When mortgage rates fell to around 6% in August, homeowners jumped at the opportunity to refinance. In the months of September and October, more than… Read More »Homeowners Who Refinanced Recently Saw the Biggest Mortgage Rate Improvement in Decades
It’s been a wild ride for mortgage rates this year. The 30-year fixed began 2024 at around 6.625% and is currently not far from those… Read More »Are We Still in a Falling Mortgage Rate Environment?
Often times when you apply for a mortgage, you’ll be bombarded by offers from competing banks and lenders. The reason this happens is because the… Read More »Opt-Out Before You Begin Mortgage Shopping
Mortgage rates have been on a wild ride the past few years. In fact, it was still possible to obtain a 3% 30-year fixed mortgage… Read More »Winter Is Coming for Mortgage Rates. Why That Might Be a Good Thing
Mortgage rates are a pretty complex subject. They’re also commonly misunderstood and oversimplified, with many myths perpetuated by those who work in the industry. Some… Read More »The U.S. President Doesn’t Set Mortgage Rates
Well, it sounds like the new Mesa Homeowners Card got the attention of one of its competitors. Bilt is best known for its credit card… Read More »Bilt Card to Offer Point Earning on Mortgage Payments
It’s no secret that mortgage rates aren’t cheap anymore. In the first quarter of 2022, you could still get a 30-year fixed in the 3%… Read More »Why You Might Want to Steer Clear of a Cash Out Refinance Right Now
Lately, there’s been a ton of speculation surrounding the direction of mortgage rates. I too have taken part in this quite a bit as I’ve… Read More »Mortgage Rates Tend to Fall Within 12 Weeks of a First Fed Rate Cut
As I’ve been saying for a while now, all of the potential bad news (for mortgage rates) has been largely baked in over the past… Read More »Mortgage Rates Improve After New Treasury Secretary Bessent Announced
Lately we’ve been hearing a lot about trigger leads due to legislation trying to ban them. If you’re unaware, when a lender pulls your credit,… Read More »Watch Out for Mortgage Mailers That Look Super Official But Aren’t
