There Is No Free Mortgage
You’ve heard the term “no free lunch.” Well, the same is true of home loans. There is no “free mortgage.” Sure, banks and lenders will… Read More »There Is No Free Mortgage
Mortgage Tips
This was the first category I created when this website was created in 2006.
And it’s really why I launched the site to begin with. To educate prospective home buyers and existing homeowners.
Simple guides and practical mortgage tips can help you better understand and prepare for the home loan process.
Same goes for answering mortgage questions and brushing up on the latest mortgage lingo.
Sometimes home buyers focus exclusively on the real estate piece while ignoring the home loan part.
This can result in some bad decisions when it comes to getting a mortgage. Or simply overpaying because of missteps (or a lack of shopping around!).
Learn how to get a mortgage, refinance an existing loan, and discover the many different loans programs available today.
You’re not financing a TV, or a car for that matter. It’s a big purchase and it deserves a lot more time and attention.
Arm yourself with knowledge early on and you’ll likely enjoy a better outcome.
Better Mortgage Review: They Promise Speed But at What Price?
One of the first “fintech” mortgage lenders that came into existence in recent years was Better Mortgage. Launched in 2014, they managed to fund more… Read More »Better Mortgage Review: They Promise Speed But at What Price?
What Is the Easiest Type of Mortgage to Get?
Mortgage Q&A: “What is the easiest type of mortgage to get?” Relative to other types of loans, it can be difficult to get approved for… Read More »What Is the Easiest Type of Mortgage to Get?
Top Mortgage Lenders in DC
Now it’s time to check out the top mortgage lenders in DC, the capital of the United States. In 2021, nearly 800 mortgage companies originated… Read More »Top Mortgage Lenders in DC
Mortgage Co-Borrower vs. Co-Signer
Today we’ll discuss the key differences between a mortgage co-borrower and a mortgage co-signer. While the two phrases sound pretty similar, and are sometimes used… Read More »Mortgage Co-Borrower vs. Co-Signer
A 1% Decrease in Mortgage Rates Is Worth an 11% Drop in Home Prices
A recent podcast from First American economists discussed the current state of the housing market. The subject was the rebalancing of the housing market, which… Read More »A 1% Decrease in Mortgage Rates Is Worth an 11% Drop in Home Prices
What Are Seller Concessions?
Now that the housing market is turning in favor of home buyers, the phrase “seller concessions” might become a lot more common. Over the past… Read More »What Are Seller Concessions?
Why Mortgage Lenders Are Requiring Upfront Points
There’s been a recent phenomenon where mortgage lenders are requiring borrowers to pay upfront points when obtaining a home loan. This runs counter to the… Read More »Why Mortgage Lenders Are Requiring Upfront Points
Top Mortgage Lenders in Kentucky
It’s time to find out who the top mortgage lenders in Kentucky are, based on total loan volume. More than 750 banks, direct lenders, and… Read More »Top Mortgage Lenders in Kentucky
Top Mortgage Lenders in Hawaii
Today we’ll check out the top mortgage lenders in Hawaii based on total loan volume. These companies closed the most home loans in The Aloha… Read More »Top Mortgage Lenders in Hawaii