Preparing Yourself for the Sellers Market
Whether you like it or not, the buyer’s market of the past couple years or so has come to an abrupt end. Now, sellers have… Read More »Preparing Yourself for the Sellers Market
Mortgage Tips
This was the first category I created when this website was created in 2006.
And it’s really why I launched the site to begin with. To educate prospective home buyers and existing homeowners.
Simple guides and practical mortgage tips can help you better understand and prepare for the home loan process.
Same goes for answering mortgage questions and brushing up on the latest mortgage lingo.
Sometimes home buyers focus exclusively on the real estate piece while ignoring the home loan part.
This can result in some bad decisions when it comes to getting a mortgage. Or simply overpaying because of missteps (or a lack of shopping around!).
Learn how to get a mortgage, refinance an existing loan, and discover the many different loans programs available today.
You’re not financing a TV, or a car for that matter. It’s a big purchase and it deserves a lot more time and attention.
Arm yourself with knowledge early on and you’ll likely enjoy a better outcome.
Detailing the FHA’s New Annual Mortgage Insurance Premium Structure
Over the next few months, the FHA will make a number of substantial revisions to its annual mortgage insurance premium structure. This is in addition… Read More »Detailing the FHA’s New Annual Mortgage Insurance Premium Structure
Getting a Mortgage After a Short Sale: Tips, Tricks, and Waiting Periods
Over the past several years, scores of homeowners have elected to ditch their unmanageable mortgages via short sales to avoid foreclosure. It’s estimated that roughly… Read More »Getting a Mortgage After a Short Sale: Tips, Tricks, and Waiting Periods
Is There Any Correlation Between Elections and Mortgage Rates?
Seeing that it’s Election Day, I figured I’d take a look at historic mortgage rates to see if there is any correlation between their direction… Read More »Is There Any Correlation Between Elections and Mortgage Rates?
The Problem With Mortgage Rate Surveys
Every week, mortgage financier Freddie Mac comes out with a mortgage rate survey, which reveals the average interest rate (and points) charged by lenders for… Read More »The Problem With Mortgage Rate Surveys
What Flavor Is Your Mortgage?
Knowing where you stand before applying for a mortgage is key to negotiating a better interest rate. Yes, you can negotiate your rate! But if… Read More »What Flavor Is Your Mortgage?
Choose Your Own Term Mortgages: Look Beyond the 30-Year
It’s time to talk about silly mortgage products! So I was driving out in Los Angeles today, listening to ESPN radio or some other sports… Read More »Choose Your Own Term Mortgages: Look Beyond the 30-Year
Mortgage Crisis Foreshadowing
I think a lot. Often, about mortgages. In fact, a day doesn’t go by when I don’t try to think of topics to write about… Read More »Mortgage Crisis Foreshadowing
Some 30-Year Mortgage Rates Aren’t Really Fixed
Let’s talk about mortgage marketing for a moment. I’d hate to call it deceptive, since that’s a term used by the FTC and other government… Read More »Some 30-Year Mortgage Rates Aren’t Really Fixed
What on Earth Is a Zestimate and Is It Accurate?
I was on Zillow the other day looking at real estate when it occurred to me that I never really touched upon the so-called “Zestimates”… Read More »What on Earth Is a Zestimate and Is It Accurate?