Vs.

Mortgage match-ups are found here. Be careful, things could get ugly…

5/1 ARM vs. the 30-Year Fixed : Pros and Cons

5/1 ARM vs. the 30-Year Fixed : Pros and Cons
January 29, 2019 No Comments »

Here we go again…it’s that special time where I compare two popular home loan programs to see how they stack up against each other. Today’s match-up: “5/1 ARM vs. 30-year fixed.” Everyone has heard of the 30-year fixed-rate mortgage – ... Read More »

Home Prices vs. Recessions

Home Prices vs. Recessions
December 13, 2018 No Comments »

There have been three recessions since the 1990s, including the Great Recession, which took place from 2007 and 2009 and lasted about a year and a half. Earlier, a recession took place in 1990 thanks to growing inflation and debt, ... Read More »

Condo vs. Townhouse: Why It Matters

Condo vs. Townhouse: Why It Matters
March 27, 2018 1 Comment »

It’s been a while since I’ve done a matchup, so let’s talk about an important one if you’re in the market to buy real estate. Today, we’ll breakdown the similarities and differences of a condo vs. townhouse. First things first, ... Read More »

HELOC vs. Credit Card: Why the Plastic May Work Out Better

HELOC vs. Credit Card: Why the Plastic May Work Out Better
January 17, 2018 No Comments »

You may have heard recently that “tappable” home equity has reached an all-time high, thanks to rapidly appreciating home prices and conservative borrowing on behalf of existing homeowners. If you haven’t, know that some 42 million homeowners have around $5.4 ... Read More »

Primary Residence vs. Second Home vs. Investment

Primary Residence vs. Second Home vs. Investment
August 22, 2017 2 Comments »

Sometimes I’m surprised I miss the most basic of mortgage definitions, seeing that this blog has been around for more than a decade, but alas, I’ve never written about occupancy specifically. So without further ado, let’s talk about the three ... Read More »

Mortgage Rates and Fed Announcements

Mortgage Rates and Fed Announcements
March 16, 2017 No Comments »

File this one under “no need to panic,” despite constant warnings of a Fed move impacting mortgage rates. You can’t blame them (the media) – it makes for a good headline, but much of what is thrown out there usually ... Read More »

Mortgage Rates vs. Presidential Inaugurations: Is There a Correlation?

Mortgage Rates vs. Presidential Inaugurations: Is There a Correlation?
January 12, 2017 No Comments »

Let’s get political – just kidding. Let’s talk about data that involves presidential elections and mortgage rates, more specifically, what happens to rates during an election year and the subsequent year to find out if there are any trends that ... Read More »

President-Elect Trump vs. Mortgage Rates

President-Elect Trump vs. Mortgage Rates
November 14, 2016 2 Comments »

You may have already read the headlines. Things like Trump-fueled Treasury surge and the so-called Trump Effect, all driving mortgage rates higher. And it’s not just fodder, it’s true. Since the election results came in last Tuesday night, mortgage rates ... Read More »

Brexit vs. Mortgage Rates: How Low Might They Actually Go?

Brexit vs. Mortgage Rates: How Low Might They Actually Go?
June 24, 2016 No Comments »

Bye Bye Britain Well, the unthinkable happened early this morning (or late last evening depending on where you live). The UK voted to leave the European Union, agreeing to Brexit instead of Bremain, as they say. So hold onto your ... Read More »

Cash Out vs. HELOC vs. Home Equity Loan

Cash Out vs. HELOC vs. Home Equity Loan
April 6, 2016 1 Comment »

Cash Out Your First Mortgage or Take Out a HELOC/Home Equity Loan? If you already have a mortgage and need cash You’ve got two main options Refinance your first mortgage and take cash out Or take out a second mortgage ... Read More »