The Truth About Mortgage Blog

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Welcome to a warm, friendly, and most importantly unbiased place to learn about mortgages, ideally before you make contact with a real estate agent or lender. The more you know, the better you’ll feel, and hopefully all that hard work will help you snag a lower mortgage rate too! View all mortgage help topics to get started or check out the latest mortgage tips and news below.

Latest Posts

Zillow Will Now Buy Your Home for Its Zestimate Price

Zillow Will Now Buy Your Home for Its Zestimate Price
February 25, 2021 No Comments »

Zillow appears to be putting its money where its mouth is by offering to buy properties at their Zestimate price. No longer is the Zestimate just a number you can fantasize about, assuming your home qualifies for the company’s iBuying ... Read More »

Amerifirst Financial Review: They Take Home Purchase Lending Seriously

Amerifirst Financial Review: They Take Home Purchase Lending Seriously
February 24, 2021 No Comments »

It’s not every day you come across a large-scale independent mortgage lender that has been around since the 1980s, but Amerifirst Financial Inc. fits that description. The Arizona-based company understands that there’s more to the mortgage business than just refinances, ... Read More »

Paying More Today Won’t Lower Future Monthly Mortgage Payments

Paying More Today Won’t Lower Future Monthly Mortgage Payments
February 24, 2021 No Comments »

Just about everyone with a home loan ponders the idea of paying a little extra, whether it’s via biweekly mortgage payments, or just once a year after receiving a sizable bonus or tax refund. Whatever the method, you should first ... Read More »

Look for a Mortgage Before You Search for a Home

Look for a Mortgage Before You Search for a Home
February 23, 2021 No Comments »

While it might look and sound counterintuitive at first glance, it could actually make perfect sense. Instead of assuming that home loan financing is just a cumbersome, yet mostly guaranteed step toward the American Dream, understand that it will dictate ... Read More »

7/1 ARM vs. 30-Year Fixed Mortgage: Pros and Cons

7/1 ARM vs. 30-Year Fixed Mortgage: Pros and Cons
February 23, 2021 No Comments »

When shopping for a mortgage, it’s very important to pick a suitable loan product for your unique situation. Today, we’ll compare two popular loan programs, the “30-year fixed mortgage vs. the 7-year ARM.” We all know about the traditional 30-year ... Read More »

AimLoan Review: You Can Check Their Rates and Fees 24/7

AimLoan Review: You Can Check Their Rates and Fees 24/7
February 22, 2021 No Comments »

Today we’ll take a look at American Internet Mortgage, more commonly known as “AimLoan,” which is a streamlined discount mortgage lender that focuses mostly on conforming home loans. Doing so allows them to do what they do best, offer lower ... Read More »

Why Does Everyone Want Us to Pay Down Our Mortgages?

Why Does Everyone Want Us to Pay Down Our Mortgages?
February 22, 2021 No Comments »

You may have come across one of those articles lately that talks about how a couple paid off their mortgage in five years. Or some other absurdly-fast timeline. While it also sounds super enticing and perhaps inspiring, it’s often just ... Read More »

When Should You Start Looking for a House?

When Should You Start Looking for a House?
February 19, 2021 No Comments »

The short answer: Immediately. That is, if you want to buy a home at some point in the next year, or any time thereafter. We’ll get into the specifics in a moment, but there’s really no sense in waiting if ... Read More »

Blue Sky Financial Review: Spend Less Time on Your Mortgage and More Time Outside

Blue Sky Financial Review: Spend Less Time on Your Mortgage and More Time Outside
February 19, 2021 No Comments »

Today we’ll check out “Blue Sky Financial,” whose goal is to save you time and money so you can get outside and enjoy those beautiful blue skies a little bit more. The young company (formed in 2020) refers to itself ... Read More »

Why Do Mortgage Companies Want You to Refinance So Badly?

Why Do Mortgage Companies Want You to Refinance So Badly?
February 18, 2021 No Comments »

If you already have a mortgage, there’s a good chance you receive junk mail on a regular basis urging you to refinance. You may receive solicitations from both your current bank/loan servicer and from a competing lender or mortgage broker ... Read More »