Mortgage Tips
Simple mortgage tips to help you better prepare for the mortgage process and ideally save money on your mortgage.Sometimes It’s Actually Better to Choose the Higher Mortgage Rate
With mortgage rates approaching all-time lows once again, there might be the temptation to snag a 30-year fixed at say 2.875%, or 2.99% if a lender offers a promotional rate. The same might be true of any home loan product, ... Read More »
Buying a Home in 2020? 11 Tips to Get It Done!
If you’ve yet to enter the housing market, but are thinking of buying a home in 2020, there’s a lot you need to know. As I once pointed out, this isn’t your older sibling’s housing market. Not just anyone can ... Read More »
There Is No Mortgage Trick
Over the years, I’ve seen tons of ads and articles about a so-called “mortgage trick,” only to click on the associated hyperlink and see nothing regarding any tricks. Talk about disappointing. For the record, I’m always interested to see what ... Read More »
When Are Mortgage Rates Lowest?
We’re all looking for an angle, especially if it’ll save us some money. Whether it’s a stock market trend, a home price trend, or a mortgage rate trend, someone always claims to have unlocked the code. Unfortunately, it’s usually all ... Read More »
Don’t Be a Desperate Home Buyer
It’s no secret the housing market has softened in recent months. Homes are no longer flying off the shelves, and bidding wars are becoming less and less common. Instead of properties going way above asking, home sellers are delivering price ... Read More »
Are Closing Costs Included In a Mortgage?
Mortgage Q&A: “Are closing costs included in a mortgage?” There seems to be a great deal of confusion when it comes to closing costs and mortgages, so let’s clear the air and make sense of it all. Simply put, home ... Read More »
Should I Use an iBuyer to Sell My Home?
If you’re thinking about selling your home, you’ve got a lot of options. It’s not 2012 anymore, when you simply enlisted the services of a real estate agent and went on about your day. Or bravely went down the for-sale-by-owner ... Read More »
Curbio Review: Renovate Today, Pay When You Sell
A startup named Curbio wants to help homeowners sell for more by improving their properties before they go to market. The twist is that the homeowner doesn’t have to pay for the renovations until settlement, meaning cash on hand isn’t ... Read More »
20-Year vs. 30-Year Mortgages: Get a Lower Rate?
It’s time for a new mortgage match-up. Since paying down the mortgage early seems to be so en vogue these days, it makes sense to compare “20-year mortgages vs. 30-year mortgages.” The most common type of mortgage is the 30-year ... Read More »
Borrowers with Low Credit Scores Should Shop Their Mortgage More
Most people don’t bother shopping around for their mortgage, despite the tremendous potential savings involved. In fact, nearly half of consumers only bother obtaining a single mortgage rate quote. It’s understandable since it’s certainly not any fun calling a bank ... Read More »
