As home prices and mortgage rates continue to rise, lenders are becoming a lot more creative with their product offerings to increase affordability and flexibility.… Read More »The HarmonyLoan: An Adjustable-Rate Mortgage You Control
Conventional wisdom says to pay off the mortgage in its entirety before you retire. That way you won’t have to worry about sizable housing costs… Read More »If You Don’t Want to Work Forever, Pay Off Your Mortgage
Believe it or not, real estate in the United States is actually really cheap, assuming you compare it to what others are paying in places… Read More »Real Estate in the United States Is Actually Cheaper Than Most Other Parts of the World
Well, somehow it’s already late January, which means NCAA March Madness is less than two months away! It’s personally one of my favorite sporting events,… Read More »Quicken Loans Offering $1 Billion for Perfect March Madness Bracket
If you talk to most interested parties, whether it’s a real estate agent, a home builder, or someone else who stands to make money from… Read More »No, It’s Not Always a Good Time to Buy a Home
This morning, the House Financial Services Committee heard testimony from five housing industry leaders regarding the new QM rule. The hearing, titled, “How Prospective and… Read More »Quicken CEO: Mortgage Rates on Non-QM Loans 4-5% Higher Than QM Loans
A new analysis from real estate information portal Trulia revealed that the overwhelming majority of real estate agents actually own homes as opposed to rent.… Read More »Nearly 85% of Real Estate Agents Are Actually Homeowners
We all know underwriting standards have improved immensely since the latest housing crisis. When it comes down to it, they couldn’t have gotten much worse,… Read More »Mortgages Originated in 2013 the Best Performing on Record
Well, 2013 has officially come to a close, and 2014 is well underway. For a moment there, it seemed as if each holiday was followed… Read More »10 Predictions for Mortgage and Housing in 2014
During the early 2000s, you didn’t need to prove much to qualify for a mortgage. In fact, it got to a point where it was… Read More »The Average Mortgage Application File Is Now 500 Pages Long
