Is the housing market getting stupid again, or is technology changing the way we buy homes? That’s still up for debate, but there are some… Read More »One Third of Home Buyers Made Offers Without Actually Visiting the Property
There’s been a lot of talk lately about mortgage lenders easing credit standards as refinance volume wanes and purchase activity remains constrained by limited inventory.… Read More »Fannie Mae Increasing Max DTI to 50%, Upping LTVs for ARMs
There’s a new startup out there called “Homie” that transforms the old way people buy and sell homes by harnessing today’s technology and (kind of)… Read More »Homie: A Startup Is Eliminating Real Estate Agent and Loan Officer Commissions
It seems 1% down is the new zero down in the mortgage world, with San Diego-based Guild Mortgage the latest to join the fray. The… Read More »Guild Mortgage Latest to Offer a 1% Down Payment Mortgage
Movement Mortgage is the latest of many mortgage lenders to offer a zero down option for prospective home buyers, referred to as the Mortgage Assistance… Read More »Movement Mortgage Launches Zero Down Mortgage Called MAP
There’s a new disruptor in the mortgage space called Magilla that lets you shop for a mortgage anonymously, assuming you don’t want lenders to bug… Read More »Magilla Lets You Shop Mortgage Lenders Anonymously
The online real estate marketplace Zillow has just launched a new feature called “Zillow Offers,” formerly known as Zillow Instant Offers, aimed at helping seemingly… Read More »Zillow Offers: For Those Who Want to Sell Their Home Fast
I recently wrote about the need to put down 20% when buying a home, which although often recommended, isn’t a necessity these days. There are… Read More »Traditional 20% Mortgage Down Payment Could Be Cut in Half
These days, it’s not uncommon for individuals to open a bunch of credit cards in a short span of time to acquire lots of points… Read More »Can Credit Card Churning Hurt Your Chances of Getting a Mortgage?
Wondering when the best time to buy a home is? And the worst time? Well, thanks to data science, we no longer have to guess… Read More »The Best Time to Buy a Home Is in August and September
