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Mission Statement

You might be wondering what the point of this website is. Many websites sell a product or offer a service.

I don’t sell anything nor do I offer any sort of paid service.

Instead, I just write about mortgages. And I’ve been doing it for the past 20 years (almost!).

The reason I created this website is simple: to help consumers better understand how mortgages work. That’s it. Plain and simple.

That’s still the main goal and raison d’être.

“Your guide to a smarter home loan.”

I want visitors to walk away (or click away) knowing more about mortgages than when they arrived.

And ideally make more informed choices when dealing with real estate agents, loan officers, and brokers when buying a home or refinancing their loan.

As noted on my about me page, I used to work in the mortgage industry as an Account Executive for a wholesale mortgage lender.

While employed there, I learned a ton about the business, gained invaluable experience, and also discovered that many people were asking a lot of questions about how it all worked.

That led to the creation of TheTruthAboutMortgage.com in 2006, just before the housing market happened to tank. Good timing I know.

I began writing about types of mortgages, mortgage terminology, how-to articles, and general mortgage tips I thought would be useful.

Today, that’s what I still do on this site. In fact, not a whole lot has changed in that regard. Just new topics and ideas as the market shifts, or as guidelines change and loan products come into existence.

Without getting too longwinded, I wanted The Truth About Mortgage to be a tool for the everyday home buyer (or existing homeowner).

A place they can go to get unbiased, factual, and actionable information from an impartial voice, which is so hard to find these days.

And that’s what you’ll find when browsing my site.

Check out my editorial standards for more information.

Colin Robertson
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