Well, another year has passed, and unlike previous years, 2012 was a fairly decent year for the housing market. After all, 30-year fixed mortgage rates… Read More »10 Predictions for Mortgage and Housing in 2013

There’s been a lot of hubbub lately regarding the FHA, its seemingly high-risk lending, and its dwindling insurance fund (that would eventually be taxpayers’ problem).… Read More »FHA Goes Easy on Borrowers with Soft Changes

Here’s a little nugget of potentially good news that may materialize out of the fiscal cliff. The Treasury Department is reportedly floating a new initiative,… Read More »Fiscal Cliff Deal May Include Loan Modifications for Non-Agency Mortgages

Bank of America CEO Brian Moynihan got down to brass tacks today. Well, sort of. As much as the CEO of one of the world’s… Read More »BofA Boss: Not Everyone Should Own a Home

File this under confusing. A new “online study” from Carlisle & Gallagher Consulting Group released today revealed some interesting consumer sentiment regarding mortgages. The point… Read More »Consumers Prefer PayPal Over Walmart for Mortgage Needs

That is the question… I’ve been trying to avoid writing about this subject for a week or two now, mainly because it’s so controversial, so… Read More »To Mess or Not Mess With the Mortgage Interest Deduction

There have been plenty of reports about lower-income borrowers getting the short end of the stick during the latest housing downturn. And a new National… Read More »Survey: Lower Income Borrowers Do Less Mortgage Research, Shopping

By now, we’ve all heard the line, “Are you better off than you were four years ago?” It was uttered in 1980 during a presidential… Read More »The White House Is Better Off Than It Was Four Years Ago