If you’re an existing homeowner who purchased your property as recently as 2022, you probably have a really low, fixed mortgage rate. Perhaps something that… Read More »Non-Mortgage Housing Costs Nearly Exceed the Mortgage Itself
If you’re currently the proud owner of a mortgage, you’ve undoubtedly heard of a cash-out refinance, one that allows you to tap into your home… Read More »What Is a Cash-In Refinance? Lower Your Loan Balance and Your Mortgage Rate
With home prices dare I say a little frothy these days, low appraisals are becoming a concern again for home buyers. It wasn’t uncommon for… Read More »What Happens If the Appraisal Comes In Low?
While it appears that Trump’s funding freeze won’t affect home buyers who use a government-backed mortgage, there’s now another concern. It came to my attention… Read More »Down Payment Assistance Programs May Be Affected by Federal Funding Pause
Yesterday, President Trump released a memo calling for the temporary pause of grants, loans, and other financial assistance programs. The executive order was intended to… Read More »Trump’s Funding Freeze Causes Uncertainty for Government-Backed Mortgages
Last week, President Donald Trump demanded that “interest rates drop immediately” while addressing the World Economic Forum in Davos, Switzerland virtually. He mentioned the falling… Read More »Trump May Get His Wish of Lower Mortgage Rates Granted, But Not for the Right Reasons
To say it’s been a bad 12 months for home sales would be a massive understatement. Today, the National Association of Realtors (NAR) reported that… Read More »Existing Home Sales Fall to Lowest Level Since 1995
Now that tapping home equity is back in fashion, I figured it’d be helpful to see who the top HELOC lenders are. This is especially… Read More »The Largest HELOC Lenders in the Nation (Updated for 2025)
Well, we’re just one day into Trump’s second term and there are already rumblings of new residential housing policy. While it’s still all just talk,… Read More »FHA Life of Loan Premiums Might Be Scrapped Under Trump
Well, President Donald Trump is officially back in office after the long-awaited inauguration took place today in Washington D.C. He was sworn in as the… Read More »Mortgage Rates Begin Above 7% to Start Trump’s Second Term in Office
