The Truth About Mortgage Blog
Welcome to a warm, friendly, and most importantly unbiased place to learn about mortgages, ideally before you make contact with a real estate agent or lender. The more you know, the better you’ll feel, and hopefully all that hard work will help you snag a lower mortgage rate too! View all mortgage help topics to get started or check out the latest mortgage tips and news below.
Latest Posts
Why Are Mortgage Rates Different?
Mortgage rate Q&A: “Why are mortgage rates different?” Why is the sky blue? Why are clouds white? Why won’t your neighbor trim their tree branches? These are all good questions, and ones that often puzzle even the most savvy of ... Read More »
National Association of Realtors Says Home Prices Are Rising Too Fast
It’s good to be a homeowner these days. After all, home prices are rising at an incredible pace, and have been for nearly a decade now since bottoming out. On top of that, many of today’s homeowners hold fixed-rate mortgages ... Read More »
CFBank Mortgage Review: A Boutique Bank That Offers Mortgages in all 50 States
You may have considered a large commercial bank for your home loan needs, but what about a boutique commercial bank? That’s how CFBank describes itself, a Columbus, Ohio-based retail mortgage lender that recently converted from a savings and loan (S&L) ... Read More »
Wyndham Capital Mortgage Review: A Modern Mortgage with No Hidden Fees
Today, we’ll dig into the details over at Wyndham Capital Mortgage, or WCM for short, which promises no hidden lender fees and competitive, below market mortgage rates. What’s not to like about that, especially since they bundle certain third-party services ... Read More »
Why Joe Biden and Kamala Harris Haven’t Paid Off Their Mortgages
You’d think presumably wealthy politicians like Joe Biden and Kamala Harris would own their homes free and clear. But that’s not the case, per their 2019 tax returns. Both individuals disclosed their returns on the JoeBiden.com website, and each paid ... Read More »
LoanFlight Review: Lower Mortgage Rates Because They Advertise Less?
If you haven’t heard of LoanFlight Lending, things are going according to plan. The mortgage company, which prides itself on not spending a lot of money on advertising, likes to keep things simple (and costs low). That means not splurging ... Read More »
FBC Mortgage Review: A Florida Lender with a Simple Loan Process
Today we’ll take a look at FBC Mortgage, which is a Florida-based mortgage lender that does a ton of business in its home state. In fact, they originated nearly $2 billion in home loans in the Sunshine State last year, ... Read More »
If a Mortgage Lender Reaches Out to You, Reach Out to Other Lenders
A lot of homeowners are looking to refinance their mortgages at the moment. That’s abundantly clear based on the record volume of refis expected this year, per the MBA. And while mortgage rates are in record low territory, thus making ... Read More »
Lending.com Mortgage Review: An Online Lender with Low Rates 24/7?
If you’ve been shopping mortgage rates online, you may have stumbled upon a lender by the name of Lending.com, which is apparently both a lender and a domain name. Indeed, they decided to brand themselves as a website address because ... Read More »
10 Ways to Save Money on Your Next Mortgage
You’ve heard the news – mortgage rates hit yet another record low this week, the 12th of 2020, and don’t appear to be going up anytime soon. While that’s up for debate, the trend is clearly your friend when it ... Read More »
