Simple guides and tips to help you better understand and prepare for the home loan process. Learn how to get a mortgage, how to refinance, and more about the many different loans programs available.
With home prices on the rise, and only expected to go higher this year, you might be wondering how to get a bigger mortgage. After… Read More »10 Ways to Get a Bigger Mortgage: With Home Prices On the Rise You May Need One
It’s a question I see consumers ask whenever they size up a lender: “Is X mortgage company legit?” Ultimately, borrowers want to know that the… Read More »Is This Mortgage Company Legit? How to Quickly Vet Your Lender
Most homeowners know what a mortgage refinance is, but aren’t necessarily familiar with the process and many steps that take place along the way. If… Read More »The Mortgage Refinance Process: Complete Step-by-Step Guide and Timeline
These days, prospective home buyers are spending a lot more time looking at homes virtually rather than in person. This was a trend before COVID-19… Read More »How Many Homes Should I Look at Before I Buy? One Could Be Enough But More Is Definitely Better
Looking for the best mortgage rates? We’ve all heard that the super-low mortgage rates are no longer super-low, so mortgage rate shopping is now an… Read More »Mortgage Rate Shopping: 10 Quick Tips to Score a Better Deal on Your Home Loan
As the name implies, “prepaid interest” is money you owe to a bank or mortgage lender that is paid in advance of when it is… Read More »What Is Prepaid Interest? Here’s Why You Need to Pay the Mortgage Lender Ahead of Time
Mortgage Q&A: “What mortgage term is best?” Before you set out to snag the lowest rate on your home purchase loan or mortgage refinance, you’ll… Read More »What Mortgage Term Is Best? Why It Could Pay to Look Beyond the 30-Year Fixed
It’s been some time since I’ve done mortgage Q&A, so without further delay, let’s explore the following question: “Do you need 20% down to buy… Read More »Do You Need 20% Down to Buy a House? Why This Old Rule No Longer Applies
While the recent stock market boom, coupled with near-record low mortgage rates will undoubtedly make prospective home buyers feel richer, lofty asking prices may have… Read More »2022 Home Selling Tips to Get Top Dollar: Don’t Take the Red Hot Real Estate Market for Granted
If you’ve yet to enter the housing market, but are thinking of buying a home in 2022, there’s a lot you need to know. The… Read More »Buying a Home in 2022? It Won’t Be Fun or Easy. Here Are 11 Tips to Help Make It Happen!
