The Truth About Mortgage Blog

hello

Welcome to a warm, friendly, and most importantly unbiased place to learn about mortgages, ideally before you make contact with a real estate agent or lender. The more you know, the better you’ll feel, and hopefully all that hard work will help you snag a lower mortgage rate too! View all mortgage help topics to get started or check out the latest mortgage tips and news below.

Latest Posts

What Is a Streamline Refinance?

What Is a Streamline Refinance?
January 13, 2021 No Comments »

Mortgage Q&A: “What is a streamline refinance?” While qualifying for a mortgage refinance is generally a lot harder than it has been in the past (now that lenders actually care how your home loan performs), there are less cumbersome options ... Read More »

NBKC Mortgage Review: An Award-Winning Online Lender

NBKC Mortgage Review: An Award-Winning Online Lender
January 13, 2021 No Comments »

Today we’ll analyze NBKC Bank, formerly known as National Bank of Kansas City, which a depository that’s also big on home loans, funding billions in mortgages annually. They refer to themselves as an “award-winning national mortgage company” thanks to their ... Read More »

Loan Monkey Review: So Simple a Primate Could Do It?

Loan Monkey Review: So Simple a Primate Could Do It?
January 12, 2021 No Comments »

When it comes to getting a home loan, you probably don’t want to monkey around. But you may want to check out Loan Monkey. This playful mortgage lender is only licensed in two states at the moment, but it’s two ... Read More »

How to Get a Wholesale Mortgage Rate

How to Get a Wholesale Mortgage Rate
January 12, 2021 No Comments »

Mortgage Q&A: “How to get a wholesale mortgage rate?” Wholesale mortgage rates tend to be considerably cheaper than their retail counterparts, though it’s never a guarantee with so many lenders out there these days. To get your hands on one, ... Read More »

LowRates Mortgage Review: How Low Are They?

LowRates Mortgage Review: How Low Are They?
January 11, 2021 No Comments »

With a name like LowRates, you would expect their mortgage rates to be, low, right? Well, that’s the hope at least. The good news is they post their mortgage rates on their website and update them daily. So you won’t ... Read More »

Reliance First Capital Review: Are They a Mortgage Lender You Can Rely On?

Reliance First Capital Review: Are They a Mortgage Lender You Can Rely On?
January 8, 2021 No Comments »

Reliance First Capital out of Melville, NY says it makes custom mortgages to ensure its customers obtain a home loan that fits their specific financial goals. In short, they want you to rely on them and their years of experience ... Read More »

Ladera Lending Review: A Top-Rated SoCal Mortgage Lender

Ladera Lending Review: A Top-Rated SoCal Mortgage Lender
January 7, 2021 No Comments »

Today we’ll profile another Southern California-based mortgage lender, Ladera Lending, which recently landed in LendingTree’s top-10 list for customer satisfaction. Despite being around for slightly longer than a decade, they managed to fund nearly a billion in home loans last ... Read More »

15-Year Fixed Mortgage Rates Just Hit Record Lows: Should You Consider One?

15-Year Fixed Mortgage Rates Just Hit Record Lows: Should You Consider One?
January 7, 2021 No Comments »

While 30-year fixed mortgage rates tend to steal all the headlines, 15-year fixed mortgage rates quietly reached record lows this week as well, per Freddie Mac’s weekly survey. This morning, Freddie announced that the 30-year fixed fell to a new ... Read More »

Nations Lending Review: A Human Home Loan?

Nations Lending Review: A Human Home Loan?
January 6, 2021 No Comments »

While tech has taken center stage in the mortgage world, Nations Lending still strives to make home loans human. That’s their motto, and it means looking beyond the numbers and at the individual themselves to determine their needs. They believe ... Read More »

How to Move Out of Your Parents House

How to Move Out of Your Parents House
January 6, 2021 No Comments »

There’s nothing inherently wrong with living with your parents, other than EVERYTHING! So let’s talk about how to GET OUT! To be clear, I’m going to discuss moving out and buying a place of your own, not moving out and ... Read More »