Mortgage Tips

This was the first category I created when this website was created in 2006.

And it’s really why I launched the site to begin with. To educate prospective home buyers and existing homeowners.

Simple guides and practical mortgage tips can help you better understand and prepare for the home loan process.

Same goes for answering mortgage questions and brushing up on the latest mortgage lingo.

Sometimes home buyers focus exclusively on the real estate piece while ignoring the home loan part.

This can result in some bad decisions when it comes to getting a mortgage. Or simply overpaying because of missteps (or a lack of shopping around!).

Learn how to get a mortgage, refinance an existing loan, and discover the many different loans programs available today.

You’re not financing a TV, or a car for that matter. It’s a big purchase and it deserves a lot more time and attention.

Arm yourself with knowledge early on and you’ll likely enjoy a better outcome.

Is a 2.25% 30-Year Fixed Mortgage Rate in the Cards?

One of the problems with refinancing a home loan right now is that mortgage rates keep falling. As such, you might find the need to… Read More »Is a 2.25% 30-Year Fixed Mortgage Rate in the Cards?

One of the biggest hurdles to homeownership is down payment. Most people can afford a monthly mortgage payment, especially with interest rates so low, because… Read More »What Is a Gift of Equity? One Way to Buy Your Parents House

You may have heard that mortgage is a “good debt,” in that it’s okay to carry a multi-hundred-thousand-dollar loan for decades on end. While that… Read More »Is Mortgage a Good Debt or a Bad Debt? It Can Be the Absolute Best Debt

We’re starting to get a better picture of how COVID-19 affected the housing market, with the National Association of Realtors’ existing-home sales report showing a… Read More »COVID-19 May Have Just Been a Speed Bump for Surging Housing Market

One mortgage lender making a big splash of late is Newrez, short for New Residential Investment Corp. They’ve grown mightily thanks to their 2019 acquisition… Read More »NewRez Mortgage Review: Are They the Home of Your Perfect Loan?

Today we’ll take a good look at Planet Home Lending, a rising star in the mortgage world that’s beginning to make inroads and become a… Read More »Planet Home Lending Review: 3 Trees Planted for Every Closed Loan

If you’re a homeowner, or just became one during the pandemic, you’ve likely heard of mortgage forbearance. Not to be confused with mortgage forgiveness, it… Read More »5 Things to Know If Considering Mortgage Forbearance

Today we’ll take a good look at On Q Financial, a direct mortgage lender based in Tempe, Arizona that wants to make getting a mortgage… Read More »On Q Financial Mortgage Review: The Simple Way to Get a Mortgage?

One of the fastest growing and largest mortgage lenders in the country goes by the name PennyMac, not to be confused with Freddie Mac. If… Read More »PennyMac Mortgage Review: A Top-3 Mortgage Lender Nationally

Update: Eagle Home Mortgage is now known as Lennar Mortgage. If you’re thinking about buying a home or refinancing an existing mortgage, you may have… Read More »Eagle Home Mortgage Review: Should You Get a Mortgage from the Nation’s Largest Homebuilder?