Simple guides and tips to help you better understand and prepare for the home loan process. Learn how to get a mortgage, how to refinance, and more about the many different loans programs available.
If you’re in the market to purchase a new home, perhaps because mortgage rates are low and you’re an extremely brave individual, you may be… Read More »3 Reasons Why Putting Less Down Can Raise Your Mortgage Payment
It’s looking like it could be a really good summer for mortgage rates, after a very uncertain spring made it appear as if the best… Read More »Why It Could Be a Great Summer for Mortgage Rates
Mortgage Q&A: “Do mortgage payments decrease?” While everyone always seems to focus on mortgage payments adjusting higher, there are a number of reasons why a… Read More »Do Mortgage Payments Go Down Over Time?
It’s that time again, where I take a look at a pair of popular home loan programs to determine which may better suit certain situations.… Read More »15-Year Fixed vs. 30-Year Fixed: The Pros and Cons
Trade In Your Old Home Loan for a New One Fundamental mortgage Q&A: “How does mortgage refinancing work?” When you refinance a mortgage, you trade… Read More »How Does Mortgage Refinancing Work? Do You Want a Lower Rate or Cash Back?
Mortgage Q&A: “How many mortgage quotes should I get?” When it comes to getting the best deal on your mortgage, you can never shop too… Read More »How Many Mortgage Quotes Should I Get? A Key Study Says the More the Better
Mortgage Q&A: “Do mortgage payments increase?” While this sounds like a no-brainer question, it’s actually a little more complicated than it appears. You see, there… Read More »Do Mortgage Payments Increase? Here Are 4 Ways They Can Get More Expensive
Are You a Mortgagee or Mortgagor? It’s mortgage Q&A time! Today’s question: “What is a mortgagee?” No, it’s not a typo. I didn’t leave an… Read More »What Is a Mortgagee? Hint: It’s Not a Typo Nor Is It Misspelled
Large Credit Card Purchases Really Can Tank Your Credit Score While missed payments are arguably the worst offense Even racking up a lot of debt… Read More »Why You Shouldn’t Swipe Your Credit Card Before You Apply for a Mortgage
It’s no secret the housing market is hot at the moment, so much so that just about everyone is wondering when the next housing crash… Read More »Don’t Be a Desperate Home Buyer: Be Prepared and Willing to Move On
