Is the 30-Year Fixed Even a Good Deal Anymore?
It’s no secret that the 30-year fixed was the best deal ever a few short years ago. Back in 2021 (and in surrounding years) you… Read More »Is the 30-Year Fixed Even a Good Deal Anymore?
What Is a Mortgagee? Hint: It’s Not a Typo Nor Is It Misspelled
Are You a Mortgagee or Mortgagor? It’s 2025 and it’s time for some fresh mortgage Q&A! Today’s question: “What is a mortgagee?” No, it’s not… Read More »What Is a Mortgagee? Hint: It’s Not a Typo Nor Is It Misspelled
Lender Credits: The Opposite of Paying Points on Your Mortgage
Mortgage Q&A: “What is a lender credit?” If you’ve been shopping mortgage rates, whether for a new home purchase or a refinance, you’ve likely come… Read More »Lender Credits: The Opposite of Paying Points on Your Mortgage
We Are Entering 2025 with Mortgage Rates on the Rise
What a difference a year makes. Toward the end of 2023, mortgage rates fell nearly 150 basis points to ring in the New Year. Meanwhile,… Read More »We Are Entering 2025 with Mortgage Rates on the Rise
2025 Mortgage and Real Estate Predictions: Where Is the Market Headed Next?
1. Mortgage rates will move lower and hit the 5s at some point I always start my New Year predictions post with a guess about… Read More »2025 Mortgage and Real Estate Predictions: Where Is the Market Headed Next?
One Major Reason Why the Housing Market Is Much Better Off Than It Used to Be
With home prices out of reach for many and affordability the worst it’s been in decades, a lot of folks are talking about another housing… Read More »One Major Reason Why the Housing Market Is Much Better Off Than It Used to Be
Mortgage Rates Increased About a Quarter Percent This Week. What Does That Actually Mean?
If you’ve scanned the headlines lately, you probably saw that mortgage rates went up yet again. And they did so despite another Fed rate cut,… Read More »Mortgage Rates Increased About a Quarter Percent This Week. What Does That Actually Mean?
The Reason Mortgage Rates Jumped After the Fed Rate Cut
Well, it happened again. The Federal Reserve announced another rate cut and mortgage rates surged higher. In fact, the 30-year fixed now starts with a… Read More »The Reason Mortgage Rates Jumped After the Fed Rate Cut
2025 Mortgage Rate Predictions: Where Do They Go From Here?
It’s that time of the year when I look at what the next year might have in store for mortgage rates. It’s never easy to… Read More »2025 Mortgage Rate Predictions: Where Do They Go From Here?
Larger Loan Amounts Require Smaller Mortgage Rate Decreases for a Refinance to Pencil
While 2025 offers some hope mortgage rates will move lower, that’s still very much up in the air. There are renewed worries that inflation could… Read More »Larger Loan Amounts Require Smaller Mortgage Rate Decreases for a Refinance to Pencil