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If you have any questions, concerns, or comments, please feel free to contact me and I’ll get back to you as soon as humanly possible.

::Share

If you have access to breaking mortgage news or simply have a good link you’d like to pass along, please provide the relevant information.  Same goes for all you out there with press releases.  Send me one and I’ll write about it if it’s interesting.

::Ask

I’ll also try to answer questions about the mortgage process, though it’s difficult to answer each one based on the volume I receive.  Before you send a question, take a look at the mortgage help topics I have already covered, you may find your answer.  You can also use the search box to find relevant queries.

::Media

If you are a member of the media and have questions you need answered for a story, give me a shout.  I’d be happy to help so long as you cite me properly in the story you’re working on. I can provide nice blurbs to accompany any article about the housing market or the mortgage industry.

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If you have specific questions about advertising on my site, please don’t hesitate to contact me for additional details.  Or simply target my site through Google Adsense if you want to do it the easy way.

::Inquire

If you’re looking for writers/blog developers or interested in partnering up, drop me a line.  I’m always interested in being propositioned.

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Thanks for visiting!


6 Comments

  1. Jill November 16, 2014 at 7:07 pm -

    Hi Colin,

    Do you have any advice on what I should look for in a mortgage broker? My goal is to find someone who wants to get me the best deal but don’t they want to make as much money off of me as possible?

    Thanks so much,

    Jill

  2. Colin Robertson November 17, 2014 at 9:25 am -

    Hi Jill,

    Perhaps someone that is referred to you by a family member or a friend who actually wants repeat business from you or your friends/family in the future. Having some future reward may entice that broker to give you good pricing today with the promise of more business down the line. You may also need to compare costs/service of several to narrow it down. Good luck!

  3. Murali December 7, 2014 at 11:16 am -

    Hi Colin,

    Thank you, your website is full of good information.

    If someone is having an equity of $80,000 out of home value $290,000 / 15 years mortgage (Loan Amount $250,000 – Loan year 2011 December) with an interest rate of 3.5% is it advisable to refinance the $210,000 to reduce the monthly mortgage payments?

    Best Regards
    Murali

  4. Colin Robertson December 8, 2014 at 12:11 pm -

    Murali,

    The going rate for a 15-year fixed today is around 3.10%, per Freddie Mac. So you could potentially save some money if your current rate is 3.50%, but the savings might not be that sizable. You’ll also have to consider the costs to refinance, assuming the lender isn’t covering the costs for you, and the fact that your mortgage will restart again.

  5. Tanya Pinedo December 17, 2014 at 9:41 am -

    Hi Collin,

    I was approved for a conventional FHA loan at 3.5%. I went through a bankruptcy and was discharged 2 years ago. I owned a home that went into bankruptcy at that time. Everything was squared away and ready until a title search showed that I still had my name on the deed to the home I had not lived in for more than 4 years. Because of that, I was no longer eligible for the standard FHA loan. The house is now in the process of being taken out of my name, but my question is this: does my name on an existing title become a factor in the HELOC or not?

    Thank you

  6. Colin Robertson December 17, 2014 at 10:15 am -

    What HELOC are you referring to? If your name is on title, it could affect any subsequent loans you apply for.

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