What Happened to Mortgage Rates? They hit a record low of around 3% last week Then quickly reversed course over the past two days Now… Read More »So Much for the Record Low Mortgage Rates
Everything you’ve ever wanted to know about refinancing a mortgage, which is essentially replacing your dusty old home loan with a brand new shiny one.
How Much Lower Should Mortgage Rates Be to Refinance? Unfortunately there is no one-size-fits-all answer to this question Because no two loan scenarios are the… Read More »The Refinance Rule of Thumb: Only Refinance Your Mortgage If…
Quontic Bank, which bills itself as an “adaptive digital bank,” has launched what they refer to as a “first of its kind” no doc home… Read More »Quontic Bank Launches No Doc Streamline Mortgage Refinance
While perhaps not a major household name yet, there’s a good chance you’ll stumble upon AmeriSave if actively shopping your home loan. They have quite… Read More »AmeriSave Mortgage Review: Pioneer of the Digital Mortgage?
Mortgage Q&A: “What is a lender credit?” If you’ve recently been shopping mortgage rates, whether for a new home purchase or a mortgage refinance, you’ve… Read More »Lender Credits: The Opposite of Paying Points on Your Mortgage
For some reason, folks always want to know if you can do X, Y, and Z with bad credit. Which begs the question, why not… Read More »You Can Refinance a Mortgage with Bad Credit, However…
I received a letter in the mail the other day from a fintech company called “Figure” that claims it can approve me for a home… Read More »Figure Review: The Fastest Way to Tap Home Equity?
A new report from Black Knight revealed that prepayment activity (early payoff of a mortgage) has been surging thanks to the precipitous drop in mortgage… Read More »Homeowners with Year-Old Mortgages Are Refinancing Like Crazy