Mortgage Tips

Simple mortgage tips to help you better prepare for the mortgage process and ideally save money on your mortgage.

Buying a Home in 2019? 11 Tips to Get It Done!

Buying a Home in 2019? 11 Tips to Get It Done!
January 4, 2018 No Comments »

If you’ve yet to enter the housing market, but are thinking of buying a home in 2019, there’s a lot you need to know. As I once pointed out, this isn’t your older sibling’s housing market. Not just anyone can ... Read More »

2018 Real Estate and Mortgage Predictions

2018 Real Estate and Mortgage Predictions
December 29, 2017 1 Comment »

Just like that, another year has gone by, well, almost. There are still a few days left and anything can happen. In the meantime, I present my latest installment of real estate and mortgage predictions for the year 2018, which ... Read More »

2018 Mortgage Rate Forecast: Overall It’s Looking Pretty Good

2018 Mortgage Rate Forecast: Overall It’s Looking Pretty Good
December 13, 2017 No Comments »

It’s that time of the year again, when we take a look at what’s in store for mortgage rates the following year. So without further ado, here is the “2018 mortgage rate forecast” from a variety of different housing and ... Read More »

Will 2018 Be the Last Great Year for This Real Estate Boom?

Will 2018 Be the Last Great Year for This Real Estate Boom?
December 11, 2017 No Comments »

A new survey of housing experts and economists led by Zillow sees home prices rising 4.1% in 2018 before annual gains normalize at around three percent per year. So far this year, home prices have risen about 6.5% (through October), ... Read More »

Can You Pay the Mortgage with Bitcoin?

Can You Pay the Mortgage with Bitcoin?
November 30, 2017 No Comments »

Mortgage Q&A: “Can you pay the mortgage with bitcoin?” First off, I apologize for writing an article about bitcoin. I know it’s all the rage right now and I’m just adding to the hype, but it’s newfound relevancy warrants this ... Read More »

Are Mortgages Simple Interest and Compounded Monthly?

Are Mortgages Simple Interest and Compounded Monthly?
November 21, 2017 No Comments »

People seem to be fascinated with how mortgages are calculated and paid off, but when it comes down to it, there’s nothing too mind-blowing happening. Each month, a portion of principal and interest are paid off as mortgage payments are ... Read More »

21 Mortgage Questions That Are Frequently Asked, Answered

21 Mortgage Questions That Are Frequently Asked, Answered
November 8, 2017 4 Comments »

I thought it would be helpful to create a post that answers a lot of top mortgage questions in one convenient place. You should know the answers to all of these questions if you’re serious about getting a home mortgage ... Read More »

FHA 203k Loan Program: The All-in-One Renovation Mortgage

FHA 203k Loan Program: The All-in-One Renovation Mortgage
October 24, 2017 No Comments »

In a nutshell, the FHA 203k loan program allows prospective home buyers to finance the cost of a property and improvements in one convenient mortgage. Instead of buying a fixer-upper, taking out a mortgage, and then later taking out a ... Read More »

Mortgage Originations by Product Type: What’s Most Popular?

Mortgage Originations by Product Type: What’s Most Popular?
October 4, 2017 2 Comments »

Ever wonder what share of borrowers are taking out a 15-year mortgage as opposed to a standard 30-year fixed? Or an ARM instead? Well, I was, and so I went looking for the data. Fortunately, I was able to track ... Read More »

Why You May Want to Apply for a Mortgage When Things Are Slow

Why You May Want to Apply for a Mortgage When Things Are Slow
September 14, 2017 1 Comment »

A new working paper from the National Bureau of Economic Research reveals that it might be best to apply for a mortgage when no one else is. The analysis, “The Time-Varying Price of Financial Intermediation in the Mortgage Market” (if ... Read More »