What Does It Mean to Be House Poor?
If you’re an existing homeowner or an aspiring one, you may have heard the phrase “house poor,” typically uttered by an overextended borrower. It may… Read More »What Does It Mean to Be House Poor?
LeaderOne Financial Review: A 100% Employee Owned Lender That Strives to Provide World Class Mortgage Service
Today we’ll check out LeaderOne Financial, a 100% employee-owned mortgage lender based in Overland Park, Kansas. Despite being founded in the early 1990s, they pride… Read More »LeaderOne Financial Review: A 100% Employee Owned Lender That Strives to Provide World Class Mortgage Service
Top Mortgage Lenders by Volume in 2021: Rocket Zooms Highest Once Again with $100 Billion Gap
Now that the Home Mortgage Disclosure Act (HMDA) data is out, we can check out the top mortgage lenders of 2021. As you may have… Read More »Top Mortgage Lenders by Volume in 2021: Rocket Zooms Highest Once Again with $100 Billion Gap
Why You Might Not Want to Get Too Excited (or Nervous) About a Housing Crash
As mortgage rates continue their ascent toward 6%, more and more folks are talking housing market crash. But high interest rates aren’t really a catalyst… Read More »Why You Might Not Want to Get Too Excited (or Nervous) About a Housing Crash
Sometimes It’s Actually Better to Choose the Higher Mortgage Rate
With mortgage rates hovering around 5.5%, there might be the temptation to snag a 30-year fixed at say 4.875%, or 4.99% if a lender offers… Read More »Sometimes It’s Actually Better to Choose the Higher Mortgage Rate
Highlands Residential Mortgage Review: On a Mission to Become the World’s Most Respected Mortgage Brand
Today we’ll check out “Highlands Residential Mortgage,” a Texas-based mortgage lender that’s on a mission. Their assignment? To be the world’s most respected mortgage brand,… Read More »Highlands Residential Mortgage Review: On a Mission to Become the World’s Most Respected Mortgage Brand
Are Home Prices Falling? The Devil Is in the Details
How’s this for a dramatic headline: “Home prices are falling!” But before you get too excited, assuming you’re a prospective home buyer, there are some… Read More »Are Home Prices Falling? The Devil Is in the Details
10-Year Mortgages vs. the 30-Year Fixed: Are They Worth the Small Discount?
It’s time for another mortgage match-up folks. Today, we’ll look at 10-year mortgages versus the 30-year fixed mortgage to see how these home loans stack… Read More »10-Year Mortgages vs. the 30-Year Fixed: Are They Worth the Small Discount?
Now That We’ve Got 5% Mortgage Rates, Is the Seller’s Market Finally Over?
We’ve got 5% mortgage rates and record high home prices. Does this mean the seller’s market is finally over? You would think so, given the… Read More »Now That We’ve Got 5% Mortgage Rates, Is the Seller’s Market Finally Over?
Is an Adjustable-Rate Mortgage a Good Short-Term Strategy Until Interest Rates Cool Off?
We know mortgage rates are projected to keep rising, so what’s a cost-effective solution if you need a home loan today? Well, one idea is… Read More »Is an Adjustable-Rate Mortgage a Good Short-Term Strategy Until Interest Rates Cool Off?