In recent years, new technologies have been rolled out to increase efficiency, lower costs, and improve the borrower experience during the home loan process. For… Read More »I Refinanced My Mortgage Without Making a Single Phone Call
Over the years, there’s been a popular argument that it’s better to buy a home when mortgage rates are high. The logic is that home… Read More »Is It Better to Buy a Home When Mortgage Rates Are High?
Well, here we are. It took longer than expected, but mortgage rates have finally strung together a decent rally after nearly three years of increases.… Read More »Will Home Prices Go Up When Interest Rates Go Down?
I got active on Twitter over the past year and change and to my surprise (not sure why it’s surprising really), encountered lots of housing… Read More »Will the Housing Market Crash in 2025?
By now you’ve heard the news. President Biden dropped out of the 2024 presidential race and paved the way for current VP Kamala Harris to… Read More »Presidential Candidate Kamala Harris Has a 7-Year Adjustable-Rate Mortgage
In case you haven’t heard, there’s talk of a “refinance boom” as soon as 2025. Yes, you read that right. While it seemed like high… Read More »Beware of Inferior Mortgage Refinance Offers from Your Original Lender
Want to hear some good news about mortgage rates that involves them being a lot higher than they previously were? Yes, I know that sounds… Read More »More Than 4 Million Mortgages Originated Since 2022 Have Rates Above 6.5%
They say to never say never. But why? Because if you say it, whatever you said would never happen typically happens. Go figure. Well, speaking… Read More »Will Mortgage Rates Ever Go Back Down to 3% Again?
Mortgage Q&A: “Can I mortgage a house that is paid off?” When you own a home without any associated mortgages, it’s known as a “free… Read More »Can I Mortgage a House That Is Paid Off?
I’ve heard this argument many times, whether in real life or on social media. That if you hold a mortgage (or two), you don’t actually… Read More »If I Have a Mortgage, Do I Actually Own My House?
