The Truth About Mortgage Blog

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Welcome to a warm, friendly, and most importantly unbiased place to learn about mortgages, ideally before you make contact with a real estate agent or lender. The more you know, the better you’ll feel, and hopefully all that hard work will help you snag a lower mortgage rate too! View all mortgage help topics to get started or check out the latest mortgage tips and news below.

Latest Posts

When Will the Next Housing Market Crash Take Place?

When Will the Next Housing Market Crash Take Place?
April 15, 2021 11 Comments »

I’ve noticed a trend lately. Everyone’s a real estate expert. It seems the most recent crisis and recovery has turned just about every single person into a guru on all things to do with home buying and selling. I suppose ... Read More »

Jim Cramer Just Paid Off His Mortgage with Bitcoin Gains

Jim Cramer Just Paid Off His Mortgage with Bitcoin Gains
April 15, 2021 No Comments »

File this one under bizarre, for several different reasons. Mad Money host Jim Cramer disclosed yesterday that “he recently paid off a mortgage using profits from his investment in bitcoin.” He apparently purchased a significant amount of the cryptocurrency back ... Read More »

Mortgage Lingo: 23 Terms You Should Know Before You Apply

Mortgage Lingo: 23 Terms You Should Know Before You Apply
April 13, 2021 No Comments »

Applying for a mortgage can be stressful, what with all the money that’s on the line. Oh, and the possibility that you could be denied entirely, perhaps while starting a family or attempting to relocate to a new state. Making ... Read More »

How to Pay for Home Renovations: Pros and Cons to Different Methods

How to Pay for Home Renovations: Pros and Cons to Different Methods
April 12, 2021 No Comments »

Most properties require some amount work to get into their desired shape, even newer ones. And just about everyone knows that home renovation projects aren’t cheap. This is generally the case regardless of whether the job is a small one ... Read More »

LoFi Direct Review: Do They Offer Low Rates?

LoFi Direct Review: Do They Offer Low Rates?
April 8, 2021 No Comments »

Today we’ll look into “LoFi Direct,” a mortgage lender based in New Jersey that considers itself one of the fastest growing lenders in the industry. They’re dedicated to providing more, whether it’s more loan programs, support, or overall value to ... Read More »

10 Reasons to Buy a House Other Than for the Investment

10 Reasons to Buy a House Other Than for the Investment
April 8, 2021 No Comments »

There are a lot of good reasons to buy a house, and probably a lot of bad ones too. But all too often, folks seem to get fixated on the investment side of things above all else, as if they’re ... Read More »

Home Loan Enterprise Review: They Fight for Low Rates

Home Loan Enterprise Review: They Fight for Low Rates
April 7, 2021 No Comments »

One SoCal-based mortgage lender I’ve seen advertising a lot lately goes by the name “Home Loan Enterprise,” or HLE for short. The company sports a sleek, modern website with a really cool loan pricing engine that lets you see the ... Read More »

Are Mortgage Rates Going Down Again?

Are Mortgage Rates Going Down Again?
April 7, 2021 No Comments »

Just when you thought all hope was lost, mortgage rates appear to be going down again. It’s been a very tough start to 2021 with regard to mortgage rates, as the popular 30-year fixed climbed from around 2.75% to 3.35% ... Read More »

NationsChoice Mortgage Review: They Offer a Lowest Rate Guarantee

NationsChoice Mortgage Review: They Offer a Lowest Rate Guarantee
April 7, 2021 No Comments »

Today we’ll take a hard look at “NationsChoice Mortgage,” or NCM for short, which bills itself as a leading internet mortgage banker. That means they operate online, as opposed to doing the brick-and-mortar thing, which could be a plus if ... Read More »

Rate Rabbit Home Loans Review: Price a Loan 24/7 Anonymously

Rate Rabbit Home Loans Review: Price a Loan 24/7 Anonymously
April 5, 2021 No Comments »

Today we’ll check out “Rate Rabbit Home Loans,” a direct mortgage lender that says it uses a “new, Internet-based method to obtain a home loan.” This includes the ability to apply in minutes via a digital mortgage application, along with ... Read More »