Mortgage Tips
Simple mortgage tips to help you better prepare for the mortgage process and ideally save money on your mortgage.Is the 30-Year Fixed Mortgage Going Extinct?
It’s that time again when we fret about the viability of the 30-year fixed mortgage. This last occurred in 2014 when Dick Bove warned that the Fed’s tapering of mortgage purchases would mean curtains for the popular loan program. Say ... Read More »
Is the Real Estate Market Going to Crash in 2019?
There have been a lot of unpleasant headlines regarding the state of the real estate market lately. Earlier this week, Redfin noted that only 1 in 8 offers written by their agents faced competition from other prospective home buyers in ... Read More »
What Is a Good Price for a First-Time Home Buyer?
Buying your first home can be pretty nerve-wracking. Regardless of what you pay, whether it seems like a little or a lot, there are going to be some sleepless nights early on. The first time I bought a place, I ... Read More »
Marriage and Mortgage May Not Mix
So you’re planning on getting married this summer, and you just have to find a perfect house to call your own before that magical day. Or very soon thereafter. There’s no possible way you could continue to live in an ... Read More »
The Cost of Property Taxes and Hazard Insurance
As home prices continue to flirt with record highs nationwide, the cost of property taxes and hazard insurance can be the tipping point. For example, if you purchase a one-million dollar home these days, you can expect to pay around ... Read More »
How to Pay for Home Renovations: Pros and Cons to Different Methods
Most homes require work, even newer ones. And just about everyone knows that home renovation projects aren’t cheap. This is generally the case regardless of whether the job is a small one or a large one. It’s going to cost ... Read More »
15 Things to Do After Your Mortgage Funds
Getting a mortgage can be pretty exciting, especially if it’s your first time. It can also be a very daunting process fraught with the potential for errors and missteps. I’ve already discussed what to do before applying for a mortgage. ... Read More »
What Is a Non-Conforming Mortgage Loan?
If you’ve been doing some mortgage shopping/research lately and happened to come across the phrase “non-conforming loan,” you might have some questions. At first glance, you probably understand that the loan in question doesn’t conform, but to what exactly? Well, ... Read More »
When Should You Start Looking for a House?
The short answer: Immediately. That is, if you want to buy a home at some point in the next year, or anytime thereafter. We’ll get into the specifics in a moment, but there’s really no sense in waiting if you ... Read More »
12 Home Selling Tips for 2019
While the recent stock market rout will undoubtedly make prospective home buyers feel a little bit poorer, lower gas prices and cheaper interest rates may have the complete opposite effect. Regardless of what happens to the economy, chances are that ... Read More »
