Mortgage applicants can now qualify for a home loan with VantageScore. For years, the industry has relied solely upon FICO scores to determine pricing and… Read More »Now You Can Choose FICO or VantageScore for Your Next Mortgage Approval
It’s looking like mortgage rates are headed back up again after a nice reprieve in early April. We all know they had a terrible March… Read More »Mortgage Rates Begin to Rise Again as Impasse in Middle East Becomes Clear
It’s been an eerily quiet week or so for mortgage rates. Almost too quiet, as if you think something’s lurking around the corner. After a… Read More »What’s Going to Move Mortgage Rates Again?
Mortgage rates have had a pretty good April, all things considered. They’ve come down about 30 basis points (0.30%) over the past month, despite the… Read More »Where Would Mortgage Rates Be Without War in Iran?
Folks have been debating so-called “mortgage rate lock-in” for years now. It’s also known as the golden handcuffs of an ultra-low interest rate that make… Read More »Lenders Will Now Pay You to Give Up Your Low Rate Mortgage
Each year, I compile the top 10 mortgage refinance companies by loan volume. This means the mortgage lenders closing the most refinance loans in the… Read More »Top 10 Mortgage Refinance Companies (New for 2026)
There’s this theory that AI adoption will be “massively disinflationary.” In that as the technology improves, we will see big production gains that lower the… Read More »Will AI Lead to Higher or Lower Mortgage Rates?
You might be wondering why mortgage rates remain fairly low despite tensions in the Middle East remaining quite high. While there was a glimmer of… Read More »Why Aren’t Mortgage Rates Rising with the Middle East Conflict Seemingly Worsening?
Mortgage rates just got the best possible news they could get. A 10-day ceasefire between Israel and Lebanon has been announced that also resulted in… Read More »Mortgage Rates Plummet on Unexpected Peace Deal and Strait Reopening
I got to thinking lately that floating a mortgage rate might not offer much upside at the moment. Obviously it’s situational and depends on a… Read More »Does It Make Sense to Float with Mortgage Rates Near 3.5-Year Lows?
