Don’t Buy a Home with Friends
Recently, Zillow began airing a commercial called “Homeowner Mates.” It depicts three women moving into a home together. It shows their individual “BuyAbility” followed by… Read More »Don’t Buy a Home with Friends
Maybe Homeowners Are Struggling with Mortgage Loan Amount Lock-In
When mortgage rates surged off their record lows in early 2022, the housing market ground to a halt. In the span of less than 10… Read More »Maybe Homeowners Are Struggling with Mortgage Loan Amount Lock-In
Did Mortgage Lenders Raise Their Early Bird 2025 Conforming Loan Limits Too High?
Over the past several years, mortgage lenders have been offering “early bird” conforming loan limits for the upcoming year. This allows them to make bigger… Read More »Did Mortgage Lenders Raise Their Early Bird 2025 Conforming Loan Limits Too High?
Those Double-Digit Mortgage Rates from the 80s Required You to Pay Points Too!
Even though mortgage rates have fallen quite a bit from their highs seen a year ago, they remain quite elevated relative to much of the… Read More »Those Double-Digit Mortgage Rates from the 80s Required You to Pay Points Too!
Is This as Good as Mortgage Rates Get For Now?
Well, it’s been over a week since the Fed cut rates and mortgage rates went up. While this may have come as a surprise to… Read More »Is This as Good as Mortgage Rates Get For Now?
The Other Reason You Should Shop Around for Your Mortgage
I know, I know, mortgage shopping is the worst. It’s not a fun thing to do. It’s not like shopping for a new car or… Read More »The Other Reason You Should Shop Around for Your Mortgage
Home Purchase Lending Expected to Be Lackluster in 2025 Despite Lower Rates
While lower mortgage rates have reinvigorated hope for the stalling housing market, 2025 might not wind up much better than 2024. Sure, lower interest rates… Read More »Home Purchase Lending Expected to Be Lackluster in 2025 Despite Lower Rates
Mesa Wants to Reward You for Every Dollar You Spend on Your Home
There is apparently a “home cost crisis,” and a new fintech company called Mesa is looking to solve that. It’s no secret that home prices… Read More »Mesa Wants to Reward You for Every Dollar You Spend on Your Home
You Could Try a Mortgage Rate Modification Instead of a Refinance
Want to lower your mortgage rate without a traditional refinance? Look into a “mortgage rate modification,” which does just that. Instead of having to contact… Read More »You Could Try a Mortgage Rate Modification Instead of a Refinance
Fed Rate Cut, But Mortgage Rates Up: What Gives?
Anyone who works in the industry probably saw this coming. But those who don’t might be left scratching their head. Yesterday, the Fed finally pivoted… Read More »Fed Rate Cut, But Mortgage Rates Up: What Gives?