Mortgage Tips

Simple mortgage tips to help you better prepare for the mortgage process and ideally save money on your mortgage.

What Is a Good Price for a First-Time Home Buyer?

What Is a Good Price for a First-Time Home Buyer?
February 12, 2019 No Comments »

Buying your first home can be pretty nerve-wracking. Regardless of what you pay, whether it seems like a little or a lot, there are going to be some sleepless nights early on. The first time I bought a place, I ... Read More »

Marriage and Mortgage May Not Mix

Marriage and Mortgage May Not Mix
February 4, 2019 No Comments »

So you’re planning on getting married this summer, and you just have to find a perfect house to call your own before that magical day. Or very soon thereafter. There’s no possible way you could continue to live in an ... Read More »

The Cost of Property Taxes and Hazard Insurance

The Cost of Property Taxes and Hazard Insurance
January 29, 2019 2 Comments »

As home prices continue to flirt with record highs nationwide, the cost of property taxes and hazard insurance can be the tipping point. For example, if you purchase a one-million dollar home these days, you can expect to pay around ... Read More »

How to Pay for Home Renovations: Pros and Cons to Different Methods

How to Pay for Home Renovations: Pros and Cons to Different Methods
January 24, 2019 No Comments »

Most homes require work, even newer ones. And just about everyone knows that home renovation projects aren’t cheap. This is generally the case regardless of whether the job is a small one or a large one. It’s going to cost ... Read More »

15 Things to Do After Your Mortgage Funds

15 Things to Do After Your Mortgage Funds
January 22, 2019 No Comments »

Getting a mortgage can be pretty exciting, especially if it’s your first time. It can also be a very daunting process fraught with the potential for errors and missteps. I’ve already discussed what to do before applying for a mortgage. ... Read More »

What Is a Non-Conforming Mortgage Loan?

What Is a Non-Conforming Mortgage Loan?
January 16, 2019 No Comments »

If you’ve been doing some mortgage shopping/research lately and happened to come across the phrase “non-conforming loan,” you might have some questions. At first glance, you probably understand that the loan in question doesn’t conform, but to what exactly? Well, ... Read More »

When Should You Start Looking for a House?

When Should You Start Looking for a House?
January 10, 2019 No Comments »

The short answer: Immediately. That is, if you want to buy a home at some point in the next year, or anytime thereafter. We’ll get into the specifics in a moment, but there’s really no sense in waiting if you ... Read More »

12 Home Selling Tips for 2019

12 Home Selling Tips for 2019
January 8, 2019 No Comments »

While the recent stock market rout will undoubtedly make prospective home buyers feel a little bit poorer, lower gas prices and cheaper interest rates may have the complete opposite effect. Regardless of what happens to the economy, chances are that ... Read More »

2019 Mortgage Rate Forecast: We Could Be in for a Big Surprise

2019 Mortgage Rate Forecast: We Could Be in for a Big Surprise
December 19, 2018 No Comments »

Just like that another year has passed, well almost, so it’s time once again to look forward to what the next 365 days might bring. Will 2019 be a winner for mortgage rates, or will home buyers and refinancers face ... Read More »

2019 Mortgage and Real Estate Predictions

2019 Mortgage and Real Estate Predictions
December 11, 2018 No Comments »

First off, here are my 2018 predictions in case you want to see how they panned out. Overall, I think I did alright, though my call for the 30-year fixed to end 2018 at 4.5% didn’t quite materialize. There’s actually ... Read More »