Hard to believe it’s that time of the year again, but here we are in mid-December. Who’s ready for the 2026 mortgage rate predictions? Ready… Read More »2026 Mortgage Rate Predictions: Flat is the Word of the Year
The Department of Housing and Urban Development (HUD) released the new FHA loan limits for calendar year 2026 today. As you probably expected, they have… Read More »2026 FHA Loan Limits Climb to $541,287
It’s been a weird few weeks for mortgage rates. The 30-year fixed rose about a quarter-percent going into the Fed’s latest cut, driven by hawkish… Read More »A Path to 5% Mortgage Rates Opens Up Again
A reader just told me that he was able to get a client approved for a refinance with a sub-500 FICO score. And this is… Read More »A Mortgage Refinance with a Sub-500 FICO Score Got Approved Thanks to the New No Minimum Credit Score Requirement
Lately, there’s been a funny thing where the Fed gets together, decides to cut rates, and then mortgage rates jump. It has confused a lot… Read More »Why I Think Mortgage Rates Could Actually Follow the Fed Lower Tomorrow
The mortgage and real estate industry is no stranger to disruptors, especially over the past few years as scores of companies have tried to change… Read More »Tomo Mortgage Review: Price Match, No Lender Fees, and Rates Up to 1% Below the Bigger Guys
Just when you thought the 50-year mortgage debate was over, the CEO of the nation’s top mortgage lender has chimed in on the topic. Yes,… Read More »The CEO of the Nation’s Top Mortgage Lender Supports a 50-Year Mortgage
We’ve got about 30 days left in the year before we ring in 2026. In my 2025 mortgage rate predictions post, I called for a… Read More »Is There Still Time for Sub-6% Mortgage Rates in 2025?
Welp, it’s that time of year again when the pundits release their predictions for the year ahead. First up is Redfin, which provides tons of… Read More »Redfin’s 2026 Mortgage Rate Prediction Just Dropped
The 2026 conforming loan limits were released during the holiday week and (surprise, surprise) they’re higher! In case you weren’t aware, these loan limits are… Read More »2026 Conforming Loan Limit Climbs to $832,750
