2026 Mortgage and Real Estate Predictions
1. Mortgage rates will fall into the 5% range 2. Home prices will be flat (if not lower) 3. Affordability will improve but remain constrained… Read More »2026 Mortgage and Real Estate Predictions
Mortgage News
The latest real estate and mortgage industry news, digested. Look beyond the headlines to better understand what’s really happening.
I’ve been covering the mortgage industry since 2006, at a time when scores of banks and lenders were closing their doors after some very big boom years.
In fact, you can see my ongoing list of mortgage layoffs and closures if you’re curious just how many companies didn’t survive that period.
Fortunately, the climate has improved considerably since then, despite a big uptick in mortgage rates lately.
This too has led to companies merging or folding entirely, though this time around due to a lack of volume as opposed to an increase in loan defaults.
I strive to write compelling mortgage news stories, whether it’s the top lenders for a given year, a novel mortgage product, new loan limits, or a big policy change.
You can see all my latest mortgage news posts below.
MBA Calls for Single Credit Report for a Mortgage If Your Credit Score is 700+
In case you’re unaware, mortgage lenders pull a tri-merge credit report when you apply for a mortgage, whether it’s for a home purchase or a… Read More »MBA Calls for Single Credit Report for a Mortgage If Your Credit Score is 700+
UWM to Acquire Two Harbors to Beef Up Its Loan Servicing Game
Just when you thought all the mortgage M&A was done for the year, one last one snuck in. Well, there are actually two more weeks… Read More »UWM to Acquire Two Harbors to Beef Up Its Loan Servicing Game
2026 FHA Loan Limits Climb to $541,287
The Department of Housing and Urban Development (HUD) released the new FHA loan limits for calendar year 2026 today. As you probably expected, they have… Read More »2026 FHA Loan Limits Climb to $541,287
A Mortgage Refinance with a Sub-500 FICO Score Got Approved Thanks to the New No Minimum Credit Score Requirement
A reader just told me that he was able to get a client approved for a refinance with a sub-500 FICO score. And this is… Read More »A Mortgage Refinance with a Sub-500 FICO Score Got Approved Thanks to the New No Minimum Credit Score Requirement
The CEO of the Nation’s Top Mortgage Lender Supports a 50-Year Mortgage
Just when you thought the 50-year mortgage debate was over, the CEO of the nation’s top mortgage lender has chimed in on the topic. Yes,… Read More »The CEO of the Nation’s Top Mortgage Lender Supports a 50-Year Mortgage
2026 Conforming Loan Limit Climbs to $832,750
The 2026 conforming loan limits were released during the holiday week and (surprise, surprise) they’re higher! In case you weren’t aware, these loan limits are… Read More »2026 Conforming Loan Limit Climbs to $832,750
Fairway Home Mortgage Launches Credit Card That Rewards You for Making On-Time Mortgage Payments
Things are getting more interesting in the mortgage world, at least when it comes to earning rewards. One of the nation’s largest mortgage lenders, Fairway… Read More »Fairway Home Mortgage Launches Credit Card That Rewards You for Making On-Time Mortgage Payments
Wealthfront Home Lending: A Robo-Advisor Gets Into Mortgage Lending
While some banks and lenders exit the mortgage arena, Wealthfront is entering via its new venture “Wealthfront Home Lending.” The so-called robo-advisor based out of… Read More »Wealthfront Home Lending: A Robo-Advisor Gets Into Mortgage Lending
Rocket Mortgage Rolls Out DSCR Loans for Real Estate Investors
The nation’s second largest mortgage lender has begun offering DSCR loans for its customers. The loans, which are reserved for real estate investors, have exploded… Read More »Rocket Mortgage Rolls Out DSCR Loans for Real Estate Investors