Everything you’ve ever wanted to know about mortgage rates. And even more than that…quite possibly the most important aspect of the home loan process.
After all, they stay with you for a long, long time. The rate you get today could be yours for the next 30 years.
In other words, shop wisely so you get a lower one! And don’t worry, I’ve got you covered with lots of actionable tips and tricks to accomplish that.
Start off by reading my primer on how mortgage rates are determined.
Then check out some of my popular mortgage rate posts, such as how to track mortgage rates. And do mortgage rates change daily.
Before long, you’ll be an expert yourself! That could eventually help you negotiate your mortgage rate once it’s showtime!
I was thinking about mortgage rates, as I often do, when I decided to pose a question to Grok, the LLM chatbot owned by xAI.… Read More »Will Mortgage Rates Be Higher or Lower by the End of 2025? I Asked AI.
While President Trump and FHFA Director Pulte continue to call for lower rates, mortgage rates have quietly marched down to their 2025 lows. It’s kind… Read More »Mortgage Rates Quietly Fall to Lows of 2025
President Trump’s latest salvo against Fed Chair Jerome Powell called for 1% interest rates. And he added that he’d “love him to resign if he… Read More »Trump Wants Interest Rates Cut to 1%. What Would That Mean for Mortgage Rates?
In testimony to the House Financial Services Committee today, Federal Reserve Chair Jerome Powell said they haven’t cut rates this year because of the tariffs.… Read More »Powell Says They’d Still Be Cutting If There Weren’t Tariffs, and Chances Are Mortgage Rates Would Be Lower Too
While one may have worried that mortgage rates would move higher after the U.S. bombed Iran nuclear facilities, so far things have gone the other… Read More »Mortgage Rates Move Lower Despite Evolving Iran Conflict
It’s no secret certain folks don’t like Fed Chair Powell. You may have heard of one of them, President Donald Trump, who refers to him… Read More »Pulte Blames Powell for High Mortgage Rates and Trapping Borrowers in Their Homes
The big Fed decision yesterday was keeping rates unchanged. Everyone knew that was going to be the case and didn’t bat an eye. However, things… Read More »Powell Signals There Won’t Be Shortcuts on Rate Cuts or Path to Lower Mortgage Rates
I got to thinking that one way mortgage rates could come down is due to housing market weakness. The thought is layered in all types… Read More »Is Housing Market Weakness What Finally Brings Down Mortgage Rates?
As if mortgage rates didn’t have enough problems lately, now they’ve got the threat of rising oil prices. And the inflation that could come with… Read More »Rising Oil Prices Could Be Yet Another Headwind for Mortgage Rates
Mortgage rates came down after a softer-than-expected CPI print. But only a little bit. Instead of a 30-year fixed quote of 7%, you might see… Read More »Mortgage Rates Lower as Inflation Eases, But Only a Little
