Lately, mortgage rates have been pretty flat. They enjoyed a nice string of six or seven weeks where they tumbled down from around 7.25% to… Read More »If Mortgage Rates Don’t Move, They’ll Be Better in a Month
I’ve been a lot more active on social media over the past few years. And one of my observations is that everyone is looking to… Read More »If You Have a Mortgage, You Are Not Rich
I remember when I wrote my mortgage myths post, I pointed out that mortgages aren’t mostly interest. But I did so when mortgage rates were… Read More »Higher Mortgage Rates Mean Principal Repayment Has Slowed to a Crawl
Let’s talk home selling tips. While still-high mortgage rates will undoubtedly make prospective home buyers feel stretched, there’s still plenty of hope for home sellers… Read More »2025 Home Selling Tips to Get Top Dollar: How to Navigate a Cooler Housing Market
Today we’ll take a brief look at some mortgage rate history to gain a little context for where we stand today. It’s always helpful to… Read More »Mortgage Rate History: Check Out These Charts from the Early 1900s
It seems pretty clear that the housing market has cooled, and is now more of a buyer’s market than a seller’s market. While this does… Read More »If You’re Buying a Home Today, Expect to Keep It for a Long Time
Yesterday, I wrote about how the uncertainty surrounding tariffs was hurting mortgage rates. In short, the market doesn’t know what to make of the tariffs… Read More »Can the Housing Market Stomach a Return to 7% Mortgage Rates?
When you take out a mortgage, whether it’s a home purchase or a refinance, you must pay “closing costs.” These costs can vary considerably from… Read More »How to Reduce Closing Costs on Your Mortgage
It’s clear that the trade war is now the biggest driver of mortgage rates today. Prior to the arrival of tariffs and a wider trade… Read More »The Trade War Matters More to Mortgage Rates Than Cool Economic Data
So far, 2025 is shaping up to be a bit better when it comes to mortgage rates. While the 30-year fixed is only slightly below… Read More »2025 Could Be the Year of the Rate and Term Refinance
