This was the first category I created when this website was created in 2006.
And it’s really why I launched the site to begin with. To educate prospective home buyers and existing homeowners.
Simple guides and practical mortgage tips can help you better understand and prepare for the home loan process.
Same goes for answering mortgage questions and brushing up on the latest mortgage lingo.
Sometimes home buyers focus exclusively on the real estate piece while ignoring the home loan part.
This can result in some bad decisions when it comes to getting a mortgage. Or simply overpaying because of missteps (or a lack of shopping around!).
Learn how to get a mortgage, refinance an existing loan, and discover the many different loans programs available today.
You’re not financing a TV, or a car for that matter. It’s a big purchase and it deserves a lot more time and attention.
Arm yourself with knowledge early on and you’ll likely enjoy a better outcome.
In general, I like to play contrarian because it’s nice to consider alternative viewpoints. Instead of simply regurgitating the same take, sometimes going against the… Read More »How Moody’s Downgrade Could Actually Help Lower Mortgage Rates
With mortgage rates staying stubbornly elevated, new narratives are being written in an attempt to change that view. A popular one of late has been… Read More »Mortgage Rates Aren’t That High
Today we’ll take a look at the top mortgage lenders in Texas based on their annual production last year, including both retail and wholesale loan… Read More »Top Mortgage Lenders in Texas
The year 2025 has been all about mortgage and real estate linkups and vertical integration. Two of the biggest were announced in the month of… Read More »Lower Becomes Latest Mortgage Lender to Acquire a Real Estate Portal
It’s been an uphill battle to sell a home lately, with interest rates through the roof and home prices equally expensive. But somehow, someway, the… Read More »The Trick Home Builders Use to Sell More Homes
Over the weekend, the United States and China reached a temporary deal to cut tariffs tremendously. Instead of an astronomical 145% rate, the U.S. will… Read More »Mortgage Rates Moderately Higher as China Trade Deal Reached
While folks debate whether mortgage rates are going higher or lower, most expect a boom if they eventually do come down. Even Dave Ramsey, who… Read More »Dave Ramsey Thinks Lower Mortgage Rates Could Ignite a Home Buying Frenzy
A day after the Fed held its key policy rate steady, 10-year bond yields are up double-digits. And that will result in higher mortgage rates… Read More »Mortgage Rates Worsen After First Trade Deal Announced
Not all mortgage rates are created equal. Why? Because lenders don’t price them the same for any number of reasons, whether it’s cost to originate… Read More »The Gap Between Good and Bad Mortgage Rates Has Grown Wider, Shop Accordingly
Folks on social media love coming up with so-called “hacks” to excite their followers. In the mortgage realm, this typically means highlighting math that seems… Read More »The 2% Mortgage Hack Explained
