The Truth About Mortgage Blog

hello

Welcome to a warm, friendly, and most importantly unbiased place to learn about mortgages, ideally before you make contact with a real estate agent or lender. The more you know, the better you’ll feel, and hopefully all that hard work will help you snag a lower mortgage rate too! View all mortgage help topics to get started or check out the latest mortgage tips and news below.

Latest Posts

Intelliloan Mortgage Review: A Lender That Leads with Its Rates

Intelliloan Mortgage Review: A Lender That Leads with Its Rates
October 22, 2020 No Comments »

If you live in California, you may have seen or heard commercials for Intelliloan, a mortgage company that boldly advertises its mortgage rates every chance they get. Unlike many other mortgage lenders out there, who don’t even mention their interest ... Read More »

10-Year Mortgages vs. the 30-Year Fixed: Which Is Better?

10-Year Mortgages vs. the 30-Year Fixed: Which Is Better?
October 22, 2020 No Comments »

It’s time for another mortgage match-up folks. Today, we’ll look at 10-year mortgages versus the 30-year fixed mortgage to see how these home loans stack up against one another. Before we get started, it’s important to note that there are ... Read More »

Loan Simple Mortgage Review: A Boutique Mortgage Lender

Loan Simple Mortgage Review: A Boutique Mortgage Lender
October 21, 2020 No Comments »

One mortgage lender that’s been around a while, but is beginning to shake things up is Loan Simple. As the name suggests, they’re all about simplicity, whether it’s simple talk or a simple loan process. They consider themselves a boutique ... Read More »

Mortgage Impounds vs. Paying Taxes and Insurance Yourself

Mortgage Impounds vs. Paying Taxes and Insurance Yourself
October 21, 2020 11 Comments »

If you’ve been researching mortgages, or are in the process of taking out a home loan, you’ve probably come across the term “impounds” or “escrows.” When you hear these seemingly scary words, the loan officer or mortgage broker is referring ... Read More »

Sebonic Financial Review: Modernizing the Home Loan Process

Sebonic Financial Review: Modernizing the Home Loan Process
October 20, 2020 No Comments »

If you’ve used Zillow’s Marketplace to compare mortgage rates, you may have come across Sebonic Financial. While they may be unfamiliar to you, they’re actually a dba of Cardinal Financial, which is a top-40 mortgage lender nationally. So while they ... Read More »

Should You Prepay the Mortgage or Invest Instead?

Should You Prepay the Mortgage or Invest Instead?
October 19, 2020 No Comments »

It’s been a while since I last posted a mortgage match-up, so without further ado, here’s the latest installment: “Prepay the mortgage or invest instead?” There are likely thousands of articles that deal with this very subject, all with plenty ... Read More »

Will Mortgage Rates Go Up or Down If Trump/Biden Wins the Election?

Will Mortgage Rates Go Up or Down If Trump/Biden Wins the Election?
October 14, 2020 No Comments »

As everyone knows, we have a very important U.S. presidential election just around the corner. In fact, it’s now less than three weeks away. It could be the biggest in U.S. history, at least in terms of drama and friction, ... Read More »

Is Refinancing Worth It?

Is Refinancing Worth It?
October 13, 2020 No Comments »

With mortgage rates at or near record lows, a lot of existing homeowners are probably asking themselves, “Is refinancing worth it?” The problem is there’s no absolute right or wrong answer to this question, though with interest rates a lot ... Read More »

SWBC Mortgage Review: Is Everything Bigger in Texas?

SWBC Mortgage Review: Is Everything Bigger in Texas?
October 12, 2020 No Comments »

Today we’ll check out SWBC Mortgage, short for Southwest Business Corporation. They’re a Texas-based direct-to-consumer mortgage lender, which is part of a larger diversified financial services company called, you guessed it, SWBC. Their claim to fame is being a top ... Read More »

What Mortgage Rate Can I Expect?

What Mortgage Rate Can I Expect?
October 12, 2020 No Comments »

Mortgage Q&A: “What mortgage rate can I expect?” The thing with mortgage rates is that they can vary greatly depending on a number of market forces and borrower-specific factors. That’s why it’s impossible to just throw a random interest rate ... Read More »