The Truth About Mortgage Blog

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Welcome to a warm, friendly, and most importantly unbiased place to learn about mortgages, ideally before you make contact with a real estate agent or lender. The more you know, the better you’ll feel, and hopefully all that hard work will help you snag a lower mortgage rate too! View all mortgage help topics to get started or check out the latest mortgage tips and news below.

Latest Posts

HomePlus Mortgage Review: Unparalleled Customer Service?

HomePlus Mortgage Review: Unparalleled Customer Service?
January 20, 2021 No Comments »

Today we’ll check out “HomePlus Mortgage,” a San Diego-based direct lender that strives to provide the highest level of customer service along with the most competitive mortgage rates out there. You may have come across them on a mortgage comparison ... Read More »

Optimum First Mortgage Review: #1 in Price and Customer Service?

Optimum First Mortgage Review: #1 in Price and Customer Service?
January 19, 2021 No Comments »

You’ve got to pretty confident to say you’re #1 in both price and customer service, but that’s exactly how “Optimum First Mortgage” describes itself. The Southern California-based mortgage lender isn’t afraid to say it has the lowest rates in the ... Read More »

The 2021 Housing Market Is Kind of Like the Toilet Paper Shortage

The 2021 Housing Market Is Kind of Like the Toilet Paper Shortage
January 19, 2021 No Comments »

To say residential real estate is on fire would be a huge understatement. In fact, it’s so popular that we’re literally running out of homes. Simply put, there are too many home buyers and not enough properties for sale, nor ... Read More »

Low VA Rates Review: A Mortgage Lender That Is Everything VA

Low VA Rates Review: A Mortgage Lender That Is Everything VA
January 18, 2021 No Comments »

Sometimes mortgage companies come up with unique or clever names, and other times they just name themselves after exactly what the offer, which seems to be the case with “Low VA Rates.” Yes, there’s a mortgage company bearing that name ... Read More »

Blue Spot Home Loans Review: Great Rates Every Day?

Blue Spot Home Loans Review: Great Rates Every Day?
January 15, 2021 No Comments »

Today we’ll check out “Blue Spot Home Loans,” which derives its name from a combination of Blue the Cat and Spot the Dog. Blue is apparently always on the hunt for tips and tricks to help you better understand how ... Read More »

Don’t Freak Out About the Recent Mortgage Rate ‘Spike’

Don’t Freak Out About the Recent Mortgage Rate ‘Spike’
January 15, 2021 No Comments »

Queue the panic. Mortgage rates have officially spiked and the media is all over it. Yep, the average rate on a 30-year fixed mortgage increased from 2.65% to 2.79% this week, per Freddie Mac’s weekly survey. Freddie Mac Chief Economist ... Read More »

Geneva Financial Home Loans Review: Can You Get a Better Mortgage from a Good Human?

Geneva Financial Home Loans Review: Can You Get a Better Mortgage from a Good Human?
January 14, 2021 No Comments »

You don’t need to travel to Switzerland to get a mortgage, but you can visit Geneva Financial. It’s a lot closer. Their motto is “Home Loans Powered by Humans,” and more specifically “good humans” who should have your best interests ... Read More »

What Is a Streamline Refinance?

What Is a Streamline Refinance?
January 13, 2021 No Comments »

Mortgage Q&A: “What is a streamline refinance?” While qualifying for a mortgage refinance is generally a lot harder than it has been in the past (now that lenders actually care how your home loan performs), there are less cumbersome options ... Read More »

NBKC Mortgage Review: An Award-Winning Online Lender

NBKC Mortgage Review: An Award-Winning Online Lender
January 13, 2021 No Comments »

Today we’ll analyze NBKC Bank, formerly known as National Bank of Kansas City, which a depository that’s also big on home loans, funding billions in mortgages annually. They refer to themselves as an “award-winning national mortgage company” thanks to their ... Read More »

Loan Monkey Review: So Simple a Primate Could Do It?

Loan Monkey Review: So Simple a Primate Could Do It?
January 12, 2021 No Comments »

When it comes to getting a home loan, you probably don’t want to monkey around. But you may want to check out Loan Monkey. This playful mortgage lender is only licensed in two states at the moment, but it’s two ... Read More »