The latest real estate and mortgage industry news, digested. Look beyond the headlines to better understand what’s really happening.
Now that the Home Mortgage Disclosure Act (HMDA) data is out, we can check out the top mortgage lenders of 2021. As you may have… Read More »Top Mortgage Lenders by Volume in 2021: Rocket Zooms Highest Once Again with $100 Billion Gap
Today we’ll take a look at the top USDA lenders by loan volume in 2021. In case you need a refresher, USDA loans are reserved… Read More »Top USDA Lenders in 2021: Pennymac Blew Away the Competition
If you’re curious who the top VA loan lenders were last year, wonder no longer. The biggest was Freedom Mortgage, a direct lender based out… Read More »Top VA Loan Lenders: Freedom Mortgage Was #1 Again in 2021, But That Could Change
As mortgage rates continue their ascent toward 6%, more and more folks are talking housing market crash. But high interest rates aren’t really a catalyst… Read More »Why You Might Not Want to Get Too Excited (or Nervous) About a Housing Crash
Welp, despite my calls for a reversal, or a correction of sorts, mortgage rates keep climbing higher. The trend is decidedly not anyone’s friend when… Read More »Are Mortgage Rates Heading to 6%?
How’s this for a dramatic headline: “Home prices are falling!” But before you get too excited, assuming you’re a prospective home buyer, there are some… Read More »Are Home Prices Falling? The Devil Is in the Details
For those new to mortgages, the number five might feel a bit foreign. Over the past decade and even longer, rates on the popular 30-year… Read More »Allow Me to Introduce You to the 5% Mortgage Rate
They say real estate is cyclical, much like the stock market and the wider economy. It ebbs and flows, goes up and down, experiences booms… Read More »Are We Near the Peak of the Current Housing Cycle?
Now that 30-year fixed mortgage rates are flirting with 5%, there’s been quite the uptick in housing bubble chatter. The basic reasoning is because interest… Read More »Are the Housing Bears Being Too Rational?
For the individual who eschews fiat currency, but still needs a mortgage, look no further than Figure. The company originally came onto the scene by… Read More »Figure’s Crypto Mortgage: Purchase a Home with Nothing Down While You Continue to HODL
