Demystifying How Mortgages Are Calculated Mortgage Due Dates 101 Cash-Out Refinance vs. Rate and Term Refinance Should You Bother Refinancing Your Current Mortgage Rate? 10 Ways to Build Home Equity A Mediocre Credit Score Will Cost You Big on Your Mortgage 6 Things Holding Renters Back From Becoming Homeowners

Demystifying How Mortgages Are Calculated

Calculating a Mortgage Mortgages can be complicated business – fortunately there are a ton of great calculators out there that take the legwork out of ...

Mortgage Due Dates 101

If you recently took out a mortgage, or have been thinking about financing a piece of property, you may be wondering when your mortgage payments ...

Cash-Out Refinance vs. Rate and Term Refinance

Mortgage match-ups: “Cash-out refinance vs. rate and term refinance.” It’s time for another installment of mortgage match-up, though this installment is more about distinction than ...

Should You Bother Refinancing Your Current Mortgage ...

If you don’t mind, let me beat a dead horse. Mortgage rates are at or near record lows and you could save a ton of ...

10 Ways to Build Home Equity

These days, home equity is all the rage. During the housing boom, it was all about tapping into your home equity with a line of ...

A Mediocre Credit Score Will Cost You ...

While there are a number of factors that determine what mortgage rate you’ll qualify for, assuming you can indeed qualify for a mortgage, perhaps the ...

6 Things Holding Renters Back From Becoming ...

A new survey from real estate listing service Trulia revealed that 59 percent of renters aspire to be homeowners, but there are six core issues ...

Latest Posts

OfferPad Home Loans: iBuyer Links Up with loanDepot to Provide Bridge Financing

OfferPad Home Loans: iBuyer Links Up with loanDepot to Provide Bridge Financing
November 7, 2017 No Comments »

A so-called direct home buyer by the name of OfferPad that agrees to purchase homes in as little as 24 hours has announced a new joint venture with loanDepot to provide financing to those who use its platform. Specifically, the ... Read More »

The Five Most Common Uses of Home Equity Lines of Credit

The Five Most Common Uses of Home Equity Lines of Credit
November 1, 2017 No Comments »

In case you hadn’t heard, home equity lines of credit are expected to get a lot more popular in coming years as homeowners take advantage of all that recent home price appreciation. A new TransUnion study reveals that some 10 ... Read More »

10 Takeaways from the Annual Realtor Survey

10 Takeaways from the Annual Realtor Survey
October 31, 2017 No Comments »

The National Association of Realtors just released its 2017 Profile of Home Buyers and Sellers, and there are lots of interesting tidbits. Let’s explore 10 of them. 88% of Recent Buyers Financed Their Home Purchase First things first, an overwhelming ... Read More »

New Bill Aims to End FHA Mortgage Insurance Premiums for Life Policy

New Bill Aims to End FHA Mortgage Insurance Premiums for Life Policy
October 27, 2017 1 Comment »

Back in 2013, FHA home loans became a lot less attractive because most newly originated mortgages required mortgage insurance to be paid for the entire life of the loan. Instead of paying mortgage insurance premiums for say 5-10 years, or ... Read More »

U.S. Housing Market Still Not in a Bubble, Despite What You May Think

U.S. Housing Market Still Not in a Bubble, Despite What You May Think
October 26, 2017 No Comments »

Two new reports put to bed the idea that we’re in another housing bubble or due for another housing crash, though there are some mounting concerns, as there have been for some time. The Urban Institute went as far as ... Read More »

This Is How High a 30-Year Fixed Mortgage Rate Will Be in 2020

This Is How High a 30-Year Fixed Mortgage Rate Will Be in 2020
October 25, 2017 No Comments »

If there’s one thing we’re not short of, it’s mortgage rate forecasts. Everyone seems to have an opinion, though often they’re just that, opinions. Still, mortgage rates are always top of mind for prospective home buyers and existing homeowners because ... Read More »

Imagine Getting a Mortgage with Just a Couple Clicks

Imagine Getting a Mortgage with Just a Couple Clicks
October 24, 2017 No Comments »

Wouldn’t it be nice if your mortgage lender could gather your income, asset, and employment information from a single digital document, similar to a credit report? And instead of asking you to send over bank statements (all pages, even the ... Read More »

FHA 203k Loan Program: The All-in-One Renovation Mortgage

FHA 203k Loan Program: The All-in-One Renovation Mortgage
October 24, 2017 No Comments »

In a nutshell, the FHA 203k loan program allows prospective home buyers to finance the cost of a property and improvements in one convenient mortgage. Instead of buying a fixer-upper, taking out a mortgage, and then later taking out a ... Read More »

While Mortgages Go Digital, People Still Matter, a Lot

While Mortgages Go Digital, People Still Matter, a Lot
October 19, 2017 No Comments »

The latest buzz in the mortgage world is e-mortgages, or digital mortgages, or paperless mortgages. Or mortgages that don’t require human interaction, or the painstaking process of getting dressed in the morning. But it turns out people still matter, despite ... Read More »

Freddie Mac Revises Student Loan Guidelines

Freddie Mac Revises Student Loan Guidelines
October 19, 2017 No Comments »

It’s one of the more common dilemmas these days – you graduated college and you’re ready to start a family (or at least buy a home for your dog), but student loan debt is holding you back. Further complicating this ... Read More »