Simple guides and tips to help you better understand and prepare for the home loan process. Learn how to get a mortgage, how to refinance, and more about the many different loans programs available.
As the name implies, “prepaid interest” is money you owe to a bank or mortgage lender that is paid in advance of when it is… Read More »What Is Prepaid Interest? Here’s Why You Need to Pay the Mortgage Lender Ahead of Time
Mortgage Q&A: “What mortgage term is best?” Before you set out to snag the lowest rate on your home purchase loan or mortgage refinance, you’ll… Read More »What Mortgage Term Is Best? Why It Could Pay to Look Beyond the 30-Year Fixed
It’s been some time since I’ve done mortgage Q&A, so without further delay, let’s explore the following question: “Do you need 20% down to buy… Read More »Do You Need 20% Down to Buy a House? Why This Old Rule No Longer Applies
While the recent stock market boom, coupled with near-record low mortgage rates will undoubtedly make prospective home buyers feel richer, lofty asking prices may have… Read More »2022 Home Selling Tips to Get Top Dollar: Don’t Take the Red Hot Real Estate Market for Granted
If you’ve yet to enter the housing market, but are thinking of buying a home in 2022, there’s a lot you need to know. The… Read More »Buying a Home in 2022? It Won’t Be Fun or Easy. Here Are 11 Tips to Help Make It Happen!
Mortgage Q&A: “What time of year are mortgage rates lowest?” We’re all looking for an angle, especially if it’ll save us some money. Whether it’s… Read More »What Time of Year Are Mortgage Rates Lowest? Here’s What The Data Says
If you’re in need of an FHA loan, you might be curious who the top FHA lenders are. By top, I mean largest. While biggest… Read More »Top FHA Lenders: Freedom Mortgage Is #1 Overall, But Is Biggest the Best?
It’s almost mid-December, which means it is time for another round of mortgage and real estate predictions for the upcoming year. I think it’s safe… Read More »2022 Real Estate and Mortgage Predictions
While refinance applications seem to be slowing, there are still some good reasons to refinance your mortgage, even if interest rates aren’t currently at their… Read More »FHA-to-Conventional Refinance: How to Drop Mortgage Insurance Once and For All
Mortgage Q&A: “Does Having A Mortgage Help Your Credit Score?” If you’ve ever pulled your credit report and/or viewed your scores, you may have noticed… Read More »Does Having A Mortgage Help Your Credit Score? Your Mileage May Vary, Here’s Why
