This was the first category I created when this website was created in 2006.
And it’s really why I launched the site to begin with. To educate prospective home buyers and existing homeowners.
Simple guides and practical mortgage tips can help you better understand and prepare for the home loan process.
Same goes for answering mortgage questions and brushing up on the latest mortgage lingo.
Sometimes home buyers focus exclusively on the real estate piece while ignoring the home loan part.
This can result in some bad decisions when it comes to getting a mortgage. Or simply overpaying because of missteps (or a lack of shopping around!).
Learn how to get a mortgage, refinance an existing loan, and discover the many different loans programs available today.
You’re not financing a TV, or a car for that matter. It’s a big purchase and it deserves a lot more time and attention.
Arm yourself with knowledge early on and you’ll likely enjoy a better outcome.
Welp, the question I asked recently, would mortgage rates hit 5.99% or 7% next, has been answered. And unfortunately, if you’re a prospective home buyer… Read More »Mortgage Rates Back to 7% as Tariff Day Rattles Bond Market
I’ve been a lot more active on social media over the past few years. And one of my observations is that everyone is looking to… Read More »If You Have a Mortgage, You Are Not Rich
I remember when I wrote my mortgage myths post, I pointed out that mortgages aren’t mostly interest. But I did so when mortgage rates were… Read More »Higher Mortgage Rates Mean Principal Repayment Has Slowed to a Crawl
Let’s talk home selling tips. While still-high mortgage rates will undoubtedly make prospective home buyers feel stretched, there’s still plenty of hope for home sellers… Read More »2025 Home Selling Tips to Get Top Dollar: How to Navigate a Cooler Housing Market
Today we’ll take a brief look at some mortgage rate history to gain a little context for where we stand today. It’s always helpful to… Read More »Mortgage Rate History: Check Out These Charts from the Early 1900s
When you take out a mortgage, whether it’s a home purchase or a refinance, you must pay “closing costs.” These costs can vary considerably from… Read More »How to Reduce Closing Costs on Your Mortgage
It’s clear that the trade war is now the biggest driver of mortgage rates today. Prior to the arrival of tariffs and a wider trade… Read More »The Trade War Matters More to Mortgage Rates Than Cool Economic Data
One of the oldest and largest credit unions in the nation, Navy Federal FCU, happens to be a big player in the home loan space.… Read More »Navy Federal Mortgage Review: Rates Appear Low and They Keep Your Loan
It’s time for yet another mortgage match-up, so without further ado, here’s a biggie: “Renting vs. buying a home.” Or a townhouse for that matter…… Read More »Renting vs. Buying a Home: 55 Pros and Cons
Mortgage Q&A: “How to pay off the mortgage early.” If you’re looking to pay off your mortgage quickly, now might be a good time to… Read More »How to Pay Off the Mortgage Early: 30+ Methods You Can Use Right Now
