Conventional wisdom would lead us to believe that consumers go with the mortgage lender that offers the lowest interest rate. After all, who can resist… Read More »Borrowers Don’t Choose Mortgage Lenders for the Best Interest Rate
Simple guides and tips to help you better understand and prepare for the home loan process. Learn how to get a mortgage, how to refinance, and more about the many different loans programs available.
These days, the world is full of misinformation. Let’s put some common mortgage myths to bed once and for all so you don’t inadvertently miss… Read More »10 Big Mortgage Myths Proved Wrong, Once and For All
Here’s an interesting question: “What mortgage has the best interest rate?” Before we dive in, “best” questions are always a bit difficult to answer universally… Read More »What Mortgage Has the Best Interest Rate and Why?
Time for more mortgage Q&A: “Are mortgage calculators accurate?” Just about anyone looking to buy real estate or apply for a mortgage refinance will rely… Read More »Are Mortgage Calculators Accurate? Why Some Totally Miss the Mark
A working paper from the National Bureau of Economic Research revealed that it might be best to apply for a mortgage when no one else… Read More »Why It’s Best to Apply for a Mortgage When Things Are Slow
I know, I know. It sounds ridiculous to complain about or imply that something cheap is a bad thing. Clearly I’m going to have some… Read More »Why a Really Cheap Mortgage Might Actually Be Trouble
Mortgage rates are trickling back toward record lows again and refinance applications are on the rise. You can thank our questionable economy, a COVID resurgence,… Read More »Resetting the Clock When You Refinance: Why It Could Cost You
Here’s an interesting one. Is it possible to snag a lower mortgage rate without refinancing? While it’s not all that difficult to refinance a home… Read More »How to Lower Your Mortgage Rate Without Refinancing
Mortgage Q&A: “Why are mortgage payments mostly interest?” Here’s an interesting mortgage question – pun sadly intended because I couldn’t help it. Lots of folks… Read More »Why Are Mortgage Payments Mostly Interest?
I thought it would be helpful to create a post that answers a lot of top “mortgage questions” that prospective and existing homeowners tend to… Read More »21 Mortgage Questions You Should Know the Answer To