The Truth About Mortgage Blog
Welcome to a warm, friendly, and most importantly unbiased place to learn about mortgages, ideally before you make contact with a real estate agent or lender. The more you know, the better you’ll feel, and hopefully all that hard work will help you snag a lower mortgage rate too! View all mortgage help topics to get started or check out the latest mortgage tips and news below.
Latest Posts
Semper Home Loans Review: Smarter, Easier, and Faster?
Attention Zillow shoppers, if you’ve used their mortgage marketplace to compare mortgage rate quotes, you may have come across Semper Home Loans. The direct-to-consumer mortgage lender seems to advertise quite a bit on the Zillow platform and often takes the ... Read More »
Value of U.S. Housing Market Hits Another All-Time High
In the second quarter of 2020, the U.S. housing market hit an all-time high of $32.8 trillion, per The Federal Reserve’s Flow of Funds Report, as referenced in the latest Monthly Chartbook from the Urban Institute. That was up from ... Read More »
When to Refinance a Home Mortgage: Now, Later, or Never?
Mortgage Q&A: “When to refinance a home mortgage.” With mortgage rates at or near record lows, you may be wondering if now is a good time to refinance. Heck, your neighbors just did and now they’re bragging about their shiny ... Read More »
Royal United Mortgage Review: A Faster, Friendlier Mortgage Lender?
If customer satisfaction is your thing, and you happen to need a home loan, you might want to check out Royal United Mortgage. The company recently topped LendingTree’s customer satisfaction rankings for four consecutive quarters, and have consistently ranked in ... Read More »
Synergy One Lending Review: The Modern Mortgage Experience
Today, we’ll take a look at Synergy One Lending, a company whose mission is to create a modern mortgage experience for its clients. To achieve this goal, the direct-to-consumer mortgage lender plans to focus on fintech for the next generation ... Read More »
Record Home Purchase Activity Expected in 2021 Despite Higher Mortgage Rates
While mortgage rates are projected to be slightly higher next year, home purchase activity should hit a new record high, per the latest forecast from the Mortgage Bankers Association (MBA). The group said it expects purchase loan origination volume to ... Read More »
Intelliloan Mortgage Review: A Lender That Leads with Its Rates
If you live in California, you may have seen or heard commercials for Intelliloan, a mortgage company that boldly advertises its mortgage rates every chance they get. Unlike many other mortgage lenders out there, who don’t even mention their interest ... Read More »
10-Year Mortgages vs. the 30-Year Fixed: Which Is Better?
It’s time for another mortgage match-up folks. Today, we’ll look at 10-year mortgages versus the 30-year fixed mortgage to see how these home loans stack up against one another. Before we get started, it’s important to note that there are ... Read More »
Loan Simple Mortgage Review: A Boutique Mortgage Lender
One mortgage lender that’s been around a while, but is beginning to shake things up is Loan Simple. As the name suggests, they’re all about simplicity, whether it’s simple talk or a simple loan process. They consider themselves a boutique ... Read More »
Mortgage Impounds vs. Paying Taxes and Insurance Yourself
If you’ve been researching mortgages, or are in the process of taking out a home loan, you’ve probably come across the term “impounds” or “escrows.” When you hear these seemingly scary words, the loan officer or mortgage broker is referring ... Read More »
