These days, mortgage rates aren’t as cheap as they used to be. And that is the understatement of the century. The 30-year fixed is currently… Read More »Is It Worth Using a Mortgage Lender Now for the Promise of Waived Fees in the Future?
The housing market is in trouble. The latest blow being mortgage rates returning to 7%. But the ongoing issue has been a severe lack of… Read More »Can Free and Clear Homeowners Save the Housing Market?
In an effort to make homeownership more affordable, the U.S. Department of Housing and Urban Development (HUD) is reducing fees on FHA loans. Specifically, HUD… Read More »Annual Mortgage Insurance Premium on FHA Loans Reduced 30 Basis Points
It feels like déjà vu. Mortgage rates are going up again. What gives? I thought they peaked. Not so fast. The Fed warned us time… Read More »Why Are Mortgage Rates Going Up Again?
I recently wrote that you should look for a mortgage before searching for a property to buy because unless you have lots of cash, you’re… Read More »10 Things You Should Do Before Applying for a Mortgage
Mortgage Q&A: “What time of year are mortgage rates lowest?” We’re all looking for an angle, especially if it’ll save us some money. Whether it’s… Read More »What Time of Year Are Mortgage Rates Lowest? Here’s What The Data Says
There’s been a lot of buzz lately regarding another 2008 housing crisis unfolding in 2023. I’m hearing the phrases underwater mortgage and foreclosure again after… Read More »Why the “It’s the 2008 Housing Crisis All Over Again” Argument Falls Short
You’ve heard the term “no free lunch.” Well, the same is true of home loans. There is no “free mortgage.” Sure, banks and lenders will… Read More »There Is No Free Mortgage
One of the first “fintech” mortgage lenders that came into existence in recent years was Better Mortgage. Launched in 2014, they managed to fund more… Read More »Better Mortgage Review: They Promise Speed But at What Price?
The Fed has played a major role in consumer mortgage rates over the past decade and change. Back in 2008, they began purchasing hundreds of… Read More »How the Fed Could Benefit from Lower Mortgage Rates
