Mortgage Tips

Simple mortgage tips to help you better understand and prepare for the home loan process to ideally save money.

Does a Refinance Require an Appraisal?

Does a Refinance Require an Appraisal?
January 21, 2021 No Comments »

Mortgage Q&A: “Does a refinance require an appraisal?” A reader recently asked if they needed an appraisal to refinance their existing mortgage, knowing they can often add weeks to the loan process. As with anything in the mortgage realm, the ... Read More »

What Is a Streamline Refinance?

What Is a Streamline Refinance?
January 13, 2021 No Comments »

Mortgage Q&A: “What is a streamline refinance?” While qualifying for a mortgage refinance is generally a lot harder than it has been in the past (now that lenders actually care how your home loan performs), there are less cumbersome options ... Read More »

How to Get a Wholesale Mortgage Rate

How to Get a Wholesale Mortgage Rate
January 12, 2021 No Comments »

Mortgage Q&A: “How to get a wholesale mortgage rate?” Wholesale mortgage rates tend to be considerably cheaper than their retail counterparts, though it’s never a guarantee with so many lenders out there these days. To get your hands on one, ... Read More »

How to Move Out of Your Parents House

How to Move Out of Your Parents House
January 6, 2021 No Comments »

There’s nothing inherently wrong with living with your parents, other than EVERYTHING! So let’s talk about how to GET OUT! To be clear, I’m going to discuss moving out and buying a place of your own, not moving out and ... Read More »

Buying a Home in 2021? 11 Tips to Get It Done!

Buying a Home in 2021? 11 Tips to Get It Done!
January 4, 2021 No Comments »

If you’ve yet to enter the housing market, but are thinking of buying a home in 2021, there’s a lot you need to know. As I once pointed out, this isn’t your older sibling’s housing market. Not just anyone can ... Read More »

10 Mortgage Lenders to Consider for the Best Mortgage Rates (and Fees!)

10 Mortgage Lenders to Consider for the Best Mortgage Rates (and Fees!)
December 8, 2020 No Comments »

Everyone likes a discount, right, even if it’s on a small one-time purchase that equates to a nominal amount. For one reason or another, it just feels like a win. It’s obviously even sweeter if you get a discount on ... Read More »

21 Mortgage Questions You Should Know the Answer To

21 Mortgage Questions You Should Know the Answer To
December 4, 2020 1 Comment »

I thought it would be helpful to create a post that answers a lot of top “mortgage questions” that consumers tend to ask in one convenient place. You should know the answers to all of these questions if you’re serious ... Read More »

What’s the Best Mortgage for First Time Buyers?

What’s the Best Mortgage for First Time Buyers?
December 2, 2020 No Comments »

If you’re new to real estate, or preparing to make an offer on your first home, you might be wondering what mortgage is best for a novice home buyer. While both seasoned homeowners and first-time buyers may wind up with ... Read More »

Why Adjustable-Rate Mortgages Are Bad News Right Now

Why Adjustable-Rate Mortgages Are Bad News Right Now
November 23, 2020 No Comments »

With mortgage interest rates as low as they are at the moment, you may be looking beyond fixed-rate options if you’re in the market to purchase a home or refinance an existing home loan. After all, while 30-year fixed mortgage ... Read More »

Don’t Let Your Current Lender Talk You Out of a Mortgage Refinance

Don’t Let Your Current Lender Talk You Out of a Mortgage Refinance
November 20, 2020 No Comments »

What I’ve seen and heard through the years is certain lenders not being so forthcoming with existing customers wanting to refinance their mortgage. For example, when a homeowner goes to inquire about the “awesome low rates,” their first instinct may ... Read More »