The Truth About Mortgage Blog

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Welcome to a warm, friendly, and most importantly unbiased place to learn about mortgages, ideally before you make contact with a real estate agent or lender. The more you know, the better you’ll feel, and hopefully all that hard work will help you snag a lower mortgage rate too! View all mortgage help topics to get started or check out the latest mortgage tips and news below.

Latest Posts

BNC National Bank Mortgage Review: A Top-10 VA Loan Lender

BNC National Bank Mortgage Review: A Top-10 VA Loan Lender
December 21, 2020 No Comments »

While we keep hearing news about nonbanks taking over the mortgage industry, one depository bank that’s still cranking out a ton of home loans is BNC National Bank. Specifically, the BNC National Bank Mortgage Division, which is located in Overland ... Read More »

Home Prices Are Expected to Rise Another 10% by Next November

Home Prices Are Expected to Rise Another 10% by Next November
December 21, 2020 No Comments »

If you’re an existing homeowner, get excited, very excited. A new forecast from Zillow says home prices are going to rise 10.3% from this November until November 2021. That’s on top of the already stellar growth realized since around 2012, ... Read More »

Homefinity Review: The Online Lending Division of Fairway Independent Mortgage

Homefinity Review: The Online Lending Division of Fairway Independent Mortgage
December 17, 2020 No Comments »

One trend I’ve seen a lot lately is larger mortgage companies launching smaller tech-centric divisions that operate entirely online. Instead of attempting a complete transformation from brick-and-mortar bank/lender to a fintech company, they’re simply creating new, nimble brands. The latest ... Read More »

Farmers Bank of Kansas City Mortgage Review: A Small Town Bank Big on Tech

Farmers Bank of Kansas City Mortgage Review: A Small Town Bank Big on Tech
December 16, 2020 No Comments »

Today I thought I’d highlight a smaller community bank that does a really good job marketing mortgages, Farmers Bank of Kansas City. While their history extends far beyond that of most mortgage lenders, 113 years old to be exact, their ... Read More »

2021 Mortgage and Housing Market Predictions

2021 Mortgage and Housing Market Predictions
December 16, 2020 No Comments »

Welp, it’ll be nice to close out 2020 and look ahead to a brand-new year that hopefully features a lot less drama and much more good news. While the housing market actually absorbed both the COVID-19 pandemic and the presidential ... Read More »

Paramount Residential Mortgage Group Review: A Top-50 Lender Chock Full of Loan Programs

Paramount Residential Mortgage Group Review: A Top-50 Lender Chock Full of Loan Programs
December 15, 2020 No Comments »

While searching for a home loan, you may have come across “Paramount Residential Mortgage Group,” or PRMG for short, along the way. It’s also possible that your real estate agent referred you to the company since they do quite a ... Read More »

2021 Mortgage Rate Predictions: Mostly Flat But More Record Lows Possible

2021 Mortgage Rate Predictions: Mostly Flat But More Record Lows Possible
December 14, 2020 No Comments »

Yet another year is about to come to an end, and that means it’s time to look ahead to what next year has in store. I think just about everyone wants to see the back of 2020, though it wasn’t ... Read More »

Bay Equity Home Loans Review: Incredible Customer Satisfaction Ratings

Bay Equity Home Loans Review: Incredible Customer Satisfaction Ratings
December 10, 2020 No Comments »

Today we’ll examine a growing Bay Area mortgage lender located in Corte Madera, which is just north of San Francisco, known as “Bay Equity Home Loans.” They’re quite literally located on the San Francisco Bay, so it appears they named ... Read More »

Partial Claim May Be Option for VA Borrowers Exiting COVID-19 Forbearance

Partial Claim May Be Option for VA Borrowers Exiting COVID-19 Forbearance
December 10, 2020 No Comments »

The Department of Veterans Affairs (VA) has proposed a new loss mitigation method to help homeowners with VA loans in COVID-19 related forbearance get back on track. The new program, known as the COVID-19 Veterans Assistance Partial Claim Payment program, ... Read More »

First Internet Bank Mortgage Review: Lots of Tech and Low Rates

First Internet Bank Mortgage Review: Lots of Tech and Low Rates
December 8, 2020 No Comments »

Today we’ll take a hard look at First Internet Bank, which is a frequent advertiser on the Zillow Mortgage Marketplace. Their full name is actually First Internet Bank of Indiana, but seeing that they’re licensed to do business nationwide, why ... Read More »