Vs.

Mortgage match-ups are found here. Be careful, things could get ugly…

Condo vs. Townhouse: Why It Matters

Condo vs. Townhouse: Why It Matters
March 14, 2021 No Comments »

It’s been a while since I’ve done a matchup, so let’s talk about an important one if you’re in the market to buy real estate. Today, we’ll breakdown the similarities and differences of a condo vs. townhouse. First things first, ... Read More »

Locking vs. Floating Your Mortgage Rate

Locking vs. Floating Your Mortgage Rate
March 10, 2021 No Comments »

To mortgage folk across the country, it’s an age-old question: “Lock or float?” It’s a question loan officers and mortgage brokers get asked on a daily basis, often over and over again by panicked borrowers and first-time home buyers. And ... Read More »

Renting vs. Buying a Home: 55 Pros and Cons

Renting vs. Buying a Home: 55 Pros and Cons
March 2, 2021 1 Comment »

It’s time for yet another mortgage match-up, so without further ado, here’s a biggie: “Renting vs. buying a home.” Or a townhouse for that matter… This is certainly an intimidating question, and one that’s difficult to sum up in one ... Read More »

7/1 ARM vs. 30-Year Fixed Mortgage: Pros and Cons

7/1 ARM vs. 30-Year Fixed Mortgage: Pros and Cons
February 23, 2021 No Comments »

When shopping for a mortgage, it’s very important to pick a suitable loan product for your unique situation. Today, we’ll compare two popular loan programs, the “30-year fixed mortgage vs. the 7-year ARM.” We all know about the traditional 30-year ... Read More »

Should You Buy a New Home or an Old Home?

Should You Buy a New Home or an Old Home?
February 15, 2021 No Comments »

It’s time for another match-up, this time we’ll compare buying a new home versus purchasing an old one. For the record, some home builders refer to existing homes as “used,” which sounds kind of silly considering we’re talking about a ... Read More »

10-Year Mortgages vs. the 30-Year Fixed: Which Is Better?

10-Year Mortgages vs. the 30-Year Fixed: Which Is Better?
October 22, 2020 No Comments »

It’s time for another mortgage match-up folks. Today, we’ll look at 10-year mortgages versus the 30-year fixed mortgage to see how these home loans stack up against one another. Before we get started, it’s important to note that there are ... Read More »

Mortgage Impounds vs. Paying Taxes and Insurance Yourself

Mortgage Impounds vs. Paying Taxes and Insurance Yourself
October 21, 2020 11 Comments »

If you’ve been researching mortgages, or are in the process of taking out a home loan, you’ve probably come across the term “impounds” or “escrows.” When you hear these seemingly scary words, the loan officer or mortgage broker is referring ... Read More »

Should You Prepay the Mortgage or Invest Instead?

Should You Prepay the Mortgage or Invest Instead?
October 19, 2020 No Comments »

It’s been a while since I last posted a mortgage match-up, so without further ado, here’s the latest installment: “Prepay the mortgage or invest instead?” There are likely thousands of articles that deal with this very subject, all with plenty ... Read More »

Mortgage Rates vs. Fed Announcements

Mortgage Rates vs. Fed Announcements
March 3, 2020 No Comments »

File this one under “no correlation,” despite a flood of news articles claiming the Fed’s rate cut directly impacts mortgage rates. Today, the Fed cut the federal funds rate by half a percentage point to a range of 1-1.25% due ... Read More »

Mortgage Rate vs. APR: What to Watch For

Mortgage Rate vs. APR: What to Watch For
February 27, 2020 No Comments »

It’s time for another mortgage match-up: “Mortgage rate vs. APR.” If you’re shopping for real estate or looking to refinance, and you’ve seen a certain mortgage rate advertised, you may have noticed a second, similar percentage adjacent to or below ... Read More »