The Median First-Time Home Buyer Age Isn’t Really 40
Last year, we were told that the first-time home buyer age surged to a record high 40 years old! The bad news was delivered by… Read More »The Median First-Time Home Buyer Age Isn’t Really 40
Assumable vs. Portable Mortgages: Hand It Over or Take It With You?
Late last year, a lot of “solutions” to fix the housing market were floated, including things like assumable and portable mortgages. I recognize that not… Read More »Assumable vs. Portable Mortgages: Hand It Over or Take It With You?
2026 Mortgage and Real Estate Predictions
1. Mortgage rates will fall into the 5% range 2. Home prices will be flat (if not lower) 3. Affordability will improve but remain constrained… Read More »2026 Mortgage and Real Estate Predictions
How Mortgage Rates Have Changed Heading Into 2026
One of the biggest stories of the past few years has been mortgage rates. Everyone has been obsessed with mortgage rates, having seen them rise… Read More »How Mortgage Rates Have Changed Heading Into 2026
Three Ways to Get 5% Mortgage Rates in 2026
About a year ago, I predicted that the 30-year fixed would fall to 5.875% by the fourth quarter of 2025. It didn’t quite get there,… Read More »Three Ways to Get 5% Mortgage Rates in 2026
MBA Calls for Single Credit Report for a Mortgage If Your Credit Score is 700+
In case you’re unaware, mortgage lenders pull a tri-merge credit report when you apply for a mortgage, whether it’s for a home purchase or a… Read More »MBA Calls for Single Credit Report for a Mortgage If Your Credit Score is 700+
Trump Says Mortgage Rates Will Be a Lot Lower in Early 2026
I already compiled and posted my annual list of 2026 mortgage rate predictions. But one more mortgage rate prediction just dropped, and it’s a doozy.… Read More »Trump Says Mortgage Rates Will Be a Lot Lower in Early 2026
UWM to Acquire Two Harbors to Beef Up Its Loan Servicing Game
Just when you thought all the mortgage M&A was done for the year, one last one snuck in. Well, there are actually two more weeks… Read More »UWM to Acquire Two Harbors to Beef Up Its Loan Servicing Game
Mortgage Rates See Little Improvement Despite Highest Unemployment Since 2021
One of the biggest potential movers for mortgage rates is the monthly jobs report. However, the one released today was a little weird because it… Read More »Mortgage Rates See Little Improvement Despite Highest Unemployment Since 2021
2026 Mortgage Rate Predictions: Flat is the Word of the Year
Hard to believe it’s that time of the year again, but here we are in mid-December. Who’s ready for the 2026 mortgage rate predictions? Ready… Read More »2026 Mortgage Rate Predictions: Flat is the Word of the Year