While there has been some debate about the so-called mortgage rate lock-in effect, it appears to be a pretty legit force in the housing market… Read More »Low Mortgage Rates Are the #1 Reason Homeowners Aren’t Moving
In order to make homeownership more accessible, loanDepot has launched a new program called “accessZERO.” As the name suggests, it allows prospective home buyers to… Read More »loanDepot accessZERO: You Can Buy a Home with Zero Down Again
You’ve probably heard of the mortgage rate lock-in effect, where homeowners are unwilling (or unable) to give up their ultra-low mortgage rates. Also known as… Read More »Lender Will Split the Difference If You Give Up Your 3% Mortgage Rate
The fourth largest home builder in the country, NVR, also operates its own financing division called “NVR Mortgage.” This allows them to complete more of… Read More »NVR Mortgage Review: A One-Stop Shop for a New Home and a Loan
How does an additional $1 trillion in annual home loan origination volume sound? At the moment, it sounds incredible if you’re in the mortgage industry… Read More »Use of VantageScore May Boost Annual Mortgage Volume by $1 Trillion
Today we’ll check out another home builder’s in-house mortgage lender, this time KB Home’s “KBHS Home Loans.” As the name suggests, they are the affiliated… Read More »KBHS Home Loans Review: Mortgage Rate Specials for Those Who Buy a KB Home
Lately, mortgage rate buydowns have been all the rage as a means to reduce home buying costs. This could come in the form a temporary… Read More »Are Adjustable-Rate Mortgages Going to Replace Mortgage Rate Buydowns?
One of the nation’s largest home builders, PulteGroup, also operates its own financing division called “Pulte Mortgage.” This is a common setup employed by large… Read More »Pulte Mortgage Review: Gain Access to Unique Financing Specials If You Use the Builder’s Lender
For those of you still wondering why home prices haven’t plummeted, despite significantly higher mortgage rates, it’s because there isn’t a negative correlation. A lot… Read More »Higher Mortgage Rates Hurt Sales Volume, Not Home Prices
As if you needed more evidence that it’s not a good time to buy a home. The latest piece comes from the WSJ, which revealed… Read More »It’s Not a Good Time to Buy a Home and Everyone Knows It
