Also check out my credit help blog at: The Truth About Credit Cards.com!

About the Author

I was an Account Executive with a wholesale mortgage lender in Los Angeles, who saw the good times and the very bad. But after several grueling, monotonous years in the industry, something occurred to me. I had learned a ton about mortgage.

So I’ve decided to share my knowledge and experiences with the public because I’ve learned so much about the process, and I know I can provide some valuable mortgage advice that you likely won’t hear from other interested parties, namely banks, lenders, loan officers, mortgage brokers, and real estate agents. You know who you are…

And if nothing else, whenever I buy property, I’ll have an arsenal of knowledge and helpful information to ensure I get the lowest interest rate with the fewest fees. And not only for myself, but for family and friends. Of course none of them bother to visit the site, but you get my point.

My goal in creating this blog is to provide an honest, inside view of the mortgage industry, and to explain the process of obtaining a mortgage in the most straightforward and effective manner possible.

There are so many aspects of the loan process that consumers don’t understand, seemingly basic things that can affect your interest rate substantially, costing you thousands each year. And they can be resolved with minor solutions, often just by reading blogs like this. So go ahead, browse the site and educate yourself. Because in this industry, knowledge equals savings!

If you notice any typos, errors, or anything you don’t like, it’s his fault:

Assistant Editor

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