You’ve probably heard of the mortgage rate lock-in effect, where homeowners are unwilling (or unable) to give up their ultra-low mortgage rates. Also known as… Read More »Lender Will Split the Difference If You Give Up Your 3% Mortgage Rate
The fourth largest home builder in the country, NVR, also operates its own financing division called “NVR Mortgage.” This allows them to complete more of… Read More »NVR Mortgage Review: A One-Stop Shop for a New Home and a Loan
How does an additional $1 trillion in annual home loan origination volume sound? At the moment, it sounds incredible if you’re in the mortgage industry… Read More »Use of VantageScore May Boost Annual Mortgage Volume by $1 Trillion
Today we’ll check out another home builder’s in-house mortgage lender, this time KB Home’s “KBHS Home Loans.” As the name suggests, they are the affiliated… Read More »KBHS Home Loans Review: Mortgage Rate Specials for Those Who Buy a KB Home
Lately, mortgage rate buydowns have been all the rage as a means to reduce home buying costs. This could come in the form a temporary… Read More »Are Adjustable-Rate Mortgages Going to Replace Mortgage Rate Buydowns?
One of the nation’s largest home builders, PulteGroup, also operates its own financing division called “Pulte Mortgage.” This is a common setup employed by large… Read More »Pulte Mortgage Review: Gain Access to Unique Financing Specials If You Use the Builder’s Lender
For those of you still wondering why home prices haven’t plummeted, despite significantly higher mortgage rates, it’s because there isn’t a negative correlation. A lot… Read More »Higher Mortgage Rates Hurt Sales Volume, Not Home Prices
As if you needed more evidence that it’s not a good time to buy a home. The latest piece comes from the WSJ, which revealed… Read More »It’s Not a Good Time to Buy a Home and Everyone Knows It
This week, I read an article in the WSJ about paying the mortgage with a credit card. Either things are really bad in the economy,… Read More »An Alternative to Paying the Mortgage with a Credit Card
If you thought 8% mortgage rates were bad, what about 9% mortgage rates? What was once unthinkable is now not so hard to believe, with… Read More »Is It Time to Start Talking About 9% Mortgage Rates?
