Which Mortgage Should I Pay Off First?
Mortgage Q&A : “Which mortgage should I pay off first?” Today we’re going to talk about strategy if you hold multiple mortgages and want to… Read More »Which Mortgage Should I Pay Off First?
Mortgage Rates
Everything you’ve ever wanted to know about mortgage rates. And even more than that…quite possibly the most important aspect of the home loan process.
After all, they stay with you for a long, long time. The rate you get today could be yours for the next 30 years.
In other words, shop wisely so you get a lower one! And don’t worry, I’ve got you covered with lots of actionable tips and tricks to accomplish that.
Start off by reading my primer on how mortgage rates are determined.
Then check out some of my popular mortgage rate posts, such as how to track mortgage rates. And do mortgage rates change daily.
Before long, you’ll be an expert yourself! That could eventually help you negotiate your mortgage rate once it’s showtime!
Assumable Mortgages: Do They Finally Make Sense with 7%+ Mortgage Rates?
It’s time to talk about assumable mortgages. Everyone knows mortgage rates are no longer super cheap. The popular 30-year fixed was in the low 3%… Read More »Assumable Mortgages: Do They Finally Make Sense with 7%+ Mortgage Rates?
What Mortgage Rate Can I Get With My Credit Score?
A reader recently asked, “What mortgage rate can I get with my credit score?” So I figured I’d try to clear up a somewhat complex… Read More »What Mortgage Rate Can I Get With My Credit Score?
Why Are Refinance Rates Higher? It All Has to Do With Risk
Mortgage Q&A: “Why are refinance rates higher?” If you’ve been comparing mortgage rates lately in an effort to save some money on your home loan,… Read More »Why Are Refinance Rates Higher? It All Has to Do With Risk
Does the Fed Control Mortgage Rates?
Mortgage Q&A: “Does the Fed control mortgage rates?” With all the recent hubbub concerning mortgage rates, and the Fed, you might be wondering how it… Read More »Does the Fed Control Mortgage Rates?
Fannie Mae and Freddie Mac Expect Mortgage Rates to Be Higher for Longer
Well, so much for mortgage rates falling just in time for the spring home buying season. While many expected interest rates to be lower by… Read More »Fannie Mae and Freddie Mac Expect Mortgage Rates to Be Higher for Longer
Why Won’t Home Builders Lower Prices If Mortgage Rates Are Way Higher?
Lately, mortgage rates have surged higher, climbing from as low as 2% to over 8% in some cases. Despite this, home builders have been enjoying… Read More »Why Won’t Home Builders Lower Prices If Mortgage Rates Are Way Higher?
The Refinance Rule of Thumb: Only Refinance Your Mortgage If…
How Much Lower Should Mortgage Rates Be to Refinance? Unfortunately there is no one-size-fits-all answer to this question Because no two loan scenarios (or homeowners)… Read More »The Refinance Rule of Thumb: Only Refinance Your Mortgage If…
Cash Out vs. HELOC vs. Home Equity Loan: Which Is the Best Option Right Now and Why?
It’s time for another mortgage match-up: “Cash out vs. HELOC vs. home equity loan.” Yes, this is a three-way battle, unlike the typical two-way duels… Read More »Cash Out vs. HELOC vs. Home Equity Loan: Which Is the Best Option Right Now and Why?
10 Big Mortgage Myths Proved Wrong, Once and For All
These days, the world is full of misinformation. You can thank the Internet for that, which has led to an explosion in content, both good… Read More »10 Big Mortgage Myths Proved Wrong, Once and For All