Simple guides and tips to help you better understand and prepare for the home loan process. Learn how to get a mortgage, how to refinance, and more about the many different loans programs available.
In an effort to make homeownership more affordable, the U.S. Department of Housing and Urban Development (HUD) is reducing fees on FHA loans. Specifically, HUD… Read More »Annual Mortgage Insurance Premium on FHA Loans Reduced 30 Basis Points
I recently wrote that you should look for a mortgage before searching for a property to buy because unless you have lots of cash, you’re… Read More »10 Things You Should Do Before Applying for a Mortgage
Mortgage Q&A: “What time of year are mortgage rates lowest?” We’re all looking for an angle, especially if it’ll save us some money. Whether it’s… Read More »What Time of Year Are Mortgage Rates Lowest? Here’s What The Data Says
It’s time for another mortgage match-up: “15-year fixed vs. 30-year fixed.” As always, there is no one-size-fits-all solution because everyone is different and may have… Read More »15-Year Fixed vs. 30-Year Fixed: The Pros and Cons
Mortgage Q&A: “What is a lender credit?” If you’ve been shopping mortgage rates, whether for a new home purchase or a refinance, you’ve likely come… Read More »Lender Credits: The Opposite of Paying Points on Your Mortgage
You’ve heard the term “no free lunch.” Well, the same is true of home loans. There is no “free mortgage.” Sure, banks and lenders will… Read More »There Is No Free Mortgage
Mortgage Q&A: “What is the easiest type of mortgage to get?” Relative to other types of loans, it can be difficult to get approved for… Read More »What Is the Easiest Type of Mortgage to Get?
Now it’s time to check out the top mortgage lenders in DC, the capital of the United States. In 2021, nearly 800 mortgage companies originated… Read More »Top Mortgage Lenders in DC
Today we’ll discuss the key differences between a mortgage co-borrower and a mortgage co-signer. While the two phrases sound pretty similar, and are sometimes used… Read More »Mortgage Co-Borrower vs. Co-Signer
It’s time to check out the top mortgage lenders in Georgia based on their 2021 loan volume. These mortgage companies outranked more than one thousand… Read More »Top Mortgage Lenders in Georgia
