Top Mortgage Lenders in DC
Now it’s time to check out the top mortgage lenders in DC, the capital of the United States. In 2021, nearly 800 mortgage companies originated… Read More »Top Mortgage Lenders in DC
Why You May Want a 780+ FICO Score When Applying for a Mortgage
It used to be that a 720 FICO score was all you needed to ensure you qualified for the lowest rate on a mortgage. At… Read More »Why You May Want a 780+ FICO Score When Applying for a Mortgage
Mortgage Co-Borrower vs. Co-Signer
Today we’ll discuss the key differences between a mortgage co-borrower and a mortgage co-signer. While the two phrases sound pretty similar, and are sometimes used… Read More »Mortgage Co-Borrower vs. Co-Signer
Top Mortgage Lenders in Georgia
It’s time to check out the top mortgage lenders in Georgia based on their 2021 loan volume. These mortgage companies outranked more than one thousand… Read More »Top Mortgage Lenders in Georgia
A 1% Decrease in Mortgage Rates Is Worth an 11% Drop in Home Prices
A recent podcast from First American economists discussed the current state of the housing market. The subject was the rebalancing of the housing market, which… Read More »A 1% Decrease in Mortgage Rates Is Worth an 11% Drop in Home Prices
What Are Seller Concessions?
Now that the housing market is turning in favor of home buyers, the phrase “seller concessions” might become a lot more common. Over the past… Read More »What Are Seller Concessions?
Nearly Half of Homeowners Regret Their Adjustable-Rate Mortgage
A new survey from U.S. News & World Report found that nearly half of homeowners with adjustable-rate mortgages regret the decision. This is based on… Read More »Nearly Half of Homeowners Regret Their Adjustable-Rate Mortgage
Wells Fargo to Exit Correspondent, Shrink Mortgage Business, Focus on Bank Clients and Minority Borrowers
Despite long being the #1 mortgage lender in the country, Wells Fargo has announced plans to shrink its mortgage business. The San Francisco-based bank said… Read More »Wells Fargo to Exit Correspondent, Shrink Mortgage Business, Focus on Bank Clients and Minority Borrowers
Why Mortgage Lenders Are Requiring Upfront Points
There’s been a recent phenomenon where mortgage lenders are requiring borrowers to pay upfront points when obtaining a home loan. This runs counter to the… Read More »Why Mortgage Lenders Are Requiring Upfront Points
2023 Mortgage Rate Predictions: All Eyes on Inflation
Another year has nearly passed, which means it’s time for the 2023 mortgage rate predictions. I think we can all agree that the 2022 predictions… Read More »2023 Mortgage Rate Predictions: All Eyes on Inflation