Today we’ll take a look at the top USDA lenders by loan volume in 2021. In case you need a refresher, USDA loans are reserved… Read More »Top USDA Lenders in 2021: Pennymac Blew Away the Competition
If you’re in need of an FHA loan, you might be curious who the top FHA lenders are. By top, I mean largest. While biggest… Read More »Top FHA Lenders: Pennymac Is #1 Overall, But Is Biggest the Best?
As mortgage rates continue their ascent toward 6%, more and more folks are talking housing market crash. But high interest rates aren’t really a catalyst… Read More »Why You Might Not Want to Get Too Excited (or Nervous) About a Housing Crash
With mortgage rates hovering around 5.5%, there might be the temptation to snag a 30-year fixed at say 4.875%, or 4.99% if a lender offers… Read More »Sometimes It’s Actually Better to Choose the Higher Mortgage Rate
How’s this for a dramatic headline: “Home prices are falling!” But before you get too excited, assuming you’re a prospective home buyer, there are some… Read More »Are Home Prices Falling? The Devil Is in the Details
It’s time for another mortgage match-up folks. Today, we’ll look at 10-year mortgages versus the 30-year fixed mortgage to see how these home loans stack… Read More »10-Year Mortgages vs. the 30-Year Fixed: Are They Worth the Small Discount?
We’ve got 5% mortgage rates and record high home prices. Does this mean the seller’s market is finally over? You would think so, given the… Read More »Now That We’ve Got 5% Mortgage Rates, Is the Seller’s Market Finally Over?
When shopping for a mortgage, it’s very important to pick a suitable loan product for your unique situation. Lately, I’ve been discussing loan programs beyond… Read More »7/1 ARM vs. 30-Year Fixed Mortgage: Pros, Cons, and How Much Cheaper Are They?
We know mortgage rates are projected to keep rising, so what’s a cost-effective solution if you need a home loan today? Well, one idea is… Read More »Is an Adjustable-Rate Mortgage a Good Short-Term Strategy Until Interest Rates Cool Off?
For those new to mortgages, the number five might feel a bit foreign. Over the past decade and even longer, rates on the popular 30-year… Read More »Allow Me to Introduce You to the 5% Mortgage Rate
