The Truth About Mortgage Blog

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Welcome to a warm, friendly, and most importantly unbiased place to learn about mortgages, ideally before you make contact with a real estate agent or lender. The more you know, the better you’ll feel, and hopefully all that hard work will help you snag a lower mortgage rate too! View all mortgage help topics to get started or check out the latest mortgage tips and news below.

Latest Posts

Regions Mortgage Review: A Mortgage Leader in the Southeast

Regions Mortgage Review: A Mortgage Leader in the Southeast
October 1, 2020 No Comments »

If you live in Texas or the Southeast, you’ve likely heard of Regions Mortgage. In fact, you might already be a banking customer with parent company Regions Financial. The company is a banking leader in the states of Alabama and ... Read More »

UWM Offering 50 Basis Point Discount on VA Streamline Loans Through Veterans Day

UWM Offering 50 Basis Point Discount on VA Streamline Loans Through Veterans Day
October 1, 2020 No Comments »

United Wholesale Mortgage continues to bring the heat, this time shaving 50 basis points off streamline VA loans from now until Veterans Day on November 11th. The move will make it even cheaper for veteran homeowners to refinance their existing ... Read More »

Primary Residential Mortgage Inc. (PRMI) Review: Faster, Simpler, Smarter?

Primary Residential Mortgage Inc. (PRMI) Review: Faster, Simpler, Smarter?
September 29, 2020 No Comments »

Primary Residential Mortgage, Inc., or PRMI for short, is a direct mortgage lender based out of Salt Lake City, Utah that has been around since 1998. Since that time, they have grown into a multi-billion-dollar mortgage originator with over 250 ... Read More »

Two Things Working in Favor of Even Lower Mortgage Rates This Year

Two Things Working in Favor of Even Lower Mortgage Rates This Year
September 29, 2020 No Comments »

While recent home buyers and existing homeowners have enjoyed a period of extremely low mortgage rates this year, some pundits are starting to warn that the party could be coming to an end. It’s only natural to question something that ... Read More »

Beeline Loans Mortgage Review: Using Tech to Make Mortgages Painless

Beeline Loans Mortgage Review: Using Tech to Make Mortgages Painless
September 25, 2020 No Comments »

In early 2019, a new mortgage lender was created, known as Beeline Loans Inc., or Beeline for short. Their mission: to completely transform the home loan experience. No small task, but they’ve already made meaningful changes that should make it ... Read More »

Sierra Pacific Mortgage Review: Serving Homeowners for More Than 30 Years

Sierra Pacific Mortgage Review: Serving Homeowners for More Than 30 Years
September 24, 2020 No Comments »

One of the older and more established mortgage brands out there is Sierra Pacific Mortgage, which has been around for nearly 35 years. That’s a lifetime in the mortgage industry, which has lots of young debutants looking to shake up ... Read More »

United Wholesale Mortgage Going Public

United Wholesale Mortgage Going Public
September 24, 2020 1 Comment »

Despite the ongoing pandemic, it’s turning out to be a very good time for companies to go public, especially mortgage lenders, which are seeing record volumes thanks to über-low mortgage rates. The latest announcement comes from United Wholesale Mortgage, the ... Read More »

Zillow Homes: Zillow Launches a Real Estate Brokerage

Zillow Homes: Zillow Launches a Real Estate Brokerage
September 23, 2020 No Comments »

Zillow has officially launched a real estate brokerage, known as “Zillow Homes.” The move is intended to “simplify and streamline” the company’s Zillow Offers platform, which up until now relied upon outside real estate brokerages to manage its iBuying transactions. ... Read More »

Cardinal Financial Mortgage Review: A High-Octane Mortgage Lender

Cardinal Financial Mortgage Review: A High-Octane Mortgage Lender
September 15, 2020 No Comments »

One of the “most senior lenders in the industry,” in their own words, is Charlotte, North Carolina-based Cardinal Financial. The retail mortgage lender has been around since 1987, truly making them one of the veterans in the mortgage space. After ... Read More »

Is It a Bad Idea to Buy a Home During a Pandemic?

Is It a Bad Idea to Buy a Home During a Pandemic?
September 15, 2020 No Comments »

A recent op-ed said buying a home during a pandemic was a terrible idea. The author, Teresa Ghilarducci, noted that both home prices and uncertainty are high. Her basic message – we’re maybe acting irrationally due to the COVID-19 pandemic, ... Read More »