To mortgage folks across the country, it’s an age-old question: “Lock or float?” It’s a question loan officers and mortgage brokers get asked on a… Read More »Locking vs. Floating Your Mortgage Rate: Which Is Better and Why?
It’s been a great week for mortgage rates. You can’t argue that. The 30-year fixed is now averaging around 6.80%, down from over 7% a… Read More »A Weakening Economy Might Bring Lower Mortgage Rates, But What Else?
As anticipated, mortgage rates are back below their year-ago levels. I had suspected they would be, despite a rough couple of months pre- and post-election.… Read More »Mortgage Rates Back Below Year-Ago Levels as We Head into Spring
Mortgage Q&A: “How to pay off the mortgage early.” If you’re looking to pay off your mortgage quickly, now might be a good time to… Read More »How to Pay Off the Mortgage Early: 30+ Methods You Can Use Right Now
If you’ve yet to enter the housing market, but are thinking of buying a home in 2025, there’s a lot you need to know. The… Read More »Buying a Home in 2025? Supply Is Finally Rising and Some Are Calling It a Buyer’s Market. Here Are 11 Tips to Help Make It Happen!
Less than a week after a task force was launched to “eliminate waste, fraud, and abuse” at HUD, it appears nearly half of the Federal… Read More »FHA Layoffs: 40% of Staff to Be Let Go in Latest Government Cuts
In a bid to help more renters make the leap to homeownership, Rocket Mortgage has launched a new program called “RocketRentRewards.” As the name suggests,… Read More »RocketRentRewards Offers 10% Back on Rent to Use Toward Closing Costs on a Home Purchase
I got to thinking the other day that Trump’s plan to lower mortgage rates might be through increased unemployment. While everyone is seemingly focused on… Read More »Is Trump’s Plan to Lower Mortgage Rates Mass Government Layoffs?
One of the biggest hurdles to homeownership is the down payment. After all, the typical American has barely anything in the way of savings. At… Read More »Can You Use a Credit Card for a Down Payment on a House?
You’ve likely heard that one of President Trump’s goals is to lower mortgage rates. He talked about it on the campaign trail before he got… Read More »Trump Wants to Lower Mortgage Rates without the Fed
