Mortgage Tips

This was the first category I created when this website was created in 2006.

And it’s really why I launched the site to begin with. To educate prospective home buyers and existing homeowners.

Simple guides and practical mortgage tips can help you better understand and prepare for the home loan process.

Same goes for answering mortgage questions and brushing up on the latest mortgage lingo.

Sometimes home buyers focus exclusively on the real estate piece while ignoring the home loan part.

This can result in some bad decisions when it comes to getting a mortgage. Or simply overpaying because of missteps (or a lack of shopping around!).

Learn how to get a mortgage, refinance an existing loan, and discover the many different loans programs available today.

You’re not financing a TV, or a car for that matter. It’s a big purchase and it deserves a lot more time and attention.

Arm yourself with knowledge early on and you’ll likely enjoy a better outcome.

Renting vs. Buying a Home: 55 Pros and Cons

It’s time for yet another mortgage match-up, so without further ado, here’s a biggie: “Renting vs. buying a home.” Or a townhouse for that matter…… Read More »Renting vs. Buying a Home: 55 Pros and Cons

Mortgage Q&A: “How to pay off the mortgage early.” If you’re looking to pay off your mortgage quickly, now might be a good time to… Read More »How to Pay Off the Mortgage Early: 30+ Methods You Can Use Right Now

I got to thinking the other day that Trump’s plan to lower mortgage rates might be through increased unemployment. While everyone is seemingly focused on… Read More »Is Trump’s Plan to Lower Mortgage Rates Mass Government Layoffs?

One of the biggest hurdles to homeownership is the down payment. After all, the typical American has barely anything in the way of savings. At… Read More »Can You Use a Credit Card for a Down Payment on a House?

If you already have a mortgage, you might be curious about refinancing, and more specifically if you have to use your original lender. Or if… Read More »Is It Better to Refinance with Your Current Mortgage Lender?

If you’re hoping for a quick release of Fannie Mae and Freddie Mac, you might want to exercise some patience. While the odds of the… Read More »The Release of Fannie and Freddie Could Come Down to Mortgage Rates: But Should It?

If you’ve seen commercials for “Mortgage Matchup” lately, perhaps during an NBA game, or on the court itself, you might be wondering what they’re all… Read More »What Is Mortgage Matchup? And Why Did UWM Create It?

If you have an adjustable-rate mortgage you’re looking to get out of, the good news is it’s usually as simple as applying for a refinance.… Read More »Can You Refinance an Adjustable-Rate Mortgage?

The Consumer Financial Protection Bureau (CFPB) has a new acting director, none other than Treasury Secretary Scott Bessent. The news was announced today after the… Read More »Treasury Secretary Bessent Becomes Acting Director of CFPB: How Will It Affect Mortgages?