The Truth About Mortgage Blog

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Welcome to a warm, friendly, and most importantly unbiased place to learn about mortgages, ideally before you make contact with a real estate agent or lender. The more you know, the better you’ll feel, and hopefully all that hard work will help you snag a lower mortgage rate too! View all mortgage help topics to get started or check out the latest mortgage tips and news below.

Latest Posts

11 Ways to Build Home Equity

11 Ways to Build Home Equity
March 31, 2021 No Comments »

These days, home equity is booming thanks to rapidly appreciating property values. At last glance, total equity on mortgaged properties exceeded $10 trillion, with more than $6.5 trillion of it tappable, per recent figures from Black Knight. Yes, that’s a ... Read More »

Spring EQ Review: Need a Second Mortgage?

Spring EQ Review: Need a Second Mortgage?
March 30, 2021 No Comments »

With the weather warming up, I thought it’d be prudent to check out “Spring EQ,” a lender that specializes in getting cash out of your home. By that, I mean they offer cash out refinances and second mortgages, including both ... Read More »

10 Reasons Why You Can’t Refinance Your Mortgage

10 Reasons Why You Can’t Refinance Your Mortgage
March 29, 2021 1 Comment »

With mortgage rates so low, just about everyone and their mother has at least inquired about refinancing their mortgage lately, whether it’s to obtain a lower interest rate and/or tap into their newfound equity. There are actually many reasons to ... Read More »

Direct Home Lending Review: Some of the Most Competitive Rates in the Nation?

Direct Home Lending Review: Some of the Most Competitive Rates in the Nation?
March 26, 2021 No Comments »

Today we’ll review “Direct Home Lending,” a company that says it specializes in FHA and VA loan lending, along with home purchase loans. They also happen to offer mortgages backed by Fannie Mae and Freddie Mac, along with refinances, and ... Read More »

Higher Mortgage Rates May Exacerbate Already White-Hot Housing Market

Higher Mortgage Rates May Exacerbate Already White-Hot Housing Market
March 25, 2021 No Comments »

You’ve seen the headlines – mortgage rates have jumped from recent all-time lows. And they’re seemingly on an upward spiral that can’t be stopped. Except, they’ve actually seen some improvement over the past few days, thanks in part to the ... Read More »

Lend Plus Review: A Direct Lender That Specializes in Refis

Lend Plus Review: A Direct Lender That Specializes in Refis
March 24, 2021 No Comments »

Today we’ll take a deep dive into “Lend Plus,” a Southern California-based direct-to-consumer mortgage lender that aims to provide world class customer service. They say their average loan officer has over 10 years of experience, which means you should be ... Read More »

21 Things That Can Drive Your Mortgage Rate Higher

21 Things That Can Drive Your Mortgage Rate Higher
March 24, 2021 No Comments »

Wondering why you didn’t receive the low mortgage rate you saw advertised on TV or the Internet? Well, there are a ton of reasons why the quote you obtained was higher than anticipated. Let’s explore a lot of them so ... Read More »

Marriage and Mortgage May Not Mix

Marriage and Mortgage May Not Mix
March 24, 2021 No Comments »

Marriage or Mortgage? The premise of the new Netflix show “Marriage or Mortgage” is simple. It pits a wedding planner against a real estate agent. The prize, if you want to call it that, is getting the spouses-to-be to go ... Read More »

McGlone Mortgage Review: Don’t Go Home Without McGlone?

McGlone Mortgage Review: Don’t Go Home Without McGlone?
March 23, 2021 No Comments »

While you may have not heard of “McGlone Mortgage” before, they’re making waves with their superior customer service, something that can often be elusive in the mortgage biz. The Appleton, Wisconsin-based direct lender has some of the highest marks in ... Read More »

Agora Lending Review: The Home to Leading Rates?

Agora Lending Review: The Home to Leading Rates?
March 23, 2021 No Comments »

Today we’ll check out Agora Lending, which like a lot of online mortgage lenders, says that by leveraging the latest mortgage technology, they’re able to pass the savings on to you. This means they might have some of the most ... Read More »