Mortgage Tips

Simple mortgage tips to help you better prepare for the mortgage process and ideally save money on your mortgage.

Buying a Home in 2020? 11 Tips to Get It Done!

Buying a Home in 2020? 11 Tips to Get It Done!
January 24, 2020 No Comments »

If you’ve yet to enter the housing market, but are thinking of buying a home in 2020, there’s a lot you need to know. As I once pointed out, this isn’t your older sibling’s housing market. Not just anyone can ... Read More »

There Is No Mortgage Trick

There Is No Mortgage Trick
January 14, 2020 No Comments »

Over the years, I’ve seen tons of ads and articles about a so-called “mortgage trick,” only to click on the associated hyperlink and see nothing regarding any tricks. Talk about disappointing. For the record, I’m always interested to see what ... Read More »

When Are Mortgage Rates Lowest?

When Are Mortgage Rates Lowest?
December 4, 2019 No Comments »

We’re all looking for an angle, especially if it’ll save us some money. Whether it’s a stock market trend, a home price trend, or a mortgage rate trend, someone always claims to have unlocked the code. Unfortunately, it’s usually all ... Read More »

Use These Mortgage Charts to Easily Compare Rates

Use These Mortgage Charts to Easily Compare Rates
November 21, 2019 No Comments »

One of the things prospective home buyers and existing homeowners seem to care most about is mortgage rates. And for good reason – the interest rate you receive on your home loan dictates what you’ll pay each month, sometimes for ... Read More »

Don’t Be a Desperate Home Buyer

Don’t Be a Desperate Home Buyer
November 7, 2019 2 Comments »

It’s no secret the housing market has softened in recent months. Homes are no longer flying off the shelves, and bidding wars are becoming less and less common. Instead of properties going way above asking, home sellers are delivering price ... Read More »

Are Closing Costs Included In a Mortgage?

Are Closing Costs Included In a Mortgage?
October 31, 2019 No Comments »

Mortgage Q&A: “Are closing costs included in a mortgage?” There seems to be a great deal of confusion when it comes to closing costs and mortgages, so let’s clear the air and make sense of it all. Simply put, home ... Read More »

Should I Use an iBuyer to Sell My Home?

Should I Use an iBuyer to Sell My Home?
October 17, 2019 No Comments »

If you’re thinking about selling your home, you’ve got a lot of options. It’s not 2012 anymore, when you simply enlisted the services of a real estate agent and went on about your day. Or bravely went down the for-sale-by-owner ... Read More »

Curbio Review: Renovate Today, Pay When You Sell

Curbio Review: Renovate Today, Pay When You Sell
October 9, 2019 No Comments »

A startup named Curbio wants to help homeowners sell for more by improving their properties before they go to market. The twist is that the homeowner doesn’t have to pay for the renovations until settlement, meaning cash on hand isn’t ... Read More »

20-Year vs. 30-Year Mortgages: Get a Lower Rate?

20-Year vs. 30-Year Mortgages: Get a Lower Rate?
September 19, 2019 No Comments »

It’s time for a new mortgage match-up. Since paying down the mortgage early seems to be so en vogue these days, it makes sense to compare “20-year mortgages vs. 30-year mortgages.” The most common type of mortgage is the 30-year ... Read More »

Borrowers with Low Credit Scores Should Shop Their Mortgage More

Borrowers with Low Credit Scores Should Shop Their Mortgage More
September 18, 2019 No Comments »

Most people don’t bother shopping around for their mortgage, despite the tremendous potential savings involved. In fact, nearly half of consumers only bother obtaining a single mortgage rate quote. It’s understandable since it’s certainly not any fun calling a bank ... Read More »