboutmortgage.com/how-is-mortgage-forbearance-paid-back/): At this point, most homeowners have probably heard of the CARES Act and its massive 12-month forbearance option for those...
- [Number of Mortgages in Forbearance Jumps Nearly 1000%](https://www.thetruthaboutmortgage.com/number-of-mortgages-in-forbearance-jumps-by-nearly-1000/): While estimates have ranged from two million to 12. 5 million, we’re now getting our first clues as to just...
- [Wells Fargo Will Only Give You a Jumbo Loan If You Have $250k in Their Bank](https://www.thetruthaboutmortgage.com/wells-fargo-will-only-give-you-a-jumbo-loan-if-you-have-250k-in-their-bank/): In yet another sign that the mortgage market is completely volatile and far from liquid, top mortgage lender Wells Fargo...
- [How Do I Know If Fannie Mae or Freddie Mac Owns My Mortgage?](https://www.thetruthaboutmortgage.com/how-do-i-know-if-fannie-mae-or-freddie-mac-owns-my-mortgage/): Quick mortgage tip: “How do I know if Fannie Mae or Freddie Mac owns my mortgage? ” One of the...
- [Generate a Mortgage Forbearance Request Letter with This Free Tool](https://www.thetruthaboutmortgage.com/generate-a-mortgage-forbearance-request-letter-with-this-free-tool/): You may (or may not) have heard that the CARES Act is allowing a huge chunk of homeowners to request...
- [Real Estate Delistings Increase 148% From a Year Ago as COVID-19 Impact Grows](https://www.thetruthaboutmortgage.com/home-delistings-increase-148-from-a-year-ago-as-covid-19-impact-grows/): Housing supply was bad before the coronavirus epidemic reared its ugly head, and now it has gotten even worse, per...
- [I’ve Been Offered the Opportunity to Skip Two Mortgage Payments](https://www.thetruthaboutmortgage.com/ive-been-offered-the-opportunity-to-skip-two-mortgage-payments/): So I received an unmarked piece of mail the other day, and whenever that happens, I know it’s going to...
- [How Many Homeowners Are Expected to Miss Mortgage Payments Due to Coronavirus?](https://www.thetruthaboutmortgage.com/how-many-homeowners-are-expected-to-miss-mortgage-payments-due-to-coronavirus/): It’s the first of the month, and with that comes fear and uncertainty that both homeowners and renters won’t be...
- [Fannie Mae and Freddie Mac Roll Out New Payment Deferral Option](https://www.thetruthaboutmortgage.com/fannie-mae-and-freddie-mac-roll-out-new-payment-deferral-option/): To further complicate the complicated mortgage relief picture surrounding the coronavirus outbreak, Fannie Mae and Freddie Mac have released their...
- [Clear Capital’s New OwnerInsight Tool Lets Homeowners Fill in Appraisal Gaps](https://www.thetruthaboutmortgage.com/clear-capitals-new-ownerinsight-tool-lets-homeowners-fill-in-appraisal-gaps/): As reported earlier this week, some important pieces of the home loan process have been disrupted by the ongoing and...
- [California Homeowners Now Eligible for 90-Day Mortgage Payment Relief Due to Coronavirus](https://www.thetruthaboutmortgage.com/california-homeowners-now-eligible-for-90-day-mortgage-payment-relief/): California Governor Gavin Newsom has announced a “major financial relief package” that gives homeowners in the Golden State a three-month...
- [Streamlined Mortgage Relief Program Could Mean No Payments for 12 Months](https://www.thetruthaboutmortgage.com/streamlined-mortgage-relief-program-could-suspend-payments-for-12-months/): A group of mortgage industry heavyweights have sent a letter to the Federal Reserve, HUD, FHFA, CFPB, Treasury Department, and...
- [Top iBuyers Stop Buying Homes: Zillow, Redfin, Opendoor Purchases All on Hold](https://www.thetruthaboutmortgage.com/top-ibuyers-stop-buying-homes-zillow-redfin-opendoor-all-on-hold/): The real estate market carnage continues with all the major iBuyers pausing home purchases thanks to the coronavirus. Zillow Offers...
- [Quicken Loans Warns Some Parts of Loan Process May Not Proceed Due to Shelter-in-Place](https://www.thetruthaboutmortgage.com/quicken-loans-warns-some-parts-of-loan-process-may-not-proceed-due-to-shelter-in-place/): Quicken Loans told customers certain parts of the loan process “can’t proceed” in areas of the country affected by shelter-in-place...
- [Bank of America, Ally Home, Quicken Loans, Wells Fargo Offer to Defer Mortgage Payments Due to Coronavirus](https://www.thetruthaboutmortgage.com/bank-of-america-ally-home-offer-to-defer-mortgage-payments-due-to-coronavirus/): Here comes the mortgage assistance! I honestly thought I wouldn’t be writing about this sort of stuff anytime soon, but...
- [Mortgage Lenders Now Providing Payment Relief Due to Coronavirus](https://www.thetruthaboutmortgage.com/mortgage-lenders-may-provide-payment-relief-due-to-coronavirus/): CARES Act permits 6-12 month forbearance for mortgage payments on federally-backed home loans HUD has announced a foreclosure and eviction...
- [Is Now the Time to Pull Cash Out of Your Home and Buy Stocks?](https://www.thetruthaboutmortgage.com/is-now-the-time-to-pull-cash-out-of-your-home-and-buy-stocks/): There’s been lots of chatter around Wall Street that this could be an unprecedented time to buy stocks on the...
- [RedfinNow Temporarily Halts Offers as Housing Market Takes Turn for the Worse](https://www.thetruthaboutmortgage.com/redfinnow-temporarily-halts-offers-as-housing-market-takes-turn-for-the-worse/): We’re now getting our first indication of how the coronavirus may affect the once booming housing market, thanks to a...
- [Landed: Helping Educators Buy Homes in the Expensive Areas They Serve](https://www.thetruthaboutmortgage.com/landed-review/): There are tons of mortgage lenders out there, certainly too many to count, but Landed Home Loans is a little...
- [No, You Aren’t Getting a 0% Mortgage Rate](https://www.thetruthaboutmortgage.com/no-you-arent-getting-a-0-mortgage-rate/): At least not yet... As you probably know, the Fed slashed the federal funds rate to near-zero yesterday afternoon to...
- [The Federal Reserve Has Swooped In to Save Mortgage Rates](https://www.thetruthaboutmortgage.com/the-federal-reserve-has-swooped-in-to-save-mortgage-rates/): In light of the ongoing coronavirus outbreak, which were the Federal Reserve’s very own words, the Committee took bold action...
- [CrossCountry Mortgage Review: The Nation's 3rd Largest Mortgage Lender](https://www.thetruthaboutmortgage.com/crosscountry-mortgage-review/): Today we’ll do an in-depth review of CrossCountry Mortgage, which as the name implies, is a nationally-licensed mortgage lender that...
- [Lenox Financial / WesLend Mortgage Review: The Biggest No-Brainer?](https://www.thetruthaboutmortgage.com/lenox-financial-weslend-mortgage-review/): Today we’ll take a look at Southern California-based Lenox Financial Mortgage Corp. , which also does business as WesLend Financial....
- [Quicken Loans CEO Doesn’t See the 30-Year Fixed Falling Below 3%](https://www.thetruthaboutmortgage.com/quicken-loans-ceo-doesnt-see-the-30-year-fixed-falling-below-3/): Call him a party pooper, but the CEO of top retail mortgage lender Quicken Loans doesn’t expect mortgage rates to...
- [Gateway Mortgage Review: They've Got Tons of Loan Programs!](https://www.thetruthaboutmortgage.com/gateway-mortgage-review/): Here’s an interesting story about a tiny mortgage lender becoming a billion-dollar producer in less than 20 years. Gateway Mortgage...
- [Churchill Mortgage Review: Dave Ramsey's Favorite Mortgage Lender](https://www.thetruthaboutmortgage.com/churchill-mortgage-review/): If you’ve heard of Dave Ramsey, you might have come across Churchill Mortgage, which happens to be his mortgage lender...
- [Just How Popular Has iBuying Become?](https://www.thetruthaboutmortgage.com/just-how-popular-has-ibuying-become/): In 2019, one out of every 100 homes were purchased by an iBuyer, short for instant buyer, per a new...
- [AmeriHome Mortgage Review: A Lender with a Countrywide Mortgage Pedigree](https://www.thetruthaboutmortgage.com/amerihome-mortgage-review/): Today we’ll take a hard look at AmeriHome Mortgage Company, LLC, which is a direct mortgage lender based out of...
- [Mortgage APR: Why It's More Important Than Just Looking at the Mortgage Rate](https://www.thetruthaboutmortgage.com/mortgage-rate-vs-apr/): It’s time for another mortgage match-up: “Mortgage rate vs. APR. ” If you’re shopping for real estate or looking to...
- [LemonBrew Launches Real Estate Agent Match and Rebate](https://www.thetruthaboutmortgage.com/lemonbrew-launches-real-estate-agent-match-and-rebate/): A new tech company called LemonBrew has launched its so-called “custom matching platform” to link up home buyers (and sellers)...
- [The Next Big Thing in Mortgage Is Keeping in Touch](https://www.thetruthaboutmortgage.com/the-next-big-thing-in-mortgage-is-keeping-in-touch/): I wrote a while back that more than half of consumers switched mortgage companies when obtaining a subsequent home loan....
- [Mortgage Rates vs. the Coronavirus: We Might Test New All-Time Lows](https://www.thetruthaboutmortgage.com/mortgage-rates-vs-the-coronavirus/): Mortgage rates can be pretty volatile. Just like stocks, they can change daily depending on what’s happening in the economy....
- [Mortgage Delinquencies Have Fallen to the Lowest Level on Record](https://www.thetruthaboutmortgage.com/mortgage-delinquencies-have-fallen-to-the-lowest-level-on-record/): What a difference a decade makes, at least when it comes to paying the mortgage on time. A new report...
- [Quontic Bank Launches No Doc Streamline Mortgage Refinance](https://www.thetruthaboutmortgage.com/quontic-bank-launches-no-doc-streamline-mortgage-refinance/): Quontic Bank, which bills itself as an “adaptive digital bank,” has launched what they refer to as a “first of...
- [Mortgage Due Dates 101: Is There Really a Grace Period?](https://www.thetruthaboutmortgage.com/mortgage-due-dates-101/): If you recently took out a mortgage, or have been thinking about purchasing real estate, you may be wondering when...
- [Quicken Loans’ One Reverse Mortgage to Pause Operations](https://www.thetruthaboutmortgage.com/quicken-loans-one-reverse-mortgage-to-pause-operations/): One Reverse Mortgage, a Quicken Loans company, is reportedly pausing operations, according to a statement delivered to Reverse Mortgage Daily....
- [More Than a Quarter of Millennial Homeowners Want to Go Back to Renting](https://www.thetruthaboutmortgage.com/more-than-a-quarter-of-millennial-homeowners-want-to-go-back-to-renting/): I guess homeownership isn’t for everyone, at least if you consider a new study from LendingTree. When respondents were asked...
- [loanDepot Mortgage Review: Their Digital Process Helps You Close 17 Days Faster](https://www.thetruthaboutmortgage.com/loandepot-mortgage-review/): One of the largest nonbank mortgage lenders in the country is loanDepot, typically landing on the top-10 list overall year...
- [AmeriSave Mortgage Review: Pioneer of the Digital Mortgage?](https://www.thetruthaboutmortgage.com/amerisave-mortgage-review/): While perhaps not a major household name yet, there’s a good chance you’ll stumble upon AmeriSave if actively shopping your...
- [A Fast Mortgage Isn’t Necessarily the Best Mortgage](https://www.thetruthaboutmortgage.com/a-fast-mortgage-isnt-necessarily-the-best-mortgage/): These days, all the mortgage advertisements I see promote speed. Get your loan fast. Get it with the push of...
- [HomeLight Cash Close:  Make All-Cash Offers and Trade-In Your Old Home for a New One](https://www.thetruthaboutmortgage.com/homelight-cash-close-review/): Real estate agent matchmaker HomeLight has launched two new programs for homeowners in California (and now Texas) that make it...
- [New American Funding Review: A Direct Lender That Isn't Shy About Sharing Its Mortgage Rates](https://www.thetruthaboutmortgage.com/new-american-funding-review/): It’s time for another mortgage review, this time we’ll take a hard look at “New American Funding” to see if...
- [You Can Refinance a Mortgage with Bad Credit, However…](https://www.thetruthaboutmortgage.com/refinance-a-mortgage-with-bad-credit/): For some reason, folks always want to know if you can do X, Y, and Z with bad credit. Which...
- [Point Home Equity Review: Get Payment-Free Cash In Exchange for Future Home Price Appreciation](https://www.thetruthaboutmortgage.com/point-home-equity-review/): A company called Point wants to give you “early access to your home equity” without ever having to make monthly...
- [Figure Review: The Fastest Way to Tap Home Equity?](https://www.thetruthaboutmortgage.com/figure-review-home-equity/): I received a letter in the mail the other day from a fintech company called “Figure” that claims it can...
- [Credible Mortgage Review: An Online Mortgage Broker Owned by Fox](https://www.thetruthaboutmortgage.com/credible-mortgage-review/): There are lots of different ways to get a mortgage these days – you can walk into a physical bank...
- [Third Federal Mortgage Review: Is Their Smart Rate Right for You?](https://www.thetruthaboutmortgage.com/third-federal-mortgage-review/): If you’re like me, you’ve received lots of mailers from a bank called “Third Federal Savings & Loan,” promising a...
- [Don’t Take Out a Mortgage to Buy Super Bowl Tickets](https://www.thetruthaboutmortgage.com/dont-take-out-a-mortgage-to-buy-super-bowl-tickets/): I came across a new partnership between ticket marketplace Stubhub and fintech company Affirm that lets you pay for purchases...
- [Are Home Prices Going to Surge in 2020?](https://www.thetruthaboutmortgage.com/are-home-prices-going-to-surge-in-2020/): It’s a new year, and with that comes old questions, like will mortgage rates go up or down in 2020?...
- [Quicken Loans Review: Should You Get Your Home Loan from the Top Mortgage Lender in the Country?](https://www.thetruthaboutmortgage.com/quicken-loans-review/): If you’re looking to buy a home, or refinance an existing home loan you already have, you will undoubtedly come...
- [There Is No Mortgage Trick](https://www.thetruthaboutmortgage.com/there-is-no-mortgage-trick/): Over the years, I’ve seen tons of ads and articles about a so-called “mortgage trick,” only to click on the...
- [LendingTree Review: Compare Multiple Mortgage Offers Without Leaving Your House](https://www.thetruthaboutmortgage.com/lendingtree-review/): If you’ve been even remotely interested in taking out a home loan, you’ve undoubtedly heard of LendingTree, which bills itself...
- [Rocket Mortgage Becomes Official NFL Sponsor, Launches Super Bowl Squares Game](https://www.thetruthaboutmortgage.com/rocket-mortgage-becomes-official-nfl-sponsor-launches-super-bowl-squares-game/): If you’re into football squares, there’s a new game available via Rocket Mortgage by Quicken Loans related to them becoming...
- [Mortgage Rates vs. a Potential War with Iran](https://www.thetruthaboutmortgage.com/mortgage-rates-vs-a-potential-war-with-iran/): Well, it’s a new year and it certainly didn’t begin quietly. Might as well address the elephant in the room...
- [2020 Real Estate and Mortgage Predictions](https://www.thetruthaboutmortgage.com/2020-real-estate-and-mortgage-predictions/): Well, 2019 is set to come to a close. It’s certainly been an interesting year (and decade), surely one to...
- [2020 Mortgage Rate Predictions: Expect Flat to Better](https://www.thetruthaboutmortgage.com/2020-mortgage-rate-predictions/): As 2019 wraps up, it’s time once again to consider what the future holds for mortgage rates. Looking back over...
- [2020 FHA Loan Limits Rise Five Percent from a Year Earlier](https://www.thetruthaboutmortgage.com/2020-fha-loan-limits-rise-five-percent-from-a-year-earlier/): Another year, another increase in FHA loan limits, thanks to yet another rise in home prices. This is good news...
- [2020 Loan Limits Rise Above $500,000 for Conforming Mortgages](https://www.thetruthaboutmortgage.com/2020-loan-limits-rise-above-500000-for-conforming-mortgages/): It’s that special time of the year again when the Federal Housing Finance Agency (FHFA) adjusts the conforming loan limit...
- [Offerpad: Sell Your Home in 10 Days Without Even Listing It](https://www.thetruthaboutmortgage.com/offerpad-review/): If you’re thinking about selling your home, you may have come across a company by the name of Offerpad. They...
- [Apple Pledges $1 Billion in Mortgage Assistance to First-Time Home Buyers in California](https://www.thetruthaboutmortgage.com/apple-pledges-1-billion-in-mortgage-assistance-to-first-time-home-buyers-in-california/): You know them for your computer, your phone, your TV streaming device, your TV programs (soon), maybe your credit card,...
- [Divvy Homes Review: Rent Now, Buy Later](https://www.thetruthaboutmortgage.com/divvy-homes-review/): Yet another disruptor, known as Divvy Homes, is out to change the rent-to-own space so more renters can become homeowners....
- [Are Closing Costs Included In a Mortgage?](https://www.thetruthaboutmortgage.com/are-closing-costs-included-in-mortgage/): Mortgage Q&A: “Are closing costs included in a mortgage? ” There seems to be a great deal of confusion when...
- [RealSure Review: Guaranteed Cash Offer While Your Home Is Listed](https://www.thetruthaboutmortgage.com/realsure-review-guaranteed-cash-offer/): There’s no question real estate is in full disruption mode, with endless companies vying to turn the age-old model of...
- [Compass Launches Bridge Loan Services to Close Gap Between Selling and Buying a Home](https://www.thetruthaboutmortgage.com/compass-bridge-loan-services-review/): Real estate brokerage Compass has launched a unique new offering known as “Compass Bridge Loan Services” that solves the buy...
- [Should I Use an iBuyer to Sell My Home?](https://www.thetruthaboutmortgage.com/what-is-an-ibuyer/): If you’re thinking about selling your home, you’ve got a lot of options. It’s not 2012 anymore, when you simply...
- [If You Took Out a VA Loan in the Past 20 Years, Look Out for a Possible Refund](https://www.thetruthaboutmortgage.com/va-loan-funding-fee-refund/): Over the past few years, VA loans have been at the center of controversies related to loan churning and high...
- [Curbio Review: Renovate Today, Pay When You Sell](https://www.thetruthaboutmortgage.com/curbio-review/): A startup named Curbio wants to help homeowners sell for more by improving their properties before they go to market....
- [The Number One Reason Mortgages Were Denied in 2018](https://www.thetruthaboutmortgage.com/the-number-one-reason-mortgages-were-denied-in-2018/): Hint: It wasn’t because of a low credit score. Some say a mortgage (homeownership) is a privilege, not a right....
- [2012 Was a Really Good Year to Buy a Home](https://www.thetruthaboutmortgage.com/2012-was-a-really-good-year-to-buy-a-home/): A new report from Redfin revealed 2012 was an absolutely fantastic time to purchase a home. Collectively, that crop of...
- [Blend Launches One Tap Pre-Approvals for Mortgages](https://www.thetruthaboutmortgage.com/blend-launches-one-tap-pre-approvals-for-mortgages/): The thing about mortgages is they continue to be difficult to obtain relative to just about everything else out there....
- [20-Year vs. 30-Year Mortgages: Is It Possible to Get an Even Lower Rate?](https://www.thetruthaboutmortgage.com/20-year-vs-30-year-mortgages/): It’s time for a new mortgage match-up. Since paying down the mortgage early seems to be so en vogue these...
- [Borrowers with Low Credit Scores Should Shop Their Mortgage More](https://www.thetruthaboutmortgage.com/borrowers-with-low-credit-scores-should-shop-their-mortgage-more/): Most people don’t bother shopping around for their mortgage, despite the tremendous potential savings involved. In fact, nearly half of...
- [Mortgages for Self-Employed Borrowers: Tips to Qualify](https://www.thetruthaboutmortgage.com/mortgages-for-self-employed-borrowers-tips-to-qualify/): Over the past few years, it’s gotten a lot easier to get a mortgage as technology has evolved. Today, when...
- [Opendoor Home Loans Review: Quick Closings, No Fees](https://www.thetruthaboutmortgage.com/opendoor-home-loans-review/): On August 29th, 2019, major iBuyer Opendoor launched a mortgage lending division known as “Opendoor Home Loans” to create a...
- [What Is a Lender Overlay? And How to Avoid Them](https://www.thetruthaboutmortgage.com/what-is-a-lender-overlay/): Mortgage Q&A: “What is a lender overlay? ” If you’ve been studying underwriting guidelines recently to determine if you’re eligible...
- [FHA Approved Condos: Individual Units Now Eligible for Financing!](https://www.thetruthaboutmortgage.com/fha-approved-condos-individual-units-now-eligible-for-financing/): People looking to buy a condo with FHA financing rejoice. HUD has released a new condominium approval process that, among...
- [You Might Get a Better Deal If You Buy a House Where Kids Live](https://www.thetruthaboutmortgage.com/you-might-get-a-better-deal-if-you-buy-a-house-where-kids-live/): It’s common knowledge that home buyers are interested in purchasing properties in good school districts. After all, many individuals purchase...
- [Mortgage Rates vs. the Stock Market](https://www.thetruthaboutmortgage.com/mortgage-rates-vs-stock-market/): Mortgage match-ups: “Mortgage rates vs. the stock market. ” With all the recent stock market volatility, you may be wondering...
- [Wait, Home Buying Is the Cheapest It’s Been in 20 Years?](https://www.thetruthaboutmortgage.com/wait-home-buying-is-the-cheapest-its-been-in-20-years/): If you happen to be in the market to buy a home, you’re probably not giddy with delight over today’s...
- [Why a Low Down Payment Mortgage Might Be the Safer Move](https://www.thetruthaboutmortgage.com/why-a-low-down-payment-mortgage-might-be-the-safer-move/): If you ask most people, they’ll probably say you should save up a good chunk of money before buying a...
- [One Quick Reason to Avoid the 30-Year Fixed](https://www.thetruthaboutmortgage.com/one-quick-reason-to-avoid-the-30-year-fixed/): Here’s a hint – a moving van. While the 30-year fixed is the most common home loan program utilized by...
- [Amazon TurnKey: Get Free Stuff If You Use a Realogy Agent](https://www.thetruthaboutmortgage.com/amazon-turnkey-review/): While they’re not yet directly involved in the mortgage industry, Amazon has now dipped its toes in the real estate...
- [37% of American Homeowners Are Now Free and Clear](https://www.thetruthaboutmortgage.com/37-of-american-homeowners-are-now-free-and-clear/): What a difference a decade makes. Back in 2009, it was a lot more common to hear about underwater mortgages...
- [Mortgage Down Payment Requirements: What's the Minimum You Need to Put Down on a House?](https://www.thetruthaboutmortgage.com/a-primer-on-mortgage-down-payment-requirements/): If you’re in the market to buy a new home or condo, you’ve undoubtedly thought (or stressed) about the required...
- [How to Get a Mortgage with a Low Credit Score](https://www.thetruthaboutmortgage.com/how-to-get-a-mortgage-with-a-low-credit-score/): Mortgage Q&A: “How to get a mortgage with a low credit score. ” If you’ve got a low credit score,...
- [How Soon Can You Refinance a Mortgage? Know the Waiting Periods](https://www.thetruthaboutmortgage.com/how-soon-can-i-refinance-my-mortgage/): Mortgage Q&A: “How soon can I refinance my mortgage? ” With mortgage rates marching toward new all-time lows again, a...
- [Owning Review: Not Your Nana's Mortgage Company](https://www.thetruthaboutmortgage.com/owning-review/): An online lender called “Owning” is looking to shake up the mortgage industry with what it refers to as “ridiculously...
- [Freddie Mac CHOICERenovation Mortgage Review](https://www.thetruthaboutmortgage.com/freddie-mac-choicerenovation-mortgage-review/): Freddie Mac has just launched a new renovation loan product known as the “Freddie Mac CHOICERenovation Mortgage. ” While the...
- [A Startup Called ZeroDown Just Launched to Help Home Buyers Lease to Own](https://www.thetruthaboutmortgage.com/startup-zerodown-lease-to-own/): It’s starting to feel a little like 2006 again. Recently, we’ve seen mortgage lenders launching interest-only mortgages, 40-year mortgage terms,...
- [What Is Home Equity?](https://www.thetruthaboutmortgage.com/what-is-home-equity/): Mortgage Q&A: “What is home equity? ” You’ve probably heard the phrase “home equity” get thrown around, likely during a...
- [Young Homeowners Are Having More Mortgage Regrets](https://www.thetruthaboutmortgage.com/young-homeowners-are-having-more-mortgage-regrets/): While homeowners of all ages are mostly happy they purchased a property, younger borrowers seem to be regretting their mortgages...
- [Why You Should Live in Your Home Until It Sells](https://www.thetruthaboutmortgage.com/why-you-should-live-in-your-home-until-it-sells/): A new study from Redfin proved what we probably all assumed was the case; vacant homes sell for less than...
- [Redfin Direct: Buy a Redfin-Listed Home Without a Real Estate Agent](https://www.thetruthaboutmortgage.com/redfin-direct-buy-a-redfin-listed-home-without-a-real-estate-agent/): First Redfin brought us the 1% listing fee, which disrupted the traditional 2. 5% to 3% listing agents charge(d) to...
- [What Credit Score Do You Need to Get a Mortgage? Learn the Key FICO Thresholds](https://www.thetruthaboutmortgage.com/what-credit-score-do-i-need-to-get-a-mortgage/): Mortgage Q&A: “What credit score do I need to get a mortgage? ” If you’re thinking about purchasing a new...
- [Why You Might Want to Skip the Starter Home](https://www.thetruthaboutmortgage.com/why-you-might-want-to-skip-the-starter-home/): Some 45 million Americans are expected to reach the typical first-time home buyer age in the next decade, which is...
- [Study: Open Houses Result in Faster, More Expensive Home Sales](https://www.thetruthaboutmortgage.com/study-open-houses-result-in-faster-more-expensive-home-sales/): Aside from tracking mud through your beautiful home, it turns out open houses actually lead to higher sales prices and...
- [Zillow Home Loans Is Now Live](https://www.thetruthaboutmortgage.com/zillow-home-loans-review-live/): Following the announcement made last summer to acquire Mortgage Lenders of America, “Zillow Home Loans” is now officially open for...
- [PITI: Find Out All That Goes Into Your Mortgage Payment](https://www.thetruthaboutmortgage.com/what-does-a-mortgage-payment-consist-of/): More fun and exciting mortgage Q&A: “What does a monthly mortgage payment consist of? ” Have you ever been curious...
- [loanDepot’s Mello Smartloan Can Shorten Mortgage Closing to Just 8 Days](https://www.thetruthaboutmortgage.com/loandepot-mello-smartloan/): In yet another effort to push mortgage lending firmly into the 21st century, loanDepot has debuted its proprietary “mello smartloan”...
- [Is the 30-Year Fixed Mortgage Going Extinct?](https://www.thetruthaboutmortgage.com/is-the-30-year-fixed-mortgage-going-extinct/): It’s that time again when we fret about the viability of the 30-year fixed mortgage. This last occurred in 2014...
- [Is the Real Estate Market Going to Crash in 2019?](https://www.thetruthaboutmortgage.com/is-the-real-estate-market-going-to-crash-in-2019/): There have been a lot of unpleasant headlines regarding the state of the real estate market lately. Earlier this week,...
- [What Is a Good Price for a First-Time Home Buyer?](https://www.thetruthaboutmortgage.com/what-is-a-good-price-for-a-first-time-home-buyer/): Buying your first home can be pretty nerve-wracking. Regardless of what you pay, whether it seems like a little or...
- [The Cost of Property Taxes and Hazard Insurance](https://www.thetruthaboutmortgage.com/the-cost-of-property-taxes-and-hazard-insurance/): As home prices continue to flirt with record highs nationwide, the cost of property taxes and hazard insurance can be...
- [Chase Launches Free Biweekly Mortgage Payment Option](https://www.thetruthaboutmortgage.com/chase-launches-free-biweekly-mortgage-payment-option/): In an effort to make life a little easier for its mortgage customers, Chase has launched a new suite of...
- [15 Things to Do After Your Mortgage Funds Besides Buy New Furniture](https://www.thetruthaboutmortgage.com/15-things-to-do-after-your-mortgage-funds/): Getting a mortgage can be pretty exciting, especially if it’s your first time. It can also be a very daunting...
- [What Is a Non-Conforming Mortgage Loan? And How Does It Affect You?](https://www.thetruthaboutmortgage.com/what-is-a-non-conforming-mortgage-loan/): If you’ve been doing some mortgage shopping/research lately and happened to come across the phrase “non-conforming loan,” you might have...
- [2019 Mortgage Rate Forecast: We Could Be in for a Big Surprise](https://www.thetruthaboutmortgage.com/2019-mortgage-rate-forecast-we-could-be-in-for-a-big-surprise/): Just like that another year has passed, well almost, so it’s time once again to look forward to what the...
- [2019 FHA Loan Limits Rise: Floor Climbs Above $300k](https://www.thetruthaboutmortgage.com/2019-fha-loan-limits-rise-floor-climbs-above-300k/): Following the release of the 2019 conforming loan limit, HUD announced the 2019 FHA loan limits, which like the former...
- [Home Prices vs. Recessions](https://www.thetruthaboutmortgage.com/home-prices-vs-recessions/): There have been three recessions since the 1990s, including the Great Recession, which took place from 2007 and 2009 and...
- [2019 Mortgage and Real Estate Predictions](https://www.thetruthaboutmortgage.com/2019-mortgage-and-real-estate-predictions/): First off, here are my 2018 predictions in case you want to see how they panned out. Overall, I think...
- [2019 Conforming Loan Limit Will Be $484,350 for Mortgages Backed by Fannie and Freddie](https://www.thetruthaboutmortgage.com/2019-conforming-loan-limit-will-be-484350-for-mortgages-backed-by-fannie-and-freddie/): As expected, the conforming loan limit for 2019 has increased thanks to an ongoing rise in property values, according to...
- [What Is Verification of Employment for a Mortgage? Proving Your Job History](https://www.thetruthaboutmortgage.com/what-is-verification-of-employment-for-a-mortgage/): When you apply for a mortgage, underwriters will comb through your finances to determine if you’re a good candidate for...
- [Guaranteed Rate Mortgage Review: A Fast-Growing Top-10 Lender](https://www.thetruthaboutmortgage.com/guaranteed-rate-mortgage-review/): If you haven’t heard of “Guaranteed Rate,” there’s a good chance you’ve never applied for a home loan before. Or...
- [Wells Fargo the Top Mortgage Lender in 2017, Quicken Tops for Number of Loans](https://www.thetruthaboutmortgage.com/wells-fargo-the-top-mortgage-lender-in-2017-quicken-tops-for-number-of-loans/): Despite closing a higher number of mortgage loans last year, Quicken Loans was unable to wrestle the coveted top spot...
- [PrimeLending Mortgage Review: Committed to Customer Satisfaction](https://www.thetruthaboutmortgage.com/primelending-mortgage-review-committed-to-customer-satisfaction/): Today let’s talk about PrimeLending, a PlainsCapital Company, which is a top-10 mortgage lender that does business in all 50...
- [Sell Your House or Rent It Out? The Pros and Cons](https://www.thetruthaboutmortgage.com/sell-your-house-or-rent-it-out/): If you already own some real estate, perhaps a house or a condo, and are looking to move on, you...
- [How to Get Cash Out of Your Home in a Rising Rate Environment](https://www.thetruthaboutmortgage.com/how-to-get-cash-out-of-your-home-in-a-rising-rate-environment/): In a perfect world, you could tap into your home equity and lower your mortgage interest rate at the same...
- [Redfin Launches the Owner Estimate to Give Homeowners Control](https://www.thetruthaboutmortgage.com/redfin-launches-the-owner-estimate-to-give-homeowners-control/): Are you sick and tired of your Redfin Estimate or Zillow Zestimate being too low? Do you feel your property...
- [Quicken Launches Rocket Homes to Compete with Zillow and Redfin](https://www.thetruthaboutmortgage.com/quicken-launches-rocket-homes-to-compete-with-zillow-and-redfin/): Following the recent trend of real estate and mortgage link-ups, Quicken Loans has launched “Rocket Homes” to fill in the...
- [The Largest Nonbank Home Purchase Lender in the Nation Is a Wholesaler](https://www.thetruthaboutmortgage.com/the-largest-nonbank-home-purchase-lender-in-the-nation-is-a-wholesaler/): Everyone wants to be #1 these days. I guess that’s no different than any other days, but the battle to...
- [5 Things Home Buyers Are Doing If They Haven’t Found a Property After 3 Months](https://www.thetruthaboutmortgage.com/5-things-home-buyers-are-doing-if-they-havent-found-a-property-after-3-months/): If you’re a prospective home buyer, life isn’t fun right now. The real estate market remains red hot (despite those...
- [Zillow Enters the Mortgage Originating Business](https://www.thetruthaboutmortgage.com/zillow-enters-the-mortgage-originating-business/): In what seemed like a pretty inevitable move, Zillow has gotten into the mortgage originating business via its acquisition of...
- [Don’t Make the Mistake of Calling the Housing Top Too Early](https://www.thetruthaboutmortgage.com/dont-make-the-mistake-of-calling-the-housing-top-too-early/): It’s that time of year again, when we enter the housing doldrums and everyone in the industry begins to panic....
- [Freedom Mortgage Review: Specialize in VA Loans But Offer Everything Else Too](https://www.thetruthaboutmortgage.com/freedom-mortgage-review-specialize-in-va-loans-but-offer-everything-else-too/): While “Freedom Mortgage” might not be a household name like Quicken Loans or Wells Fargo, the company often finds itself...
- [Getting a Mortgage with a Gig Economy Job](https://www.thetruthaboutmortgage.com/getting-a-mortgage-with-a-gig-economy-job/): If you’re one of many people out there who happens to bring in money from a so-called “gig economy” job,...
- [Redfin Compete Score: How Hard Is It to Win That Home?](https://www.thetruthaboutmortgage.com/redfin-compete-score-how-hard-is-it-to-win-that-home/): Redfin just launched its so-called “Compete Score,” a tool designed to help prospective home buyers determine how hard it’ll be...
- [Flagstar Mortgage Review: Tons of Loan Programs to Choose From](https://www.thetruthaboutmortgage.com/flagstar-mortgage-review-tons-of-loan-programs-to-choose-from/): One of the larger, but perhaps lesser-known mortgage lenders out there is Flagstar Bank, which was just acquired by New...
- [Average Home Seller in 2017 Made Only $39,000](https://www.thetruthaboutmortgage.com/average-home-seller-in-2017-made-only-39000/): While all the headlines paint a really rosy picture for the real estate market where sellers are cashing in mega...
- [Laurel Road: Truly Digital Mortgages Built Entirely Online](https://www.thetruthaboutmortgage.com/laurel-road-truly-digital-mortgages-built-entirely-online/): Another Millennial or even Gen-Z focused mortgage lender has come online, literally, to offer you a mortgage. I’m talking about...
- [Should You Pay Off Your Mortgage Before Retirement? There Are Pros and Cons](https://www.thetruthaboutmortgage.com/should-you-pay-off-your-mortgage-before-retirement/): If you speak to any financial planners or so-called experts on the matter, they’ll probably say, “Yes, pay off your...
- [PNC Mortgage Review: Low Rates Maybe, and Now a Digital Application Process Too](https://www.thetruthaboutmortgage.com/pnc-mortgage-review-low-rates-maybe-but-not-much-else/): If you haven’t heard of PNC Mortgage before, you probably will in the near future. They’re a rapidly growing depository...
- [Citi Is Offering .50% Off Your Mortgage Rate If You Deposit a Million Bucks](https://www.thetruthaboutmortgage.com/citi-is-offering-50-off-your-mortgage-rate-if-you-deposit-a-million-bucks/): Okay, it sounds a little silly, but it’s not a bad deal if you happen to have a million dollars...
- [Freddie Mac HomeOne Mortgage: New 3% Down Mortgage with No Income Restrictions](https://www.thetruthaboutmortgage.com/freddie-mac-homeone-mortgage-new-3-down-mortgage-with-no-income-restrictions/): A new home loan program is being rolled out this July by Freddie Mac, known as “HomeOne Mortgage,” which features...
- [Mortgage Rates Vary by Lender, So Take the Time to Shop Around](https://www.thetruthaboutmortgage.com/mortgage-rates-vary-by-lender-so-shop-around/): While mortgages are largely a commoditized product, unlike perhaps a TV or a smartphone with unique technology, their cost can...
- [Carrington Mortgage Launches Line of Subprime Mortgages](https://www.thetruthaboutmortgage.com/carrington-mortgage-launches-line-of-subprime-mortgages/): Here we go again? Maybe, maybe not. Regardless, Carrington Mortgage has launched a new line of subprime mortgages available to...
- [Getting a Mortgage on a Duplex, Triplex, or Fourplex](https://www.thetruthaboutmortgage.com/getting-a-mortgage-on-a-duplex-triplex-or-fourplex/): One trend I’ve been seeing lately is buying a multi-unit property, such as a duplex, and renting out one unit...
- [What Will Happen to Home Sales If Mortgage Rates Rise to 9%?](https://www.thetruthaboutmortgage.com/what-will-happen-to-home-sales-if-mortgage-rates-rise-to-9/): There’s been a lot of hubbub about mortgage rates since the start of the year. It’s not unwarranted, given the...
- [MassHousing Launches Zero Down Mortgage](https://www.thetruthaboutmortgage.com/masshousing-launches-zero-down-mortgage/): There is yet another zero down mortgage option available to prospective home buyers, the latest being offered by The Massachusetts...
- [Guild Mortgage Review - A Mortgage Lender Big on Customer Satisfaction](https://www.thetruthaboutmortgage.com/guild-mortgage-review/): Guild Mortgage is one name you may have come across lately while searching for a mortgage. They’re a rapidly growing...
- [USAA Mortgage Review: VA Loans, Jumbo, and More](https://www.thetruthaboutmortgage.com/usaa-mortgage-review-va-loans-jumbo-and-more/): USAA Mortgage, technically known as USAA Bank Home Loans, is one of the larger mortgage lenders out there, though not...
- [Amazon Mortgage Might Be a Thing Soon](https://www.thetruthaboutmortgage.com/amazon-mortgage-might-be-a-thing-soon/): There have been a lot of so-called mortgage disruptors entering the space of late, but this might be the biggest...
- [What Is a Gift Letter for a Mortgage? Know the Key Requirements](https://www.thetruthaboutmortgage.com/what-is-a-gift-letter-for-a-mortgage/): Mortgage Q&A: “What is a gift letter? ” A reader recently inquired about mortgage gift letters, so instead of simply...
- [Ideal Credit Union Is Offering a Zero Down Mortgage with a Catch](https://www.thetruthaboutmortgage.com/ideal-credit-union-is-offering-a-zero-down-mortgage-with-a-catch/): Ideal Credit Union, which has six locations scattered across Minnesota, is the latest mortgage company to offer a no down...
- [2017 Was the Best Year for Home Purchase Mortgages Since the Market Peak](https://www.thetruthaboutmortgage.com/2017-was-the-best-year-for-home-purchase-mortgages-since-the-market-peak/): It turns out 2017 was a banner year for mortgages, just not all of them. A total of $1. 148...
- [HUD Homes: Buy a Foreclosed Home for a Potential Discount](https://www.thetruthaboutmortgage.com/hud-homes-buy-a-foreclosed-home-for-a-potential-discount/): With the red hot real estate market showing no signs of letting up, prospective home buyers need to get increasingly...
- [There Are Still Nearly 90,000 Borrowers Who Could Benefit from a HARP Refinance](https://www.thetruthaboutmortgage.com/there-are-still-nearly-90000-borrowers-who-could-benefit-from-a-harp-refinance/): Before mortgage rates began their recent upward trajectory to start off 2018, quite a few mortgage refinances squeaked through the...
- [loanDepot Has a 150-Day Rate Lock for Those Who Want Today’s Rates This Summer](https://www.thetruthaboutmortgage.com/loandepot-has-a-150-day-rate-lock-for-those-who-want-todays-rates-this-summer/): I came across a flyer today from loanDepot advertising a 150-day rate lock for borrowers interested in today’s mortgage rates,...
- [Higher Mortgage Rates Likely to Have Little Effect on Housing Market](https://www.thetruthaboutmortgage.com/higher-mortgage-rates-likely-to-have-little-effect-on-housing-market/): Well, it’s been a stressful couple of weeks, and the way the stock market is swinging at the moment, it...
- [Airbnb Income Can Officially Be Used to Qualify for a Mortgage Refinance](https://www.thetruthaboutmortgage.com/airbnb-income-can-officially-be-used-to-qualify-for-a-mortgage-refinance/): Call it a sign of the times, or perhaps the power of the sharing, or “gig” economy. You can now...
- [Top Reverse Mortgage Lender AAG Now Offering Forward Mortgages](https://www.thetruthaboutmortgage.com/top-reverse-mortgage-lender-aag-now-offering-forward-mortgages/): File this one under: why didn’t we (they) think of this sooner. While it might seem like a no-brainer in...
- [Quicken Loans Is the Largest Home Loan Lender for the First Time Ever](https://www.thetruthaboutmortgage.com/quicken-loans-is-the-largest-home-loan-lender-for-the-first-time-ever/): Anyone watching this space knew it was going to happen, but perhaps not this fast. Quicken Loans officially became the...
- [Better Mortgage Is Giving Home Buyers Pre-Offer Appraisals to Help Them Compete](https://www.thetruthaboutmortgage.com/better-mortgage-is-offering-pre-offer-home-appraisals-to-its-customers/): In a bid to get a leg up on the competition, Better Mortgage is allowing prospective home buyers to get...
- [PHH Mortgage to Provide Borrowers with $30.4 Million for Improper Loan Servicing](https://www.thetruthaboutmortgage.com/phh-mortgage-to-provide-borrowers-with-30-4-million-for-improper-loan-servicing/): It’s 2018 and the mortgage settlements continue. As part of an agreement reached today with 49 states and Washington D....
- [Guaranteed Rate Launches New Jumbo Loan with Interest-Only Option](https://www.thetruthaboutmortgage.com/guaranteed-rate-launches-new-jumbo-loan-with-interest-only-option/): Well, it’s a new year, and with that comes new and exciting home loan programs to help borrowers purchase homes...
- [2018 Real Estate and Mortgage Predictions](https://www.thetruthaboutmortgage.com/2018-real-estate-and-mortgage-predictions/): Just like that, another year has gone by, well, almost. There are still a few days left and anything can...
- [See How Exuberant Your Housing Market Is](https://www.thetruthaboutmortgage.com/see-how-exuberant-your-housing-market-is/): Back in the mid-1990s, former Federal Reserve Board chairman Alan Greenspan used the phrase “irrational exuberance,” which served as a...
- [2018 Mortgage Rate Forecast: Overall It’s Looking Pretty Good](https://www.thetruthaboutmortgage.com/2018-mortgage-rate-forecast-overall-its-looking-pretty-good/): It’s that time of the year again, when we take a look at what’s in store for mortgage rates the...
- [Will 2018 Be the Last Great Year for This Real Estate Boom?](https://www.thetruthaboutmortgage.com/will-2018-be-the-last-great-year-for-this-real-estate-boom/): A new survey of housing experts and economists led by Zillow sees home prices rising 4. 1% in 2018 before...
- [2018 FHA Loan Limit Floor Increased to $294,515](https://www.thetruthaboutmortgage.com/2018-fha-floor-loan-limit-increased-to-294515/): Just like the 2018 conforming loan limits, the FHA will see its 2018 loan limits increase as well, which is...
- [Can You Pay the Mortgage with Bitcoin?](https://www.thetruthaboutmortgage.com/can-you-pay-the-mortgage-with-bitcoin/): Mortgage Q&A: “Can you pay the mortgage with bitcoin? ” First off, I apologize for writing an article about bitcoin....
- [New Program Allows Renters to Get a Mortgage with as Little as a Security Deposit](https://www.thetruthaboutmortgage.com/new-program-allows-renters-to-get-a-mortgage-with-as-little-as-a-security-deposit/): Home Partners of America and New Penn Financial have joined forces to offer renters the ability to get a mortgage...
- [2018 Conforming Loan Limit Jumps to $453,100](https://www.thetruthaboutmortgage.com/2018-conforming-loan-limit-jumps-to-453100/): It’s that time of year again, when the FHFA announces the conforming loan limit for the upcoming year. And like...
- [Are Mortgages Simple Interest and Compounded Monthly?](https://www.thetruthaboutmortgage.com/are-mortgages-simple-interest-and-compounded-monthly/): People seem to be fascinated with how mortgages are calculated and paid off, but when it comes down to it,...
- [Flagstar Offering Zero Down Mortgages to Michigan Home Buyers](https://www.thetruthaboutmortgage.com/flagstar-offering-zero-down-mortgages-to-michigan-home-buyers/): Flagstar Bank is the latest mortgage lender to offer a home loan with zero down payment requirement. They even go...
- [Capital One to Stop Offering Mortgages](https://www.thetruthaboutmortgage.com/capital-one-to-stop-offering-mortgages/): It’s feeling a little like 2007 today. Back then, I was writing posts like this on a daily basis. Capital...
- [OfferPad Home Loans: iBuyer Links Up with loanDepot to Provide Bridge Financing](https://www.thetruthaboutmortgage.com/offerpad-home-loans-ibuyer-links-up-with-loandepot-to-provide-bridge-financing/): A so-called direct home buyer by the name of OfferPad that agrees to purchase homes in as little as 24...
- [The Five Most Common Uses of Home Equity Lines of Credit](https://www.thetruthaboutmortgage.com/the-five-most-common-uses-of-home-equity-lines-of-credit/): In case you hadn’t heard, home equity lines of credit are expected to get a lot more popular in coming...
- [10 Takeaways from the Annual Realtor Survey](https://www.thetruthaboutmortgage.com/10-takeaways-from-the-annual-realtor-survey/): The National Association of Realtors just released its 2017 Profile of Home Buyers and Sellers, and there are lots of...
- [New Bill Aims to End FHA Mortgage Insurance Premiums for Life Policy](https://www.thetruthaboutmortgage.com/new-bill-aims-to-end-fha-mortgage-premiums-for-life-policy/): Back in 2013, FHA home loans became a lot less attractive because most newly originated mortgages required mortgage insurance to...
- [FHA 203k Loan Program: The All-in-One Renovation Mortgage](https://www.thetruthaboutmortgage.com/fha-203k-loan-program-the-all-in-one-renovation-mortgage/): In a nutshell, the FHA 203k loan program allows prospective home buyers to finance the cost of a property and...
- [Imagine Getting a Mortgage with Just a Couple Clicks](https://www.thetruthaboutmortgage.com/imagine-getting-a-mortgage-with-just-a-couple-clicks/): Wouldn’t it be nice if your mortgage lender could gather your income, asset, and employment information from a single digital...
- [Freddie Mac Revises Student Loan Guidelines](https://www.thetruthaboutmortgage.com/freddie-mac-revises-student-loan-guidelines/): It’s one of the more common dilemmas these days – you graduated college and you’re ready to start a family...
- [While Mortgages Go Digital, People Still Matter, a Lot](https://www.thetruthaboutmortgage.com/while-mortgages-go-digital-people-still-matter-a-lot/): The latest buzz in the mortgage world is e-mortgages, or digital mortgages, or paperless mortgages. Or mortgages that don’t require...
- [Millennials Are Buying Homes to Give Their Dogs Room to Roam](https://www.thetruthaboutmortgage.com/millennials-are-buying-homes-to-give-their-dogs-room-to-roam/): Curious what’s driving Millennial homeownership? Is it marriage or the prospect of a little one crawling around? Nope. Aside from...
- [Mortgage Originations by Product Type: What’s Most Popular?](https://www.thetruthaboutmortgage.com/mortgage-originations-by-product-type-whats-most-popular/): Ever wonder what share of borrowers are taking out a 15-year mortgage as opposed to a standard 30-year fixed? Or...
- [HomeFundMe: Now You Can Crowdfund a Mortgage Down Payment](https://www.thetruthaboutmortgage.com/homefundme-now-you-can-crowdfund-a-mortgage-down-payment/): Don’t have the required down payment to purchase your dream home? No problem. There’s now a service that lets you...
- [Synovus Mortgage Offering 100% Financing via Affordable Mortgage Program](https://www.thetruthaboutmortgage.com/synovus-mortgage-offering-100-financing-via-affordable-mortgage-program/): You’ve probably heard of HAMP, otherwise known as the Home Affordable Modification Program, which was very popular post-housing crisis. But...
- [Lennar Offers to Pay Your Student Loans If You Buy a New Home](https://www.thetruthaboutmortgage.com/lennar-offers-to-pay-your-student-loans-if-you-buy-a-new-home/): One of the more common problems young home buyers face these days is student loan debt, which can complicate a...
- [A 30-Year Fixed Mortgage That Is Adjustable, Self-Refinancing, and Ideally Paid Off Early](https://www.thetruthaboutmortgage.com/a-30-year-fixed-mortgage-that-is-adjustable-self-refinancing-and-ideally-paid-off-early/): Confused yet? Yeah, me too. Let’s dive in. For a while now, the 30-year fixed-rate mortgage has been under attack....
- [ZHome Lets You Sell Your Current Home in 24 Hours So You Can Buy a Brand New One](https://www.thetruthaboutmortgage.com/zhome-lets-you-sell-your-current-home-in-24-hours-so-you-can-buy-a-brand-new-one/): A company called ZHome, which can apparently generate an offer to buy your home within 24 hours, is also making...
- [Wells Fargo Hit with Lawsuit Related to Improper Mortgage Lock Fees](https://www.thetruthaboutmortgage.com/wells-fargo-hit-with-lawsuit-related-to-improper-mortgage-lock-fees/): It’s been a tough year or so for Wells Fargo, the undisputed king of mortgages. While they continue to lead...
- [360 Mortgage Group Touting 15-Minute Mortgage Approval Sans Loan Officer](https://www.thetruthaboutmortgage.com/360-mortgage-group-touting-15-minute-mortgage-approval-sans-loan-officer/): A mortgage bank by the name of “360 Mortgage Group” is making some lofty claims, one being a 15-minute full...
- [Jay-Z and Beyoncé Take Out $52.8 Million Mortgage on Bel Air Home](https://www.thetruthaboutmortgage.com/jay-z-and-beyonce-take-out-52-8-million-mortgage-on-bel-air-home/): Think you can’t get a jumbo home loan these days? Think again. Power couple Jay-Z and Beyoncé somehow managed to...
- [Mr. Cooper Mortgage Review: The Lender Formerly Known as Nationstar](https://www.thetruthaboutmortgage.com/mortgage-lender-nationstar-becomes-mr-cooper-will-offer-home-rewards-credit-card/): Nationstar Mortgage, which was once on the brink of failure, officially announced its name change to “Mr. Cooper” in August...
- [Primary Residence vs. Second Home vs. Investment: Know the Key Differences](https://www.thetruthaboutmortgage.com/primary-residence-vs-second-home-vs-investment/): Sometimes I’m surprised I miss the most basic of mortgage definitions, seeing that this blog has been around for more...
- [Soon You May Be Able to Buy a House Without an Appraisal](https://www.thetruthaboutmortgage.com/soon-you-may-be-able-to-buy-a-house-without-an-appraisal/): Here’s something that may finally speed up the typically slow home loan process: an appraisal-less home purchase. Yep, it’ll be...
- [These Six Things Will Happen If Mortgage Rates Go Up](https://www.thetruthaboutmortgage.com/these-six-things-will-happen-if-mortgage-rates-go-up/): We’ve been worrying that mortgage rates would go up for years now, but it just hasn’t happened yet. Sure, they’re...
- [Millennials Favor Conventional Mortgages Over FHA](https://www.thetruthaboutmortgage.com/millennials-favor-conventional-mortgages-over-fha/): I’ve got more Millennial mortgage data for you, courtesy of the monthly Ellie Mae Millennial Tracker. This is a heavily...
- [What Will Happen to Your Mortgage When the LIBOR Goes Away? Hello SOFR!](https://www.thetruthaboutmortgage.com/what-will-happen-to-your-mortgage-when-the-libor-goes-away/): If you have an adjustable-rate mortgage, I’ve got some important news for you. The London Interbank Offered Rate, or LIBOR...
- [1% Down Payment Mortgages Come Under Fire](https://www.thetruthaboutmortgage.com/1-down-payment-mortgages-come-under-fire/): While we’ve come a long way since housing bottomed, the memories of how we got there still don’t feel very...
- [Ally Home Launches Price Match Guarantee for Mortgages](https://www.thetruthaboutmortgage.com/ally-home-launches-price-match-guarantee-for-mortgages/): Mortgage industry newcomer Ally Home is getting into the price match game with its just launched promotion called, you guessed...
- [How Long Does It Take to Get a Mortgage? Think a Month, Not Minutes](https://www.thetruthaboutmortgage.com/how-long-does-it-take-to-get-a-mortgage/): Mortgage Q&A: “How long does it take to get a mortgage? ” This is a fairly common mortgage question because...
- [For Some Reason, Homeowner Regrets Are on the Rise](https://www.thetruthaboutmortgage.com/for-some-reason-homeowner-regrets-are-on-the-rise/): Despite the red-hot real estate market, more Americans are regretting their home purchases, per a new Trulia survey. It’s a...
- [Millennials Seem to Like Adjustable Rate Mortgages](https://www.thetruthaboutmortgage.com/millennials-seem-to-like-adjustable-rate-mortgages/): It’s not just avocado toast. A new anecdotal report from the WSJ reveals that Millennials who are buying homes are...
- [RedfinNow: Get an Offer on Your Home Within 24 Hours (Shut Down Nov. 22)](https://www.thetruthaboutmortgage.com/redfin-now-get-an-offer-on-your-home-within-24-hours/): Are you the impatient type? Well, have I’ve got news for you. A new service dubbed “RedfinNow” will get you...
- [One Third of Home Buyers Made Offers Without Actually Visiting the Property](https://www.thetruthaboutmortgage.com/one-third-of-home-buyers-made-offers-without-actually-visiting-the-property/): Is the housing market getting stupid again, or is technology changing the way we buy homes? That’s still up for...
- [Fannie Mae Increasing Max DTI to 50%, Upping LTVs for ARMs](https://www.thetruthaboutmortgage.com/fannie-mae-increasing-max-dti-to-50-dti-upping-ltvs-for-arms/): There’s been a lot of talk lately about mortgage lenders easing credit standards as refinance volume wanes and purchase activity...
- [Homie: A Startup Is Eliminating Real Estate Agent and Loan Officer Commissions](https://www.thetruthaboutmortgage.com/homie-a-startup-is-eliminating-real-estate-agent-and-loan-officer-commissions/): There’s a new startup out there called “Homie” that transforms the old way people buy and sell homes by harnessing...
- [Guild Mortgage Latest to Offer a 1% Down Payment Mortgage](https://www.thetruthaboutmortgage.com/guild-mortgage-latest-to-offer-a-1-down-payment-mortgage/): It seems 1% down is the new zero down in the mortgage world, with San Diego-based Guild Mortgage the latest...
- [Movement Mortgage Launches Zero Down Mortgage Called MAP](https://www.thetruthaboutmortgage.com/movement-mortgage-launches-zero-down-mortgage-called-map/): Movement Mortgage is the latest of many mortgage lenders to offer a zero down option for prospective home buyers, referred...
- [Magilla Lets You Shop Mortgage Lenders Anonymously](https://www.thetruthaboutmortgage.com/magilla-lets-you-shop-mortgage-lenders-anonymously/): There’s a new disruptor in the mortgage space called Magilla that lets you shop for a mortgage anonymously, assuming you...
- [Zillow Offers: For Those Who Want to Sell Their Home Fast](https://www.thetruthaboutmortgage.com/zillow-instant-offers-for-those-who-want-to-sell-their-home-fast/): The online real estate marketplace Zillow has just launched a new feature called “Zillow Offers,” formerly known as Zillow Instant...
- [Traditional 20% Mortgage Down Payment Could Be Cut in Half](https://www.thetruthaboutmortgage.com/traditional-20-mortgage-down-payment-could-be-cut-in-half/): I recently wrote about the need to put down 20% when buying a home, which although often recommended, isn’t a...
- [Can Credit Card Churning Hurt Your Chances of Getting a Mortgage?](https://www.thetruthaboutmortgage.com/can-credit-card-churning-hurt-your-chances-of-getting-a-mortgage/): These days, it’s not uncommon for individuals to open a bunch of credit cards in a short span of time...
- [The Best Time to Buy a Home Is in August and September](https://www.thetruthaboutmortgage.com/the-best-time-to-buy-a-home-is-in-august-and-september/): Wondering when the best time to buy a home is? And the worst time? Well, thanks to data science, we...
- [Chase Is Offering 75,000 Ultimate Rewards Points When You Take Out a Mortgage](https://www.thetruthaboutmortgage.com/chase-is-offering-100000-ultimate-rewards-points-when-you-take-out-a-mortgage/): It’s not very common for mortgage lenders to offer cash back or some other sort of reward for taking out...
- [What Is Mortgage Protection Insurance? And Do You Actually Need to Buy It?](https://www.thetruthaboutmortgage.com/what-is-mortgage-protection-insurance-and-do-you-need-it/): So you just closed on your mortgage and you’re beginning to settle into your new home (and your new loan)....

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# Detailed Content


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- Published: 2025-03-19
- Modified: 2025-03-19
- URL: https://www.thetruthaboutmortgage.com/conforming-mortgage-loans/
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- Published: 2025-03-13
- Modified: 2025-09-14
- URL: https://www.thetruthaboutmortgage.com/what-causes-mortgage-interest-rates-to-move/
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- Published: 2025-03-11
- Modified: 2025-03-21
- URL: https://www.thetruthaboutmortgage.com/which-mortgage-is-right-for-me/
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- Published: 2025-03-06
- Modified: 2025-03-06
- URL: https://www.thetruthaboutmortgage.com/cash-out-refinance/
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- Published: 2025-02-27
- Modified: 2025-02-27
- URL: https://www.thetruthaboutmortgage.com/what-is-a-mortgage-broker/
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- Published: 2025-02-26
- Modified: 2025-02-26
- URL: https://www.thetruthaboutmortgage.com/mortgage-dictionary/par-rate-loan/
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- Published: 2025-02-19
- Modified: 2025-03-11
- URL: https://www.thetruthaboutmortgage.com/todays-mortgage-rates/
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- Published: 2024-08-09
- Modified: 2024-08-09
- URL: https://www.thetruthaboutmortgage.com/mission-statement/
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- Published: 2024-07-02
- Modified: 2024-08-09
- URL: https://www.thetruthaboutmortgage.com/editorial-standards/
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- Published: 2018-03-07
- Modified: 2019-11-19
- URL: https://www.thetruthaboutmortgage.com/rent-vs-buy-calculator/
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- Published: 2018-02-21
- Modified: 2019-11-19
- URL: https://www.thetruthaboutmortgage.com/mortgage-affordability-calculator/
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- Published: 2018-02-20
- Modified: 2019-11-19
- URL: https://www.thetruthaboutmortgage.com/refinance-calculator/
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- Published: 2018-02-20
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/early-mortgage-payoff-calculator/
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- Published: 2018-02-20
- Modified: 2025-03-06
- URL: https://www.thetruthaboutmortgage.com/mortgage-payment-calculator/
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- Published: 2016-06-15
- Modified: 2024-06-03
- URL: https://www.thetruthaboutmortgage.com/usda-home-loans-eligibility-and-program-requirements/
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- Published: 2010-11-11
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/purchase-money-mortgage/
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- Published: 2010-10-04
- Modified: 2024-03-13
- URL: https://www.thetruthaboutmortgage.com/balloon-mortgage/
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- Published: 2010-08-17
- Modified: 2024-03-16
- URL: https://www.thetruthaboutmortgage.com/mortgage-discount-points/
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- Published: 2010-04-27
- Modified: 2024-05-26
- URL: https://www.thetruthaboutmortgage.com/how-to-get-a-mortgage/
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- Published: 2010-02-09
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/what-is-a-short-refinance/
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- Published: 2010-02-09
- Modified: 2024-05-23
- URL: https://www.thetruthaboutmortgage.com/pre-qualification-vs-pre-approval/
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- Published: 2010-01-26
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/what-is-title-insurance/
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- Published: 2009-10-06
- Modified: 2024-01-20
- URL: https://www.thetruthaboutmortgage.com/what-mortgage-lenders-look-for/
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- Published: 2009-08-25
- Modified: 2024-01-25
- URL: https://www.thetruthaboutmortgage.com/mortgages-with-no-money-down/
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- Published: 2009-03-08
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/loan-modification-programs/
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- Published: 2009-01-20
- Modified: 2024-04-10
- URL: https://www.thetruthaboutmortgage.com/what-caused-the-mortgage-crisis/
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- Published: 2008-10-03
- Modified: 2024-09-23
- URL: https://www.thetruthaboutmortgage.com/mortgage-help/
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- Published: 2008-04-15
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/payment-shock/
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- Published: 2008-03-15
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/privacy-policy/
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- Published: 2008-01-25
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/stated-income-loans/
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- Published: 2008-01-22
- Modified: 2019-11-01
- URL: https://www.thetruthaboutmortgage.com/alt-a-mortgages-alt-a-lending/
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- Published: 2007-09-05
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/fixed-rate-mortgage/
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- Published: 2007-08-14
- Modified: 2025-01-29
- URL: https://www.thetruthaboutmortgage.com/second-mortgages/
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- Published: 2007-08-14
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/biweekly-mortgage-payments/
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- Published: 2007-07-30
- Modified: 2021-08-23
- URL: https://www.thetruthaboutmortgage.com/real-estate-short-sales/
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- Published: 2007-07-27
- Modified: 2018-06-11
- URL: https://www.thetruthaboutmortgage.com/negative-amortization-loan/
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- Published: 2007-05-22
- Modified: 2024-03-13
- URL: https://www.thetruthaboutmortgage.com/private-mortgage-insurance-vs-combo-loans/
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- Published: 2007-04-19
- Modified: 2024-03-13
- URL: https://www.thetruthaboutmortgage.com/subprime-lending-and-subprime-lenders/
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- Published: 2007-03-17
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/seller-carryback-financing/
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- Published: 2007-03-14
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/hard-money-loans/
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- Published: 2007-03-04
- Modified: 2024-11-02
- URL: https://www.thetruthaboutmortgage.com/no-cost-refinance-loans/
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- Published: 2007-02-17
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/documents-needed-during-the-loan-process/
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- Published: 2007-01-19
- Modified: 2024-03-27
- URL: https://www.thetruthaboutmortgage.com/investment-properties/
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- Published: 2007-01-12
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/terms-of-service/
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- Published: 2006-12-26
- Modified: 2024-02-07
- URL: https://www.thetruthaboutmortgage.com/interest-only-home-loans/
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- Published: 2006-12-26
- Modified: 2024-10-06
- URL: https://www.thetruthaboutmortgage.com/teaser-rates/
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- Published: 2006-12-05
- Modified: 2019-01-13
- URL: https://www.thetruthaboutmortgage.com/no-doc-2nd-mortgage/
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- Published: 2006-11-30
- Modified: 2024-03-13
- URL: https://www.thetruthaboutmortgage.com/pmi-private-mortgage-insurance/
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- Published: 2006-11-28
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/foreclosure-help/
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- Published: 2006-11-27
- Modified: 2025-02-04
- URL: https://www.thetruthaboutmortgage.com/adjustable-rate-mortgage/
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- Published: 2006-11-25
- Modified: 2020-01-20
- URL: https://www.thetruthaboutmortgage.com/bridge-loan/
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- Published: 2006-11-22
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/loan-officer-jobs/
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- Published: 2006-11-13
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/how-to-remove-mortgage-lates/
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- Published: 2006-11-04
- Modified: 2022-08-25
- URL: https://www.thetruthaboutmortgage.com/buying-down-your-interest-rate/
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- Published: 2006-10-25
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/homeowners-insurance/
---

- Published: 2006-10-18
- Modified: 2025-02-07
- URL: https://www.thetruthaboutmortgage.com/types-of-mortgage-lenders/
---

- Published: 2006-10-18
- Modified: 2024-12-18
- URL: https://www.thetruthaboutmortgage.com/discount-rate-prime-rate-and-the-federal-funds-rate/
---

- Published: 2006-10-04
- Modified: 2018-06-12
- URL: https://www.thetruthaboutmortgage.com/mortgage-calculators/
---

- Published: 2006-10-03
- Modified: 2025-01-15
- URL: https://www.thetruthaboutmortgage.com/reverse-mortgage/
---

- Published: 2006-09-27
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/tips-for-first-time-homebuyers/
---

- Published: 2006-09-22
- Modified: 2024-05-10
- URL: https://www.thetruthaboutmortgage.com/rate-and-term-refinance/
---

- Published: 2006-09-22
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/mortgage-stocks/
---

- Published: 2006-09-12
- Modified: 2024-01-10
- URL: https://www.thetruthaboutmortgage.com/option-arm-mortgage/
---

- Published: 2006-09-06
- Modified: 2025-02-06
- URL: https://www.thetruthaboutmortgage.com/appraisals-and-appraised-value/
---

- Published: 2006-08-30
- Modified: 2022-09-16
- URL: https://www.thetruthaboutmortgage.com/predatory-mortgage-lending/
---

- Published: 2006-08-30
- Modified: 2024-10-14
- URL: https://www.thetruthaboutmortgage.com/mortgage-dictionary/loan-origination/
---

- Published: 2006-08-29
- Modified: 2025-02-26
- URL: https://www.thetruthaboutmortgage.com/home-equity-line-of-credit-heloc/
---

- Published: 2006-08-25
- Modified: 2022-01-16
- URL: https://www.thetruthaboutmortgage.com/right-of-rescission/
---

- Published: 2006-08-24
- Modified: 2025-01-15
- URL: https://www.thetruthaboutmortgage.com/jumbo-mortgage-loans/
---

- Published: 2006-08-23
- Modified: 2025-01-15
- URL: https://www.thetruthaboutmortgage.com/va-mortgage-loans/
---

- Published: 2006-08-23
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/islamic-mortgage/
---

- Published: 2006-08-23
- Modified: 2025-05-27
- URL: https://www.thetruthaboutmortgage.com/fha-loans/
---

- Published: 2006-08-23
- Modified: 2024-01-17
- URL: https://www.thetruthaboutmortgage.com/mortgage-mistakes/
---

- Published: 2006-08-22
- Modified: 2022-12-30
- URL: https://www.thetruthaboutmortgage.com/mortgage-rate-lock/
---

- Published: 2006-08-18
- Modified: 2024-01-10
- URL: https://www.thetruthaboutmortgage.com/assets-and-reserve-requirements/
---

- Published: 2006-08-17
- Modified: 2025-05-27
- URL: https://www.thetruthaboutmortgage.com/dti-debt-to-income-ratio/
---

- Published: 2006-08-17
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/mortgage-indexes/
---

- Published: 2006-08-17
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/1031-exchange-help-rules/
---

- Published: 2006-08-16
- Modified: 2024-07-03
- URL: https://www.thetruthaboutmortgage.com/mortgage-pricing-adjustments/
---

- Published: 2006-08-09
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/prepayment-penalty-mortgage/
---

- Published: 2006-08-09
- Modified: 2023-09-22
- URL: https://www.thetruthaboutmortgage.com/amortization/
---

- Published: 2006-08-08
- Modified: 2025-01-15
- URL: https://www.thetruthaboutmortgage.com/mortgage-loan-types-home-loan-types/
---

- Published: 2006-07-31
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/mortgage-dictionary/mortgage-loan-points-mortgage-discount-points/
---

- Published: 2006-07-31
- Modified: 2024-10-22
- URL: https://www.thetruthaboutmortgage.com/mortgage-dictionary/
---

- Published: 2006-07-31
- Modified: 2024-01-11
- URL: https://www.thetruthaboutmortgage.com/mortgage-dictionary/yield-spread-premium/
---

- Published: 2006-07-31
- Modified: 2024-03-13
- URL: https://www.thetruthaboutmortgage.com/mortgage-dictionary/risk-based-pricing-loan/
---

- Published: 2006-07-28
- Modified: 2024-11-11
- URL: https://www.thetruthaboutmortgage.com/about-the-author/
---

- Published: 2006-07-28
- Modified: 2025-03-05
- URL: https://www.thetruthaboutmortgage.com/what-is-a-mortgage-definition/
---

- Published: 2006-07-27
- Modified: 2024-06-03
- URL: https://www.thetruthaboutmortgage.com/mortgage-brokers-vs-banks/
---

- Published: 2006-07-27
- Modified: 2024-03-13
- URL: https://www.thetruthaboutmortgage.com/home-value-house-value/
---

- Published: 2006-07-27
- Modified: 2025-01-15
- URL: https://www.thetruthaboutmortgage.com/how-much-can-i-afford/
---


---


## Posts

- Published: 2025-09-16
- Modified: 2025-09-16
- URL: https://www.thetruthaboutmortgage.com/will-mortgage-rates-bounce-higher-on-the-expected-fed-rate-cut/
- Categories: Mortgage Rates
---

- Published: 2025-09-16
- Modified: 2025-09-16
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-see-unexpected-drop-night-before-fed-rate-cut-decision/
- Categories: Mortgage Rates
---

- Published: 2025-09-15
- Modified: 2025-09-15
- URL: https://www.thetruthaboutmortgage.com/michigan-credit-union-offering-a-4-99-30-year-fixed-mortgage-rate-special/
- Categories: Mortgage News
---

- Published: 2025-09-12
- Modified: 2025-09-12
- URL: https://www.thetruthaboutmortgage.com/is-zillow-winding-down-its-mortgage-marketplace/
- Categories: Mortgage News
---

- Published: 2025-09-11
- Modified: 2025-09-11
- URL: https://www.thetruthaboutmortgage.com/cpi-comes-in-warm-but-jobless-claims-enough-to-keep-mortgage-rates-flat/
- Categories: Mortgage Rates
---

- Published: 2025-09-10
- Modified: 2025-09-10
- URL: https://www.thetruthaboutmortgage.com/the-fed-cutting-rates-is-a-good-marketing-opportunity-for-mortgage-loan-originators/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2025-09-10
- Modified: 2025-09-10
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-biggest-headwind-is-inflation-again/
- Categories: Mortgage Rates
---

- Published: 2025-09-08
- Modified: 2025-09-08
- URL: https://www.thetruthaboutmortgage.com/chase-launches-limited-time-sale-on-mortgage-refinances/
- Categories: Mortgage News
---

- Published: 2025-09-05
- Modified: 2025-09-05
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-rally-on-another-dismal-jobs-report/
- Categories: Mortgage Rates
---

- Published: 2025-09-04
- Modified: 2025-09-04
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-at-2025-lows-thanks-to-more-weak-employment-data/
- Categories: Mortgage Rates
---

- Published: 2025-09-03
- Modified: 2025-09-03
- URL: https://www.thetruthaboutmortgage.com/freddie-mac-raising-maximum-ltvs-on-2-4-unit-primary-residences-to-95/
- Categories: Mortgage Tips
---

- Published: 2025-09-02
- Modified: 2025-09-02
- URL: https://www.thetruthaboutmortgage.com/will-a-fed-rate-cut-lead-to-lower-mortgage-rates/
- Categories: Mortgage Rates
---

- Published: 2025-08-29
- Modified: 2025-08-29
- URL: https://www.thetruthaboutmortgage.com/you-need-a-buffer-when-tapping-your-home-equity/
- Categories: Mortgage Tips
---

- Published: 2025-08-27
- Modified: 2025-08-27
- URL: https://www.thetruthaboutmortgage.com/the-fed-rate-cuts-will-only-make-arms-and-helocs-cheaper/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2025-08-26
- Modified: 2025-08-26
- URL: https://www.thetruthaboutmortgage.com/can-mortgage-rates-get-any-better-by-the-next-fed-meeting/
- Categories: Mortgage Rates
---

- Published: 2025-08-25
- Modified: 2025-08-25
- URL: https://www.thetruthaboutmortgage.com/chase-brings-back-their-home-equity-line-of-credit-is-it-a-good-deal/
- Categories: Mortgage News
---

- Published: 2025-08-22
- Modified: 2025-08-22
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-move-lower-after-powell-speech-at-jackson-hole/
- Categories: Mortgage Rates
---

- Published: 2025-08-22
- Modified: 2025-08-22
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-connecticut/
- Categories: Mortgage Tips
---

- Published: 2025-08-20
- Modified: 2025-08-20
- URL: https://www.thetruthaboutmortgage.com/dont-circle-september-17th-on-your-calendar-as-mortgage-rate-drop-day/
- Categories: Mortgage Rates
---

- Published: 2025-08-18
- Modified: 2025-08-18
- URL: https://www.thetruthaboutmortgage.com/how-will-mortgage-rates-move-lower-without-bad-jobs-numbers/
- Categories: Mortgage Rates
---

- Published: 2025-08-15
- Modified: 2025-08-15
- URL: https://www.thetruthaboutmortgage.com/buffett-bought-home-builders-again-is-it-a-play-on-lower-mortgage-rates/
- Categories: Mortgage News
---

- Published: 2025-08-14
- Modified: 2025-08-14
- URL: https://www.thetruthaboutmortgage.com/top-usda-lenders/
- Categories: Mortgage News
---

- Published: 2025-08-13
- Modified: 2025-08-13
- URL: https://www.thetruthaboutmortgage.com/treasury-secretary-bessent-calls-for-huge-rate-cuts-what-will-mortgage-rates-do/
- Categories: Mortgage Rates
---

- Published: 2025-08-12
- Modified: 2025-08-12
- URL: https://www.thetruthaboutmortgage.com/who-are-the-top-bank-mortgage-lenders/
- Categories: Mortgage News
---

- Published: 2025-08-11
- Modified: 2025-08-11
- URL: https://www.thetruthaboutmortgage.com/what-on-earth-is-the-great-american-mortgage-corporation/
- Categories: Mortgage News
---

- Published: 2025-08-08
- Modified: 2025-08-08
- URL: https://www.thetruthaboutmortgage.com/chase-is-having-a-sale-on-mortgage-rates-this-month/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2025-08-07
- Modified: 2025-08-07
- URL: https://www.thetruthaboutmortgage.com/should-you-wait-for-mortgage-rates-to-fall-even-more-before-refinancing-your-mortgage/
- Categories: Mortgage Rates, Refinance
---

- Published: 2025-08-06
- Modified: 2025-08-06
- URL: https://www.thetruthaboutmortgage.com/are-we-on-the-cusp-of-another-housing-boom/
- Categories: Home Buying, Housing Market
---

- Published: 2025-08-04
- Modified: 2025-08-04
- URL: https://www.thetruthaboutmortgage.com/home-builders-unloading-inventory-today-looks-nothing-like-the-early-2000s/
- Categories: Home Buying, Housing Market
---

- Published: 2025-08-04
- Modified: 2025-08-04
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-nevada/
- Categories: Mortgage Tips
---

- Published: 2025-08-01
- Modified: 2025-08-01
- URL: https://www.thetruthaboutmortgage.com/a-terrible-jobs-report-means-you-cant-count-out-lower-mortgage-rates-in-2025/
- Categories: Mortgage Rates
---

- Published: 2025-07-31
- Modified: 2025-07-31
- URL: https://www.thetruthaboutmortgage.com/va-home-loan-program-reform-act-brings-back-partial-claim-to-help-veterans-avoid-foreclosure/
- Categories: Foreclosure, Mortgage News
---

- Published: 2025-07-30
- Modified: 2025-07-31
- URL: https://www.thetruthaboutmortgage.com/opendoor-cash-plus-launched-amid-meme-stock-frenzy/
- Categories: Mortgage News
---

- Published: 2025-07-25
- Modified: 2025-07-25
- URL: https://www.thetruthaboutmortgage.com/why-beyonce-and-jay-z-took-out-a-second-mortgage/
- Categories: Mortgage News
---

- Published: 2025-07-24
- Modified: 2025-07-24
- URL: https://www.thetruthaboutmortgage.com/fannie-mae-forecasts-lower-mortgage-rates-less-home-price-appreciation-in-2026/
- Categories: Housing Market, Mortgage Rates
---

- Published: 2025-07-23
- Modified: 2025-07-23
- URL: https://www.thetruthaboutmortgage.com/home-builders-are-advertising-monthly-payments-instead-of-home-prices-to-clear-inventory/
- Categories: Mortgage News
---

- Published: 2025-07-22
- Modified: 2025-07-22
- URL: https://www.thetruthaboutmortgage.com/the-magic-mortgage-rate-is-now-6/
- Categories: Mortgage Rates
---

- Published: 2025-07-17
- Modified: 2025-07-18
- URL: https://www.thetruthaboutmortgage.com/uwm-launches-borrower-paid-temporary-buydown-for-refinances/
- Categories: Mortgage News
---

- Published: 2025-07-16
- Modified: 2025-07-16
- URL: https://www.thetruthaboutmortgage.com/firing-jerome-powell-wont-benefit-mortgage-rates/
- Categories: Mortgage Rates
---

- Published: 2025-07-15
- Modified: 2025-07-15
- URL: https://www.thetruthaboutmortgage.com/heres-how-your-mortgage-payment-can-go-up-even-if-its-not-an-arm/
- Categories: Mortgage Tips
---

- Published: 2025-07-14
- Modified: 2025-07-14
- URL: https://www.thetruthaboutmortgage.com/the-past-months-mortgage-rate-rally-has-nearly-been-entirely-erased/
- Categories: Mortgage Rates
---

- Published: 2025-07-12
- Modified: 2025-07-12
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lender-uwm-invests-100m-in-bilt-credit-card-to-drive-more-leads/
- Categories: Mortgage News
---

- Published: 2025-07-11
- Modified: 2025-07-11
- URL: https://www.thetruthaboutmortgage.com/will-paying-rent-on-time-really-make-it-easier-to-get-a-mortgage/
- Categories: Mortgage News
---

- Published: 2025-07-08
- Modified: 2025-07-08
- URL: https://www.thetruthaboutmortgage.com/for-mortgage-rates-lts-all-eyes-on-labor-at-this-point/
- Categories: Mortgage Rates
---

- Published: 2025-07-07
- Modified: 2025-07-07
- URL: https://www.thetruthaboutmortgage.com/a-key-difference-between-helocs-and-home-equity-loans-could-matter-again-soon/
- Categories: Mortgage Tips
---

- Published: 2025-07-03
- Modified: 2025-07-04
- URL: https://www.thetruthaboutmortgage.com/robinhood-partners-with-sage-home-loans-to-offer-mortgage-rate-discounts-to-gold-members/
- Categories: Mortgage News
---

- Published: 2025-07-02
- Modified: 2025-07-02
- URL: https://www.thetruthaboutmortgage.com/will-mortgage-rates-be-higher-or-lower-by-the-end-of-2025-i-asked-ai/
- Categories: Mortgage Rates
---

- Published: 2025-07-01
- Modified: 2025-07-30
- URL: https://www.thetruthaboutmortgage.com/rocket-mortgage-completes-redfin-takeover-offers-6000-home-buyer-credit/
- Categories: Mortgage Tips
---

- Published: 2025-06-30
- Modified: 2025-06-30
- URL: https://www.thetruthaboutmortgage.com/trump-wants-interest-rates-cut-to-1-what-would-that-mean-for-mortgage-rates/
- Categories: Mortgage Rates
---

- Published: 2025-06-30
- Modified: 2025-06-30
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-quietly-fall-to-lows-of-2025/
- Categories: Mortgage Rates
---

- Published: 2025-06-26
- Modified: 2025-06-27
- URL: https://www.thetruthaboutmortgage.com/what-the-fannie-mae-and-freddie-mac-crypto-order-really-means/
- Categories: Mortgage News
---

- Published: 2025-06-25
- Modified: 2025-06-25
- URL: https://www.thetruthaboutmortgage.com/powell-says-theyd-still-be-cutting-if-there-werent-tariffs-and-chances-are-mortgage-rates-would-be-lower-too/
- Categories: Mortgage Rates
---

- Published: 2025-06-24
- Modified: 2025-06-24
- URL: https://www.thetruthaboutmortgage.com/rocket-mortgage-launches-bridge-loan-to-help-customers-buy-now-sell-later/
- Categories: Mortgage News
---

- Published: 2025-06-23
- Modified: 2025-06-23
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-move-lower-despite-evolving-iran-conflict/
- Categories: Home Buying, Mortgage Rates
---

- Published: 2025-06-20
- Modified: 2025-06-20
- URL: https://www.thetruthaboutmortgage.com/pulte-blames-powell-for-high-mortgage-rates-and-trapping-borrowers-in-their-homes/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2025-06-19
- Modified: 2025-06-19
- URL: https://www.thetruthaboutmortgage.com/powell-signals-there-wont-be-shortcuts-on-rate-cuts-or-path-to-lower-mortgage-rates/
- Categories: Housing Market, Mortgage Rates
---

- Published: 2025-06-18
- Modified: 2025-06-18
- URL: https://www.thetruthaboutmortgage.com/is-housing-market-weakness-what-finally-brings-down-mortgage-rates/
- Categories: Mortgage Rates
---

- Published: 2025-06-18
- Modified: 2025-06-18
- URL: https://www.thetruthaboutmortgage.com/guild-mortgage-to-be-acquired-by-bayview-asset-management-for-1-3b/
- Categories: Mortgage News
---

- Published: 2025-06-17
- Modified: 2025-06-17
- URL: https://www.thetruthaboutmortgage.com/30-year-fixed-vs-7-year-arm/
- Categories: Mortgage Matchups, Mortgage Tips
---

- Published: 2025-06-16
- Modified: 2025-06-16
- URL: https://www.thetruthaboutmortgage.com/rising-oil-prices-could-be-yet-another-headwind-for-mortgage-rates/
- Categories: Mortgage Rates
---

- Published: 2025-06-16
- Modified: 2025-06-16
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-georgia/
- Categories: Mortgage Tips
---

- Published: 2025-06-12
- Modified: 2025-06-12
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-lower-as-inflation-eases-but-only-a-little/
- Categories: Mortgage Rates
---

- Published: 2025-06-09
- Modified: 2025-06-09
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-cant-shake-7/
- Categories: Mortgage Rates
---

- Published: 2025-06-05
- Modified: 2025-06-02
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-north-carolina/
- Categories: Mortgage Tips
---

- Published: 2025-06-03
- Modified: 2025-06-03
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-will-be-stuck-for-longer-if-tariffs-keep-getting-pushed-back/
- Categories: Mortgage Rates
---

- Published: 2025-06-02
- Modified: 2025-06-02
- URL: https://www.thetruthaboutmortgage.com/cheaper-heloc-rates-cash-needs-might-finally-lead-to-a-home-equity-lending-boom/
- Categories: Housing Market, Mortgage News
---

- Published: 2025-05-30
- Modified: 2025-05-30
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-florida/
- Categories: Mortgage Tips
---

- Published: 2025-05-29
- Modified: 2025-05-29
- URL: https://www.thetruthaboutmortgage.com/high-mortgage-rates-are-delaying-home-purchases/
- Categories: Mortgage Rates
---

- Published: 2025-05-29
- Modified: 2025-05-29
- URL: https://www.thetruthaboutmortgage.com/nations-top-mortgage-lender-rolls-out-arms-why-now/
- Categories: Mortgage Tips
---

- Published: 2025-05-28
- Modified: 2025-05-28
- URL: https://www.thetruthaboutmortgage.com/redfin-expects-flat-mortgage-rates-falling-home-prices-for-remainder-of-2025/
- Categories: Housing Market, Mortgage Rates
---

- Published: 2025-05-27
- Modified: 2025-05-27
- URL: https://www.thetruthaboutmortgage.com/pulte-asks-powell-to-lower-interest-rates-but-would-mortgage-rates-actually-go-down/
- Categories: Mortgage Rates
---

- Published: 2025-05-27
- Modified: 2025-05-27
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-ohio/
- Categories: Mortgage Tips
---

- Published: 2025-05-22
- Modified: 2025-05-22
- URL: https://www.thetruthaboutmortgage.com/president-trump-teases-release-of-fannie-mae-and-freddie-mac/
- Categories: Mortgage News
---

- Published: 2025-05-22
- Modified: 2025-05-22
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-are-still-expected-to-come-down-by-the-end-of-2025/
- Categories: Mortgage Tips
---

- Published: 2025-05-20
- Modified: 2025-05-20
- URL: https://www.thetruthaboutmortgage.com/is-the-magic-number-for-mortgage-rates-now-anything-close-to-6/
- Categories: Mortgage Rates
---

- Published: 2025-05-19
- Modified: 2025-05-19
- URL: https://www.thetruthaboutmortgage.com/how-moodys-downgrade-could-actually-help-lower-mortgage-rates/
- Categories: Mortgage Tips
---

- Published: 2025-05-18
- Modified: 2025-05-18
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-arent-that-high/
- Categories: Mortgage Tips
---

- Published: 2025-05-15
- Modified: 2025-05-15
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-texas/
- Categories: Mortgage Tips
---

- Published: 2025-05-14
- Modified: 2025-05-14
- URL: https://www.thetruthaboutmortgage.com/prmg-launches-co-branded-credit-card-that-earns-points-on-mortgage-payments/
- Categories: Mortgage News
---

- Published: 2025-05-14
- Modified: 2025-05-14
- URL: https://www.thetruthaboutmortgage.com/7-mortgage-rates-are-back-again-despite-lower-inflation-and-tariff-relief/
- Categories: Mortgage Rates
---

- Published: 2025-05-13
- Modified: 2025-05-13
- URL: https://www.thetruthaboutmortgage.com/the-trick-home-builders-use-to-sell-more-homes/
- Categories: Home Buying, Mortgage Tips
---

- Published: 2025-05-13
- Modified: 2025-05-13
- URL: https://www.thetruthaboutmortgage.com/lower-becomes-latest-mortgage-lender-to-acquire-a-real-estate-portal/
- Categories: Mortgage Tips
---

- Published: 2025-05-12
- Modified: 2025-05-12
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-moderately-higher-as-china-trade-deal-reached/
- Categories: Mortgage Tips
---

- Published: 2025-05-09
- Modified: 2025-05-09
- URL: https://www.thetruthaboutmortgage.com/dave-ramsey-thinks-lower-mortgage-rates-could-ignite-a-home-buying-frenzy/
- Categories: Mortgage Tips
---

- Published: 2025-05-08
- Modified: 2025-05-08
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-worsen-after-first-trade-deal-announced/
- Categories: Mortgage Tips
---

- Published: 2025-05-07
- Modified: 2025-05-07
- URL: https://www.thetruthaboutmortgage.com/this-might-be-as-good-as-mortgage-rates-get-until-late-2025/
- Categories: Mortgage Rates
---

- Published: 2025-05-06
- Modified: 2025-05-06
- URL: https://www.thetruthaboutmortgage.com/dont-expect-fed-meeting-to-bring-lower-mortgage-rates/
- Categories: Mortgage Rates
---

- Published: 2025-05-02
- Modified: 2025-05-02
- URL: https://www.thetruthaboutmortgage.com/the-gap-between-good-and-bad-mortgage-rates-has-grown-wider-shop-accordingly/
- Categories: Mortgage Tips
---

- Published: 2025-05-01
- Modified: 2025-05-01
- URL: https://www.thetruthaboutmortgage.com/high-dti-ratios-continue-to-be-the-leading-cause-of-mortgage-denial/
- Categories: Mortgage News
---

- Published: 2025-04-30
- Modified: 2025-04-30
- URL: https://www.thetruthaboutmortgage.com/nations-top-mortgage-lender-takes-loan-servicing-in-house-to-win-even-more-business/
- Categories: Mortgage News
---

- Published: 2025-04-29
- Modified: 2025-04-29
- URL: https://www.thetruthaboutmortgage.com/for-mortgage-rates-its-one-step-forward-two-steps-back/
- Categories: Mortgage Rates
---

- Published: 2025-04-28
- Modified: 2025-04-28
- URL: https://www.thetruthaboutmortgage.com/the-2-mortgage-hack-explained/
- Categories: Mortgage Tips
---

- Published: 2025-04-25
- Modified: 2025-04-25
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-want-a-trade-deal-but-patience-might-be-needed/
- Categories: Mortgage Tips
---

- Published: 2025-04-24
- Modified: 2025-04-24
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-california/
- Categories: Mortgage Tips
---

- Published: 2025-04-23
- Modified: 2025-04-23
- URL: https://www.thetruthaboutmortgage.com/heres-why-the-housing-market-isnt-crashing-today/
- Categories: Housing Market
---

- Published: 2025-04-22
- Modified: 2025-04-22
- URL: https://www.thetruthaboutmortgage.com/mortgage-brokers-are-supposed-to-shop-around-on-your-behalf/
- Categories: Mortgage News
---

- Published: 2025-04-22
- Modified: 2025-04-22
- URL: https://www.thetruthaboutmortgage.com/how-will-mortgage-rates-react-to-the-end-of-the-trade-war/
- Categories: Mortgage Rates
---

- Published: 2025-04-21
- Modified: 2025-04-21
- URL: https://www.thetruthaboutmortgage.com/what-happens-to-mortgage-rates-if-powell-gets-fired/
- Categories: Mortgage Rates
---

- Published: 2025-04-16
- Modified: 2025-04-15
- URL: https://www.thetruthaboutmortgage.com/beware-of-the-mortgage-rate-that-ends-with-875/
- Categories: Mortgage Rates
---

- Published: 2025-04-15
- Modified: 2025-04-15
- URL: https://www.thetruthaboutmortgage.com/redfin-ultimatum-buyers-should-see-all-the-listings/
- Categories: Mortgage Tips
---

- Published: 2025-04-14
- Modified: 2025-04-14
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-back-below-7-but-dont-expect-any-huge-moves-lower/
- Categories: Mortgage Rates
---

- Published: 2025-04-11
- Modified: 2025-04-11
- URL: https://www.thetruthaboutmortgage.com/the-fight-for-control-of-real-estate-listings-heats-up-as-zillow-plays-hardball/
- Categories: Home Buying, Housing Market
---

- Published: 2025-04-10
- Modified: 2025-04-10
- URL: https://www.thetruthaboutmortgage.com/where-would-mortgage-rates-be-without-liberation-day/
- Categories: Mortgage Rates
---

- Published: 2025-04-09
- Modified: 2025-04-09
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-back-to-7-as-tariff-day-rattles-bond-market/
- Categories: Mortgage Tips
---

- Published: 2025-04-08
- Modified: 2025-04-08
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-can-change-in-an-instant/
- Categories: Mortgage Rates
---

- Published: 2025-04-07
- Modified: 2025-04-07
- URL: https://www.thetruthaboutmortgage.com/a-good-reminder-that-lenders-are-always-quick-to-raise-mortgage-rates/
- Categories: Mortgage Rates
---

- Published: 2025-04-04
- Modified: 2025-04-04
- URL: https://www.thetruthaboutmortgage.com/what-the-heck-is-going-on-with-mortgage-rates/
- Categories: Mortgage Rates
---

- Published: 2025-04-03
- Modified: 2025-04-03
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-of-2024/
- Categories: Mortgage News
---

- Published: 2025-04-02
- Modified: 2025-04-02
- URL: https://www.thetruthaboutmortgage.com/fannie-mae-now-expects-mortgage-rates-to-be-30-basis-points-lower-by-year-end/
- Categories: Mortgage Rates
---

- Published: 2025-04-01
- Modified: 2025-04-01
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-appear-to-be-falling-as-recession-fears-rise/
- Categories: Mortgage Rates
---

- Published: 2025-03-31
- Modified: 2025-03-31
- URL: https://www.thetruthaboutmortgage.com/rocket-buying-nations-largest-loan-servicer-mr-cooper-to-reclaim-top-mortgage-lender-title/
- Categories: Mortgage News
---

- Published: 2025-03-27
- Modified: 2025-03-27
- URL: https://www.thetruthaboutmortgage.com/should-i-wait-for-mortgage-rates-to-drop-before-buying-a-home/
- Categories: Mortgage Rates
---

- Published: 2025-03-26
- Modified: 2025-03-31
- URL: https://www.thetruthaboutmortgage.com/non-permanent-residents-no-longer-eligible-for-fha-loans/
- Categories: Mortgage News
---

- Published: 2025-03-25
- Modified: 2025-03-25
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-could-go-up-if-foreign-countries-dump-their-mbs-holdings/
- Categories: Mortgage Rates
---

- Published: 2025-03-24
- Modified: 2025-03-26
- URL: https://www.thetruthaboutmortgage.com/veterans-united-the-top-va-loan-lender-in-2024/
- Categories: Mortgage News
---

- Published: 2025-03-20
- Modified: 2025-03-20
- URL: https://www.thetruthaboutmortgage.com/where-would-mortgage-rates-be-today-if-kamala-harris-won/
- Categories: Mortgage Rates
---

- Published: 2025-03-18
- Modified: 2025-03-18
- URL: https://www.thetruthaboutmortgage.com/if-you-have-a-mortgage-you-are-not-rich/
- Categories: Mortgage Tips
---

- Published: 2025-03-18
- Modified: 2025-03-18
- URL: https://www.thetruthaboutmortgage.com/if-mortgage-rates-dont-move-theyll-be-better-in-a-month/
- Categories: Mortgage Rates
---

- Published: 2025-03-17
- Modified: 2025-03-17
- URL: https://www.thetruthaboutmortgage.com/12-home-selling-tips-for-2019/
- Categories: Housing Market, Mortgage Tips
---

- Published: 2025-03-17
- Modified: 2025-03-17
- URL: https://www.thetruthaboutmortgage.com/higher-mortgage-rates-mean-principal-repayment-has-slowed-to-a-crawl/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2025-03-15
- Modified: 2025-03-15
- URL: https://www.thetruthaboutmortgage.com/check-out-these-mortgage-rate-charts-from-the-early-1900s/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2025-03-14
- Modified: 2025-03-14
- URL: https://www.thetruthaboutmortgage.com/if-youre-buying-a-home-today-expect-to-keep-it-for-a-long-time/
- Categories: Home Buying
---

- Published: 2025-03-13
- Modified: 2025-03-13
- URL: https://www.thetruthaboutmortgage.com/can-the-housing-market-stomach-a-return-to-7-mortgage-rates/
- Categories: Housing Market, Mortgage Rates
---

- Published: 2025-03-12
- Modified: 2025-03-12
- URL: https://www.thetruthaboutmortgage.com/how-to-reduce-closing-costs-on-your-mortgage/
- Categories: Mortgage Tips
---

- Published: 2025-03-12
- Modified: 2025-03-12
- URL: https://www.thetruthaboutmortgage.com/the-trade-war-matters-more-to-mortgage-rates-than-cool-economic-data/
- Categories: Mortgage Tips
---

- Published: 2025-03-11
- Modified: 2025-03-11
- URL: https://www.thetruthaboutmortgage.com/2025-could-be-the-year-of-the-rate-and-term-refinance/
- Categories: Mortgage News, Refinance
---

- Published: 2025-03-10
- Modified: 2025-03-10
- URL: https://www.thetruthaboutmortgage.com/rocket-to-acquire-redfin-to-boost-home-purchase-lending-and-take-back-1-spot/
- Categories: Mortgage News
---

- Published: 2025-03-07
- Modified: 2025-08-26
- URL: https://www.thetruthaboutmortgage.com/navy-federal-mortgage-review-rates-appear-low-and-they-keep-your-loan/
- Categories: Mortgage Tips
---

- Published: 2025-03-06
- Modified: 2025-03-06
- URL: https://www.thetruthaboutmortgage.com/dont-be-surprised-if-mortgage-rates-go-up-tomorrow/
- Categories: Mortgage Rates
---

- Published: 2025-03-05
- Modified: 2025-03-06
- URL: https://www.thetruthaboutmortgage.com/have-trump-and-bessent-actually-lowered-mortgage-rates-at-all/
- Categories: Mortgage Rates
---

- Published: 2025-03-04
- Modified: 2025-03-04
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-are-now-back-to-october-levels-how-could-they-move-even-lower/
- Categories: Mortgage Rates
---

- Published: 2025-03-04
- Modified: 2025-03-04
- URL: https://www.thetruthaboutmortgage.com/renting-vs-buying-55-pros-and-cons/
- Categories: Housing Market, Mortgage Matchups, Mortgage Tips
---

- Published: 2025-03-03
- Modified: 2025-03-03
- URL: https://www.thetruthaboutmortgage.com/are-mortgage-rates-going-to-5-99-or-7-next/
- Categories: Mortgage News
---

- Published: 2025-02-28
- Modified: 2025-02-28
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-are-down-about-half-a-percent-in-the-past-six-weeks/
- Categories: Mortgage Rates
---

- Published: 2025-02-26
- Modified: 2025-02-26
- URL: https://www.thetruthaboutmortgage.com/locking-vs-floating-your-mortgage-rate/
- Categories: Mortgage Matchups, Mortgage Rates, Refinance
---

- Published: 2025-02-25
- Modified: 2025-02-25
- URL: https://www.thetruthaboutmortgage.com/a-weakening-economy-might-bring-lower-mortgage-rates-but-what-else/
- Categories: Mortgage Rates
---

- Published: 2025-02-20
- Modified: 2025-02-20
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-back-below-year-ago-levels-as-we-head-into-spring/
- Categories: Mortgage Rates
---

- Published: 2025-02-20
- Modified: 2025-02-20
- URL: https://www.thetruthaboutmortgage.com/how-to-pay-off-the-mortgage-early/
- Categories: Mortgage Tips
---

- Published: 2025-02-19
- Modified: 2025-02-19
- URL: https://www.thetruthaboutmortgage.com/buying-a-home-in-2018-11-tips-to-get-it-done/
- Categories: Home Buying, Housing Market, Mortgage Tips
---

- Published: 2025-02-18
- Modified: 2025-02-18
- URL: https://www.thetruthaboutmortgage.com/rocketrentrewards-offers-10-back-on-rent-to-use-toward-closing-costs-on-a-home-purchase/
- Categories: Mortgage News
---

- Published: 2025-02-18
- Modified: 2025-02-19
- URL: https://www.thetruthaboutmortgage.com/fha-layoffs-40-of-staff-to-be-let-go-in-latest-government-cuts/
- Categories: Mortgage News
---

- Published: 2025-02-17
- Modified: 2025-02-18
- URL: https://www.thetruthaboutmortgage.com/is-trumps-plan-to-lower-mortgage-rates-mass-government-layoffs/
- Categories: Mortgage Tips
---

- Published: 2025-02-13
- Modified: 2025-02-13
- URL: https://www.thetruthaboutmortgage.com/can-you-use-a-credit-card-for-a-down-payment-on-a-house/
- Categories: Mortgage Tips
---

- Published: 2025-02-12
- Modified: 2025-02-12
- URL: https://www.thetruthaboutmortgage.com/trump-wants-to-lower-mortgage-rates-without-the-fed/
- Categories: Mortgage Rates
---

- Published: 2025-02-10
- Modified: 2025-02-10
- URL: https://www.thetruthaboutmortgage.com/is-it-better-to-refinance-with-your-current-mortgage-lender/
- Categories: Mortgage Tips, Refinance
---

- Published: 2025-02-08
- Modified: 2025-02-10
- URL: https://www.thetruthaboutmortgage.com/bessent-says-release-of-fannie-and-freddie-depends-on-mortgage-rates/
- Categories: Mortgage Tips
---

- Published: 2025-02-07
- Modified: 2025-02-08
- URL: https://www.thetruthaboutmortgage.com/what-is-mortgage-matchup/
- Categories: Mortgage Tips
---

- Published: 2025-02-06
- Modified: 2025-02-06
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-back-below-7-but-pricing-remains-cautious/
- Categories: Mortgage Rates
---

- Published: 2025-02-05
- Modified: 2025-02-06
- URL: https://www.thetruthaboutmortgage.com/better-forever-program-waives-loan-origination-fees-for-life/
- Categories: Mortgage News
---

- Published: 2025-02-04
- Modified: 2025-02-04
- URL: https://www.thetruthaboutmortgage.com/can-you-refinance-an-adjustable-rate-mortgage/
- Categories: Mortgage Tips
---

- Published: 2025-02-03
- Modified: 2025-02-03
- URL: https://www.thetruthaboutmortgage.com/housing-inventory-expected-to-normalize-by-mid-2026/
- Categories: Housing Market
---

- Published: 2025-02-03
- Modified: 2025-02-03
- URL: https://www.thetruthaboutmortgage.com/treasury-secretary-scott-bessent-becomes-acting-director-of-the-consumer-financial-protection-bureau/
- Categories: Mortgage Tips
---

- Published: 2025-02-01
- Modified: 2025-02-01
- URL: https://www.thetruthaboutmortgage.com/home-builders-urge-trump-to-rethink-tariffs-that-could-drive-home-prices-up-further/
- Categories: Housing Market
---

- Published: 2025-01-31
- Modified: 2025-01-31
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-vs-tariffs/
- Categories: Mortgage Rates
---

- Published: 2025-01-30
- Modified: 2025-01-30
- URL: https://www.thetruthaboutmortgage.com/what-is-a-cash-in-refinance/
- Categories: Mortgage Tips, Refinance
---

- Published: 2025-01-30
- Modified: 2025-01-30
- URL: https://www.thetruthaboutmortgage.com/non-mortgage-housing-costs-nearly-exceed-the-mortgage-itself/
- Categories: Home Buying
---

- Published: 2025-01-29
- Modified: 2025-01-29
- URL: https://www.thetruthaboutmortgage.com/down-payment-assistance-programs-may-be-affected-by-federal-funding-pause/
- Categories: Mortgage News
---

- Published: 2025-01-29
- Modified: 2025-01-29
- URL: https://www.thetruthaboutmortgage.com/what-happens-if-the-appraisal-comes-in-low/
- Categories: Mortgage Tips
---

- Published: 2025-01-28
- Modified: 2025-02-08
- URL: https://www.thetruthaboutmortgage.com/trumps-funding-freeze-causes-uncertainty-for-government-backed-mortgages/
- Categories: Mortgage News
---

- Published: 2025-01-27
- Modified: 2025-01-31
- URL: https://www.thetruthaboutmortgage.com/trump-may-get-his-wish-of-lower-mortgage-rates-granted-but-not-for-the-right-reasons/
- Categories: Mortgage Rates
---

- Published: 2025-01-24
- Modified: 2025-02-03
- URL: https://www.thetruthaboutmortgage.com/existing-home-sales-fall-to-lowest-level-since-1995/
- Categories: Housing Market
---

- Published: 2025-01-23
- Modified: 2025-01-29
- URL: https://www.thetruthaboutmortgage.com/top-heloc-lenders/
- Categories: Mortgage Tips
---

- Published: 2025-01-21
- Modified: 2025-01-21
- URL: https://www.thetruthaboutmortgage.com/fha-life-of-loan-premiums-might-be-scrapped-under-trump/
- Categories: Mortgage Tips
---

- Published: 2025-01-20
- Modified: 2025-01-20
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-begin-above-7-to-start-trumps-second-term-in-office/
- Categories: Mortgage Rates
---

- Published: 2025-01-20
- Modified: 2025-01-20
- URL: https://www.thetruthaboutmortgage.com/heloc-rates/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2025-01-17
- Modified: 2025-01-17
- URL: https://www.thetruthaboutmortgage.com/wafd-bank-exits-single-family-mortgage-lending-business/
- Categories: Mortgage News
---

- Published: 2025-01-16
- Modified: 2025-01-31
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-get-boost-from-bessent-and-soft-economic-data/
- Categories: Mortgage Rates
---

- Published: 2025-01-16
- Modified: 2025-01-16
- URL: https://www.thetruthaboutmortgage.com/what-is-a-letter-of-explanation/
- Categories: Mortgage Tips
---

- Published: 2025-01-15
- Modified: 2025-03-21
- URL: https://www.thetruthaboutmortgage.com/what-is-a-3-1-arm/
- Categories: Mortgage Tips
---

- Published: 2025-01-15
- Modified: 2025-01-15
- URL: https://www.thetruthaboutmortgage.com/10-ways-to-save-money-on-your-next-mortgage/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2025-01-14
- Modified: 2025-01-14
- URL: https://www.thetruthaboutmortgage.com/can-you-refinance-a-home-equity-loan-or-a-heloc/
- Categories: Mortgage Tips
---

- Published: 2025-01-13
- Modified: 2025-01-14
- URL: https://www.thetruthaboutmortgage.com/fannie-freddie-fha-and-chase-announce-mortgage-relief-for-la-wildfire-victims/
- Categories: Mortgage News
---

- Published: 2025-01-10
- Modified: 2025-01-10
- URL: https://www.thetruthaboutmortgage.com/what-is-the-downside-of-getting-a-mortgage/
- Categories: Mortgage Tips
---

- Published: 2025-01-08
- Modified: 2025-01-08
- URL: https://www.thetruthaboutmortgage.com/ally-financial-calls-it-quits-on-mortgage-lending-will-lay-off-staff/
- Categories: Mortgage News
---

- Published: 2025-01-07
- Modified: 2025-01-07
- URL: https://www.thetruthaboutmortgage.com/should-you-drive-until-you-qualify-for-a-mortgage/
- Categories: Home Buying, Housing Market, Mortgage Tips
---

- Published: 2025-01-07
- Modified: 2025-01-07
- URL: https://www.thetruthaboutmortgage.com/new-rule-removes-medical-bills-from-credit-reports-could-lead-to-20k-more-mortgage-approvals-annually/
- Categories: Mortgage News
---

- Published: 2025-01-06
- Modified: 2025-01-06
- URL: https://www.thetruthaboutmortgage.com/is-the-30-year-fixed-even-a-good-deal-anymore/
- Categories: Mortgage News
---

- Published: 2025-01-06
- Modified: 2025-01-06
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-are-back-at-2001-levels/
- Categories: Mortgage Rates
---

- Published: 2025-01-06
- Modified: 2025-01-06
- URL: https://www.thetruthaboutmortgage.com/what-is-a-mortgagee/
- Categories: Mortgage Tips
---

- Published: 2025-01-03
- Modified: 2025-01-03
- URL: https://www.thetruthaboutmortgage.com/what-is-a-lender-credit/
- Categories: Mortgage Tips, Refinance
---

- Published: 2025-01-03
- Modified: 2025-01-03
- URL: https://www.thetruthaboutmortgage.com/we-are-entering-2025-with-mortgage-rates-on-the-rise/
- Categories: Mortgage Rates
---

- Published: 2024-12-30
- Modified: 2025-02-08
- URL: https://www.thetruthaboutmortgage.com/2025-mortgage-and-real-estate-predictions/
- Categories: Mortgage Tips
---

- Published: 2024-12-23
- Modified: 2024-12-23
- URL: https://www.thetruthaboutmortgage.com/one-major-reason-why-the-housing-market-is-much-better-off-than-it-used-to-be/
- Categories: Housing Market
---

- Published: 2024-12-20
- Modified: 2024-12-20
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-increased-about-a-quarter-percent-this-week-what-does-that-actually-mean/
- Categories: Mortgage Rates
---

- Published: 2024-12-19
- Modified: 2025-01-31
- URL: https://www.thetruthaboutmortgage.com/the-reason-mortgage-rates-jumped-after-the-fed-rate-cut/
- Categories: Mortgage Rates
---

- Published: 2024-12-17
- Modified: 2025-02-21
- URL: https://www.thetruthaboutmortgage.com/2025-mortgage-rate-predictions/
- Categories: Mortgage Rates
---

- Published: 2024-12-13
- Modified: 2024-12-13
- URL: https://www.thetruthaboutmortgage.com/larger-loan-amounts-require-smaller-mortgage-rate-decreases-for-a-refinance-to-pencil/
- Categories: Mortgage Tips, Refinance
---

- Published: 2024-12-12
- Modified: 2024-12-12
- URL: https://www.thetruthaboutmortgage.com/if-youre-serious-about-selling-your-home-list-below-the-zestimate/
- Categories: Housing Market
---

- Published: 2024-12-10
- Modified: 2024-12-10
- URL: https://www.thetruthaboutmortgage.com/homeowners-who-refinanced-recently-saw-the-biggest-mortgage-rate-improvement-in-decades/
- Categories: Mortgage Tips
---

- Published: 2024-12-09
- Modified: 2024-12-09
- URL: https://www.thetruthaboutmortgage.com/opt-out-before-you-begin-mortgage-shopping/
- Categories: Mortgage Tips
---

- Published: 2024-12-09
- Modified: 2024-12-09
- URL: https://www.thetruthaboutmortgage.com/are-we-still-in-a-falling-mortgage-rate-environment/
- Categories: Mortgage Rates
---

- Published: 2024-12-05
- Modified: 2025-09-16
- URL: https://www.thetruthaboutmortgage.com/winter-is-coming-for-mortgage-rates-why-that-might-a-good-thing/
- Categories: Mortgage Rates
---

- Published: 2024-12-04
- Modified: 2025-01-31
- URL: https://www.thetruthaboutmortgage.com/the-u-s-president-doesnt-set-mortgage-rates/
- Categories: Mortgage Tips
---

- Published: 2024-12-03
- Modified: 2024-12-03
- URL: https://www.thetruthaboutmortgage.com/why-you-might-want-to-steer-clear-of-a-cash-out-refinance-right-now/
- Categories: Refinance
---

- Published: 2024-12-03
- Modified: 2024-12-03
- URL: https://www.thetruthaboutmortgage.com/bilt-card-to-offer-point-earning-on-mortgage-payments/
- Categories: Mortgage Tips
---

- Published: 2024-12-02
- Modified: 2024-12-02
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-tend-to-fall-within-12-weeks-of-a-first-fed-rate-cut/
- Categories: Mortgage Tips
---

- Published: 2024-11-25
- Modified: 2025-01-31
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-improve-after-new-treasury-secretary-bessent-announced/
- Categories: Mortgage Rates
---

- Published: 2024-11-22
- Modified: 2024-11-22
- URL: https://www.thetruthaboutmortgage.com/watch-out-for-mortgage-mailers-that-look-super-official-but-arent/
- Categories: Mortgage Tips
---

- Published: 2024-11-21
- Modified: 2025-01-14
- URL: https://www.thetruthaboutmortgage.com/three-key-differences-between-helocs-and-home-equity-loans/
- Categories: Mortgage Tips
---

- Published: 2024-11-20
- Modified: 2024-11-20
- URL: https://www.thetruthaboutmortgage.com/its-okay-to-negotiate-with-your-real-estate-agent/
- Categories: Mortgage Tips
---

- Published: 2024-11-18
- Modified: 2024-11-18
- URL: https://www.thetruthaboutmortgage.com/normal-mortgage-rates-the-average-mortgage-rate-since-1972-is-roughly-7-75/
- Categories: Mortgage Tips
---

- Published: 2024-11-14
- Modified: 2024-11-14
- URL: https://www.thetruthaboutmortgage.com/what-does-it-actually-mean-to-return-to-lower-mortgage-rates/
- Categories: Mortgage Tips
---

- Published: 2024-11-13
- Modified: 2024-11-13
- URL: https://www.thetruthaboutmortgage.com/do-the-home-builders-need-to-offer-mortgage-rate-buydowns-to-make-the-math-work/
- Categories: Mortgage Tips
---

- Published: 2024-11-12
- Modified: 2024-11-12
- URL: https://www.thetruthaboutmortgage.com/can-mortgage-rates-improve-much-before-trumps-inauguration/
- Categories: Mortgage Rates
---

- Published: 2024-11-11
- Modified: 2024-11-11
- URL: https://www.thetruthaboutmortgage.com/dont-attempt-to-time-the-housing-market/
- Categories: Housing Market
---

- Published: 2024-11-08
- Modified: 2024-12-30
- URL: https://www.thetruthaboutmortgage.com/is-this-housing-market-cycle-just-getting-started/
- Categories: Housing Market
---

- Published: 2024-11-07
- Modified: 2025-01-31
- URL: https://www.thetruthaboutmortgage.com/what-will-happen-to-mortgage-rates-during-trumps-second-term/
- Categories: Mortgage Rates
---

- Published: 2024-11-05
- Modified: 2024-11-05
- URL: https://www.thetruthaboutmortgage.com/first-time-home-buyer-share-hits-record-low-why-that-might-be-a-good-thing/
- Categories: Housing Market
---

- Published: 2024-11-04
- Modified: 2024-11-04
- URL: https://www.thetruthaboutmortgage.com/how-did-almost-half-of-recent-home-buyers-snag-a-mortgage-rate-under-5/
- Categories: Mortgage Rates
---

- Published: 2024-11-04
- Modified: 2024-11-04
- URL: https://www.thetruthaboutmortgage.com/chase-relationship-pricing-offers-discounted-mortgage-rates-for-up-to-1-off/
- Categories: Mortgage Rates
---

- Published: 2024-11-01
- Modified: 2024-11-01
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-are-in-a-holding-pattern-until-after-the-election/
- Categories: Mortgage Rates
---

- Published: 2024-10-30
- Modified: 2024-10-31
- URL: https://www.thetruthaboutmortgage.com/would-be-sellers-vs-must-sell-sellers/
- Categories: Housing Market
---

- Published: 2024-10-30
- Modified: 2024-10-30
- URL: https://www.thetruthaboutmortgage.com/figure-launches-a-piggyback-second-mortgage/
- Categories: Mortgage News
---

- Published: 2024-10-29
- Modified: 2024-10-29
- URL: https://www.thetruthaboutmortgage.com/home-buyers-use-high-mortgage-rates-as-an-excuse-to-get-a-lower-price/
- Categories: Home Buying
---

- Published: 2024-10-28
- Modified: 2025-01-29
- URL: https://www.thetruthaboutmortgage.com/fannie-and-freddie-expand-appraisal-waivers-to-even-more-home-buyers/
- Categories: Mortgage News
---

- Published: 2024-10-24
- Modified: 2024-10-24
- URL: https://www.thetruthaboutmortgage.com/calque-mortgage-looks-to-solve-the-buy-before-you-sell-problem/
- Categories: Mortgage News
---

- Published: 2024-10-24
- Modified: 2024-10-25
- URL: https://www.thetruthaboutmortgage.com/the-second-mortgage-sales-pitch-is-coming-be-ready/
- Categories: Mortgage Tips
---

- Published: 2024-10-23
- Modified: 2024-10-23
- URL: https://www.thetruthaboutmortgage.com/use-a-higher-mortgage-rate-when-shopping-for-a-home-to-stay-within-budget/
- Categories: Mortgage Tips
---

- Published: 2024-10-22
- Modified: 2024-10-23
- URL: https://www.thetruthaboutmortgage.com/is-it-time-to-bring-back-the-mortgage-prepayment-penalty/
- Categories: Mortgage News
---

- Published: 2024-10-21
- Modified: 2025-03-19
- URL: https://www.thetruthaboutmortgage.com/do-mortgage-payments-increase/
- Categories: Mortgage Tips
---

- Published: 2024-10-21
- Modified: 2024-10-21
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-take-time-to-fall-so-be-patient/
- Categories: Mortgage Rates
---

- Published: 2024-10-17
- Modified: 2024-10-17
- URL: https://www.thetruthaboutmortgage.com/is-home-equity-lending-really-that-crazy-today/
- Categories: Mortgage News
---

- Published: 2024-10-16
- Modified: 2024-10-16
- URL: https://www.thetruthaboutmortgage.com/uwm-is-now-offering-90-ltv-cash-out-refis-should-we-worry/
- Categories: Mortgage News
---

- Published: 2024-10-15
- Modified: 2024-10-15
- URL: https://www.thetruthaboutmortgage.com/assumable-mortgages-have-a-down-payment-problem/
- Categories: Home Buying
---

- Published: 2024-10-14
- Modified: 2024-10-14
- URL: https://www.thetruthaboutmortgage.com/a-temporary-buydown-could-make-sense-while-mortgage-rates-continue-to-fall/
- Categories: Refinance
---

- Published: 2024-10-10
- Modified: 2024-10-10
- URL: https://www.thetruthaboutmortgage.com/are-mortgage-rates-just-a-distraction-for-high-home-prices/
- Categories: Housing Market
---

- Published: 2024-10-10
- Modified: 2024-10-10
- URL: https://www.thetruthaboutmortgage.com/is-this-mortgage-rate-scare-going-to-get-home-buyers-off-the-fence/
- Categories: Home Buying
---

- Published: 2024-10-09
- Modified: 2024-10-09
- URL: https://www.thetruthaboutmortgage.com/if-you-cant-refinance-you-can-make-larger-mortgage-payments-each-month-instead/
- Categories: Mortgage Tips
---

- Published: 2024-10-09
- Modified: 2025-09-08
- URL: https://www.thetruthaboutmortgage.com/five-million-refinances-hinge-on-mortgage-rates-falling-back-to-5-5/
- Categories: Refinance
---

- Published: 2024-10-08
- Modified: 2024-10-08
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-dont-move-in-a-straight-line-up-or-down/
- Categories: Mortgage Rates
---

- Published: 2024-10-07
- Modified: 2024-10-07
- URL: https://www.thetruthaboutmortgage.com/dont-buy-a-home-with-friends/
- Categories: Mortgage Tips
---

- Published: 2024-10-01
- Modified: 2025-01-15
- URL: https://www.thetruthaboutmortgage.com/did-mortgage-lenders-raise-their-early-bird-2025-conforming-loan-limits-too-high/
- Categories: Mortgage Tips
---

- Published: 2024-10-01
- Modified: 2024-10-01
- URL: https://www.thetruthaboutmortgage.com/maybe-homeowners-are-struggling-with-mortgage-loan-amount-lock-in/
- Categories: Housing Market
---

- Published: 2024-09-30
- Modified: 2024-09-30
- URL: https://www.thetruthaboutmortgage.com/those-double-digit-mortgage-rates-from-the-80s-required-you-to-pay-points-too/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2024-09-27
- Modified: 2024-09-27
- URL: https://www.thetruthaboutmortgage.com/is-this-as-good-as-mortgage-rates-get-for-now/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2024-09-26
- Modified: 2024-09-26
- URL: https://www.thetruthaboutmortgage.com/the-other-reason-you-should-shop-around-for-your-mortgage/
- Categories: Home Buying, Mortgage Rates, Mortgage Tips, Refinance
---

- Published: 2024-09-25
- Modified: 2024-09-25
- URL: https://www.thetruthaboutmortgage.com/home-purchase-lending-expected-to-be-lackluster-in-2025-despite-lower-rates/
- Categories: Home Buying, Housing Market, Mortgage Rates
---

- Published: 2024-09-24
- Modified: 2025-04-25
- URL: https://www.thetruthaboutmortgage.com/mesa-wants-to-reward-you-for-every-dollar-you-spend-on-your-home/
- Categories: Home Buying, Mortgage News
---

- Published: 2024-09-23
- Modified: 2024-09-23
- URL: https://www.thetruthaboutmortgage.com/what-is-a-mortgage-rate-modification/
- Categories: Mortgage Rates, Mortgage Tips, Refinance
---

- Published: 2024-09-19
- Modified: 2024-09-19
- URL: https://www.thetruthaboutmortgage.com/fed-rate-cut-but-mortgage-rates-up-what-gives/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2024-09-18
- Modified: 2024-09-18
- URL: https://www.thetruthaboutmortgage.com/why-you-probably-dont-want-to-lock-your-heloc/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2024-09-17
- Modified: 2024-09-17
- URL: https://www.thetruthaboutmortgage.com/rate-and-term-refinances-are-up-a-whopping-300-from-a-year-ago/
- Categories: Mortgage Tips
---

- Published: 2024-09-16
- Modified: 2024-09-16
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-could-fall-another-half-point-just-from-market-normalization/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2024-09-13
- Modified: 2024-09-13
- URL: https://www.thetruthaboutmortgage.com/uwm-launches-keep-to-recapture-prior-mortgage-clients-for-its-broker-partners/
- Categories: Mortgage News, Refinance
---

- Published: 2024-09-12
- Modified: 2024-09-12
- URL: https://www.thetruthaboutmortgage.com/i-pay-my-mortgage-around-the-15th-of-every-month/
- Categories: Mortgage Tips
---

- Published: 2024-09-11
- Modified: 2024-09-11
- URL: https://www.thetruthaboutmortgage.com/surge-in-fha-loans-with-piggyback-second-mortgages-could-spell-future-problems/
- Categories: Home Buying, Housing Market, Mortgage News
---

- Published: 2024-09-09
- Modified: 2024-09-09
- URL: https://www.thetruthaboutmortgage.com/more-consumers-think-mortgage-rates-will-go-down-and-that-home-prices-are-going-to-fall/
- Categories: Home Buying, Housing Market, Mortgage Rates
---

- Published: 2024-09-06
- Modified: 2024-09-06
- URL: https://www.thetruthaboutmortgage.com/its-not-a-mortgage-rate-story-anymore/
- Categories: Home Buying, Housing Market, Mortgage Rates
---

- Published: 2024-09-05
- Modified: 2024-09-05
- URL: https://www.thetruthaboutmortgage.com/the-hidden-problem-with-fha-loans/
- Categories: Home Buying, Mortgage News, Mortgage Tips
---

- Published: 2024-09-04
- Modified: 2024-09-04
- URL: https://www.thetruthaboutmortgage.com/researchers-says-dont-wait-on-the-fed-rate-cut-to-refinance-your-mortgage/
- Categories: Mortgage Tips
---

- Published: 2024-09-03
- Modified: 2024-09-03
- URL: https://www.thetruthaboutmortgage.com/home-buyers-were-urged-to-beat-the-rush-but-now-told-that-they-might-want-to-wait/
- Categories: Home Buying, Housing Market
---

- Published: 2024-08-29
- Modified: 2024-08-29
- URL: https://www.thetruthaboutmortgage.com/i-am-debt-averse-but-dont-mind-having-a-mortgage/
- Categories: Home Buying, Mortgage Tips
---

- Published: 2024-08-29
- Modified: 2024-09-03
- URL: https://www.thetruthaboutmortgage.com/new-flat-fee-ai-powered-real-estate-buyer-agent-service-called-landian-launches/
- Categories: Home Buying, Housing Market
---

- Published: 2024-08-28
- Modified: 2025-02-07
- URL: https://www.thetruthaboutmortgage.com/new-study-says-mortgage-brokers-save-consumers-more-than-10k/
- Categories: Mortgage News
---

- Published: 2024-08-26
- Modified: 2024-08-26
- URL: https://www.thetruthaboutmortgage.com/rocket-mortgage-unveils-new-2-1-rate-buydown-for-lower-income-home-buyers/
- Categories: Mortgage Tips
---

- Published: 2024-08-20
- Modified: 2024-08-26
- URL: https://www.thetruthaboutmortgage.com/how-does-real-estate-commission-work-now/
- Categories: Home Buying, Housing Market, Mortgage News
---

- Published: 2024-08-16
- Modified: 2025-01-17
- URL: https://www.thetruthaboutmortgage.com/can-real-estate-commissions-be-financed-via-the-mortgage/
- Categories: Home Buying, Mortgage Tips
---

- Published: 2024-08-09
- Modified: 2024-08-11
- URL: https://www.thetruthaboutmortgage.com/i-refinanced-my-mortgage-without-making-a-single-phone-call/
- Categories: Mortgage News, Refinance
---

- Published: 2024-08-07
- Modified: 2024-08-08
- URL: https://www.thetruthaboutmortgage.com/is-it-better-to-buy-a-home-when-mortgage-rates-are-high/
- Categories: Home Buying, Mortgage Rates, Mortgage Tips
---

- Published: 2024-08-05
- Modified: 2024-08-08
- URL: https://www.thetruthaboutmortgage.com/will-home-prices-go-up-when-interest-rates-go-down/
- Categories: Home Buying, Housing Market, Mortgage Tips
---

- Published: 2024-07-25
- Modified: 2024-09-13
- URL: https://www.thetruthaboutmortgage.com/will-the-housing-market-crash-in-2025/
- Categories: Home Buying, Housing Market, Mortgage News
---

- Published: 2024-07-23
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/presidential-candidate-kamala-harris-has-a-7-year-adjustable-rate-mortgage/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2024-07-11
- Modified: 2025-02-10
- URL: https://www.thetruthaboutmortgage.com/beware-of-inferior-mortgage-refinance-offers-from-your-original-lender/
- Categories: Mortgage Tips, Refinance
---

- Published: 2024-07-03
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/more-than-4-million-mortgages-originated-since-2022-have-rates-above-6-5/
- Categories: Mortgage News, Mortgage Rates, Refinance
---

- Published: 2024-06-28
- Modified: 2024-10-02
- URL: https://www.thetruthaboutmortgage.com/will-mortgage-rates-ever-go-back-down-to-3-again/
- Categories: Mortgage Tips
---

- Published: 2024-06-26
- Modified: 2024-06-26
- URL: https://www.thetruthaboutmortgage.com/if-i-have-a-mortgage-do-i-actually-own-my-house/
- Categories: Mortgage Tips
---

- Published: 2024-06-26
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/can-i-mortgage-a-house-that-is-paid-off/
- Categories: Mortgage Tips, Refinance
---

- Published: 2024-06-25
- Modified: 2024-10-25
- URL: https://www.thetruthaboutmortgage.com/freddie-macs-pilot-program-to-buy-second-mortgages-probably-isnt-a-big-deal/
- Categories: Mortgage News, Refinance
---

- Published: 2024-06-10
- Modified: 2024-06-10
- URL: https://www.thetruthaboutmortgage.com/the-other-major-downside-to-a-higher-mortgage-rate/
- Categories: Mortgage Tips
---

- Published: 2024-06-04
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/is-a-0-down-home-purchase-much-different-than-a-3-down-purchase/
- Categories: Home Buying, Mortgage News
---

- Published: 2024-05-22
- Modified: 2024-05-23
- URL: https://www.thetruthaboutmortgage.com/what-is-a-conditional-loan-approval/
- Categories: Home Buying, Mortgage Tips, Refinance
---

- Published: 2024-05-21
- Modified: 2024-05-22
- URL: https://www.thetruthaboutmortgage.com/what-is-a-mortgage-account-executive/
- Categories: Mortgage Tips
---

- Published: 2024-05-15
- Modified: 2024-05-15
- URL: https://www.thetruthaboutmortgage.com/heloc-vs-credit-card-why-the-plastic-may-work-out-better/
- Categories: Mortgage Matchups, Mortgage Tips
---

- Published: 2024-05-13
- Modified: 2024-06-28
- URL: https://www.thetruthaboutmortgage.com/want-to-move-but-have-a-super-low-mortgage-rate/
- Categories: Home Buying, Mortgage Rates, Mortgage Tips
---

- Published: 2024-05-01
- Modified: 2024-05-02
- URL: https://www.thetruthaboutmortgage.com/which-mortgage-should-i-pay-off-first/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2024-04-30
- Modified: 2025-02-21
- URL: https://www.thetruthaboutmortgage.com/assumable-mortgages-set-to-get-popular-once-rates-rise/
- Categories: Home Buying, Mortgage Rates, Mortgage Tips
---

- Published: 2024-04-29
- Modified: 2025-01-16
- URL: https://www.thetruthaboutmortgage.com/what-do-loan-processors-do/
- Categories: Mortgage Tips
---

- Published: 2024-04-23
- Modified: 2025-03-19
- URL: https://www.thetruthaboutmortgage.com/what-do-underwriters-do/
- Categories: Home Buying, Mortgage Tips
---

- Published: 2024-04-22
- Modified: 2024-08-17
- URL: https://www.thetruthaboutmortgage.com/use-portfolio-lenders-for-hard-to-close-mortgage-deals/
- Categories: Mortgage Tips
---

- Published: 2024-04-17
- Modified: 2025-02-10
- URL: https://www.thetruthaboutmortgage.com/how-does-refinancing-work/
- Categories: Mortgage Tips, Refinance
---

- Published: 2024-04-16
- Modified: 2024-04-16
- URL: https://www.thetruthaboutmortgage.com/what-mortgage-rate-can-i-get-with-my-credit-score/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2024-04-15
- Modified: 2025-04-03
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-2023/
- Categories: Mortgage News
---

- Published: 2024-04-15
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/why-are-refinance-rates-higher/
- Categories: Mortgage Rates, Mortgage Tips, Refinance
---

- Published: 2024-03-28
- Modified: 2025-08-06
- URL: https://www.thetruthaboutmortgage.com/does-the-fed-control-mortgage-rates/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2024-03-20
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/fannie-mae-and-freddie-mac-expect-mortgage-rates-to-be-higher-for-longer/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2024-03-07
- Modified: 2025-01-29
- URL: https://www.thetruthaboutmortgage.com/why-dont-home-builders-lower-prices-if-mortgage-rates-are-way-higher/
- Categories: Home Buying, Mortgage Rates, Mortgage Tips
---

- Published: 2024-03-07
- Modified: 2024-03-09
- URL: https://www.thetruthaboutmortgage.com/president-biden-proposes-new-10000-mortgage-relief-credits/
- Categories: Home Buying, Mortgage News
---

- Published: 2024-03-04
- Modified: 2025-03-19
- URL: https://www.thetruthaboutmortgage.com/the-power-of-extra-mortgage-payments/
- Categories: Mortgage Tips
---

- Published: 2024-02-28
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/uwm-is-officially-the-nations-largest-mortgage-lender/
- Categories: Mortgage News
---

- Published: 2024-02-27
- Modified: 2024-06-03
- URL: https://www.thetruthaboutmortgage.com/what-is-a-mortgage-loan-servicer/
- Categories: Mortgage Tips
---

- Published: 2024-02-26
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/the-refinance-rule-of-thumb/
- Categories: Mortgage Rates, Mortgage Tips, Refinance
---

- Published: 2024-02-22
- Modified: 2024-02-22
- URL: https://www.thetruthaboutmortgage.com/whats-the-best-mortgage-for-first-time-buyers/
- Categories: Home Buying, Housing Market, Mortgage Tips
---

- Published: 2024-02-20
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/30-year-fixed-vs-15-year-fixed/
- Categories: Mortgage Matchups, Mortgage Tips
---

- Published: 2024-02-20
- Modified: 2025-01-14
- URL: https://www.thetruthaboutmortgage.com/cash-out-vs-heloc-vs-home-equity-loan/
- Categories: Mortgage Matchups, Mortgage Rates, Mortgage Tips, Refinance
---

- Published: 2024-02-15
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/mortgage-impounds-vs-paying-taxes-and-insurance-yourself/
- Categories: Mortgage Matchups, Mortgage Tips
---

- Published: 2024-02-15
- Modified: 2024-02-15
- URL: https://www.thetruthaboutmortgage.com/is-rent-out-and-rent-the-new-way-to-move-to-a-different-house/
- Categories: Home Buying, Housing Market
---

- Published: 2024-02-14
- Modified: 2024-02-20
- URL: https://www.thetruthaboutmortgage.com/refinance-questions/
- Categories: Mortgage Tips, Refinance
---

- Published: 2024-02-13
- Modified: 2024-03-19
- URL: https://www.thetruthaboutmortgage.com/should-you-only-buy-a-house-if-you-can-afford-a-15-year-fixed-mortgage-payment/
- Categories: Housing Market, Mortgage Tips
---

- Published: 2024-02-12
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/mortgage-myths/
- Categories: Credit Scores, Mortgage Rates, Mortgage Tips, Refinance
---

- Published: 2024-02-07
- Modified: 2024-02-07
- URL: https://www.thetruthaboutmortgage.com/when-should-you-start-looking-for-a-house/
- Categories: Housing Market, Mortgage Tips
---

- Published: 2024-02-06
- Modified: 2024-05-28
- URL: https://www.thetruthaboutmortgage.com/does-refinancing-hurt-your-credit-score/
- Categories: Credit Scores
---

- Published: 2024-02-02
- Modified: 2024-02-03
- URL: https://www.thetruthaboutmortgage.com/do-mortgage-rates-change-daily/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2024-02-01
- Modified: 2025-02-19
- URL: https://www.thetruthaboutmortgage.com/are-mortgage-points-worth-the-cost/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2024-01-24
- Modified: 2024-08-17
- URL: https://www.thetruthaboutmortgage.com/mortgage-lingo/
- Categories: Mortgage Tips
---

- Published: 2024-01-18
- Modified: 2024-08-05
- URL: https://www.thetruthaboutmortgage.com/21-mortgage-questions-that-are-commonly-asked-answered/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2024-01-16
- Modified: 2024-12-09
- URL: https://www.thetruthaboutmortgage.com/what-is-a-trigger-lead/
- Categories: Mortgage Tips
---

- Published: 2024-01-09
- Modified: 2024-08-20
- URL: https://www.thetruthaboutmortgage.com/how-much-does-a-real-estate-agent-make/
- Categories: Home Buying, Housing Market
---

- Published: 2024-01-08
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/a-record-high-share-of-consumers-believe-mortgage-rates-will-go-down-over-the-next-12-months/
- Categories: Housing Market, Mortgage News, Mortgage Rates
---

- Published: 2023-12-28
- Modified: 2024-08-16
- URL: https://www.thetruthaboutmortgage.com/2024-mortgage-and-real-estate-predictions/
- Categories: Home Buying, Housing Market, Mortgage Rates, Mortgage Tips, Refinance
---

- Published: 2023-12-18
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/how-to-track-mortgage-rates/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2023-12-14
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/do-we-need-a-mortgage-msrp/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2023-12-13
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/its-easier-to-save-more-money-when-refinancing-a-high-rate-mortgage/
- Categories: Mortgage Rates, Mortgage Tips, Refinance
---

- Published: 2023-12-13
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-fall-to-lowest-levels-since-spring/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2023-12-11
- Modified: 2024-08-08
- URL: https://www.thetruthaboutmortgage.com/k-hovnanian-american-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2023-12-07
- Modified: 2024-02-14
- URL: https://www.thetruthaboutmortgage.com/buy-now-refinance-for-free-deals-arent-all-their-cracked-up-to-be/
- Categories: Mortgage Rates, Mortgage Tips, Refinance
---

- Published: 2023-12-06
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/should-i-use-the-home-builders-mortgage-lender-or-a-different-one/
- Categories: Home Buying, Mortgage Rates, Mortgage Tips
---

- Published: 2023-12-05
- Modified: 2024-12-17
- URL: https://www.thetruthaboutmortgage.com/will-mortgage-rates-go-down-in-2024/
- Categories: Home Buying, Housing Market, Mortgage Rates, Mortgage Tips
---

- Published: 2023-12-04
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/newrez-rezsource-1-down-mortgage/
- Categories: Mortgage News
---

- Published: 2023-11-30
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/silverton-mortgage-launches-100-financing-across-all-loan-types/
- Categories: Mortgage News
---

- Published: 2023-11-30
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/homeamerican-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2023-11-29
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/2024-fha-loan-limits-rise-to-498257/
- Categories: Home Buying, Mortgage News
---

- Published: 2023-11-28
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/2024-conforming-loan-limit-climbs-to-766550/
- Categories: Mortgage News
---

- Published: 2023-11-18
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/foreclosure-halted-for-va-loan-holders-until-june-2024/
- Categories: Foreclosure, Mortgage News
---

- Published: 2023-11-16
- Modified: 2024-06-03
- URL: https://www.thetruthaboutmortgage.com/guaranteed-rate-launches-lock-it-list-it/
- Categories: Home Buying, Mortgage News, Mortgage Rates
---

- Published: 2023-11-15
- Modified: 2025-09-12
- URL: https://www.thetruthaboutmortgage.com/zillow-home-loans-review/
- Categories: Mortgage Tips
---

- Published: 2023-11-15
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/is-now-a-good-time-to-refinance-my-home/
- Categories: Mortgage Rates, Mortgage Tips, Refinance
---

- Published: 2023-11-14
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/down-payments-on-houses-rise-to-highest-levels-in-over-20-years/
- Categories: Home Buying, Housing Market, Mortgage News
---

- Published: 2023-11-13
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/it-now-takes-more-than-a-decade-to-break-even-on-a-home-purchase/
- Categories: Home Buying, Housing Market
---

- Published: 2023-11-10
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/what-mortgage-has-the-best-interest-rate/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2023-11-09
- Modified: 2025-09-02
- URL: https://www.thetruthaboutmortgage.com/inspire-home-loans-review/
- Categories: Mortgage Tips
---

- Published: 2023-11-09
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/redfin-says-its-the-best-time-to-buy-a-home-since-mid-september-should-you-buy-now-or-hold-on/
- Categories: Home Buying, Housing Market
---

- Published: 2023-11-07
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/toll-brothers-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2023-11-06
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/ceo-of-nations-1-mortgage-lender-expects-mortgage-rates-to-be-lower-before-the-election/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2023-11-01
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/taylor-morrison-home-funding-review/
- Categories: Mortgage Tips
---

- Published: 2023-10-31
- Modified: 2024-06-03
- URL: https://www.thetruthaboutmortgage.com/loandepot-accesszero/
- Categories: Mortgage Tips
---

- Published: 2023-10-31
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/low-mortgage-rates-are-1-reason-homeowners-arent-moving/
- Categories: Mortgage Tips
---

- Published: 2023-10-30
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/lender-will-split-the-difference-if-you-give-up-your-3-mortgage-rate/
- Categories: Home Buying, Mortgage News, Mortgage Rates
---

- Published: 2023-10-26
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/use-of-vantagescore-may-boost-annual-mortgage-volume-by-1-trillion/
- Categories: Mortgage News
---

- Published: 2023-10-26
- Modified: 2024-10-02
- URL: https://www.thetruthaboutmortgage.com/nvr-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2023-10-25
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/are-adjustable-rate-mortgages-going-to-replace-mortgage-rate-buydowns/
- Categories: Home Buying, Mortgage Rates, Mortgage Tips
---

- Published: 2023-10-25
- Modified: 2024-07-08
- URL: https://www.thetruthaboutmortgage.com/kbhs-home-loans-review/
- Categories: Mortgage Tips
---

- Published: 2023-10-24
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/higher-mortgage-rates-hurt-sales-volume-not-home-prices/
- Categories: Home Buying, Housing Market, Mortgage Rates
---

- Published: 2023-10-24
- Modified: 2024-09-20
- URL: https://www.thetruthaboutmortgage.com/pulte-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2023-10-23
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/its-not-a-good-time-to-buy-a-home-and-everyone-knows-it/
- Categories: Home Buying, Housing Market
---

- Published: 2023-10-20
- Modified: 2025-02-13
- URL: https://www.thetruthaboutmortgage.com/an-alternative-to-paying-the-mortgage-with-a-credit-card/
- Categories: Mortgage Tips
---

- Published: 2023-10-19
- Modified: 2025-04-23
- URL: https://www.thetruthaboutmortgage.com/dhi-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2023-10-19
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/9-mortgage-rates/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2023-10-18
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/what-is-escrow/
- Categories: Home Buying, Mortgage Tips
---

- Published: 2023-10-18
- Modified: 2023-10-18
- URL: https://www.thetruthaboutmortgage.com/use-this-mortgage-payment-chart-to-easily-compare-rates/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2023-10-17
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/8-mortgage-rates-look-imminent-but-could-that-be-their-peak/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2023-10-16
- Modified: 2025-08-27
- URL: https://www.thetruthaboutmortgage.com/lennar-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2023-10-16
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/adu-income-to-qualify-for-an-fha-loan/
- Categories: Mortgage News
---

- Published: 2023-10-12
- Modified: 2023-10-18
- URL: https://www.thetruthaboutmortgage.com/you-can-now-search-for-homes-for-sale-by-school-district-on-zillow/
- Categories: Home Buying, Housing Market, Mortgage News
---

- Published: 2023-10-11
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/why-did-mortgage-rates-plunge-this-week/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2023-10-06
- Modified: 2024-03-07
- URL: https://www.thetruthaboutmortgage.com/how-to-supercharge-the-savings-of-a-mortgage-rate-buydown/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2023-10-05
- Modified: 2025-02-04
- URL: https://www.thetruthaboutmortgage.com/adjustable-rate-mortgage-caps/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2023-10-04
- Modified: 2025-02-04
- URL: https://www.thetruthaboutmortgage.com/are-adjustable-rate-mortgages-finally-a-good-deal/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2023-10-03
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-and-home-prices-can-fall-together/
- Categories: Home Buying, Mortgage Rates, Mortgage Tips
---

- Published: 2023-09-29
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/what-happens-to-mortgage-rates-during-a-government-shutdown/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2023-09-28
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/what-to-do-if-your-adjustable-rate-mortgage-is-about-to-adjust/
- Categories: Mortgage Tips, Refinance
---

- Published: 2023-09-26
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/frost-bank-re-enters-mortgage-biz-with-a-zero-down-home-loan/
- Categories: Home Buying, Mortgage News
---

- Published: 2023-09-26
- Modified: 2025-01-14
- URL: https://www.thetruthaboutmortgage.com/how-to-compare-helocs/
- Categories: Mortgage Tips
---

- Published: 2023-09-25
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/home-prices-least-affordable-in-over-three-decades/
- Categories: Home Buying, Housing Market, Mortgage News
---

- Published: 2023-09-21
- Modified: 2023-10-18
- URL: https://www.thetruthaboutmortgage.com/what-is-cash-to-close/
- Categories: Home Buying, Mortgage Tips
---

- Published: 2023-09-21
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/are-high-mortgage-rates-here-to-stay/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2023-09-20
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/former-ginnie-mae-boss-makes-the-case-for-a-zero-down-fha-loan/
- Categories: Housing Market, Mortgage News
---

- Published: 2023-09-19
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/who-are-all-the-people-involved-in-the-home-loan-process/
- Categories: Home Buying, Mortgage Tips
---

- Published: 2023-09-19
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/why-are-there-no-homes-for-sale/
- Categories: Home Buying, Housing Market, Mortgage News
---

- Published: 2023-09-14
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/guaranteed-rate-5-minute-approval/
- Categories: Mortgage News
---

- Published: 2023-09-13
- Modified: 2025-08-14
- URL: https://www.thetruthaboutmortgage.com/roam-home-review-new-assumable-mortgage-platform/
- Categories: Home Buying, Mortgage News, Mortgage Rates
---

- Published: 2023-09-12
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/the-silver-lining-of-high-mortgage-rates/
- Categories: Mortgage Rates, Mortgage Tips, Refinance
---

- Published: 2023-09-08
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/fannie-mae-chief-economist-calls-current-housing-market-unusual/
- Categories: Housing Market, Mortgage News
---

- Published: 2023-09-08
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/homeowners-can-now-see-how-much-theyll-make-renting-a-room-on-airbnb/
- Categories: Housing Market, Mortgage News
---

- Published: 2023-09-06
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/typical-home-sold-for-200000-more-than-seller-paid/
- Categories: Home Buying, Housing Market, Mortgage News
---

- Published: 2023-09-05
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/one-really-simple-way-to-offset-a-higher-mortgage-rate/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2023-08-31
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/shark-tanks-kevin-oleary-predicts-8-mortgage-rates/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2023-08-29
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/why-are-lower-job-openings-good-for-mortgage-rates/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2023-08-24
- Modified: 2023-11-15
- URL: https://www.thetruthaboutmortgage.com/zillow-home-loans-1-down-mortgage/
- Categories: Home Buying, Mortgage News
---

- Published: 2023-08-23
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/what-will-it-take-for-mortgage-rates-to-fall-again/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2023-08-22
- Modified: 2025-03-05
- URL: https://www.thetruthaboutmortgage.com/its-mortgage-principal-not-principle/
- Categories: Mortgage Tips
---

- Published: 2023-08-21
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/why-are-mortgage-rates-still-going-up-if-the-fed-is-done-hiking/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2023-08-17
- Modified: 2024-10-08
- URL: https://www.thetruthaboutmortgage.com/options-other-than-refinancing-your-mortgage/
- Categories: Mortgage Rates, Mortgage Tips, Refinance
---

- Published: 2023-08-16
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/why-are-mortgage-rates-so-high/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2023-08-04
- Modified: 2025-02-07
- URL: https://www.thetruthaboutmortgage.com/compare-mortgage-brokers/
- Categories: Mortgage Tips
---

- Published: 2023-08-03
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/todays-housing-market-risk-factors/
- Categories: Housing Market, Mortgage News
---

- Published: 2023-08-02
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/zillow-and-redfin-join-forces-to-push-more-new-construction-home-sales/
- Categories: Home Buying, Housing Market, Mortgage News
---

- Published: 2023-08-01
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/the-hidden-danger-of-a-higher-mortgage-rate/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2023-07-31
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/zillow-says-homeowners-twice-as-likely-to-sell-if-their-mortgage-rate-is-above-5/
- Categories: Housing Market, Mortgage News, Mortgage Rates
---

- Published: 2023-07-31
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/big-jump-in-homeowners-saying-theyll-sell-in-the-next-three-years/
- Categories: Housing Market, Mortgage News
---

- Published: 2023-07-27
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/nearly-half-of-homeowners-with-a-mortgage-are-equity-rich/
- Categories: Housing Market, Mortgage News
---

- Published: 2023-07-26
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/guaranteed-rate-onedown/
- Categories: Mortgage News
---

- Published: 2023-07-25
- Modified: 2025-03-26
- URL: https://www.thetruthaboutmortgage.com/homebuyer-assistance-programs/
- Categories: Home Buying, Mortgage Tips
---

- Published: 2023-07-24
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/the-national-average-mortgage-rate-lock-in-effect-is-worth-55000/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2023-07-20
- Modified: 2024-01-31
- URL: https://www.thetruthaboutmortgage.com/carrington-mortgage-launches-a-40-year-mortgage/
- Categories: Home Buying, Mortgage News
---

- Published: 2023-07-18
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/wondering-where-home-prices-go-next-look-at-inventory-not-mortgage-rates/
- Categories: Housing Market, Mortgage News
---

- Published: 2023-07-13
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/u-s-bank-access-home-loan/
- Categories: Mortgage News
---

- Published: 2023-07-10
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/why-are-home-prices-not-dropping/
- Categories: Housing Market, Mortgage Rates
---

- Published: 2023-06-27
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/will-mortgage-rates-go-down-in-2023/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2023-06-13
- Modified: 2024-06-03
- URL: https://www.thetruthaboutmortgage.com/guild-mortgage-launches-1-down-combined-with-a-temporary-buydown/
- Categories: Home Buying, Mortgage News
---

- Published: 2023-06-08
- Modified: 2023-07-25
- URL: https://www.thetruthaboutmortgage.com/chase-offering-200-if-it-cant-meet-or-beat-your-mortgage-offer/
- Categories: Mortgage News
---

- Published: 2023-06-07
- Modified: 2024-11-04
- URL: https://www.thetruthaboutmortgage.com/navy-federal-no-refi-rate-drop/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2023-06-01
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/why-are-mortgage-rates-different/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2023-06-01
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/top-illinois-mortgage-lenders/
- Categories: Mortgage Tips
---

- Published: 2023-05-25
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/cfpb-mortgage-rates-range-by-a-half-percent-among-lenders/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2023-05-24
- Modified: 2025-01-02
- URL: https://www.thetruthaboutmortgage.com/why-are-mortgage-rate-spreads-so-high-right-now/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2023-05-23
- Modified: 2023-09-21
- URL: https://www.thetruthaboutmortgage.com/movement-mortgage-launches-zero-down-fha-loan/
- Categories: Mortgage News
---

- Published: 2023-05-22
- Modified: 2024-10-31
- URL: https://www.thetruthaboutmortgage.com/rocket-mortgage-one/
- Categories: Mortgage News
---

- Published: 2023-05-18
- Modified: 2025-03-05
- URL: https://www.thetruthaboutmortgage.com/what-is-the-mortgage-rate-lock-in-effect/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2023-05-09
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/temporary-vs-permanent-mortgage-buydowns/
- Categories: Home Buying, Mortgage Rates, Mortgage Tips
---

- Published: 2023-05-03
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-2022/
- Categories: Mortgage News
---

- Published: 2023-05-01
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/27-states-oppose-new-fannie-freddie-mortgage-fees/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2023-04-26
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/nearly-half-of-home-loan-applicants-paid-mortgage-points-in-2022/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2023-04-24
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/fannie-mae-is-predicting-much-lower-mortgage-rates-by-year-end/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2023-04-20
- Modified: 2024-06-03
- URL: https://www.thetruthaboutmortgage.com/mortgage-rate-shopping-10-tips-to-get-a-better-deal/
- Categories: Mortgage Rates, Mortgage Tips, Refinance
---

- Published: 2023-04-19
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/home-prices-just-experienced-the-biggest-annual-decline-since-2012/
- Categories: Housing Market, Mortgage News
---

- Published: 2023-04-13
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/we-need-5-5-mortgage-rates-to-attract-home-buyers/
- Categories: Home Buying, Mortgage News, Mortgage Rates
---

- Published: 2023-04-12
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/nations-top-mortgage-lender-launches-a-1-down-payment-home-loan/
- Categories: Mortgage News
---

- Published: 2023-04-10
- Modified: 2023-10-18
- URL: https://www.thetruthaboutmortgage.com/zillow-now-lets-users-filter-homes-by-monthly-payment/
- Categories: Home Buying, Housing Market, Mortgage News
---

- Published: 2023-04-07
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/homepoint-exits-mortgage-origination-sells-wholesale-division-to-the-loan-store/
- Categories: Mortgage News
---

- Published: 2023-04-06
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/home-prices-are-still-too-high-but-will-they-actually-come-down/
- Categories: Housing Market, Mortgage News
---

- Published: 2023-04-05
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/rocket-mortgage-buy-plus/
- Categories: Mortgage News
---

- Published: 2023-04-05
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/moon-mortgage-crypto-mortgage/
- Categories: Mortgage News
---

- Published: 2023-04-03
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/sofi-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2023-03-30
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/top-adjustable-rate-mortgage-lenders/
- Categories: Mortgage Tips
---

- Published: 2023-03-28
- Modified: 2025-07-23
- URL: https://www.thetruthaboutmortgage.com/rocket-visa-signature-card/
- Categories: Mortgage News
---

- Published: 2023-03-27
- Modified: 2024-08-27
- URL: https://www.thetruthaboutmortgage.com/california-dream-for-all-shared-appreciation-loan/
- Categories: Mortgage News
---

- Published: 2023-03-23
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/why-do-mortgage-rates-go-down-when-the-fed-raises-rates/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2023-03-22
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-oklahoma/
- Categories: Mortgage Tips
---

- Published: 2023-03-22
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/median-down-payment-on-a-house-falls-to-10-down-from-14-a-year-ago/
- Categories: Home Buying, Housing Market, Mortgage News
---

- Published: 2023-03-21
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-louisiana/
- Categories: Mortgage Tips
---

- Published: 2023-03-15
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/what-happens-to-my-mortgage-if-my-bank-fails/
- Categories: Mortgage Tips
---

- Published: 2023-03-15
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-are-very-volatile-right-now-heres-what-to-watch-for/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2023-03-14
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/heres-an-argument-for-the-wait-to-buy-a-home-crowd/
- Categories: Home Buying, Housing Market, Mortgage Rates, Mortgage Tips
---

- Published: 2023-03-13
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-vs-bank-failures/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2023-03-09
- Modified: 2025-08-18
- URL: https://www.thetruthaboutmortgage.com/veterans-united-home-loans-review/
- Categories: Mortgage Tips
---

- Published: 2023-03-08
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/guaranteed-rate-brings-back-same-day-mortgage-underwriting/
- Categories: Mortgage News
---

- Published: 2023-03-06
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/94-of-homeowners-who-refinanced-recently-raised-their-mortgage-rate-a-lot-in-the-process/
- Categories: Mortgage News, Refinance
---

- Published: 2023-03-03
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/todays-homeowners-cant-afford-to-sell/
- Categories: Housing Market, Mortgage News, Mortgage Rates
---

- Published: 2023-03-02
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/home-prices-vs-mortgage-rates/
- Categories: Housing Market, Mortgage Matchups, Mortgage Rates, Mortgage Tips
---

- Published: 2023-03-02
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/why-you-might-still-be-seeing-5-mortgage-rates/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2023-03-01
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/fha-loan-vs-conventional-loan/
- Categories: Mortgage Matchups, Mortgage Tips
---

- Published: 2023-02-28
- Modified: 2023-02-28
- URL: https://www.thetruthaboutmortgage.com/better-equity-unlocker/
- Categories: Mortgage News
---

- Published: 2023-02-27
- Modified: 2025-03-24
- URL: https://www.thetruthaboutmortgage.com/top-va-loan-lenders/
- Categories: Mortgage News
---

- Published: 2023-02-24
- Modified: 2023-02-24
- URL: https://www.thetruthaboutmortgage.com/is-it-worth-using-a-mortgage-lender-now-for-the-promise-of-waived-fees-in-the-future/
- Categories: Mortgage Rates, Mortgage Tips, Refinance
---

- Published: 2023-02-24
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/va-funding-fee-being-reduced-for-home-purchases-and-cash-out-refis/
- Categories: Mortgage News
---

- Published: 2023-02-23
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/can-free-and-clear-homeowners-save-the-housing-market/
- Categories: Housing Market, Mortgage Rates
---

- Published: 2023-02-22
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/annual-mortgage-insurance-premium-on-fha-loans-reduced-30-basis-points/
- Categories: Mortgage Tips
---

- Published: 2023-02-16
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/why-are-mortgage-rates-going-up-again/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2023-02-14
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/10-things-you-should-do-before-applying-for-a-mortgage/
- Categories: Mortgage Tips
---

- Published: 2023-02-09
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/when-are-mortgage-rates-lowest/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2023-01-30
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/why-the-its-the-2008-housing-crisis-all-over-again-argument-falls-short/
- Categories: Housing Market, Mortgage News
---

- Published: 2023-01-26
- Modified: 2023-01-26
- URL: https://www.thetruthaboutmortgage.com/there-is-no-free-mortgage/
- Categories: Mortgage Rates, Mortgage Tips, Refinance
---

- Published: 2023-01-25
- Modified: 2025-08-18
- URL: https://www.thetruthaboutmortgage.com/better-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2023-01-24
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/how-the-fed-could-benefit-from-lower-mortgage-rates/
- Categories: Housing Market, Mortgage News, Mortgage Rates
---

- Published: 2023-01-23
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/what-is-the-easiest-type-of-mortgage-to-get/
- Categories: Mortgage Tips
---

- Published: 2023-01-20
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-dc/
- Categories: Mortgage Tips
---

- Published: 2023-01-19
- Modified: 2025-03-19
- URL: https://www.thetruthaboutmortgage.com/780-fico-score-mortgage/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2023-01-19
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/mortgage-co-borrower-vs-co-signer/
- Categories: Home Buying, Mortgage Tips
---

- Published: 2023-01-17
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/a-1-decrease-in-mortgage-rates-is-worth-an-11-drop-in-home-prices/
- Categories: Home Buying, Housing Market, Mortgage Rates, Mortgage Tips
---

- Published: 2023-01-13
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/what-are-seller-concessions/
- Categories: Home Buying, Housing Market, Mortgage Tips
---

- Published: 2023-01-11
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/nearly-half-of-homeowners-regret-their-adjustable-rate-mortgage/
- Categories: Mortgage News
---

- Published: 2023-01-10
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/wells-fargo-to-exit-correspondent-lending-shrink-mortgage-business/
- Categories: Mortgage News
---

- Published: 2023-01-09
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/why-do-mortgage-lenders-charge-points/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2022-12-28
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/2023-mortgage-rate-predictions/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2022-12-21
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-kentucky/
- Categories: Mortgage Tips
---

- Published: 2022-12-20
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/uwm-ishbia-to-buy-the-phoenix-suns-and-mercury/
- Categories: Mortgage News
---

- Published: 2022-12-16
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/cash-out-refinance-fees-are-going-up-in-early-2023/
- Categories: Mortgage News, Mortgage Rates, Refinance
---

- Published: 2022-12-15
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-hawaii/
- Categories: Mortgage Tips
---

- Published: 2022-12-12
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-idaho/
- Categories: Mortgage Tips
---

- Published: 2022-12-09
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/2023-mortgage-and-real-estate-predictions/
- Categories: Housing Market, Mortgage News
---

- Published: 2022-12-05
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-alabama/
- Categories: Mortgage Tips
---

- Published: 2022-12-01
- Modified: 2022-12-01
- URL: https://www.thetruthaboutmortgage.com/the-beauty-of-high-mortgage-rates/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2022-11-30
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/how-to-shop-for-a-mortgage/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2022-11-29
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/2023-conforming-loan-limits/
- Categories: Mortgage News
---

- Published: 2022-11-10
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-vs-cpi/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2022-11-04
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/uwm-becomes-top-mortgage-lender-in-the-nation/
- Categories: Mortgage News
---

- Published: 2022-11-03
- Modified: 2025-02-12
- URL: https://www.thetruthaboutmortgage.com/loandepot-digital-heloc/
- Categories: Mortgage News, Refinance
---

- Published: 2022-11-01
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/rocket-rewards-loyalty-program/
- Categories: Mortgage News
---

- Published: 2022-11-01
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-wisconsin/
- Categories: Mortgage Tips
---

- Published: 2022-10-31
- Modified: 2024-01-31
- URL: https://www.thetruthaboutmortgage.com/how-mortgage-interest-works/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2022-10-26
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-in-the-1980s/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2022-10-25
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/fico-10-t-and-vantagescore-4-0-approved-for-fannie-mae-and-freddie-mac-mortgages/
- Categories: Credit Scores, Mortgage News
---

- Published: 2022-10-24
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/home-prices-need-to-fall-25-but-they-probably-wont/
- Categories: Housing Market, Mortgage News
---

- Published: 2022-10-20
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-missouri/
- Categories: Mortgage Tips
---

- Published: 2022-10-19
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/the-case-for-sub-5-mortgage-rates-by-2023/
- Categories: Housing Market, Mortgage Rates, Mortgage Tips
---

- Published: 2022-10-18
- Modified: 2023-10-18
- URL: https://www.thetruthaboutmortgage.com/buy-a-house-before-mortgage-rates-come-back-down/
- Categories: Home Buying, Housing Market, Mortgage Rates
---

- Published: 2022-10-17
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/are-mortgage-rates-going-to-8-5-next/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2022-10-17
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-indiana/
- Categories: Mortgage Tips
---

- Published: 2022-10-12
- Modified: 2022-11-01
- URL: https://www.thetruthaboutmortgage.com/walmart-mortgage/
- Categories: Mortgage News
---

- Published: 2022-10-12
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-south-carolina/
- Categories: Mortgage Tips
---

- Published: 2022-10-10
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/what-is-inflation-buster-from-rocket-mortgage/
- Categories: Mortgage News
---

- Published: 2022-10-10
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-minnesota/
- Categories: Mortgage Tips
---

- Published: 2022-10-07
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/the-truth-about-falling-home-prices/
- Categories: Foreclosure, Housing Market, Mortgage News
---

- Published: 2022-10-06
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/top-reverse-mortgage-lenders/
- Categories: Mortgage Tips
---

- Published: 2022-10-05
- Modified: 2022-10-05
- URL: https://www.thetruthaboutmortgage.com/crowdfunded-zero-down-mortgage-launched/
- Categories: Housing Market, Mortgage News
---

- Published: 2022-10-05
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/marry-the-house-date-the-rate/
- Categories: Home Buying, Mortgage Rates, Mortgage Tips
---

- Published: 2022-10-03
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-tennessee/
- Categories: Mortgage Tips
---

- Published: 2022-09-29
- Modified: 2023-10-13
- URL: https://www.thetruthaboutmortgage.com/heloc-credit-score/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2022-09-22
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/why-homeowners-arent-selling/
- Categories: Home Buying, Housing Market, Mortgage News
---

- Published: 2022-09-21
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/8-percent-mortgage-rates/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2022-09-15
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-oregon/
- Categories: Mortgage Tips
---

- Published: 2022-09-13
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/housing-crash-imminent-the-national-ltv-is-below-30/
- Categories: Housing Market, Mortgage News
---

- Published: 2022-09-13
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-utah/
- Categories: Mortgage Tips
---

- Published: 2022-09-07
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-michigan/
- Categories: Mortgage Tips
---

- Published: 2022-09-06
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-maryland/
- Categories: Mortgage Tips
---

- Published: 2022-09-01
- Modified: 2023-07-25
- URL: https://www.thetruthaboutmortgage.com/bank-of-america-zero-down-mortgage/
- Categories: Mortgage News
---

- Published: 2022-08-31
- Modified: 2025-01-14
- URL: https://www.thetruthaboutmortgage.com/home-equity-loan/
- Categories: Mortgage Tips
---

- Published: 2022-08-30
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-pennsylvania/
- Categories: Mortgage Tips
---

- Published: 2022-08-25
- Modified: 2025-03-12
- URL: https://www.thetruthaboutmortgage.com/buydown-mortgage/
- Categories: Home Buying, Mortgage Rates, Mortgage Tips
---

- Published: 2022-08-24
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/4-5-mortgage-rates-in-2023/
- Categories: Housing Market, Mortgage Rates
---

- Published: 2022-08-24
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-massachusetts/
- Categories: Mortgage Tips
---

- Published: 2022-08-23
- Modified: 2024-08-09
- URL: https://www.thetruthaboutmortgage.com/orchard-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2022-08-22
- Modified: 2025-03-24
- URL: https://www.thetruthaboutmortgage.com/50-year-mortgage/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2022-08-18
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/a-severe-housing-downturn-is-now-possible/
- Categories: Housing Market, Mortgage News
---

- Published: 2022-08-17
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/top-refinance-companies/
- Categories: Mortgage Tips
---

- Published: 2022-08-15
- Modified: 2024-06-03
- URL: https://www.thetruthaboutmortgage.com/half-of-americans-dont-even-know-what-a-mortgage-is/
- Categories: Mortgage News
---

- Published: 2022-08-15
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-new-jersey/
- Categories: Mortgage Tips
---

- Published: 2022-08-11
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-virginia/
- Categories: Mortgage Tips
---

- Published: 2022-08-10
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/why-is-the-housing-market-cooling/
- Categories: Housing Market
---

- Published: 2022-08-09
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-colorado/
- Categories: Mortgage Tips
---

- Published: 2022-08-08
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-new-york/
- Categories: Mortgage Tips
---

- Published: 2022-08-02
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/mortgage-rate-predictions-for-the-rest-of-the-year-2022/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2022-07-29
- Modified: 2024-10-16
- URL: https://www.thetruthaboutmortgage.com/arvest-central-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2022-07-27
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-washington-state/
- Categories: Mortgage Tips
---

- Published: 2022-07-27
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/do-40-year-mortgages-make-any-sense/
- Categories: Mortgage Tips
---

- Published: 2022-07-26
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-in-arizona/
- Categories: Mortgage Tips
---

- Published: 2022-07-20
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/does-having-a-mortgage-help-your-credit-score/
- Categories: Credit Scores, Mortgage Tips
---

- Published: 2022-07-01
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/seven-percent-mortgage-rates/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2022-06-29
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/what-is-a-housing-correction/
- Categories: Housing Market, Mortgage News
---

- Published: 2022-06-28
- Modified: 2022-06-28
- URL: https://www.thetruthaboutmortgage.com/how-to-save-money-with-an-adjustable-rate-mortgage/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2022-06-27
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-vs-recessions/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2022-06-21
- Modified: 2025-09-07
- URL: https://www.thetruthaboutmortgage.com/first-home-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2022-06-15
- Modified: 2025-08-18
- URL: https://www.thetruthaboutmortgage.com/anniemac-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2022-06-13
- Modified: 2023-09-05
- URL: https://www.thetruthaboutmortgage.com/paying-more-today-wont-lower-future-monthly-mortgage-payments/
- Categories: Mortgage Rates, Mortgage Tips, Refinance
---

- Published: 2022-06-06
- Modified: 2024-06-03
- URL: https://www.thetruthaboutmortgage.com/tappable-equity/
- Categories: Mortgage Rates, Mortgage Tips, Refinance
---

- Published: 2022-06-02
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/can-you-still-get-an-adjustable-rate-mortgage/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2022-06-01
- Modified: 2024-08-08
- URL: https://www.thetruthaboutmortgage.com/flat-branch-home-loans-review/
- Categories: Mortgage Tips
---

- Published: 2022-05-26
- Modified: 2024-08-08
- URL: https://www.thetruthaboutmortgage.com/nj-lenders-corp-review/
- Categories: Mortgage Tips
---

- Published: 2022-05-23
- Modified: 2023-10-18
- URL: https://www.thetruthaboutmortgage.com/what-does-it-mean-to-be-house-poor/
- Categories: Home Buying, Housing Market, Mortgage Tips
---

- Published: 2022-05-23
- Modified: 2024-10-16
- URL: https://www.thetruthaboutmortgage.com/summit-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2022-05-18
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-2021/
- Categories: Mortgage News
---

- Published: 2022-05-11
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/top-fha-lenders/
- Categories: Mortgage Tips
---

- Published: 2022-05-10
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/why-you-might-not-want-to-get-too-excited-or-nervous-about-a-housing-crash/
- Categories: Housing Market, Mortgage News, Mortgage Rates
---

- Published: 2022-05-04
- Modified: 2022-05-04
- URL: https://www.thetruthaboutmortgage.com/sometimes-its-better-to-choose-the-higher-mortgage-rate/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2022-04-26
- Modified: 2025-09-07
- URL: https://www.thetruthaboutmortgage.com/highlands-residential-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2022-04-25
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/are-home-prices-falling/
- Categories: Housing Market, Mortgage News
---

- Published: 2022-04-20
- Modified: 2025-03-31
- URL: https://www.thetruthaboutmortgage.com/30-year-vs-10-year-mortgages/
- Categories: Mortgage Matchups
---

- Published: 2022-04-14
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/now-that-weve-got-5-mortgage-rates-is-the-sellers-market-finally-over/
- Categories: Housing Market, Mortgage Rates
---

- Published: 2022-04-12
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/is-an-adjustable-rate-mortgage-a-good-short-term-strategy-until-interest-rates-cool-off/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2022-04-06
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/allow-me-to-introduce-you-to-the-5-mortgage-rate/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2022-04-04
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/have-mortgage-rates-peaked/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2022-03-31
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/are-we-near-the-peak-of-the-current-housing-cycle/
- Categories: Housing Market, Mortgage News
---

- Published: 2022-03-29
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/are-the-housing-bears-being-too-rational/
- Categories: Housing Market, Mortgage News
---

- Published: 2022-03-24
- Modified: 2024-05-23
- URL: https://www.thetruthaboutmortgage.com/figure-crypto-mortgage-review/
- Categories: Mortgage News
---

- Published: 2022-03-23
- Modified: 2024-07-24
- URL: https://www.thetruthaboutmortgage.com/diamond-residential-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2022-03-23
- Modified: 2025-06-17
- URL: https://www.thetruthaboutmortgage.com/30-year-fixed-vs-51-arm/
- Categories: Mortgage Matchups
---

- Published: 2022-03-22
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-have-jumped-just-how-bad-is-it/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2022-03-17
- Modified: 2022-03-24
- URL: https://www.thetruthaboutmortgage.com/uwm-bank-statement-loans/
- Categories: Mortgage News
---

- Published: 2022-03-16
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/is-the-best-cure-for-high-mortgage-rates-high-mortgage-rates/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2022-03-14
- Modified: 2025-09-10
- URL: https://www.thetruthaboutmortgage.com/sun-west-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2022-03-10
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/what-is-a-conventional-mortgage-loan/
- Categories: Mortgage Tips
---

- Published: 2022-03-08
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/if-you-want-to-buy-a-home-adjust-your-max-purchase-price-filter-a-lot-lower/
- Categories: Housing Market
---

- Published: 2022-03-08
- Modified: 2024-10-16
- URL: https://www.thetruthaboutmortgage.com/mortgage-investors-group-review/
- Categories: Mortgage Tips
---

- Published: 2022-03-04
- Modified: 2025-09-07
- URL: https://www.thetruthaboutmortgage.com/canopy-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2022-03-02
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-vs-war-the-silver-lining/
- Categories: Mortgage Matchups, Mortgage Rates
---

- Published: 2022-03-01
- Modified: 2024-09-03
- URL: https://www.thetruthaboutmortgage.com/upequity-review/
- Categories: Mortgage Tips
---

- Published: 2022-02-22
- Modified: 2024-08-08
- URL: https://www.thetruthaboutmortgage.com/waterstone-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2022-02-10
- Modified: 2025-07-15
- URL: https://www.thetruthaboutmortgage.com/nfm-lending-review/
- Categories: Mortgage Tips
---

- Published: 2022-02-09
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/number-who-say-its-a-good-time-to-buy-a-home-hits-an-all-time-low-however/
- Categories: Housing Market, Mortgage Rates
---

- Published: 2022-02-03
- Modified: 2023-10-18
- URL: https://www.thetruthaboutmortgage.com/get-a-bigger-mortgage/
- Categories: Home Buying, Mortgage Tips
---

- Published: 2022-02-02
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/is-this-mortgage-company-legit/
- Categories: Mortgage Tips
---

- Published: 2022-02-01
- Modified: 2024-09-05
- URL: https://www.thetruthaboutmortgage.com/loan-factory-review/
- Categories: Mortgage Tips
---

- Published: 2022-01-31
- Modified: 2024-10-24
- URL: https://www.thetruthaboutmortgage.com/instamortgage-review/
- Categories: Mortgage Tips
---

- Published: 2022-01-28
- Modified: 2022-01-28
- URL: https://www.thetruthaboutmortgage.com/uwm-offering-no-cost-appraisals-on-home-purchase-loans/
- Categories: Mortgage News
---

- Published: 2022-01-26
- Modified: 2024-08-08
- URL: https://www.thetruthaboutmortgage.com/cake-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2022-01-24
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/mortgage-refinance-process-steps/
- Categories: Mortgage Tips, Refinance
---

- Published: 2022-01-21
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/how-many-homes-should-i-look-at-before-i-buy/
- Categories: Home Buying, Housing Market, Mortgage Tips
---

- Published: 2022-01-18
- Modified: 2024-10-14
- URL: https://www.thetruthaboutmortgage.com/what-is-prepaid-interest/
- Categories: Mortgage Tips, Refinance
---

- Published: 2022-01-12
- Modified: 2023-09-22
- URL: https://www.thetruthaboutmortgage.com/what-mortgage-term-is-best/
- Categories: Mortgage Tips
---

- Published: 2022-01-10
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/do-you-need-20-down-to-buy-a-house/
- Categories: Home Buying, Housing Market, Mortgage Tips
---

- Published: 2022-01-06
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/new-fees-for-high-balance-loans-and-second-home-loans/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2021-12-09
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/2022-real-estate-predictions/
- Categories: Housing Market, Mortgage Tips
---

- Published: 2021-12-08
- Modified: 2024-08-08
- URL: https://www.thetruthaboutmortgage.com/strong-home-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2021-12-07
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/2022-mortgage-rate-predictions/
- Categories: Mortgage Rates
---

- Published: 2021-12-06
- Modified: 2024-08-08
- URL: https://www.thetruthaboutmortgage.com/nasb-home-loans-review/
- Categories: Mortgage Tips
---

- Published: 2021-12-02
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/mortgage-network-review/
- Categories: Mortgage Tips
---

- Published: 2021-12-01
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/2022-fha-loan-limits/
- Categories: Mortgage News
---

- Published: 2021-11-30
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/2022-conforming-loan-limits/
- Categories: Mortgage News
---

- Published: 2021-11-29
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-vs-omicron/
- Categories: Mortgage Matchups, Mortgage Rates
---

- Published: 2021-11-18
- Modified: 2024-10-16
- URL: https://www.thetruthaboutmortgage.com/lendevity-review/
- Categories: Mortgage Tips
---

- Published: 2021-11-17
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/what-will-cause-the-next-housing-crash/
- Categories: Housing Market, Mortgage News
---

- Published: 2021-11-16
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/cant-find-home-to-buy/
- Categories: Housing Market
---

- Published: 2021-11-09
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/an-fha-to-conventional-refinance-may-allow-you-to-ditch-mip/
- Categories: Mortgage Tips, Refinance
---

- Published: 2021-11-08
- Modified: 2025-09-01
- URL: https://www.thetruthaboutmortgage.com/lakeview-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2021-11-02
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/zillow-offers-shuts-down/
- Categories: Housing Market, Mortgage News
---

- Published: 2021-10-20
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/zillow-hits-pause-on-ibuying-for-the-rest-of-2021-should-we-worry/
- Categories: Housing Market, Mortgage News
---

- Published: 2021-10-13
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/2022-home-prices/
- Categories: Housing Market
---

- Published: 2021-10-11
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/why-are-mortgages-cheaper-than-rent/
- Categories: Mortgage Tips
---

- Published: 2021-10-07
- Modified: 2024-06-03
- URL: https://www.thetruthaboutmortgage.com/mortgages-for-doctors-expanded-ltvs-and-large-loan-amounts/
- Categories: Mortgage Tips
---

- Published: 2021-09-28
- Modified: 2021-09-28
- URL: https://www.thetruthaboutmortgage.com/dude-wheres-my-low-mortgage-rate/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2021-09-20
- Modified: 2023-10-18
- URL: https://www.thetruthaboutmortgage.com/its-okay-to-rent-until-you-find-a-house-you-really-like/
- Categories: Home Buying, Housing Market, Mortgage Tips
---

- Published: 2021-09-14
- Modified: 2025-03-10
- URL: https://www.thetruthaboutmortgage.com/what-the-names-zillow-redfin-and-trulia-mean/
- Categories: Mortgage Tips
---

- Published: 2021-09-13
- Modified: 2024-03-13
- URL: https://www.thetruthaboutmortgage.com/what-is-lender-paid-mortgage-insurance/
- Categories: Mortgage Tips
---

- Published: 2021-09-09
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/two-simple-ways-to-boost-your-credit-score-before-applying-for-a-mortgage/
- Categories: Credit Scores, Mortgage Tips
---

- Published: 2021-09-08
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/michigan-state-athletes-will-soon-be-paid-500-per-month-to-promote-mortgage-brokers/
- Categories: Mortgage News
---

- Published: 2021-09-08
- Modified: 2024-01-31
- URL: https://www.thetruthaboutmortgage.com/six-ways-to-secure-a-low-mortgage-rate-despite-the-recent-jump/
- Categories: Mortgage Tips
---

- Published: 2021-09-01
- Modified: 2022-03-21
- URL: https://www.thetruthaboutmortgage.com/mortgage-insurance-vs-homeowners-insurance/
- Categories: Mortgage Matchups
---

- Published: 2021-08-30
- Modified: 2024-08-08
- URL: https://www.thetruthaboutmortgage.com/change-home-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2021-08-25
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/neat-loans-covid-19-discount/
- Categories: Mortgage News
---

- Published: 2021-08-25
- Modified: 2025-04-09
- URL: https://www.thetruthaboutmortgage.com/clearpath-lending-review/
- Categories: Mortgage Tips
---

- Published: 2021-08-25
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/borrowers-dont-choose-mortgage-lenders-for-the-best-interest-rate/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2021-08-20
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/is-the-housing-market-finally-slowing-down/
- Categories: Housing Market, Mortgage News
---

- Published: 2021-08-18
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/nations-second-largest-mortgage-lender-to-accept-bitcoin-because-they-want-to-be-first/
- Categories: Mortgage News
---

- Published: 2021-08-12
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/your-positive-rental-history-will-now-help-you-qualify-for-a-mortgage/
- Categories: Mortgage News
---

- Published: 2021-08-11
- Modified: 2021-08-11
- URL: https://www.thetruthaboutmortgage.com/are-mortgage-calculators-actually-accurate/
- Categories: Mortgage Tips
---

- Published: 2021-08-09
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/detroit-home-loan-plus-rocket-mortgage/
- Categories: Mortgage News
---

- Published: 2021-08-09
- Modified: 2024-06-03
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-vs-unemployment/
- Categories: Mortgage Matchups, Mortgage Rates
---

- Published: 2021-08-04
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/why-a-really-cheap-mortgage-might-actually-be-trouble/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2021-08-04
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/why-you-may-want-to-apply-for-a-mortgage-when-things-are-slow/
- Categories: Mortgage Tips
---

- Published: 2021-08-03
- Modified: 2025-02-04
- URL: https://www.thetruthaboutmortgage.com/resetting-the-clock-when-refinancing-your-mortgage/
- Categories: Mortgage Tips
---

- Published: 2021-07-27
- Modified: 2024-09-23
- URL: https://www.thetruthaboutmortgage.com/can-i-lower-my-mortgage-interest-rate-without-refinancing/
- Categories: Mortgage Tips, Refinance
---

- Published: 2021-07-22
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/why-are-mortgage-payments-mostly-interest/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2021-07-19
- Modified: 2025-05-02
- URL: https://www.thetruthaboutmortgage.com/tomo-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2021-07-15
- Modified: 2025-08-11
- URL: https://www.thetruthaboutmortgage.com/peoples-mortgage-company-review/
- Categories: Mortgage Tips
---

- Published: 2021-07-14
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/30-year-fixed-vs-arm/
- Categories: Mortgage Matchups, Mortgage Tips
---

- Published: 2021-07-13
- Modified: 2025-01-29
- URL: https://www.thetruthaboutmortgage.com/better-appraisal-guarantee/
- Categories: Mortgage News
---

- Published: 2021-07-07
- Modified: 2023-09-05
- URL: https://www.thetruthaboutmortgage.com/american-express-mortgage-promotion/
- Categories: Mortgage News
---

- Published: 2021-06-21
- Modified: 2024-01-31
- URL: https://www.thetruthaboutmortgage.com/if-you-want-a-mortgage-go-to-college-and-get-a-degree/
- Categories: Mortgage Tips
---

- Published: 2021-06-17
- Modified: 2021-08-08
- URL: https://www.thetruthaboutmortgage.com/3-ways-a-low-down-payment-can-raise-your-mortgage-payment/
- Categories: Mortgage Tips
---

- Published: 2021-06-16
- Modified: 2024-08-17
- URL: https://www.thetruthaboutmortgage.com/the-mortgage-firm-review/
- Categories: Mortgage Tips
---

- Published: 2021-06-15
- Modified: 2025-09-02
- URL: https://www.thetruthaboutmortgage.com/american-pacific-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2021-06-15
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/top-mortgage-lenders-by-state-2020/
- Categories: Mortgage News
---

- Published: 2021-06-07
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/thursday-is-the-best-day-to-list-your-house/
- Categories: Housing Market, Mortgage News
---

- Published: 2021-06-07
- Modified: 2024-08-08
- URL: https://www.thetruthaboutmortgage.com/directors-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2021-06-02
- Modified: 2023-09-05
- URL: https://www.thetruthaboutmortgage.com/do-mortgage-payments-decrease/
- Categories: Mortgage Tips
---

- Published: 2021-06-02
- Modified: 2024-08-08
- URL: https://www.thetruthaboutmortgage.com/supreme-lending-review/
- Categories: Mortgage Tips
---

- Published: 2021-05-25
- Modified: 2025-01-10
- URL: https://www.thetruthaboutmortgage.com/mortgage-vs-cash-which-is-the-better-option-when-buying-a-home/
- Categories: Home Buying, Mortgage Matchups
---

- Published: 2021-05-20
- Modified: 2025-08-25
- URL: https://www.thetruthaboutmortgage.com/evergreen-home-loans-review/
- Categories: Mortgage Tips
---

- Published: 2021-05-19
- Modified: 2024-03-27
- URL: https://www.thetruthaboutmortgage.com/how-many-mortgage-quotes-should-i-get/
- Categories: Mortgage Tips
---

- Published: 2021-05-13
- Modified: 2021-09-02
- URL: https://www.thetruthaboutmortgage.com/united-wholesale-mortgage-arms/
- Categories: Mortgage News
---

- Published: 2021-05-13
- Modified: 2025-04-09
- URL: https://www.thetruthaboutmortgage.com/garden-state-home-loans-review/
- Categories: Mortgage Tips
---

- Published: 2021-05-12
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/quicken-loans-changes-name-to-rocket-mortgage/
- Categories: Mortgage News
---

- Published: 2021-05-11
- Modified: 2025-04-09
- URL: https://www.thetruthaboutmortgage.com/central-bank-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2021-04-29
- Modified: 2025-02-13
- URL: https://www.thetruthaboutmortgage.com/dont-swipe-your-credit-card-before-you-apply-for-a-mortgage/
- Categories: Mortgage Tips
---

- Published: 2021-04-28
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/new-fannie-freddie-refinance-option-drops-adverse-market-fee-offers-500-appraisal-credit/
- Categories: Mortgage News, Refinance
---

- Published: 2021-04-23
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/dont-be-a-desperate-home-buyer/
- Categories: Housing Market, Mortgage Tips
---

- Published: 2021-04-22
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/why-is-the-housing-market-so-hot/
- Categories: Housing Market, Mortgage News
---

- Published: 2021-04-19
- Modified: 2021-08-22
- URL: https://www.thetruthaboutmortgage.com/do-mortgage-brokers-offer-better-rates-than-the-competition/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2021-04-15
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/jim-cramer-just-paid-off-his-mortgage-with-bitcoin-gains/
- Categories: Mortgage News
---

- Published: 2021-04-15
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/when-will-the-next-housing-market-crash-take-place/
- Categories: Housing Market, Mortgage Tips
---

- Published: 2021-04-12
- Modified: 2025-09-11
- URL: https://www.thetruthaboutmortgage.com/how-to-pay-for-home-renovations-pros-and-cons-to-different-methods/
- Categories: Mortgage Tips
---

- Published: 2021-04-08
- Modified: 2023-02-11
- URL: https://www.thetruthaboutmortgage.com/10-reasons-to-buy-a-house-other-than-for-the-investment/
- Categories: Housing Market, Mortgage Tips
---

- Published: 2021-03-31
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/10-ways-to-build-home-equity/
- Categories: Housing Market, Mortgage Tips
---

- Published: 2021-03-30
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/spring-eq-review/
- Categories: Mortgage Tips
---

- Published: 2021-03-29
- Modified: 2023-01-19
- URL: https://www.thetruthaboutmortgage.com/7-reasons-why-you-cant-refinance-your-mortgage/
- Categories: Mortgage Tips, Refinance
---

- Published: 2021-03-24
- Modified: 2024-01-31
- URL: https://www.thetruthaboutmortgage.com/21-things-that-can-drive-your-mortgage-rate-higher/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2021-03-24
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/marriage-and-mortgage/
- Categories: Mortgage Tips
---

- Published: 2021-03-19
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/demystifying-how-mortgages-are-calculated/
- Categories: Mortgage Tips
---

- Published: 2021-03-14
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/condo-vs-townhouse-why-it-matters/
- Categories: Housing Market, Mortgage Matchups, Mortgage Tips
---

- Published: 2021-03-12
- Modified: 2024-08-08
- URL: https://www.thetruthaboutmortgage.com/sunnyhill-financial-review/
- Categories: Mortgage Tips
---

- Published: 2021-03-11
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/more-than-half-of-consumers-switch-mortgage-companies/
- Categories: Mortgage Rates, Mortgage Tips, Refinance
---

- Published: 2021-03-08
- Modified: 2024-02-01
- URL: https://www.thetruthaboutmortgage.com/what-is-loan-to-value/
- Categories: Mortgage Tips
---

- Published: 2021-03-04
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/why-every-mortgage-lender-will-disappoint-you/
- Categories: Mortgage Tips
---

- Published: 2021-03-04
- Modified: 2024-10-16
- URL: https://www.thetruthaboutmortgage.com/summit-funding-review/
- Categories: Mortgage Tips
---

- Published: 2021-03-03
- Modified: 2023-09-22
- URL: https://www.thetruthaboutmortgage.com/18-reasons-to-refinance-your-mortgage/
- Categories: Mortgage Tips, Refinance
---

- Published: 2021-03-02
- Modified: 2024-08-08
- URL: https://www.thetruthaboutmortgage.com/own-up-review/
- Categories: Mortgage Tips
---

- Published: 2021-02-25
- Modified: 2021-08-20
- URL: https://www.thetruthaboutmortgage.com/zillow-will-now-buy-your-home-for-its-zestimate-price/
- Categories: Housing Market, Mortgage News
---

- Published: 2021-02-23
- Modified: 2021-08-20
- URL: https://www.thetruthaboutmortgage.com/look-for-a-mortgage-before-you-search-for-a-home/
- Categories: Housing Market, Mortgage Tips
---

- Published: 2021-02-22
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/why-does-everyone-want-us-to-pay-down-our-mortgages/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2021-02-18
- Modified: 2025-02-10
- URL: https://www.thetruthaboutmortgage.com/why-do-mortgage-companies-want-you-to-refinance-so-badly/
- Categories: Mortgage Tips, Refinance
---

- Published: 2021-02-17
- Modified: 2024-03-16
- URL: https://www.thetruthaboutmortgage.com/do-i-qualify-for-a-mortgage/
- Categories: Mortgage Tips
---

- Published: 2021-02-15
- Modified: 2025-09-15
- URL: https://www.thetruthaboutmortgage.com/watermark-home-loans-review/
- Categories: Mortgage Tips
---

- Published: 2021-02-15
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/should-you-buy-a-new-home-or-an-old-home/
- Categories: Housing Market, Mortgage Matchups, Mortgage Tips
---

- Published: 2021-02-10
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/covid-mortgage-forbearance-15-months/
- Categories: Foreclosure, Mortgage News
---

- Published: 2021-02-02
- Modified: 2024-03-13
- URL: https://www.thetruthaboutmortgage.com/valon-loan-servicer-cusp-of-another-foreclosure-crisis/
- Categories: Foreclosure, Housing Market, Mortgage News
---

- Published: 2021-01-25
- Modified: 2025-07-04
- URL: https://www.thetruthaboutmortgage.com/sage-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2021-01-22
- Modified: 2024-08-08
- URL: https://www.thetruthaboutmortgage.com/carrington-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2021-01-21
- Modified: 2024-10-28
- URL: https://www.thetruthaboutmortgage.com/does-a-refinance-require-an-appraisal/
- Categories: Mortgage Tips, Refinance
---

- Published: 2021-01-19
- Modified: 2021-08-20
- URL: https://www.thetruthaboutmortgage.com/the-2021-housing-market-is-kind-of-like-the-toilet-paper-shortage/
- Categories: Housing Market, Mortgage News
---

- Published: 2021-01-19
- Modified: 2024-08-08
- URL: https://www.thetruthaboutmortgage.com/optimum-first-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2021-01-13
- Modified: 2024-03-12
- URL: https://www.thetruthaboutmortgage.com/what-is-a-streamline-refinance/
- Categories: Mortgage Tips, Refinance
---

- Published: 2021-01-12
- Modified: 2021-01-12
- URL: https://www.thetruthaboutmortgage.com/how-to-get-a-wholesale-mortgage-rate/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2021-01-06
- Modified: 2024-10-16
- URL: https://www.thetruthaboutmortgage.com/nations-lending-review/
- Categories: Mortgage Tips
---

- Published: 2021-01-06
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/how-to-move-out-of-your-parents-house/
- Categories: Housing Market, Mortgage Tips
---

- Published: 2021-01-04
- Modified: 2024-08-01
- URL: https://www.thetruthaboutmortgage.com/first-republic-bank-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2020-12-29
- Modified: 2024-08-08
- URL: https://www.thetruthaboutmortgage.com/penfed-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2020-12-29
- Modified: 2024-08-08
- URL: https://www.thetruthaboutmortgage.com/ruoff-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2020-12-16
- Modified: 2024-01-31
- URL: https://www.thetruthaboutmortgage.com/2021-mortgage-and-housing-market-predictions/
- Categories: Housing Market, Mortgage News
---

- Published: 2020-12-15
- Modified: 2024-07-19
- URL: https://www.thetruthaboutmortgage.com/paramount-residential-mortgage-group-review/
- Categories: Mortgage Tips
---

- Published: 2020-12-14
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/2021-mortgage-rate-predictions/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2020-12-10
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/partial-claim-va-loan-covid-19-forbearance/
- Categories: Foreclosure, Mortgage News
---

- Published: 2020-12-03
- Modified: 2020-12-03
- URL: https://www.thetruthaboutmortgage.com/uwm-fha-loans-mortgage-rates-below-2/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2020-12-03
- Modified: 2024-08-08
- URL: https://www.thetruthaboutmortgage.com/american-financial-network-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2020-12-02
- Modified: 2025-05-14
- URL: https://www.thetruthaboutmortgage.com/lower-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2020-12-01
- Modified: 2024-08-08
- URL: https://www.thetruthaboutmortgage.com/american-financing-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2020-11-30
- Modified: 2021-03-13
- URL: https://www.thetruthaboutmortgage.com/2021-conforming-loan-limits/
- Categories: Mortgage News
---

- Published: 2020-11-20
- Modified: 2020-11-20
- URL: https://www.thetruthaboutmortgage.com/dont-let-your-current-lender-talk-you-out-of-a-refinance/
- Categories: Mortgage Tips, Refinance
---

- Published: 2020-11-18
- Modified: 2025-07-17
- URL: https://www.thetruthaboutmortgage.com/vip-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2020-11-17
- Modified: 2024-06-22
- URL: https://www.thetruthaboutmortgage.com/usa-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2020-11-11
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/why-joe-biden-and-kamala-harris-havent-paid-off-their-mortgages/
- Categories: Mortgage Tips
---

- Published: 2020-11-09
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/if-a-mortgage-lender-reaches-out-to-you-reach-out-to-other-lenders/
- Categories: Mortgage Tips, Refinance
---

- Published: 2020-11-09
- Modified: 2025-04-09
- URL: https://www.thetruthaboutmortgage.com/fbc-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2020-11-05
- Modified: 2022-01-18
- URL: https://www.thetruthaboutmortgage.com/alternative-to-paying-mortgage-points/
- Categories: Mortgage Rates, Mortgage Tips, Refinance
---

- Published: 2020-11-04
- Modified: 2022-01-18
- URL: https://www.thetruthaboutmortgage.com/watch-out-for-low-mortgage-rates-you-have-to-pay-for/
- Categories: Mortgage Rates, Mortgage Tips, Refinance
---

- Published: 2020-10-28
- Modified: 2025-02-04
- URL: https://www.thetruthaboutmortgage.com/when-to-refinance-a-mortgage/
- Categories: Mortgage Tips, Refinance
---

- Published: 2020-10-27
- Modified: 2024-12-09
- URL: https://www.thetruthaboutmortgage.com/royal-united-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2020-10-26
- Modified: 2024-06-03
- URL: https://www.thetruthaboutmortgage.com/record-home-purchase-activity-expected-in-2021-despite-higher-mortgage-rates/
- Categories: Housing Market, Mortgage News
---

- Published: 2020-10-26
- Modified: 2024-09-30
- URL: https://www.thetruthaboutmortgage.com/synergy-one-lending-review/
- Categories: Mortgage Tips
---

- Published: 2020-10-21
- Modified: 2025-04-09
- URL: https://www.thetruthaboutmortgage.com/loan-simple-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2020-10-19
- Modified: 2024-03-19
- URL: https://www.thetruthaboutmortgage.com/prepay-the-mortgage-or-invest-instead/
- Categories: Mortgage Matchups, Mortgage Tips
---

- Published: 2020-10-14
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/will-mortgage-rates-go-up-or-down-if-trump-biden-wins-the-election/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2020-10-13
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/is-refinancing-worth-it/
- Categories: Mortgage Rates, Mortgage Tips, Refinance
---

- Published: 2020-10-12
- Modified: 2023-11-17
- URL: https://www.thetruthaboutmortgage.com/what-mortgage-rate-can-i-expect/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2020-10-12
- Modified: 2025-08-17
- URL: https://www.thetruthaboutmortgage.com/swbc-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2020-10-10
- Modified: 2025-03-15
- URL: https://www.thetruthaboutmortgage.com/costco-mortgage-review-what-dont-they-do/
- Categories: Mortgage News
---

- Published: 2020-10-08
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/redfin-2020-home-sales-will-be-highest-since-2006/
- Categories: Housing Market, Mortgage News
---

- Published: 2020-10-07
- Modified: 2024-03-12
- URL: https://www.thetruthaboutmortgage.com/you-can-buy-more-house-if-you-put-more-money-down/
- Categories: Housing Market, Mortgage Tips
---

- Published: 2020-10-07
- Modified: 2024-05-23
- URL: https://www.thetruthaboutmortgage.com/cares-act-forbearance-option-end-date/
- Categories: Foreclosure, Mortgage News
---

- Published: 2020-10-06
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/should-you-use-experian-boost-before-applying-for-a-mortgage/
- Categories: Credit Scores, Mortgage Tips
---

- Published: 2020-10-06
- Modified: 2025-03-04
- URL: https://www.thetruthaboutmortgage.com/union-home-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2020-10-06
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/the-mortgage-broker-comeback/
- Categories: Mortgage News
---

- Published: 2020-10-01
- Modified: 2024-06-03
- URL: https://www.thetruthaboutmortgage.com/uwm-offering-50-basis-point-discount-on-va-streamline-loans-through-veterans-day/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2020-10-01
- Modified: 2025-09-01
- URL: https://www.thetruthaboutmortgage.com/regions-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2020-09-29
- Modified: 2025-04-09
- URL: https://www.thetruthaboutmortgage.com/primary-residential-mortgage-review-prmi/
- Categories: Mortgage Tips
---

- Published: 2020-09-25
- Modified: 2024-08-08
- URL: https://www.thetruthaboutmortgage.com/beeline-loans-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2020-09-24
- Modified: 2024-03-13
- URL: https://www.thetruthaboutmortgage.com/united-wholesale-mortgage-going-public/
- Categories: Mortgage News
---

- Published: 2020-09-24
- Modified: 2025-08-27
- URL: https://www.thetruthaboutmortgage.com/sierra-pacific-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2020-09-23
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/zillow-homes-zillow-launches-a-real-estate-brokerage/
- Categories: Housing Market, Mortgage News
---

- Published: 2020-09-15
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/is-it-a-bad-idea-to-buy-a-home-during-a-pandemic/
- Categories: Housing Market, Mortgage Tips
---

- Published: 2020-09-15
- Modified: 2024-08-10
- URL: https://www.thetruthaboutmortgage.com/cardinal-financial-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2020-09-09
- Modified: 2024-01-31
- URL: https://www.thetruthaboutmortgage.com/mortgage-lending-volume-hits-highest-level-on-record-despite-covid-19/
- Categories: Housing Market, Mortgage News, Refinance
---

- Published: 2020-09-09
- Modified: 2024-08-08
- URL: https://www.thetruthaboutmortgage.com/nova-home-loans-review/
- Categories: Mortgage Tips
---

- Published: 2020-09-03
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/rounding-up-your-mortgage-payment-does-it-actually-work/
- Categories: Mortgage Tips
---

- Published: 2020-09-01
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/new-mortgage-fee-refinance/
- Categories: Mortgage News, Mortgage Rates, Refinance
---

- Published: 2020-08-26
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/when-do-mortgage-payments-start/
- Categories: Mortgage Tips
---

- Published: 2020-08-26
- Modified: 2025-08-06
- URL: https://www.thetruthaboutmortgage.com/cmg-financial-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2020-08-24
- Modified: 2025-09-03
- URL: https://www.thetruthaboutmortgage.com/us-bank-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2020-08-13
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/fannie-mae-and-freddie-mac-mortgage-refinances-just-got-more-expensive/
- Categories: Mortgage News, Refinance
---

- Published: 2020-08-12
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/how-low-will-mortgage-rates-go/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2020-08-10
- Modified: 2025-04-09
- URL: https://www.thetruthaboutmortgage.com/prosperity-home-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2020-08-10
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/do-mortgage-inquiries-affect-credit-score/
- Categories: Credit Scores, Mortgage Tips
---

- Published: 2020-08-06
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/covid-19-is-pushing-home-buyers-to-move-sooner/
- Categories: Housing Market, Mortgage News
---

- Published: 2020-07-30
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/uwms-exact-rate-lets-borrowers-choose-exact-mortgage-rates/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2020-07-29
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/is-a-2-25-30-year-fixed-mortgage-rate-in-the-cards/
- Categories: Mortgage Rates, Mortgage Tips, Refinance
---

- Published: 2020-07-29
- Modified: 2024-12-04
- URL: https://www.thetruthaboutmortgage.com/homespire-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2020-07-28
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/homeowners-in-forbearance-plans-have-lower-credit-scores-higher-dti-ratios/
- Categories: Mortgage News
---

- Published: 2020-07-22
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/what-is-a-gift-of-equity/
- Categories: Mortgage Tips
---

- Published: 2020-07-20
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/is-mortgage-a-good-debt-or-a-bad-debt/
- Categories: Mortgage Tips
---

- Published: 2020-07-16
- Modified: 2024-06-03
- URL: https://www.thetruthaboutmortgage.com/knock-home-swap-buy-sell-a-get-a-mortgage-with-just-one-company/
- Categories: Mortgage News
---

- Published: 2020-07-08
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/a-look-inside-the-books-of-rocket-companies-inc/
- Categories: Mortgage News
---

- Published: 2020-07-07
- Modified: 2021-08-20
- URL: https://www.thetruthaboutmortgage.com/now-home-prices-are-expected-to-fall-by-2021-thanks-to-covid-19/
- Categories: Housing Market, Mortgage News
---

- Published: 2020-06-30
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/the-top-25-mortgage-lenders-of-2019/
- Categories: Mortgage News
---

- Published: 2020-06-24
- Modified: 2021-08-06
- URL: https://www.thetruthaboutmortgage.com/veterans-can-now-get-rates-as-low-as-2-25-on-a-30-year-fixed-mortgage/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2020-06-22
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/covid-19-may-have-just-been-a-speed-bump-for-surging-housing-market/
- Categories: Housing Market, Mortgage Tips
---

- Published: 2020-06-12
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/quicken-loans-ipo-going-public/
- Categories: Mortgage News
---

- Published: 2020-06-12
- Modified: 2024-08-08
- URL: https://www.thetruthaboutmortgage.com/newrez-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2020-06-10
- Modified: 2025-09-09
- URL: https://www.thetruthaboutmortgage.com/planet-home-lending-review/
- Categories: Mortgage Tips
---

- Published: 2020-06-09
- Modified: 2021-09-01
- URL: https://www.thetruthaboutmortgage.com/5-things-to-know-if-considering-mortgage-forbearance/
- Categories: Mortgage Tips
---

- Published: 2020-06-08
- Modified: 2021-09-01
- URL: https://www.thetruthaboutmortgage.com/home-equity-could-prevent-flood-of-forbearance-related-foreclosures/
- Categories: Foreclosure, Housing Market, Mortgage News
---

- Published: 2020-06-05
- Modified: 2021-09-01
- URL: https://www.thetruthaboutmortgage.com/fha-will-buy-mortgages-in-forbearance-with-a-catch/
- Categories: Foreclosure, Mortgage News
---

- Published: 2020-05-28
- Modified: 2024-09-07
- URL: https://www.thetruthaboutmortgage.com/on-q-financial-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2020-05-27
- Modified: 2025-08-26
- URL: https://www.thetruthaboutmortgage.com/pennymac-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2020-05-26
- Modified: 2024-06-22
- URL: https://www.thetruthaboutmortgage.com/eagle-home-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2020-05-22
- Modified: 2021-08-20
- URL: https://www.thetruthaboutmortgage.com/46-of-homeowners-in-forbearance-plans-still-made-their-mortgage-payments/
- Categories: Housing Market, Mortgage News
---

- Published: 2020-05-21
- Modified: 2025-08-27
- URL: https://www.thetruthaboutmortgage.com/fairway-independent-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2020-05-20
- Modified: 2020-05-20
- URL: https://www.thetruthaboutmortgage.com/despite-covid-19-you-can-still-get-a-jumbo-home-loan/
- Categories: Mortgage News, Refinance
---

- Published: 2020-05-20
- Modified: 2020-05-22
- URL: https://www.thetruthaboutmortgage.com/only-five-percent-who-requested-mortgage-forbearance-needed-it/
- Categories: Mortgage News, Mortgage Tips
---

- Published: 2020-05-19
- Modified: 2021-09-01
- URL: https://www.thetruthaboutmortgage.com/mortgage-forbearance-waiting-period/
- Categories: Mortgage News, Mortgage Tips, Refinance
---

- Published: 2020-05-18
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/mortgage-forbearance-rate-only-rises-3-from-a-week-ago-but-second-wave-could-be-coming/
- Categories: Foreclosure, Mortgage News
---

- Published: 2020-05-14
- Modified: 2021-08-06
- URL: https://www.thetruthaboutmortgage.com/covid-19-payment-deferral/
- Categories: Mortgage News
---

- Published: 2020-05-14
- Modified: 2021-08-20
- URL: https://www.thetruthaboutmortgage.com/home-buyer-demand-bounces-back-small-towns-become-hot/
- Categories: Housing Market, Mortgage News
---

- Published: 2020-05-13
- Modified: 2024-06-03
- URL: https://www.thetruthaboutmortgage.com/its-now-possible-to-get-a-2-5-mortgage-rate-on-a-30-year-fixed/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2020-05-13
- Modified: 2020-05-19
- URL: https://www.thetruthaboutmortgage.com/will-forbearance-prevent-you-from-getting-a-mortgage-in-the-future/
- Categories: Mortgage News, Mortgage Tips, Refinance
---

- Published: 2020-05-11
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/mortgage-forbearance-rate-up-near-8-housing-assistance-fund-proposed/
- Categories: Foreclosure, Mortgage News
---

- Published: 2020-05-07
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/home-prices-vs-covid-19-will-they-go-up-or-down/
- Categories: Housing Market, Mortgage Tips
---

- Published: 2020-05-05
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/nearly-4-million-homeowners-now-in-mortgage-forbearance-plans-servicers-may-get-500-payments/
- Categories: Mortgage News
---

- Published: 2020-04-30
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/loan-servicers-accused-of-providing-unclear-and-dated-mortgage-forbearance-information/
- Categories: Mortgage News
---

- Published: 2020-04-29
- Modified: 2024-07-24
- URL: https://www.thetruthaboutmortgage.com/newday-usa-mortgage-review-a-mortgage-company-designed-for-veterans/
- Categories: Refinance
---

- Published: 2020-04-28
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/mortgage-forbearance-rate-hits-7-fannie-freddie-may-offer-partial-claim-to-repay/
- Categories: Mortgage News
---

- Published: 2020-04-27
- Modified: 2020-04-27
- URL: https://www.thetruthaboutmortgage.com/fhfa-says-no-lump-sum-due-once-mortgage-forbearance-ends/
- Categories: Mortgage News
---

- Published: 2020-04-27
- Modified: 2021-08-20
- URL: https://www.thetruthaboutmortgage.com/12-reasons-todays-housing-market-is-not-the-great-recession-all-over-again/
- Categories: Housing Market, Mortgage Tips
---

- Published: 2020-04-24
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/quicken-loans-officially-the-biggest-mortgage-lender-in-the-country/
- Categories: Mortgage News
---

- Published: 2020-04-23
- Modified: 2024-03-13
- URL: https://www.thetruthaboutmortgage.com/its-going-to-be-harder-to-get-a-mortgage-thanks-to-covid-19/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2020-04-22
- Modified: 2020-04-22
- URL: https://www.thetruthaboutmortgage.com/fannie-mae-and-freddie-mac-agree-to-buy-mortgages-in-forbearance/
- Categories: Foreclosure, Mortgage News, Refinance
---

- Published: 2020-04-21
- Modified: 2020-04-21
- URL: https://www.thetruthaboutmortgage.com/nearly-6-of-mortgages-in-forbearance-as-fhfa-provides-relief-to-loan-servicers/
- Categories: Foreclosure, Mortgage Rates
---

- Published: 2020-04-20
- Modified: 2021-08-20
- URL: https://www.thetruthaboutmortgage.com/introducing-the-livestream-open-house/
- Categories: Housing Market, Mortgage News
---

- Published: 2020-04-17
- Modified: 2020-04-24
- URL: https://www.thetruthaboutmortgage.com/nearly-3-million-homeowners-already-receiving-mortgage-forbearance/
- Categories: Foreclosure, Mortgage News
---

- Published: 2020-04-16
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/could-a-cash-out-refinance-be-a-better-solution-than-mortgage-forbearance/
- Categories: Foreclosure, Mortgage News, Refinance
---

- Published: 2020-04-15
- Modified: 2020-04-15
- URL: https://www.thetruthaboutmortgage.com/stimulus-checks-barely-make-dent-in-mortgage/
- Categories: Mortgage News
---

- Published: 2020-04-15
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/quicken-loans-just-had-its-biggest-month-in-history/
- Categories: Mortgage News, Refinance
---

- Published: 2020-04-14
- Modified: 2021-08-07
- URL: https://www.thetruthaboutmortgage.com/mortgage-forbearance-rate-worsens-but-most-probably-wont-lose-their-homes/
- Categories: Foreclosure, Mortgage News
---

- Published: 2020-04-13
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/chase-now-requires-a-700-fico-and-20-down-to-get-a-new-mortgage/
- Categories: Mortgage News, Refinance
---

- Published: 2020-04-09
- Modified: 2025-06-02
- URL: https://www.thetruthaboutmortgage.com/citizens-bank-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2020-04-08
- Modified: 2024-03-13
- URL: https://www.thetruthaboutmortgage.com/which-housing-markets-are-most-at-risk-from-covid-19/
- Categories: Foreclosure, Housing Market, Mortgage News
---

- Published: 2020-04-07
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/how-is-mortgage-forbearance-paid-back/
- Categories: Foreclosure
---

- Published: 2020-04-07
- Modified: 2020-04-07
- URL: https://www.thetruthaboutmortgage.com/number-of-mortgages-in-forbearance-jumps-by-nearly-1000/
- Categories: Foreclosure, Mortgage News
---

- Published: 2020-04-06
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/wells-fargo-will-only-give-you-a-jumbo-loan-if-you-have-250k-in-their-bank/
- Categories: Mortgage News, Refinance
---

- Published: 2020-04-03
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/how-do-i-know-if-fannie-mae-or-freddie-mac-owns-my-mortgage/
- Categories: Mortgage Tips
---

- Published: 2020-04-02
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/generate-a-mortgage-forbearance-request-letter-with-this-free-tool/
- Categories: Foreclosure, Mortgage News
---

- Published: 2020-04-02
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/home-delistings-increase-148-from-a-year-ago-as-covid-19-impact-grows/
- Categories: Housing Market, Mortgage News
---

- Published: 2020-04-01
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/ive-been-offered-the-opportunity-to-skip-two-mortgage-payments/
- Categories: Mortgage Tips
---

- Published: 2020-04-01
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/how-many-homeowners-are-expected-to-miss-mortgage-payments-due-to-coronavirus/
- Categories: Foreclosure, Housing Market, Mortgage News
---

- Published: 2020-03-26
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/fannie-mae-and-freddie-mac-roll-out-new-payment-deferral-option/
- Categories: Foreclosure, Mortgage News
---

- Published: 2020-03-26
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/clear-capitals-new-ownerinsight-tool-lets-homeowners-fill-in-appraisal-gaps/
- Categories: Mortgage News
---

- Published: 2020-03-25
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/california-homeowners-now-eligible-for-90-day-mortgage-payment-relief/
- Categories: Foreclosure, Mortgage News
---

- Published: 2020-03-24
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/streamlined-mortgage-relief-program-could-suspend-payments-for-12-months/
- Categories: Foreclosure, Mortgage News
---

- Published: 2020-03-23
- Modified: 2021-08-20
- URL: https://www.thetruthaboutmortgage.com/top-ibuyers-stop-buying-homes-zillow-redfin-opendoor-all-on-hold/
- Categories: Housing Market, Mortgage News
---

- Published: 2020-03-23
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/quicken-loans-warns-some-parts-of-loan-process-may-not-proceed-due-to-shelter-in-place/
- Categories: Mortgage News
---

- Published: 2020-03-20
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/bank-of-america-ally-home-offer-to-defer-mortgage-payments-due-to-coronavirus/
- Categories: Foreclosure, Mortgage News
---

- Published: 2020-03-19
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/mortgage-lenders-may-provide-payment-relief-due-to-coronavirus/
- Categories: Foreclosure, Mortgage News, Mortgage Rates, Refinance
---

- Published: 2020-03-18
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/is-now-the-time-to-pull-cash-out-of-your-home-and-buy-stocks/
- Categories: Mortgage Tips, Refinance
---

- Published: 2020-03-18
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/redfinnow-temporarily-halts-offers-as-housing-market-takes-turn-for-the-worse/
- Categories: Housing Market, Mortgage News
---

- Published: 2020-03-17
- Modified: 2024-06-03
- URL: https://www.thetruthaboutmortgage.com/landed-review/
- Categories: Mortgage Tips
---

- Published: 2020-03-16
- Modified: 2024-06-03
- URL: https://www.thetruthaboutmortgage.com/no-you-arent-getting-a-0-mortgage-rate/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2020-03-15
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/the-federal-reserve-has-swooped-in-to-save-mortgage-rates/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2020-03-12
- Modified: 2025-08-19
- URL: https://www.thetruthaboutmortgage.com/crosscountry-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2020-03-11
- Modified: 2024-08-08
- URL: https://www.thetruthaboutmortgage.com/lenox-financial-weslend-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2020-03-06
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/quicken-loans-ceo-doesnt-see-the-30-year-fixed-falling-below-3/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2020-03-05
- Modified: 2025-09-10
- URL: https://www.thetruthaboutmortgage.com/gateway-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2020-03-03
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/churchill-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2020-03-02
- Modified: 2021-08-20
- URL: https://www.thetruthaboutmortgage.com/just-how-popular-has-ibuying-become/
- Categories: Housing Market, Mortgage News
---

- Published: 2020-03-02
- Modified: 2025-09-01
- URL: https://www.thetruthaboutmortgage.com/amerihome-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2020-02-27
- Modified: 2023-10-18
- URL: https://www.thetruthaboutmortgage.com/mortgage-rate-vs-apr/
- Categories: Mortgage Matchups, Mortgage Rates
---

- Published: 2020-02-26
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/lemonbrew-launches-real-estate-agent-match-and-rebate/
- Categories: Mortgage News
---

- Published: 2020-02-25
- Modified: 2024-06-03
- URL: https://www.thetruthaboutmortgage.com/the-next-big-thing-in-mortgage-is-keeping-in-touch/
- Categories: Mortgage News
---

- Published: 2020-02-24
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-vs-the-coronavirus/
- Categories: Mortgage Matchups, Mortgage News, Mortgage Rates
---

- Published: 2020-02-20
- Modified: 2024-01-31
- URL: https://www.thetruthaboutmortgage.com/mortgage-delinquencies-have-fallen-to-the-lowest-level-on-record/
- Categories: Foreclosure, Mortgage News
---

- Published: 2020-02-19
- Modified: 2020-02-19
- URL: https://www.thetruthaboutmortgage.com/quontic-bank-launches-no-doc-streamline-mortgage-refinance/
- Categories: Mortgage News, Refinance
---

- Published: 2020-02-18
- Modified: 2024-10-07
- URL: https://www.thetruthaboutmortgage.com/mortgage-due-dates-101/
- Categories: Mortgage Tips
---

- Published: 2020-02-18
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/quicken-loans-one-reverse-mortgage-to-pause-operations/
- Categories: Mortgage News
---

- Published: 2020-02-13
- Modified: 2024-01-31
- URL: https://www.thetruthaboutmortgage.com/more-than-a-quarter-of-millennial-homeowners-want-to-go-back-to-renting/
- Categories: Housing Market, Mortgage News
---

- Published: 2020-02-13
- Modified: 2025-02-12
- URL: https://www.thetruthaboutmortgage.com/loandepot-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2020-02-12
- Modified: 2024-08-08
- URL: https://www.thetruthaboutmortgage.com/amerisave-mortgage-review/
- Categories: Refinance
---

- Published: 2020-02-11
- Modified: 2020-02-11
- URL: https://www.thetruthaboutmortgage.com/a-fast-mortgage-isnt-necessarily-the-best-mortgage/
- Categories: Mortgage Tips
---

- Published: 2020-02-10
- Modified: 2025-09-10
- URL: https://www.thetruthaboutmortgage.com/homelight-cash-close-review/
- Categories: Mortgage News
---

- Published: 2020-02-06
- Modified: 2025-03-07
- URL: https://www.thetruthaboutmortgage.com/new-american-funding-review/
- Categories: Mortgage Tips
---

- Published: 2020-02-04
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/refinance-a-mortgage-with-bad-credit/
- Categories: Mortgage Tips, Refinance
---

- Published: 2020-02-04
- Modified: 2024-07-10
- URL: https://www.thetruthaboutmortgage.com/point-home-equity-review/
- Categories: Mortgage Tips
---

- Published: 2020-01-31
- Modified: 2024-11-21
- URL: https://www.thetruthaboutmortgage.com/figure-review-home-equity/
- Categories: Refinance
---

- Published: 2020-01-28
- Modified: 2024-06-03
- URL: https://www.thetruthaboutmortgage.com/credible-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2020-01-23
- Modified: 2024-08-08
- URL: https://www.thetruthaboutmortgage.com/third-federal-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2020-01-23
- Modified: 2020-01-23
- URL: https://www.thetruthaboutmortgage.com/dont-take-out-a-mortgage-to-buy-super-bowl-tickets/
- Categories: Mortgage News
---

- Published: 2020-01-22
- Modified: 2021-08-20
- URL: https://www.thetruthaboutmortgage.com/are-home-prices-going-to-surge-in-2020/
- Categories: Housing Market, Mortgage News
---

- Published: 2020-01-15
- Modified: 2024-08-08
- URL: https://www.thetruthaboutmortgage.com/quicken-loans-review/
- Categories: Mortgage Tips
---

- Published: 2020-01-14
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/there-is-no-mortgage-trick/
- Categories: Mortgage Tips, Refinance
---

- Published: 2020-01-13
- Modified: 2024-03-13
- URL: https://www.thetruthaboutmortgage.com/lendingtree-review/
- Categories: Mortgage Tips
---

- Published: 2020-01-09
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/rocket-mortgage-becomes-official-nfl-sponsor-launches-super-bowl-squares-game/
- Categories: Mortgage News
---

- Published: 2020-01-06
- Modified: 2020-02-05
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-vs-a-potential-war-with-iran/
- Categories: Mortgage Matchups, Mortgage News, Mortgage Rates
---

- Published: 2019-12-30
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/2020-real-estate-and-mortgage-predictions/
- Categories: Housing Market, Mortgage News
---

- Published: 2019-12-12
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/2020-mortgage-rate-predictions/
- Categories: Mortgage News, Mortgage Rates
---

- Published: 2019-12-05
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/2020-fha-loan-limits-rise-five-percent-from-a-year-earlier/
- Categories: Mortgage News
---

- Published: 2019-12-03
- Modified: 2019-12-05
- URL: https://www.thetruthaboutmortgage.com/2020-loan-limits-rise-above-500000-for-conforming-mortgages/
- Categories: Mortgage News
---

- Published: 2019-11-12
- Modified: 2021-10-19
- URL: https://www.thetruthaboutmortgage.com/offerpad-review/
- Categories: Housing Market, Mortgage News
---

- Published: 2019-11-05
- Modified: 2023-07-25
- URL: https://www.thetruthaboutmortgage.com/apple-pledges-1-billion-in-mortgage-assistance-to-first-time-home-buyers-in-california/
- Categories: Mortgage News
---

- Published: 2019-11-04
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/divvy-homes-review/
- Categories: Mortgage News
---

- Published: 2019-10-31
- Modified: 2024-03-13
- URL: https://www.thetruthaboutmortgage.com/are-closing-costs-included-in-mortgage/
- Categories: Mortgage Tips
---

- Published: 2019-10-24
- Modified: 2024-06-03
- URL: https://www.thetruthaboutmortgage.com/realsure-review-guaranteed-cash-offer/
- Categories: Mortgage News
---

- Published: 2019-10-23
- Modified: 2024-06-03
- URL: https://www.thetruthaboutmortgage.com/compass-bridge-loan-services-review/
- Categories: Housing Market, Mortgage News
---

- Published: 2019-10-17
- Modified: 2024-06-03
- URL: https://www.thetruthaboutmortgage.com/what-is-an-ibuyer/
- Categories: Housing Market, Mortgage Tips
---

- Published: 2019-10-10
- Modified: 2019-10-10
- URL: https://www.thetruthaboutmortgage.com/va-loan-funding-fee-refund/
- Categories: Mortgage News
---

- Published: 2019-10-09
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/curbio-review/
- Categories: Housing Market, Mortgage Tips
---

- Published: 2019-09-26
- Modified: 2019-09-26
- URL: https://www.thetruthaboutmortgage.com/the-number-one-reason-mortgages-were-denied-in-2018/
- Categories: Mortgage News
---

- Published: 2019-09-26
- Modified: 2021-08-20
- URL: https://www.thetruthaboutmortgage.com/2012-was-a-really-good-year-to-buy-a-home/
- Categories: Housing Market, Mortgage News
---

- Published: 2019-09-25
- Modified: 2019-09-25
- URL: https://www.thetruthaboutmortgage.com/blend-launches-one-tap-pre-approvals-for-mortgages/
- Categories: Mortgage News
---

- Published: 2019-09-19
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/20-year-vs-30-year-mortgages/
- Categories: Mortgage Matchups, Mortgage Tips
---

- Published: 2019-09-18
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/borrowers-with-low-credit-scores-should-shop-their-mortgage-more/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2019-09-05
- Modified: 2021-08-07
- URL: https://www.thetruthaboutmortgage.com/mortgages-for-self-employed-borrowers-tips-to-qualify/
- Categories: Mortgage Tips
---

- Published: 2019-08-30
- Modified: 2024-06-03
- URL: https://www.thetruthaboutmortgage.com/opendoor-home-loans-review/
- Categories: Mortgage Tips
---

- Published: 2019-08-29
- Modified: 2024-03-13
- URL: https://www.thetruthaboutmortgage.com/what-is-a-lender-overlay/
- Categories: Mortgage Tips
---

- Published: 2019-08-15
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/fha-approved-condos-individual-units-now-eligible-for-financing/
- Categories: Housing Market, Mortgage News
---

- Published: 2019-08-14
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/you-might-get-a-better-deal-if-you-buy-a-house-where-kids-live/
- Categories: Housing Market, Mortgage Tips
---

- Published: 2019-08-06
- Modified: 2023-02-05
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-vs-stock-market/
- Categories: Mortgage Matchups, Mortgage Rates
---

- Published: 2019-07-31
- Modified: 2024-01-31
- URL: https://www.thetruthaboutmortgage.com/wait-home-buying-is-the-cheapest-its-been-in-20-years/
- Categories: Housing Market, Mortgage News
---

- Published: 2019-07-30
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/why-a-low-down-payment-mortgage-might-be-the-safer-move/
- Categories: Mortgage Tips
---

- Published: 2019-07-25
- Modified: 2019-07-25
- URL: https://www.thetruthaboutmortgage.com/one-quick-reason-to-avoid-the-30-year-fixed/
- Categories: Mortgage Tips
---

- Published: 2019-07-23
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/amazon-turnkey-review/
- Categories: Housing Market, Mortgage News
---

- Published: 2019-07-18
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/37-of-american-homeowners-are-now-free-and-clear/
- Categories: Housing Market, Mortgage News
---

- Published: 2019-07-15
- Modified: 2023-11-14
- URL: https://www.thetruthaboutmortgage.com/a-primer-on-mortgage-down-payment-requirements/
- Categories: Mortgage Tips
---

- Published: 2019-07-08
- Modified: 2024-03-13
- URL: https://www.thetruthaboutmortgage.com/how-to-get-a-mortgage-with-a-low-credit-score/
- Categories: Mortgage Tips
---

- Published: 2019-06-27
- Modified: 2021-09-02
- URL: https://www.thetruthaboutmortgage.com/how-soon-can-i-refinance-my-mortgage/
- Categories: Mortgage Tips, Refinance
---

- Published: 2019-06-21
- Modified: 2024-06-22
- URL: https://www.thetruthaboutmortgage.com/owning-review/
- Categories: Mortgage Tips
---

- Published: 2019-06-20
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/freddie-mac-choicerenovation-mortgage-review/
- Categories: Mortgage News
---

- Published: 2019-06-12
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/startup-zerodown-lease-to-own/
- Categories: Housing Market, Mortgage News
---

- Published: 2019-06-03
- Modified: 2022-12-07
- URL: https://www.thetruthaboutmortgage.com/what-is-home-equity/
- Categories: Mortgage Tips
---

- Published: 2019-05-30
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/young-homeowners-are-having-more-mortgage-regrets/
- Categories: Housing Market, Mortgage News
---

- Published: 2019-05-21
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/why-you-should-live-in-your-home-until-it-sells/
- Categories: Housing Market, Mortgage Tips
---

- Published: 2019-05-14
- Modified: 2023-04-06
- URL: https://www.thetruthaboutmortgage.com/redfin-direct-buy-a-redfin-listed-home-without-a-real-estate-agent/
- Categories: Housing Market, Mortgage News
---

- Published: 2019-05-07
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/what-credit-score-do-i-need-to-get-a-mortgage/
- Categories: Credit Scores, Mortgage Tips
---

- Published: 2019-04-30
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/why-you-might-want-to-skip-the-starter-home/
- Categories: Housing Market, Mortgage Tips
---

- Published: 2019-04-25
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/study-open-houses-result-in-faster-more-expensive-home-sales/
- Categories: Housing Market, Mortgage News
---

- Published: 2019-04-10
- Modified: 2023-11-15
- URL: https://www.thetruthaboutmortgage.com/zillow-home-loans-review-live/
- Categories: Mortgage News
---

- Published: 2019-03-04
- Modified: 2024-05-28
- URL: https://www.thetruthaboutmortgage.com/what-does-a-mortgage-payment-consist-of/
- Categories: Mortgage Tips
---

- Published: 2019-02-21
- Modified: 2024-06-03
- URL: https://www.thetruthaboutmortgage.com/loandepot-mello-smartloan/
- Categories: Mortgage Tips
---

- Published: 2019-02-14
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/is-the-30-year-fixed-mortgage-going-extinct/
- Categories: Mortgage Tips
---

- Published: 2019-02-13
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/is-the-real-estate-market-going-to-crash-in-2019/
- Categories: Housing Market, Mortgage Tips
---

- Published: 2019-02-12
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/what-is-a-good-price-for-a-first-time-home-buyer/
- Categories: Housing Market, Mortgage Tips
---

- Published: 2019-01-29
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/the-cost-of-property-taxes-and-hazard-insurance/
- Categories: Mortgage Tips
---

- Published: 2019-01-22
- Modified: 2019-01-22
- URL: https://www.thetruthaboutmortgage.com/chase-launches-free-biweekly-mortgage-payment-option/
- Categories: Mortgage News
---

- Published: 2019-01-22
- Modified: 2023-10-18
- URL: https://www.thetruthaboutmortgage.com/15-things-to-do-after-your-mortgage-funds/
- Categories: Mortgage Tips
---

- Published: 2019-01-16
- Modified: 2021-09-02
- URL: https://www.thetruthaboutmortgage.com/what-is-a-non-conforming-mortgage-loan/
- Categories: Mortgage Tips
---

- Published: 2018-12-19
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/2019-mortgage-rate-forecast-we-could-be-in-for-a-big-surprise/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2018-12-17
- Modified: 2018-12-27
- URL: https://www.thetruthaboutmortgage.com/2019-fha-loan-limits-rise-floor-climbs-above-300k/
- Categories: Mortgage News
---

- Published: 2018-12-13
- Modified: 2023-01-09
- URL: https://www.thetruthaboutmortgage.com/home-prices-vs-recessions/
- Categories: Housing Market, Mortgage Matchups
---

- Published: 2018-12-11
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/2019-mortgage-and-real-estate-predictions/
- Categories: Housing Market, Mortgage Tips
---

- Published: 2018-11-27
- Modified: 2018-12-27
- URL: https://www.thetruthaboutmortgage.com/2019-conforming-loan-limit-will-be-484350-for-mortgages-backed-by-fannie-and-freddie/
- Categories: Mortgage News
---

- Published: 2018-10-31
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/what-is-verification-of-employment-for-a-mortgage/
- Categories: Mortgage Tips
---

- Published: 2018-10-31
- Modified: 2025-08-19
- URL: https://www.thetruthaboutmortgage.com/guaranteed-rate-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2018-10-30
- Modified: 2024-06-03
- URL: https://www.thetruthaboutmortgage.com/wells-fargo-the-top-mortgage-lender-in-2017-quicken-tops-for-number-of-loans/
- Categories: Mortgage News
---

- Published: 2018-10-25
- Modified: 2024-08-08
- URL: https://www.thetruthaboutmortgage.com/primelending-mortgage-review-committed-to-customer-satisfaction/
- Categories: Mortgage Tips
---

- Published: 2018-10-15
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/sell-your-house-or-rent-it-out/
- Categories: Housing Market, Mortgage Tips
---

- Published: 2018-09-27
- Modified: 2018-09-27
- URL: https://www.thetruthaboutmortgage.com/how-to-get-cash-out-of-your-home-in-a-rising-rate-environment/
- Categories: Mortgage Tips, Refinance
---

- Published: 2018-09-26
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/redfin-launches-the-owner-estimate-to-give-homeowners-control/
- Categories: Housing Market, Mortgage News
---

- Published: 2018-09-11
- Modified: 2024-06-03
- URL: https://www.thetruthaboutmortgage.com/quicken-launches-rocket-homes-to-compete-with-zillow-and-redfin/
- Categories: Housing Market, Mortgage News
---

- Published: 2018-09-11
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/the-largest-nonbank-home-purchase-lender-in-the-nation-is-a-wholesaler/
- Categories: Mortgage News
---

- Published: 2018-08-14
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/5-things-home-buyers-are-doing-if-they-havent-found-a-property-after-3-months/
- Categories: Housing Market, Mortgage News
---

- Published: 2018-08-06
- Modified: 2023-11-15
- URL: https://www.thetruthaboutmortgage.com/zillow-enters-the-mortgage-originating-business/
- Categories: Mortgage News
---

- Published: 2018-08-02
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/dont-make-the-mistake-of-calling-the-housing-top-too-early/
- Categories: Housing Market, Mortgage Tips
---

- Published: 2018-07-30
- Modified: 2024-08-08
- URL: https://www.thetruthaboutmortgage.com/freedom-mortgage-review-specialize-in-va-loans-but-offer-everything-else-too/
- Categories: Mortgage Tips
---

- Published: 2018-07-25
- Modified: 2019-10-22
- URL: https://www.thetruthaboutmortgage.com/getting-a-mortgage-with-a-gig-economy-job/
- Categories: Mortgage Tips
---

- Published: 2018-07-24
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/redfin-compete-score-how-hard-is-it-to-win-that-home/
- Categories: Housing Market, Mortgage News
---

- Published: 2018-07-11
- Modified: 2024-08-08
- URL: https://www.thetruthaboutmortgage.com/flagstar-mortgage-review-tons-of-loan-programs-to-choose-from/
- Categories: Mortgage Tips
---

- Published: 2018-06-27
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/average-home-seller-in-2017-made-only-39000/
- Categories: Housing Market, Mortgage News
---

- Published: 2018-06-13
- Modified: 2024-08-01
- URL: https://www.thetruthaboutmortgage.com/laurel-road-truly-digital-mortgages-built-entirely-online/
- Categories: Mortgage News
---

- Published: 2018-06-13
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/should-you-pay-off-your-mortgage-before-retirement/
- Categories: Mortgage Tips
---

- Published: 2018-06-05
- Modified: 2025-09-02
- URL: https://www.thetruthaboutmortgage.com/pnc-mortgage-review-low-rates-maybe-but-not-much-else/
- Categories: Mortgage Tips
---

- Published: 2018-05-31
- Modified: 2018-05-31
- URL: https://www.thetruthaboutmortgage.com/citi-is-offering-50-off-your-mortgage-rate-if-you-deposit-a-million-bucks/
- Categories: Mortgage News
---

- Published: 2018-04-30
- Modified: 2018-04-30
- URL: https://www.thetruthaboutmortgage.com/freddie-mac-homeone-mortgage-new-3-down-mortgage-with-no-income-restrictions/
- Categories: Mortgage News
---

- Published: 2018-04-18
- Modified: 2025-03-11
- URL: https://www.thetruthaboutmortgage.com/mortgage-rates-vary-by-lender-so-shop-around/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2018-04-05
- Modified: 2024-06-03
- URL: https://www.thetruthaboutmortgage.com/carrington-mortgage-launches-line-of-subprime-mortgages/
- Categories: Mortgage News
---

- Published: 2018-04-04
- Modified: 2023-01-19
- URL: https://www.thetruthaboutmortgage.com/getting-a-mortgage-on-a-duplex-triplex-or-fourplex/
- Categories: Mortgage Tips
---

- Published: 2018-03-21
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/what-will-happen-to-home-sales-if-mortgage-rates-rise-to-9/
- Categories: Housing Market, Mortgage News
---

- Published: 2018-03-19
- Modified: 2021-09-02
- URL: https://www.thetruthaboutmortgage.com/masshousing-launches-zero-down-mortgage/
- Categories: Mortgage News
---

- Published: 2018-03-19
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/guild-mortgage-review/
- Categories: Mortgage Tips
---

- Published: 2018-03-14
- Modified: 2024-08-08
- URL: https://www.thetruthaboutmortgage.com/usaa-mortgage-review-va-loans-jumbo-and-more/
- Categories: Mortgage Tips
---

- Published: 2018-03-09
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/amazon-mortgage-might-be-a-thing-soon/
- Categories: Mortgage News
---

- Published: 2018-03-05
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/what-is-a-gift-letter-for-a-mortgage/
- Categories: Mortgage Tips
---

- Published: 2018-03-05
- Modified: 2018-07-17
- URL: https://www.thetruthaboutmortgage.com/ideal-credit-union-is-offering-a-zero-down-mortgage-with-a-catch/
- Categories: Mortgage News
---

- Published: 2018-03-01
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/2017-was-the-best-year-for-home-purchase-mortgages-since-the-market-peak/
- Categories: Housing Market, Mortgage News
---

- Published: 2018-02-27
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/hud-homes-buy-a-foreclosed-home-for-a-potential-discount/
- Categories: Mortgage Tips
---

- Published: 2018-02-19
- Modified: 2018-07-17
- URL: https://www.thetruthaboutmortgage.com/there-are-still-nearly-90000-borrowers-who-could-benefit-from-a-harp-refinance/
- Categories: Mortgage News, Refinance
---

- Published: 2018-02-14
- Modified: 2024-06-03
- URL: https://www.thetruthaboutmortgage.com/loandepot-has-a-150-day-rate-lock-for-those-who-want-todays-rates-this-summer/
- Categories: Mortgage News
---

- Published: 2018-02-12
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/higher-mortgage-rates-likely-to-have-little-effect-on-housing-market/
- Categories: Mortgage News
---

- Published: 2018-02-08
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/airbnb-income-can-officially-be-used-to-qualify-for-a-mortgage-refinance/
- Categories: Mortgage Tips
---

- Published: 2018-02-07
- Modified: 2018-07-17
- URL: https://www.thetruthaboutmortgage.com/top-reverse-mortgage-lender-aag-now-offering-forward-mortgages/
- Categories: Mortgage News
---

- Published: 2018-02-02
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/quicken-loans-is-the-largest-home-loan-lender-for-the-first-time-ever/
- Categories: Mortgage News
---

- Published: 2018-02-01
- Modified: 2024-03-13
- URL: https://www.thetruthaboutmortgage.com/better-mortgage-is-offering-pre-offer-home-appraisals-to-its-customers/
- Categories: Mortgage News
---

- Published: 2018-01-03
- Modified: 2018-06-12
- URL: https://www.thetruthaboutmortgage.com/phh-mortgage-to-provide-borrowers-with-30-4-million-for-improper-loan-servicing/
- Categories: Mortgage News
---

- Published: 2018-01-02
- Modified: 2024-06-03
- URL: https://www.thetruthaboutmortgage.com/guaranteed-rate-launches-new-jumbo-loan-with-interest-only-option/
- Categories: Mortgage News
---

- Published: 2017-12-29
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/2018-real-estate-and-mortgage-predictions/
- Categories: Housing Market, Mortgage Tips
---

- Published: 2017-12-20
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/see-how-exuberant-your-housing-market-is/
- Categories: Housing Market, Mortgage News
---

- Published: 2017-12-13
- Modified: 2024-03-13
- URL: https://www.thetruthaboutmortgage.com/2018-mortgage-rate-forecast-overall-its-looking-pretty-good/
- Categories: Mortgage Rates, Mortgage Tips
---

- Published: 2017-12-11
- Modified: 2024-03-13
- URL: https://www.thetruthaboutmortgage.com/will-2018-be-the-last-great-year-for-this-real-estate-boom/
- Categories: Housing Market, Mortgage Tips
---

- Published: 2017-12-07
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/2018-fha-floor-loan-limit-increased-to-294515/
- Categories: Mortgage News
---

- Published: 2017-11-30
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/can-you-pay-the-mortgage-with-bitcoin/
- Categories: Mortgage Tips
---

- Published: 2017-11-29
- Modified: 2024-03-13
- URL: https://www.thetruthaboutmortgage.com/new-program-allows-renters-to-get-a-mortgage-with-as-little-as-a-security-deposit/
- Categories: Mortgage News
---

- Published: 2017-11-28
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/2018-conforming-loan-limit-jumps-to-453100/
- Categories: Mortgage News
---

- Published: 2017-11-21
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/are-mortgages-simple-interest-and-compounded-monthly/
- Categories: Mortgage Tips
---

- Published: 2017-11-13
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/flagstar-offering-zero-down-mortgages-to-michigan-home-buyers/
- Categories: Mortgage News
---

- Published: 2017-11-08
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/capital-one-to-stop-offering-mortgages/
- Categories: Mortgage News
---

- Published: 2017-11-07
- Modified: 2024-06-03
- URL: https://www.thetruthaboutmortgage.com/offerpad-home-loans-ibuyer-links-up-with-loandepot-to-provide-bridge-financing/
- Categories: Housing Market, Mortgage News
---

- Published: 2017-11-01
- Modified: 2018-07-17
- URL: https://www.thetruthaboutmortgage.com/the-five-most-common-uses-of-home-equity-lines-of-credit/
- Categories: Mortgage News
---

- Published: 2017-10-31
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/10-takeaways-from-the-annual-realtor-survey/
- Categories: Housing Market, Mortgage News
---

- Published: 2017-10-27
- Modified: 2024-03-13
- URL: https://www.thetruthaboutmortgage.com/new-bill-aims-to-end-fha-mortgage-premiums-for-life-policy/
- Categories: Mortgage News
---

- Published: 2017-10-24
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/fha-203k-loan-program-the-all-in-one-renovation-mortgage/
- Categories: Mortgage Tips
---

- Published: 2017-10-24
- Modified: 2024-06-03
- URL: https://www.thetruthaboutmortgage.com/imagine-getting-a-mortgage-with-just-a-couple-clicks/
- Categories: Mortgage News
---

- Published: 2017-10-19
- Modified: 2023-10-16
- URL: https://www.thetruthaboutmortgage.com/freddie-mac-revises-student-loan-guidelines/
- Categories: Mortgage News
---

- Published: 2017-10-19
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/while-mortgages-go-digital-people-still-matter-a-lot/
- Categories: Mortgage News
---

- Published: 2017-10-05
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/millennials-are-buying-homes-to-give-their-dogs-room-to-roam/
- Categories: Housing Market, Mortgage News
---

- Published: 2017-10-04
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/mortgage-originations-by-product-type-whats-most-popular/
- Categories: Mortgage Tips
---

- Published: 2017-10-02
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/homefundme-now-you-can-crowdfund-a-mortgage-down-payment/
- Categories: Mortgage News
---

- Published: 2017-10-02
- Modified: 2018-07-17
- URL: https://www.thetruthaboutmortgage.com/synovus-mortgage-offering-100-financing-via-affordable-mortgage-program/
- Categories: Mortgage News
---

- Published: 2017-09-26
- Modified: 2024-05-24
- URL: https://www.thetruthaboutmortgage.com/lennar-offers-to-pay-your-student-loans-if-you-buy-a-new-home/
- Categories: Housing Market, Mortgage News
---

- Published: 2017-09-20
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/a-30-year-fixed-mortgage-that-is-adjustable-self-refinancing-and-ideally-paid-off-early/
- Categories: Mortgage News
---

- Published: 2017-08-31
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/zhome-lets-you-sell-your-current-home-in-24-hours-so-you-can-buy-a-brand-new-one/
- Categories: Housing Market, Mortgage News
---

- Published: 2017-08-30
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/wells-fargo-hit-with-lawsuit-related-to-improper-mortgage-lock-fees/
- Categories: Mortgage News
---

- Published: 2017-08-29
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/360-mortgage-group-touting-15-minute-mortgage-approval-sans-loan-officer/
- Categories: Mortgage News
---

- Published: 2017-08-24
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/jay-z-and-beyonce-take-out-52-8-million-mortgage-on-bel-air-home/
- Categories: Housing Market, Mortgage News
---

- Published: 2017-08-23
- Modified: 2025-03-31
- URL: https://www.thetruthaboutmortgage.com/mortgage-lender-nationstar-becomes-mr-cooper-will-offer-home-rewards-credit-card/
- Categories: Mortgage Tips
---

- Published: 2017-08-22
- Modified: 2023-06-12
- URL: https://www.thetruthaboutmortgage.com/primary-residence-vs-second-home-vs-investment/
- Categories: Mortgage Matchups, Mortgage Tips
---

- Published: 2017-08-18
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/soon-you-may-be-able-to-buy-a-house-without-an-appraisal/
- Categories: Housing Market, Mortgage News
---

- Published: 2017-08-14
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/these-six-things-will-happen-if-mortgage-rates-go-up/
- Categories: Mortgage Tips
---

- Published: 2017-08-10
- Modified: 2018-07-17
- URL: https://www.thetruthaboutmortgage.com/millennials-favor-conventional-mortgages-over-fha/
- Categories: Mortgage News
---

- Published: 2017-08-07
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/what-will-happen-to-your-mortgage-when-the-libor-goes-away/
- Categories: Mortgage Tips
---

- Published: 2017-08-03
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/1-down-payment-mortgages-come-under-fire/
- Categories: Mortgage News
---

- Published: 2017-07-26
- Modified: 2024-03-13
- URL: https://www.thetruthaboutmortgage.com/ally-home-launches-price-match-guarantee-for-mortgages/
- Categories: Mortgage News
---

- Published: 2017-07-20
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/how-long-does-it-take-to-get-a-mortgage/
- Categories: Mortgage Tips
---

- Published: 2017-07-19
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/for-some-reason-homeowner-regrets-are-on-the-rise/
- Categories: Housing Market, Mortgage News
---

- Published: 2017-07-11
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/millennials-seem-to-like-adjustable-rate-mortgages/
- Categories: Mortgage News
---

- Published: 2017-07-07
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/redfin-now-get-an-offer-on-your-home-within-24-hours/
- Categories: Housing Market, Mortgage News
---

- Published: 2017-06-28
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/one-third-of-home-buyers-made-offers-without-actually-visiting-the-property/
- Categories: Housing Market, Mortgage News
---

- Published: 2017-06-27
- Modified: 2024-03-13
- URL: https://www.thetruthaboutmortgage.com/fannie-mae-increasing-max-dti-to-50-dti-upping-ltvs-for-arms/
- Categories: Mortgage Tips
---

- Published: 2017-06-26
- Modified: 2024-08-16
- URL: https://www.thetruthaboutmortgage.com/homie-a-startup-is-eliminating-real-estate-agent-and-loan-officer-commissions/
- Categories: Housing Market, Mortgage News
---

- Published: 2017-06-14
- Modified: 2024-06-03
- URL: https://www.thetruthaboutmortgage.com/guild-mortgage-latest-to-offer-a-1-down-payment-mortgage/
- Categories: Mortgage News
---

- Published: 2017-06-07
- Modified: 2024-08-08
- URL: https://www.thetruthaboutmortgage.com/movement-mortgage-launches-zero-down-mortgage-called-map/
- Categories: Mortgage News
---

- Published: 2017-06-05
- Modified: 2018-07-18
- URL: https://www.thetruthaboutmortgage.com/magilla-lets-you-shop-mortgage-lenders-anonymously/
- Categories: Mortgage News
---

- Published: 2017-05-24
- Modified: 2023-11-15
- URL: https://www.thetruthaboutmortgage.com/zillow-instant-offers-for-those-who-want-to-sell-their-home-fast/
- Categories: Housing Market, Mortgage News
---

- Published: 2017-05-22
- Modified: 2024-08-04
- URL: https://www.thetruthaboutmortgage.com/traditional-20-mortgage-down-payment-could-be-cut-in-half/
- Categories: Mortgage News
---

- Published: 2017-05-18
- Modified: 2025-02-13
- URL: https://www.thetruthaboutmortgage.com/can-credit-card-churning-hurt-your-chances-of-getting-a-mortgage/
- Categories: Mortgage Tips
---

- Published: 2017-05-11
- Modified: 2021-08-21
- URL: https://www.thetruthaboutmortgage.com/the-best-time-to-buy-a-home-is-in-august-and-september/
- Categories: Housing Market, Mortgage Tips
---

- Published: 2017-05-08
- Modified: 2024-05-24
- URL: https://www.thetruthaboutmortgage.com/chase-is-offering-100000-ultimate-rewards-points-when-you-take-out-a-mortgage/
- Categories: Mortgage News
---

- Published: 2017-05-02
- Modified: 2024-08-03
- URL: https://www.thetruthaboutmortgage.com/what-is-mortgage-protection-insurance-and-do-you-need-it/
- Categories: Mortgage Tips
---


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