Have Mortgage Rates Peaked?
Two weeks ago, I wrote about how mortgage rates jumped, something just about everyone is aware of. But I also attempted to quantify the actual… Read More »Have Mortgage Rates Peaked?
Are We Near the Peak of the Current Housing Cycle?
They say real estate is cyclical, much like the stock market and the wider economy. It ebbs and flows, goes up and down, experiences booms… Read More »Are We Near the Peak of the Current Housing Cycle?
Are the Housing Bears Being Too Rational?
Now that 30-year fixed mortgage rates are flirting with 5%, there’s been quite the uptick in housing bubble chatter. The basic reasoning is because interest… Read More »Are the Housing Bears Being Too Rational?
Figure’s Crypto Mortgage: Purchase a Home with Nothing Down While You Continue to HODL
For the individual who eschews fiat currency, but still needs a mortgage, look no further than Figure. The company originally came onto the scene by… Read More »Figure’s Crypto Mortgage: Purchase a Home with Nothing Down While You Continue to HODL
Diamond Residential Mortgage Review: No Borrower Is Left Behind Thanks to Their Endless Menu of Loan Programs
Today we’ll check out “Diamond Residential Mortgage Corp.,” a Midwest mortgage lender that’s named after its founder, not the precious gem. The company is relatively… Read More »Diamond Residential Mortgage Review: No Borrower Is Left Behind Thanks to Their Endless Menu of Loan Programs
5/1 ARM vs. 30-Year Fixed: What’s the Better Choice and Why?
Now that mortgage rates have jumped, it might be time to consider alternatives to the 30-year fixed, such as the once-popular “5/1 ARM.” Everyone has… Read More »5/1 ARM vs. 30-Year Fixed: What’s the Better Choice and Why?
Mortgage Rates Have Jumped. Just How Bad Is It?
In a word, bad. At least in terms of historic interest rate moves, which have rarely rivaled the massive increases we’ve seen in such a… Read More »Mortgage Rates Have Jumped. Just How Bad Is It?
Nation’s Largest Wholesale Lender Now Offering Bank Statement Loans
What year is it? 2006? The nation’s largest wholesale mortgage lender, United Wholesale Mortgage, has just announced the availability of bank statement loans. Does this… Read More »Nation’s Largest Wholesale Lender Now Offering Bank Statement Loans
Is the Best Cure for High Mortgage Rates, High Mortgage Rates?
There’s an old adage in the commodities market that says, “the best cure for high prices is, high prices.” No, it’s not a typo. The… Read More »Is the Best Cure for High Mortgage Rates, High Mortgage Rates?
Sun West Mortgage Review: Near Instantaneous Underwriting to Get Your Home Loan Closed Fast
Not many mortgage companies have been around since the 1980s, but “Sun West Mortgage” has. However, that doesn’t mean they operate their business like a… Read More »Sun West Mortgage Review: Near Instantaneous Underwriting to Get Your Home Loan Closed Fast