The Truth About Mortgage Blog

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Welcome to a warm, friendly, and most importantly unbiased place to learn about mortgages, ideally before you make contact with a real estate agent or lender. The more you know, the better you’ll feel, and hopefully all that hard work will help you snag a lower mortgage rate too! View all mortgage help topics to get started or check out the latest mortgage tips and news below.

Latest Posts

Texas Trust Home Loans Review: Low Rates and Close in Just 21 Days?

Texas Trust Home Loans Review: Low Rates and Close in Just 21 Days?
June 1, 2021 No Comments »

Today we’ll review “Texas Trust Home Loans,” which refers to itself a leading, low-cost online mortgage company based in, you guessed it, Texas! The company makes three big declarations: that they offer low rates, can close your loan in just ... Read More »

The Housing Market Is Nuts, But Probably Has a Lot More Upside

The Housing Market Is Nuts, But Probably Has a Lot More Upside
May 27, 2021 No Comments »

Whether you’re an existing homeowner, or a desperately prospective one, you probably already know that the housing market is absolutely bonkers. The topics du jour are bidding wars, skyrocketing home prices, expensive lumber, and a lack of homes for sale. ... Read More »

15-Year Fixed vs. 30-Year Fixed: The Pros and Cons

15-Year Fixed vs. 30-Year Fixed: The Pros and Cons
May 26, 2021 No Comments »

It’s that time again, where I take a look at a pair of popular home loan programs to determine which may better suit certain situations. Today’s match-up: “15-year fixed mortgage vs. 30-year fixed mortgage.” As always, there is no one-size-fits-all ... Read More »

Triumph Bank Home Loans Review: Personal Touch and Rates Below the National Average

Triumph Bank Home Loans Review: Personal Touch and Rates Below the National Average
May 25, 2021 No Comments »

Let’s learn more about “Triumph Bank Home Loans,” a Tennessee-based community bank that is also one of the larger mortgage lenders in the nation. At last glance, the company referred to itself as a top-15% lender in the country based ... Read More »

Asset Mutual Mortgage Review: One of the Best Mortgage Lenders in Chicago?

Asset Mutual Mortgage Review: One of the Best Mortgage Lenders in Chicago?
May 25, 2021 No Comments »

Today we’ll deep dive into “Asset Mutual Mortgage,” a company that claims to have a reputation as one of the best mortgage lenders in Chicago. It could have to do with their motto of “Less paperwork and more personal attention,” ... Read More »

Mortgage vs. Cash: Which Is the Better Option When Buying a Home?

Mortgage vs. Cash: Which Is the Better Option When Buying a Home?
May 25, 2021 No Comments »

It’s been a while since my last mortgage match-up, so let’s give it a whirl again: “Mortgage vs. cash.” Today, the focus will be on taking out a mortgage versus simply using cash when purchasing a home and skipping the ... Read More »

Silver Fin Capital Review: A Top Rated NY Mortgage Broker

Silver Fin Capital Review: A Top Rated NY Mortgage Broker
May 24, 2021 No Comments »

Today we’ll review East Coast based mortgage broker “Silver Fin Capital,” which says it’s the #1 rated certified lender in New York based on LendingTree reviews. The company has also been ranked the #1 lender across LendingTree’s nationwide network four ... Read More »

How Does Mortgage Refinancing Work?

How Does Mortgage Refinancing Work?
May 24, 2021 No Comments »

Fundamental mortgage Q&A: “How does mortgage refinancing work?” When you refinance your mortgage, you essentially trade in your old loan for a fresh one with a new interest rate and mortgage term. And possibly even a new loan balance. You ... Read More »

Evergreen Home Loans Review: Their Guarantee May Provide an Edge in a Bidding War

Evergreen Home Loans Review: Their Guarantee May Provide an Edge in a Bidding War
May 20, 2021 No Comments »

Today we’ll check out a Pacific Northwest mortgage lender by the name of “Evergreen Home Loans” that has more than three decades of home financing experience. That’s a lot more than your average mortgage lender out there, and speaks to ... Read More »

How Many Mortgage Quotes Should I Get?

How Many Mortgage Quotes Should I Get?
May 19, 2021 No Comments »

Mortgage Q&A: “How many mortgage quotes should I get?” When it comes to getting the best deal on your mortgage, you can never shop too much. Just like any other product you may comparison shop for, the more time you ... Read More »