Simple guides and tips to help you better understand and prepare for the home loan process. Learn how to get a mortgage, how to refinance, and more about the many different loans programs available.
Because mortgage rates have more than doubled lately, interest in adjustable-rate mortgages has taken off. The popular 30-year fixed, which was priced as low as… Read More »An Easy Way to Save Even More Money with an Adjustable Rate Mortgage
It’s time for another mortgage match-up, the latest installment “mortgage rates vs. recessions.” This is a timely post seeing that mortgage rates have gone absolutely… Read More »Mortgage Rates vs. Recessions: Do They Go Up or Down During Hard Times?
Just about everyone with a home loan ponders the idea of paying a little extra, whether it’s via biweekly mortgage payments, or just once a… Read More »Paying Extra Today Won’t Lower Your Future Monthly Mortgage Payments
I thought it would be helpful to create a post that answers a lot of top “mortgage questions” that prospective and existing homeowners tend to… Read More »21 Mortgage Questions You Should Know the Answer To
While prospective home buyers continue to grapple with high mortgage rates and limited supply, existing owners are getting richer. A new report from Black Knight… Read More »The Average Homeowner Now Has $207,000 in Tappable Equity: The Question Is How Do You Tap It?
You’ve heard the news – mortgage rates surged from below 3% to as high as 5.5% in the span of a few months. And they… Read More »10 Simple Ways You Can Save Money on Your Next Mortgage
If you’re in need of an FHA loan, you might be curious who the top FHA lenders are. By top, I mean largest. While biggest… Read More »Top FHA Lenders: Pennymac Is #1 Overall, But Is Biggest the Best?
With mortgage rates hovering around 5.5%, there might be the temptation to snag a 30-year fixed at say 4.875%, or 4.99% if a lender offers… Read More »Sometimes It’s Actually Better to Choose the Higher Mortgage Rate